About Paul Cawthorne

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #249035), Paul Cawthorne can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Paul welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Paul has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Paul Cawthorne Anytime

Feel free to contact Paul anytime by phone or email for personalized service and expert advice. Paul Cawthorne will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.



What Our Customers Say About Me

Jasmine G. May-22
“Paul was hands down the best part of our home buying journey. From our initial phone call to closing, he was always so responsive and thorough. He went above and beyond to make sure my husband and I understood everything from points to property tax escrow, and more. He spent over an hour on the phone with us for our first call and was so patient and willing to answer questions, I felt more like I was taking to a trusted relative than a lender. We did a TBD approval with him where we got full underwriting to remove the loan contingency on offers. This was instrumental in our offer getting accepted! We searched for 7 months and submitted 6 offers, every time Paul sent an updated pre-approval letter within minutes. I appreciated the time he took to spell out next steps so we know what's coming next and are never surprised. We learned so much from Paul and genuinely looked forward to chatting with him every time he called. His team is outstanding too - so prompt and never missed a detail. Paul was the bright spot in our house hunting journey, and I recommend him to everyone I know.”
Leon S. May-22
“Paul Cawthorne was responsive to all of our needs in a timely manner, a consummate professional.”
Rebecca P. Apr-22
“Paul was excellent to work with. He was very responsive and patient with me as I navigated the process as a first-time home buyer. He was always happy to run numbers for me and walked me through every step, being careful to manage my expectations. He was transparent about every dollar amount, no matter how small. Every time he emailed me, he followed up with a phone call. I would recommend Paul to anyone seeking a home loan.”
Josephine R. Nov-21
“Paul was very thorough throughout the process. He explained every possible scenario in a very detailed manner, which is always helpful for first time buyers like us! Always available to answer questions even on weekends and after hours. Definitely made this complex transaction as smooth as possible! Thank you Paul!”
Irene M. Oct-21
“Paul was absolutely amazing. He handed himself wry professionally a d helped guide me through difficulties that we were facing. Always reassuring me. I can't say enough great things about him and my experience with him through this process.”
Ashlee F. May-21
“Paul was absolutely incredible. He answered every question fully and always made sure I was aware of every step in the process. He was available any time I had a question and incredibly responsive. I can't imagine there is a better loan officer than Paul. He exceeded every expectation.”
Natalie G. Apr-21
“Paul was wonderful. Very thorough and attentive. Felt very cared for during the process. Great job!”
Lara M. Mar-21
“This is my third mortgage transaction with Paul and I am once again very satisfied! Paul is extremely knowledgeable, diligent, professional and customer oriented. He worked hard to get me the best terms and ensure my transaction closed on time. Highly recommend!”
Joyce d. Mar-21
“Paul went above and beyond. he was extremely knowledgeable, patient and genuinely concerned that my first purchasing experience went smoothly. i can't say enough positive things about him!”
Molly R. Feb-21
“Refinancing with Homebridge was a breeze. Paul Cawthorne was amazing! He guided me through the process each step of the way, and I closed exactly when he told me I would. Paul is a delightful pro and I will recommend him and Homebridge to family and friends. Thank you to everyone on the team! Molly R”
Phillip M. Feb-21
“Paul went above and beyond my expectations to keep me informed of the process and provide me with the best options and solutions available to me.”
Jeffrey T. Jan-21
“I have gone the mortgage and refinancing processes with other companies and it has alway proven to be stressful. The thoroughly professional service and easy explanations provided by Paul made this particular refinance by far the best I have ever experienced. I didn't know it could be this straight forward and simple. Thank you Paul, you rock!”
Mariana K. Nov-20
“We loved working with Paul through our home buying process. This was our first home purchase, so we were quite nervous, but Paul was there every step of the way. I would highly recommend working with Paul!”
Nicholas P. Nov-20
“Paul Cawthorne is really knowledgeable of the process and aware of various options that work. He was helpful in answering questions and explaining the process every step of the way. It definitely feels he had our best interests in mind and assisted where ever we needed it.”
Amy K. Nov-20
“Paul was wonderful to deal with. I went into the home buying experience with little to no knowledge of the process. Paul was not only incredibly knowledgable and great at explaining the details, but also very patient with my many questions. His guidance really increased my confidence throughout the process. I would work with Paul again and recommend him to others. I'm very grateful for all his assistance.”
