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About Preston Sims

Homebridge Financial Services Mortgage Loan Originator in Honolulu, Hawaii
Preston Sims is a licensed Homebridge Financial Services Mortgage Loan Originator in the Kahala, HI, office where he focuses on residential mortgage loan origination and refinancing.

Preston specializes in VA loans and renovation loans including 203(k). He finds fulfillment in making homeownership achievable for families in Hawaii. Preston is a proud graduate of Hawaii Pacific University where he double-majored in advertising and public relations. He also holds a Mortgage Loan Originator’s NMLS license.

When he’s not working, Preston enjoys spending time with his wife and baby at home in Hawaii Kai. He also enjoys surfing, hiking, working out, and playing softball with his team that has been together for 10 years.

Contact Preston Sims Anytime

Feel free to contact Preston anytime by phone or email for personalized service and knowledgeable advice. Preston will extend the same professional service to your friends, family members, work colleagues or neighbors who need help with home financing.

Preston Sims is 203(k) Renovation Lending Certified

Preston is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Preston Sims values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Preston by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.
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Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

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William P. Aug-18
“Fast, friendly and professional.”
Erica W. Aug-18
“Everyone at HomeBridge was very helpful and answered all our questions. The process was easy. I was highly pleased with everything.”
Frederic Z. Aug-18
“Very friendly and fast.”
William P. August 2018
“Fast, friendly and professional.”
Erica W. August 2018
“Everyone at HomeBridge was very helpful and answered all our questions. The process was easy. I was highly pleased with everything.”
Frederic Z. August 2018
“Very friendly and fast.”
Frederic Z. August 2018
“Very friendly and fast.”
William P. August 2018
“Fast, friendly and professional.”
Erica W. August 2018
“Everyone at HomeBridge was very helpful and answered all our questions. The process was easy. I was highly pleased with everything.”
Jaymar J. June 2018
“Friendly and on time service. ”
Kalani B. June 2018
“Excellent and fast loan services. Excellent customer support.”
Brandon K. May 2018
“Great service, very helpful.”
Robert C. March 2018
“They are great!”
Marty K. March 2018
“Preston and his team are awesome! They stayed ahead of schedule.”
Joshua L. January 2018
“Preston and Stephanie are amazing!”
Brett M. December 2017
“Super-friendly and easily accessible. ”
Dennis D. November 2017
“They were very helpful and answered all of my questions. The process was quick and easy.”
Robert C. Kailua Kona, HI
“I can't even begin to put into words how happy we are! It was such a easy a great and transaction. I bet we must have broke a record for fastest closing! I think that our Loan Officer is the BEST that's out there! I have already told at least 20 people to go to him. I will definitely be back and continue to send people to him. Thanks again for everything! Preston is #1 in our book!”
Jason R. Kapolei, HI
“There were a couple challenges we had to overcome, caused by me, and the team made it happen regardless. All were very professional. Until the next.”
Christine H. Honolulu, HI
“Thank you for the quick follow up. Always fantastic service!”
Judy S. Honolulu, HI
“Preston kept in touch with all parties, responded quickly to questions and provided documents in a very timely manner. He was outstanding.”
Scott T. Honolulu, HI
“Preston Sims provided excellent and efficient service throughout the entire refinance process.”
William F. Honolulu, HI
“Preston Sims was very responsive and the best mortgage broker I have ever worked with. He was easily available. He explained things well. He had great ideas and made them work for our complicated loans. Preston Sims gets the highest possible recommendation for a highly trustworthy very informed mortgage broker.”
Mitchell C. Volcano, HI
“Preston was absolutely amazing!!! He always kept in contact with us and helped us out every step of the way.”
Leah Q. Kaneohe, HI
“Preston was always prompt, courteous and knowledgeable with my many questions. I appreciated his calm especially when I was stressed out and overwhelmed with other responsibilities in my life while going through this process. He is very good at what he does and made me feel very confident in him.”
Curtis W. Kailua, HI
“Preston was great. He was competing against another company and pulled it off. Helped me close early.”
Clinton O. Kaneohe, HI
“Preston was great. Very thorough.”
Sean T. Honolulu, HI
“Preston was on it from the start. He was timely, communicated well throughout, and go the loan closed early with no issues. Great transaction!”
Martina L. Kihei, HI
“Preston was very helpful. He answered all my questions right away. It was very easy to communicate with him. He always got back to me within few minutes.”
Hazel U. Halieiwa, HI
“Preston went above and beyond my expectations! His loan process was seamless and he closed even before escrow could get all their docs together. Will definitely refer him to more people and I was the Selling Agent!”
Shawn Y. Kaneohe, HI
“Preston'”
Christine H. Ewa Beach, HI
“Preston always does a fantastic job! He is very personable, extremely responsive and a complete joy to work with.”
Christine H. Honolulu, HI
“Preston ALWAYS does a fantastic job. He is very responsive, attentive, and very pleasant to work with.”
Vauravee V. Kailua, HI
“Preston and his team were very communicative during the entire loan process. They broke everything down and made it more mentally manageable, especially to someone new to the lengthy home purchasing process. Thank you again!”
Jane C. Honolulu, HI
“Preston did a great job and always kept me informed!”
Gregory K. Kailua, HI
“Preston is Amazing. His dedication to serving the customers is evident in every transaction. I will definitely recommend Preston to my friends and family.”
Douglas C. Kailua, HI
“Preston is GREAT!!!! I highly recommend him.”
Jonathan W. Kaneohe, HI
“Our Loan Officer did an awesome job. He had his paperwork done quickly which allowed for a super quick closing. We probably could have closed our VA jumbo loan within 3 weeks if we wanted to, the loan was approved that quickly.”
Jeffrey S. Kailua, HI
“I have purchased three homes and refinance 2 separate times, Preston Sims is hands down the BEST Loan Officer I have ever worked with. From explaining any detail of the process, to going to bat for you with the sellers, to even beating another rate available, Preston is the best. I am recommending him to all my friends! Thanks Preston.”
Marylu S. Kapolei, HI
“I appreciate and value that Preston is always available and responsive by text and phone to answer questions about immediate issues and concerns.”
Donald C. Honolulu, HI
“He let us know about a lower rate and expedited the paperwork, saving us money every month.”
Stephen C. Waialua, HI
“Excellent follow-up and fantastic customer service.”
Nora P. Honolulu, HI
“Closing on time is a plus.”
Spencer E. Ewa Beach, HI
“Best people you will meet or do business with on the islands. Truly a family based organization that is focused on helping you and yours find your dream home wherever you want to live!”
Craig T. Aiea, HI
“Across the board excellent service by Preston and team.”
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