About Penny Barreto

Penny Barreto works to find the right mortgage product to suit each client’s unique situation. Her commitment to providing superior customer service, combined with excellent problem-solving skills, makes the difference in potential borrowers becoming home owners. Penny knows the benefits of making the mortgage process a win-win endeavor for her clients. With this, Penny brings an exceptional knowledge of the mortgage industry and practical hands-on experience to each transaction. Let Penny’s professional talent bring your dreams of home ownership to life!

What Our Customers Say About Me

Christopher W. Feb-21
“Just want to say thanks again to Penny. She was very thorough and very patient with me as I had lots of questions as a first time homebuyer. She was fantastic and she deserves a raise for her efforts.”
Franklin Y. Jan-21
“Penny was very helpful in every step.”
Sara L. Dec-20
“Penny is the best! She took all the stress out of the process keeping us informed all the way through. Can't say enough good things about her definitely will ask for her if there's a next time home purchase!”
Oscar Y. Oct-20
“Will not put home financial on social media because I do not use social media if I did I would. Would like to send a special thank you to Penny Barreto for all her help during this process I could have been happier with her hard work and understanding!”
Alicia G. Sep-20
“Penny was responsive, knowledge, and patient with us. We were first time home buyers and she walked us through the process each step of the way, and worked to answer all our questions.”
Coleman W. Aug-20
“Penny, I will recommend for years on years she truly cares about her work and customers truly glad she was part of our journey. Thanks!!”
Kay M. Jul-20
“I called Penny after spending almost 3 months trying to refi my house with my CURRENT loan provider. They wanted over the top information after the initial information I had provided and then questioned my spending after sending them the bank statements they requested. I had lost my patience with them and I called Penny, she asked why I didn't call her to begin with (she had originally done my loan but it was sold to someone else) and I told her because I thought that since they already had my loan it would be easier with them. I was wrong. I have to say, the interest rate was a little higher but a much more enjoyable process with Homebridge.”
Monica A. Jun-20
“Penny deserves awards! She went above and beyond to help us through the process and make sure our closing went according to plan.”
KAREN H. May-20
“Penny was excellent every step of the way.”
GRETA H. 20-Apr
“Penny Barreto is very knowledgeable and easy to work with. Anything that I had a question about she provided the answers. She works above and beyond and I am so grateful.”
“Penny was very knowledgeable about the entire process and was eager and willing to answer any and all questions that I had. She helped walk me through each step of the process the entire way. I would highly recommend her (and Homebridge) to anyone looking for a home mortgage.”
KAREN M. Dec-19
“Penny is AWESOME....she did a great job in ensuring that everything that was needed to close on time was in place. Keeping me informed at all times, I appreciate her.”
Patrick C. Sep-19
“Penny is amazing and has been exemplary in the four times I have utilized her. I would never dream of using another individual to handle my home purchasing needs! She is like family!”
Holly D. Jul-19
“Could not have been more thorough, responsive, and efficient!! Three things I respect in business. And nice to boot! This was so easy and as expected! Actually better than expected!”
Mary L. May-19
“Penny is great. I jumped the gun and talked about how great she is on the last comment section. Really an example in the industry.”
Drew G. December 2018
“Great response time to every question. Great service.”
Cooper W. December 2018
“No problems at all.”
Lucas P. November 2018
“Penny has been constantly ahead of every issue during this process. She has given constant advice without me needing to ask. She has been wonderful, without her, I truly don't think we would have closed on time.”
Brennan H. November 2018
“Kind, provided information in a timely manner, stayed on schedule.”
David M. October 2018
“Informative and good follow up.”
Louis D. Aug-18
“Because Penny was great! She is very excellent and professional. I love her!”
Brett M. Aug-18
“Friendly and knowledgeable.”
Craig R. June 2018
“They were great to work with. True problem solvers.”
Nathan V. June 2018
“Penny was very helpful throughout the process and was always willing to discuss loan options.”
Andrew R. April 2018
“Penny did an amazing job!”
William R. March 2018
“Penny was very professional and friendly!”
Taylor D. March 2018
“Penny was incredibly friendly and knowledgeable. She was very responsive and efficient in communicating.”
Steven S. March 2018
“The process went very smoothly from the start to finish.”
Taylor & Courtney D. March 2018
“Penn was incredibly friendly & knowledgeable. She was very responsive & efficient in communicating. This was a very positive experience.”
Steven and Patricia S. March 2018
“Process went very smoothly from start to finish.”
Amanda G. December 2017
“I had a good experience and my questions were always answered in a timely manner.”
Jennifer H. November 2017
“They did a last minute second appraisal that saved me $16,000!”
Paige R. August 2017
“Penny provided great attention to detail, responsiveness and professionalism! She was very knowledgeable on all relevant topics. She made this transaction smooth and offered us a great rate and service! ”
Patrick C. August 2017
“Penny is always amazing to work with! She is very easy to work with at all times. She always answered her phone or got right back to us promptly. ”
Garrett and Carola H. July 2017
“Penny was easy to talk to, thorough and friendly throughout the entire process! I would definitely return to HomeBridge again because, I keep the services of those that take care of me! Thank you!”
Steven and Patricia S. July 2017
“Penny and her entire team did a good job! The refinance went smoothly! We will recommend others to HomeBridge because of this positive experience!”
