About Phil Bruni

I have an extensive history in the mortgage industry working on both the bank and broker sides. Even though I originate FHA, Conventional, VA, and USDA; I also specialize in the WA State Bond Program and teach the First Time Homebuyer Class walking first time home buyers through their first home purchase. I have a passion for this as my first-time purchase was not what I would want anyone to experience

“Phil Bruni is outstanding at what he does! I signed for my house last week and the process was made easy due to Phil’s outstanding customer service, expertise, and knowledge. He was always in contact with me regarding every step. He truly made, what I thought would be a complicated and stressful task, a very simple and pleasurable buying experience.” – Tony Anderman

What Our Customers Say About Me

Pamela N. Nov-21
“Phil was great to work with, showed great attention to detail and fully explained the process from start to finish.”
TERRY C. Jul-21
“Phil is the consummate professional- knowledgeable, prompt, efficient, patient, and caring. He has the passion and the ability to serve his clients with more than success. I am pleased to offer anyone my highest recommendation for Phil. He is a joy to work with and we are in our home because of him.”
AARON W. Apr-21
“Phil got us through the process seamlessly.”
TRAVIS N. Apr-21
“Throughout our entire mortgage process, Phil has been incredible to work with. He is knowledgeable, responsive, empathetic, and concise. Whenever we had a question about the process, the market, or anything else related to the application process, Phil seemed glad to provide some insight. I can't imagine having had a better first time home buying experience, and much of that is because of Phil. We will always be appreciative of the work Phil did to help us into our home.”
CARLA S. Nov-20
“They do not come like Phil. He went way above and beyond to help walk me through a very convoluted process. He not only answered all my questions but did so in a very clear, personable way. He met me when I signed just for moral support. He went way out of his way to assist me with issues I was having with my bank. Phil was so much more than I could ever have asked or expected.”
“Phil Bruni is a top notch, fixed point. Three steps ahead of any process, so that expectations are set and met. This MortgageSat survey is too long...consider condensing it. Thank you”
“Phil Worked very hard to get our loan approved. Communicated every step of the way, and was prompt with responses. Very knowledgeable about the process and of products and services they provided. Highly recommend using Phil.”
“Phil explained everything very clearly, was so patient when I would ask him to repeat something a few days later or just call to be sure I hadn't forgotten something. He was in contact consistently, and pretty much held my hand through the whole process (also had a great sense of humor !) I can't say enough good things! The trust he built and the professionalism he showed were the extra mile people talk about!”
YVES G. Sep-20
“Phil was great to work with. Very detail oriented and wanted things done quickly, which we liked. He answered all our questions very promptly and was also great support in our family's home buying process.”
PAUL K. Aug-20
“Phil Bruni was great to work with. He helped us through the whole process and went out of his way to help us close when I had to deploy and when the appraisal was late. He took what could have been a very frustrating experience and made everything smooth. My wife and I greatly appreciate all the hard work Phil did for us on our home loan.”
“Phil Bruni was excellent to work with throughout the process. He explained the steps well and answered my questions. He responded on weekends and even 10:00-11:00 at night to submit paper work on time to prevent delays. He is devoted to his job. I will recommend friends and family to Phil Bruni. He followed through with what he said he would do and I felt like he truly cared about making things right. Rare person and it was great working with him.”
“Phil Bruni was excellent to work with throughout the process. He explained the steps well and answered my questions. He responded on weekends and even 10:00-11:00 at night to submit paper work on time to prevent delays. He is devoted to his job. I will recommend friends and family to Phil Bruni. He followed through with what he said he would do and I felt like he truly cared about making things right. Rare person and it was great working with him.”
“Thanks for the help Phil! We appreciate your help with us on this second time through. We'll definitely reach out if we go through the process again!”
“Phil Bruni is wonderful! I never worried about the process, I trusted him to be able to handle anything, get in touch with me, work out any problems that may have arisen. He is an absolute GEM!”
“Hope you have this info from my prior message blocks....Phil was AWESOME.”
