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  • Home Purchase & Refinance
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
    • Home Mortgage Loans
      • Home Mortgage Loans
      • Conventional Loans
      • VA Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovation Loans
  • Loan Resources
    • Let’s Get Started
      • Find A Branch
      • Find A Loan Originator
      • Start Your Loan
      • Get a Free Rate Quote & Personalized Loan Comparison
    • Mortgage 101
      • Mortgage 101
      • Mortgage Glossary
      • Renting vs Owning
      • Credit Basics
      • Down Payment Options
      • Your Mortgage Payment
      • Appraisal Basics
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Penny Barreto

Mortgage Loan Originator

NMLS #343254
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For your home improvement needs, visit Service Finance Company to find a trusted local contractor.

About Penny Barreto

Penny Barreto works to find the right mortgage product to suit each client’s unique situation. Her commitment to providing superior customer service, combined with excellent problem-solving skills, makes the difference in potential borrowers becoming home owners. Penny knows the benefits of making the mortgage process a win-win endeavor for her clients. With this, Penny brings an exceptional knowledge of the mortgage industry and practical hands-on experience to each transaction. Let Penny’s professional talent bring your dreams of home ownership to life!

Blue Springs Branch
NMLS #863421
1201 NW North Ridge Drive
Suite A Blue Springs, Missouri 64015
pbarreto@homebridge.com
O: (816) 427 1698
C: (816) 721-8851
F: (866) 302-5672
Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

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Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

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Recent Reviews

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Customers, submit your HomeBridge Reviews

You will receive a secure email from our review Partner "TrustPilot" to complete your review. Reviews are intended only for current and/or past customers of HomeBridge and this Loan Originator.  If you are not a customer, please visit this page for contact info.

William R.

March 2018
“Penny was very professional and friendly!”

Taylor D.

March 2018
“Penny was incredibly friendly and knowledgeable. She was very responsive and efficient in communicating.”

Steven S.

March 2018
“The process went very smoothly from the start to finish.”

Taylor & Courtney D.

March 2018
“Penn was incredibly friendly & knowledgeable. She was very responsive & efficient in communicating. This was a very positive experience.”

Steven and Patricia S.

March 2018
“Process went very smoothly from start to finish.”

Amanda G.

December 2017
“I had a good experience and my questions were always answered in a timely manner.”

Jennifer H.

November 2017
“They did a last minute second appraisal that saved me $16,000!”

Paige R.

August 2017
“Penny provided great attention to detail, responsiveness and professionalism! She was very knowledgeable on all relevant topics. She made this transaction smooth and offered us a great rate and service! ”

Patrick C.

August 2017
“Penny is always amazing to work with! She is very easy to work with at all times. She always answered her phone or got right back to us promptly. ”

Garrett and Carola H.

July 2017
“Penny was easy to talk to, thorough and friendly throughout the entire process! I would definitely return to HomeBridge again because, I keep the services of those that take care of me! Thank you!”

Steven and Patricia S.

July 2017
“Penny and her entire team did a good job! The refinance went smoothly! We will recommend others to HomeBridge because of this positive experience!”

James and Jolene P.

June 2017
“Penny and her team provided a repeat of great service!  We are already repeat customers and will keep returning to HomeBridge for future needs!”

Hillary and Matthew E.

June 2017
“Penny and her team were very helpful and informative throughout this process!  We would definitely return to HomeBridge for any future needs because there is no need to go anywhere else!  We are very happy with their services!”

Shannon and Kimberly C.

December 2016
“Penny went above and beyond to make sure that everything went smoothly and I trust her!”

Sara L.

May 2017
“Penny and her team went above and beyond in assisting me!  I love them!”
May 2017
“Penny was very friendly, knowledgeable and helpful throughout this entire process!  She made the transaction as smooth as possible!  Thank you!”

Ronald and Penni T.