James and Jolene P. June 2017
“Penny and her team provided a repeat of great service!  We are already repeat customers and will keep returning to HomeBridge for future needs!”
Hillary and Matthew E. June 2017
“Penny and her team were very helpful and informative throughout this process!  We would definitely return to HomeBridge for any future needs because there is no need to go anywhere else!  We are very happy with their services!”
Shannon and Kimberly C. December 2016
“Penny went above and beyond to make sure that everything went smoothly and I trust her!”
Sara L. May 2017
“Penny and her team went above and beyond in assisting me!  I love them!”
“Penny was very friendly, knowledgeable and helpful throughout this entire process!  She made the transaction as smooth as possible!  Thank you!”
Ronald and Penni T. April 2017
“Penny made this a smooth and efficient process!  We will recommend HomeBridge to others due to this positive experience!”
Martin and Susan B. March 2017
“Penny was always there for us and ready to help in any way!  Thank you HomeBridge!”
Wendi F. February 2017
“Penny and her staff made this process go really smoothly!  They were great to work with!  Since everything went so well this first time, we would like to use HomeBridge again in the future!”
Greta H. May 2016
“Penny has been very friendly and professional throughout this process!  Everything went so smoothly!  I would highly recommend HomeBridge to everyone!”
Larry and Pamela M. December 2015
“Penny was very helpful processing our loan, it all went so smoothly.  She went above and beyond to get our loan closed on time!”
Tamara K. December 2015
“Penny and the HomeBridge team have been most helpful, kind and considerate.  They are all very good at what they do!”
Darryl M. April 2016
“I have worked with Penny before and I have always appreciated her attention to detail and the great customer service she provides.  Thank you HomeBridge!”
Janelle B. January 2016
“Penny was very pleasant, helpful, efficient and the closing went quickly!  Thanks!”
Mitchell and Jodi C. April 2016
“Penny was very easy to work with and provided great communication at all times!”
Sara B. January 2016
“Penny and her team provided wonderful service.  They went above and beyond in assisting me in a tight time line.  I was completely satisfied with the service I received!”
Haeli S. April 2016
“Penny was so helpful throughout this whole process, she is the best!  I would highly recommend HomeBridge Financial Services to anyone I know!”
Douglas and Michele H. February 2016
“Penny was very knowledgeable and easy to work with.  This experience was very positive for us!  Thank you HomeBridge!”
Alec B.
“Penny was extra friendly and professional.  I had a pleasant experience this first time around!”
The Sharma Family Lee's Summit, Missouri
“We would like to thank Penny and her staff for providing us with first class service. We are happy that she was able to make it such an easy process. It was definitely a pleasure working with Penny and we will absolutely  recommend her services  to our close friends.”
Rebecca M. Blue Springs, MO
“I recently purchased my first home thanks to Penny and all her hard work. I had no idea what to expect when I first applied for my loan and getting me financed was not an easy feat. Throughout the entire process, Penny was always a phone call or email away to answer my many questions. I truly believe anyone else would have given up on me, but Penny worked her magic and was able to help me get that final approval for my beautiful new home. I don't think I could say thank you enough to express just how much I appreciate what she has done for me, as well as my son!”
Kathi Blue Springs, MO
“Penny personally originated our refinance last year and saved us hundreds in our monthly payment. As a real estate professional I encourage my clients to work with Penny. She if very knowledgeable in the industry and has programs to meet any need. She is professional, prompt, and passionate about what she does. I love getting that notification that my clients are cleared to close weeks before closing!”
Jana Weaver Lee's Summit, MO
“I am a Realtor with Keller Williams and have used Penny's expertise on multiple occassions. Penny has always been quick to respond, accurate in her information and an effective communicator! Penny has been my "go to lender" as she has been able to qualify and close loans in a short amount of time where other lenders could not. She gives personalized service and will do home appointments for clients which is especially helpful with senior clients. Penny is a five Star lender in my book. She obviously loves what she's doing and it shows!! Jana Weaver, CSHP, WHS, AHWD”
Beth McMahan Missouri
“I can't tell you how much Penny has done for me through the journey of renovating my home. It has been a year of great challenges but Penny has been with me every step of the way. She has gone above and beyond so many times from beginning to end. She is extremely knowledgeable and knows how to get things done. She never hesitated to help me anytime with anything I needed. Penny is a wonderful, caring person and I am so thankful for her. My house has finally become a home and I'm not sure that I would have been able to do it without her. Thank you, Penny!”
Christina Brown Blue Springs, MO
“Penny is more than a mortgage professional.  She quickly becomes your friend, works tirelessly for what is best for her client and not what's best for herself. She is genuine and very knowledgeable in what she does. We love working with Penny!  You can trust that she will do a great job and meet your needs.”
Jon and Anna F. Lee's Summit, MO
“We recently financed a home purchase through Penny, and could not have asked for a better experience. We had not purchased a home in over 20 years, and had forgotten what a long, difficult process it can be, but with Penny's expertise and hard work everything was extremely smooth and handled very professionally. If you are thinking of refinancing, or purchasing a home we would highly recommend Penny and HomeBridge.”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.