Kriss M. – Jul 2020
“This is one of several loans that Phil has handled for me and he is awesome! I work with Homebridge because of Phil as he is so attentive to detail, walks with me throughout the whole process, and is always available to answer questions and solve problems. He is extremely knowledgeable about the finance process and is able to speak to anything that comes up application to meeting with the Title company. Phil is a gem and Homebridge is lucky to have him!”
Dashiel W. – Jul 2020
“We used to say that James Brown was "the hardest working man in show business" but that title now has to go to Phil Bruni. This gentleman never stops doing whatever it takes to get the job done. He helped me get my refinance done even while in the middle of the first wild and woolly days of a worldwide pandemic. Phil is honest, direct, helpful, supportive and effective. He even helped handle several annoying administrative items that helped me a lot as I was busy working at a new job. I can highly recommend him.”
Dang T. – June 2020
“How can you describe Phil in one word? You can't, he has done such an outstanding job the last 3+ years that I been trying to find a home for my family. He have always been there to answer my questions. All information is clear and easy to understand. He goes beyond expectations. The whole process that was laid out for me, its like a walk in the park. My family and I want to thank you from the bottom of our hearts. Your family now.”
Molly C. – June 2020
“I recently worked with Phil on my first home loan. I went to his first time home buyer class as well. Phil goes above and beyond anyone I have worked with before. He was always available for me when I had a question or concern and made sure I understood every step of the process. His dedication made me feel like I was his first priority throughout. Not only was his work phenomenal, but his personality and enthusiasm made the process so smooth and helped me feel comfortable making the biggest purchase of my life to date. He made the experience feel personal and tailored just for me and it was an incredible and joyful experience. I would recommend anyone to him for not just home loans but questions and information. He will get you ready to be a home owner with confidence.”
“Being first time homebuyers, my husband and I were frustrated a lot with the process. But Phil was understanding and even went our of his way to work with my inflexible schedule. He explained things multiple times for us to understand and made sure everything fit the closing deadline. Thank you Phil!”
Paul W. – Nov 2019
“Phil is the best!! I would highly recommend him, he made the process so easy and explained the process well. If I ever buy another house or refinance, he would be the first person I would call. He really did do an amazing job!!”
Aaron W. Sep-19
“Phil is the best of the best. He is very knowledgeable, down to earth, easy to understand, and patient. We had no idea what we were doing as this was our first home and he walked with us, side by side through the whole thing. You could not ask for a better representative!”
ANDREW B. Jul-19
“Phil went above and beyond for us during the home buying process and was always very detailed in his answers, no matter how simple or complex the question may have been. Even with going through a company/process change, he was still right on track throughout the buying process. While most likely won't be the case, we hope to get the opportunity to work with him again.”
Caley W. – Oct 2019
“Phil was fantastic to work with! My husband and I just purchased our first home and we feel beyond blessed that Phil was on our team to make that happen. We met Phil at his first-time home buyers’ class and were beyond impressed with his knowledge of the industry, as well as his caring nature. Phil immediately created a culture of trust and dependability, so we made an appointment with him to start the conversation of becoming pre-qualified with Homebridge. Phil had fantastic communication, always being timely in his responses (even on the weekends) and was very well organized. Phil made our home buying process a great experience! I highly recommend Phil Bruni!”
Aaron W. – Oct 2019
“Phil is the best of the best. He embodies every characteristic you want in a professional who is representing you. He made everything simple and easy and allowed us to ask the dumb questions without making us feel inferior. He will continue to have our business.”
Mr. Matt C. – Sept 2019
“Phil performed an outstanding job for our family when it came time to get financed. I would highly recommend him for his expertise and many years of experience in home lending. Thanks Phil!”
Matt C. – Sept 2018
“Phil performed an outstanding job for our family when it came to get financed. I would highly recommend him for his expertise and many years of experience in home lending. Thanks Phil!”
Kathleen - Buyer
“Phil was wonderful. He explained everything thoroughly. I loved how patient he was. ”
LeeAnn Burdick
“We have worked with Phil now for over a year. He is always timely and courteous with replying and digs deep to find answers when we need them. I would highly recommend Phil and Homebridge Mortgage. LeeAnn Burdick”
Jason and Jolene - Dentist
“My wife and I had been renting for a couple years and were now ready to dive into home ownership once again. We were fortunate enough to meet Phil who helped us search out various loan options, collect the appropriate documents and get the best loan for our situation. He kept us updated as to the status of our loan and was more than helpful when it came to understanding our loan. We highly recommend Phil and his for any of your loan needs.”