April 2017
“Penny made this a smooth and efficient process!  We will recommend HomeBridge to others due to this positive experience!”

Martin and Susan B.

March 2017
“Penny was always there for us and ready to help in any way!  Thank you HomeBridge!”

Wendi F.

February 2017
“Penny and her staff made this process go really smoothly!  They were great to work with!  Since everything went so well this first time, we would like to use HomeBridge again in the future!”

Greta H.

May 2016
“Penny has been very friendly and professional throughout this process!  Everything went so smoothly!  I would highly recommend HomeBridge to everyone!”

Larry and Pamela M.

December 2015
“Penny was very helpful processing our loan, it all went so smoothly.  She went above and beyond to get our loan closed on time!”

Tamara K.

December 2015
“Penny and the HomeBridge team have been most helpful, kind and considerate.  They are all very good at what they do!”

Darryl M.

April 2016
“I have worked with Penny before and I have always appreciated her attention to detail and the great customer service she provides.  Thank you HomeBridge!”

Janelle B.

January 2016
“Penny was very pleasant, helpful, efficient and the closing went quickly!  Thanks!”

Mitchell and Jodi C.

April 2016
“Penny was very easy to work with and provided great communication at all times!”

Sara B.

January 2016
“Penny and her team provided wonderful service.  They went above and beyond in assisting me in a tight time line.  I was completely satisfied with the service I received!”

Haeli S.

April 2016
“Penny was so helpful throughout this whole process, she is the best!  I would highly recommend HomeBridge Financial Services to anyone I know!”

Douglas and Michele H.

February 2016
“Penny was very knowledgeable and easy to work with.  This experience was very positive for us!  Thank you HomeBridge!”

Alec B.

“Penny was extra friendly and professional.  I had a pleasant experience this first time around!”

The Sharma Family

Lee's Summit, Missouri
“We would like to thank Penny and her staff for providing us with first class service. We are happy that she was able to make it such an easy process. It was definitely a pleasure working with Penny and we will absolutely  recommend her services  to our close friends.”

Rebecca M.

Blue Springs, MO
“I recently purchased my first home thanks to Penny and all her hard work. I had no idea what to expect when I first applied for my loan and getting me financed was not an easy feat. Throughout the entire process, Penny was always a phone call or email away to answer my many questions. I truly believe anyone else would have given up on me, but Penny worked her magic and was able to help me get that final approval for my beautiful new home. I don't think I could say thank you enough to express just how much I appreciate what she has done for me, as well as my son!”

Kathi

Blue Springs, MO
“Penny personally originated our refinance last year and saved us hundreds in our monthly payment. As a real estate professional I encourage my clients to work with Penny. She if very knowledgeable in the industry and has programs to meet any need. She is professional, prompt, and passionate about what she does. I love getting that notification that my clients are cleared to close weeks before closing!”

Jana Weaver

Lee's Summit, MO
“I am a Realtor with Keller Williams and have used Penny's expertise on multiple occassions. Penny has always been quick to respond, accurate in her information and an effective communicator! Penny has been my "go to lender" as she has been able to qualify and close loans in a short amount of time where other lenders could not. She gives personalized service and will do home appointments for clients which is especially helpful with senior clients. Penny is a five Star lender in my book. She obviously loves what she's doing and it shows!! Jana Weaver, CSHP, WHS, AHWD”

Beth McMahan

Missouri
“I can't tell you how much Penny has done for me through the journey of renovating my home. It has been a year of great challenges but Penny has been with me every step of the way. She has gone above and beyond so many times from beginning to end. She is extremely knowledgeable and knows how to get things done. She never hesitated to help me anytime with anything I needed. Penny is a wonderful, caring person and I am so thankful for her. My house has finally become a home and I'm not sure that I would have been able to do it without her. Thank you, Penny!”