DesiRae Clyburn - Assistant Property Manager
“Phil is amazing! I highly recommend him. Going on to this process my husband and I thought it was going to be beyond stressful. Phil made our home buying experience so easy and stress free. Phil is incredibly knowledgeable and his energy is so up lifting and fun to be around. Thank you, Phil! I couldn’t imagine our home buying journey with anyone else! ”
Ryan D. Shannon - Journeyman sheet metal worker
“I haven't had to reach out to Mr. Bruni in a long time, but when I did last week he was right on it. All my questions where answered professionally and quickly. I highly recommend Mr. Bruni always friendly and efficient. ”
Samantha Little - Coverage specialist
“Our homebuying adventure was a long journey for my husband and I, but Phil not only educated us, but walked through the process with us with the heart of a teacher. He answered all of our questions timely, he was also very honest with us and extremely helpful. We found the perfect house and are very happy we worked with Phil.”
Melody Christensen - LVT
“Phil was great! He was very personable and helped make things as easy and quick as possible! Highly recommend!”
Sarah Jesse
“Phil made the purchase of our first home wounderful experience. I would recommend him to all of my family and friends ”
Anthony Linn - RV Technician
“I would definitely recommend Phil Bruno to all my friends and family. Going to his class has been one of the best things I have done for myself it's very eye opening as to your financial situation and how to improve your overall life goals. Thanks Phil Bruni”
Erik Hendrickson - Maintenance Engineer
“Phil Bruni was highly recommended to us by a relative. I had spoke to several credit unions and other lenders but all of them treated me like a number. They had no interest in my situation or who I was they just wanted to see if I qualified. So I gave Phil a chance and it was great experience. We got to Know Phil very well and He took the time to get to know Me and my wife. He made a very complicated and stressful situation as easy as possible and even took the time to hand deliver documents when we were in a pinch for time. If you are a first time buyer or its been a while then Phil is the one to see. ”
Dr. Valerie Shayman
“I can't say enough about how wonderful it was to work with Phil on our recent home purchase. We met Phil through his Homebuyer Education course, which he expertly led, and we are so grateful we found him. Phil took the time to really get to know us and our situation, so that he could offer individualized service to best serve our needs. Phil was always available to answer questions and provide status updates, and he hand-delivered paperwork to me at my office so that the process would move along as efficiently as possible. Phil even attended our closing appointment after hours to show his support and be available to answer questions during the process. Phil's depth of knowledge and his personal touch set him apart, and I recommend him to everyone! Thanks for shepherding us, Phil, and for all your assistance. ”
Tianna Farnes
“I had the privilege of having Phil Bruni as my home loan consultant for my first home purchase. My purchase was a short sale that actually turned out to be quite a long and tricky procedure to secure the sale. I was able to count on Phil through the entire process. He was always available when I needed to talk with him, and responded promptly to paperwork and other matters regarding the sale of the home that needed to be attended to. He went out of his way to ensure that we had documents prepared as they were requested from the selling parties sometimes urgent and unexpected timeline. Phil was able to counsel me through the short sale process and always welcomed my multitude of questions. He is a kind and genuine man that you can count on. I highly recommend Phil Bruni as your home loan consultant. ”
Amy Milum - Real Estate Investor
“Phil did an amazing job with our recent rental property purchase! He went out of his way to make our experience with Homebridge Bank a pleasant one. He went in to the office on a Saturday to write us a pre-qualification letter, and when the title company did not have us sign in all the correct spots, he even brought the paperwork to our home after hours so that we could sign and the house could still close on time. He is always going above and beyond. Phil is such a great person to work with each time we buy a home.”