Christina Brown

Blue Springs, MO
“Penny is more than a mortgage professional.  She quickly becomes your friend, works tirelessly for what is best for her client and not what's best for herself. She is genuine and very knowledgeable in what she does. We love working with Penny!  You can trust that she will do a great job and meet your needs.”

Jon and Anna F.

Lee's Summit, MO
“We recently financed a home purchase through Penny, and could not have asked for a better experience. We had not purchased a home in over 20 years, and had forgotten what a long, difficult process it can be, but with Penny's expertise and hard work everything was extremely smooth and handled very professionally. If you are thinking of refinancing, or purchasing a home we would highly recommend Penny and HomeBridge.”

Posts from HomeBridge

Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Unison HomeBuyer for Down Payment Assistance

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »

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Jan 5 2018
HomeBridge Financial Services
HomeBridge
73 posts

Jobs Grow and Home Prices Continue Rise

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »

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Dec 26 2017
HomeBridge Financial Services
HomeBridge
73 posts

Bed Sheet Breakdown

They say you spend one-third of your life in bed, but with the right set of sheets you might want to make it even longer. Thread count. This refers to the number of threads... »

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Dec 22 2017
HomeBridge Financial Services
HomeBridge
73 posts

Strong Sales Despite Inventory

"I wish I was homeward bound." (Simon and Garfunkel) Home sales and construction data rose in November, helping more buyers head toward new homes. November housing starts rose 3.3 percent from October to an... »

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Dec 18 2017
HomeBridge Financial Services
HomeBridge
73 posts

Get Ready to Originate Loans with HomeBridge!

The proposed SAFE Transitional License Act will allow Bank Loan Originators the ability to immediately originate loans while awaiting licensing. This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 and provides Loan... »

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Dec 15 2017
HomeBridge Financial Services
HomeBridge
73 posts

Solid Consumer Spending

"I've got nothing but money...and I wanna spend it all on you." (will.i.am) Solid consumer spending kicked-off the holiday shopping season on a bright note. The Commerce Department reported that retail sales jumped in... »

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Dec 12 2017
HomeBridge Financial Services
HomeBridge
73 posts

A Platform Built for Top Originators

A recent survey of top HomeBridge Loan Originators revealed the many reasons they choose HomeBridge. What do you think about HomeBridge’s Selling Solutions platform for Originators? “This is state of the art, contemporary and EXACTLY... »

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Dec 11 2017
HomeBridge Financial Services
HomeBridge
73 posts

What are the benefits of a VA loan?

The Veterans Administration gives veterans, active-duty military members and eligible spouses many benefits, including valuable VA home loan benefits. But, what does this mean and how does it work? Your VA loan benefit... »

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Connect with HomeBridge

    Trustpilot
  • Column One
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
  • Column Two
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
  • Column Three
    • Home Mortgage Loans
      • Conventional Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovations
  • Column Four
    • About HomeBridge
      • Who We Are
      • Our Mission
      • Why HomeBridge
      • Working at HomeBridge
      • Customer Reviews of HomeBridge
  • Row 2
    • Loan Resources
      • Row Two Column One
        • Mortgage Glossary
        • Renting vs Owning
        • Credit Basics
        • Down Payment Options
        • Your Mortgage Payment
        • Appraisal Basics
      • Row Two Column Two
        • Find A Branch
        • Find A Loan Originator
      • Row Two Column Three
        • Frequently Asked Questions
        • Licensing
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          Home Mortgage Disclosure Act Notice
      • Row Two Column Four
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HomeBridge Financial Services, Inc.
NMLS #6521
194 Wood Avenue South, Ninth Floor
Iselin, NJ 08830
Direct: 732-738-7100
Toll Free: 866-933-6342
customerservice@HomeBridge.com
For more information about HomeBridge visit www.HomeBridgeInc.com

HomeBridge is not acting on behalf of or at the direction of HUD/FHA or the Federal Government

© 2018 HomeBridge Financial Services, Inc.

For more information about our corporation visit www.HomeBridgeInc.com

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