Michael/Elizabeth Bauer
“Phil was amazing, we had some unusual request come up while going through the process of buying our house using our VA. And at every turn Phil got creative and found the best way for us to move forward. He never let us give up and sure enough, we got our forever home. We love it and appreciate Phil so much. Thank you”
Igor shirobokov - Engineer
“Phil did a very good job helping us out with the purchase of our home. He was very helpful especially for first time home buyers because he was helping us understand the process and explained everything well. Overall, phil was very knowledgeable about the home buying process and was able to assist us in the buying our home. ”
Blake Wittig - Theatre manager
“Phil was very willing to help on all aspects of purchasing my home. Very responsive to questions, and concerns. He is also a very funny person, and is easy to talk to. He didn't make me feel like an idiot when I had a dumb question. Phil's the man”
Steve Schneider - Solution Architect, Technology Sector
“Phil did an exceptional job of helping us to buy our first home! He was always available for my ludicrous amount of questions during the process, very positive and approachable personality, and knowledge and experience around this process. We also took his class which I highly highly recommend; it really highlights his passion about his job and the people he helps, and you learn everything you need to know at the same time. Can't recommend Phil enough!”
Phil Bruni
“He rocks!!”
vicki r welton - Financial service specialist
“I recommend Phil to everyone I know!!! When I first met Phil, I had some credit issues, he worked with me for nearly two years! He was always honest and returned my emails the same day! He treated me like I was his only client! He is also extremely knowledgable in the confusing world of home finance!! I have complete trust in him!”
Kathleen - Buyer
“Phil was wonderful. He explained everything thoroughly. I loved how patient he was. ”
Natalia Yermakov
“We are so pleased and happy with Phil and how he managed our account regarding a home loan for our first house!! His expertise, knowledge, and timely way of getting all our information together was very impressive. We would highly recommend Phil and were very happy with our experience!!”
Peter Dobrenski - Retention Agent for Comcast
“Phil Bruni was absolutely incredible.He did everything he could to make me feel not just like a number.But really cared about what I needed.He was open and honest and really set me straight about the whole process.He has earned my business and I always recommend Phil Bruni.He is a true class act.”
Joseph Perkins - Regional Coliform Program Manager
“Phil was a huge help. We relocated from Olympia to Spokane and even before I met Phil I could tell he was on my team. It seemed as though I couldn't work faster than him, no matter how hard I tried. When a few struggles came up with getting things closed Phil was very helpful in explaining what needed done to make it to smoothly. I would highly recommend Phil to anyone looking to get a home.”
Katie Richards - Priority Service Representative
“Phil has been absolutely amazing as I took on the journey of buying my first house. He went above and beyond to educate me and guide me into finding the perfect home. He took time out of his days to make sure that I had a prequel letter available at any given moment. The number of hours Phil spent on the phone or in his office coaching me through every step made the process much easier. I will be forever grateful that I was able to have Phil as my loan officer and would recommend him to anyone, hands down. ”
Matt Slotemaker - Happy Homeowner
“We were first time homebuyers with a messy work and credit history. Phil was super helpful in making sure we had all the proper documents together, worked with our realtor, and basically held our hands through the entire process. I have and would recommend Phil to anyone! ”
Dale “Cash” Mark McCall - Retired Corporate Pilot
“It has been our great pleasure, honor and privilege to meet , know and work with Phil this past year. I cannot ever recall a professional such as Phil working so tirelessly and diligently. From the first time we met with Phil we felt so very at ease and comfortable. His warm personality and yet very professional approach was very refreshing. We felt Phil not only had our specific financial needs in mind, but also genuinely was interested in our personal well being. Any questions or concerns we had through the process of obtaining our home loan, Phil was always very willing and helpful to answer. For Phil to take the time out of a very busy schedule to stop by our actual closing to make sure there were no other questions or concerns was very appreciated. We are very thankful to have met and worked with Phil. We could not recommend any professional Loan Officer more highly. ”
Kriss Mitchell - Licensed Clinical Professional Counselor
“In a nutshell, Phil helped me keep my house. When my father passed away, I became the sole owner of the home that we had shared due to a long term illness. The house had never been refinanced since it was built, so the original payment was still in force and it was a struggle for me to make every month. Phil was able to help us refinance, sooner than we thought we would be able to, which brought the payment down to something I could manage on my own and we were able to keep our home. He made the process so very easy, always stayed in contact with me and before I knew it, I was at the title company signing papers. I can't thank him enough for what he did.....and we lived happily every after. :)”

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