Carl T. Oct-20
“Paul was very informative and responsive throughout the entire refi process. Was also available at almost anytime I contacted him. He was extremely thorough and followed up with every step of the process. I felt that he had my best interests in mind and worked toward that end. I'd work with Paul again and refer him to anyone looking for a mortgage.”
Susan A. Oct-20
“Thank you for everything and your patience with my situation. You and your team are phenomenal. You will always be my mortgage crew!”
Matthew L. Sep-20
“Paul was top notch from his patience at the beginning to his drive and communication at the end. This was our first experience with a lender for a home. Paul was always available and right there with us through the entire process. We felt very comfortable with him from the start and a relationship developed that can not be matched. We greatly appreciate Paul making our experience as pleasurable and fun as possible.”
Ryan C. Sep-20
“Paul was great! He was very responsive and answered any question I had promptly. He explained the process thoroughly and made the process as painless as possible.”
Lauren T. Sep-20
“Paul was amazing! (He loves when I use that word haha) He always made himself available, including on the weekend for a few urgent calls we needed to have last minute, and helped walk me though the entire process as a first time home buyer. He also made sure that every document that was needed was done early or on time, so that nothing with escrow got delayed. It was a great experience! ”
Ying Chih H. Jul-20
“Paul was a pleasure to work with for our refi. He was clear and patient from beginning to end. We will likely go to him for future lending needs, as well as recco him to our friends.”
TOMO P. May-20
“I have been utilizing Paul's excellent services with his knowledge, experiences and easy going personality for more than 15 years or more. He has been a great asset to me as a real estate agent and my clients.”
LEVON K. 20-Apr
“Paul has our business for life. As long as he is with Homebridge so will we.”
“I cannot thank you enough for all you have done for my family and myself. I am humbled to have had the opportunity to speak with youm explain my goals and for you to have made them come true. You're awesome man!”
Joshua G. Jul-19
“Paul Cawthorne was outstanding throughout the entire loan process. He set realistic expectations from the outset and provided frequent updates on an almost daily basis. He also made himself available outside of normal business hours which is far more than what one might expect from a typical mortgage broker. Paul went above and beyond and it was a pleasure working with him.”
Donna G. December 2018
“Great service and loan agent and office personnel.”
Jhennick V. October 2018
“Ease of application. Excellent communication and prompt responses to questions/ concerns.”
Anthony C. October 2018
“We love Paul Cawthorne! He was patient, thorough, communicative and diligent. He consistently went beyond our expectation to make sure we had questions answered.”
Kristy T. April 2018
“Paul was so helpful from the beginning to the end. He answered all of my questions and was very informative.”
Rollin P. March 2018
“Very responsive. Answered questions during the entire process. Also, good sense of humor.”
Rebecca C. March 2018
“Great service from Paul!”
Todd G. March 2018
“Prompt, timely, professional. Paul Cawthorne.”
Jason Z. October 2017
“Ease in getting approved.”
Halder L. Lancaster, CA
“We were very impressed with our Loan Officer, Paul Cawthorne. As first time homebuyers he made the process much easier than we had anticipated. Paul was always just a phone call or an email away. He answered questions that we didn't even know to ask. He was very thorough and explained the entire process completely, step by step to our understanding. He made us feel like a priority (as if we were the only client/concern) and not just a number. We would/will refer him to our family, friends and those we know seeking a loan.”
Eugene S. Sherman Oaks, CA
“We changed lenders during escrow so it was imperative to move quickly on the loan to make sure there were no delays. Paul and his team got the loan approved on-time and did a great job keeping me up to date throughout the process.”
Daniel F. Dana Point, CA
“Paul was able to come through on multiple occasions and overcame setbacks (outside of his control) to still make a pretty aggressive closing date. He also spent a lot of time explaining the whole process to me along the way; his communication was stellar!! Being a first time homebuyer myself, I truly appreciated his knack for explaining the loan process in a relatable manner.”
Ruwan S. Encino, CA
“Paul was very thorough and helpful at explaining all our options throughout the loan process. He was easy to reach and communicate with.”
Tamar A. Los Angeles, CA
“Paul went above and beyond the call of duty in communicating closely with the borrowers and all the other involved parties, and did his utmost to make sure this deal closed smoothly. He 's always a very reliable and professional partner to work with.”
Nicole A. Lancaster, CA
“Paul Cawthorne is an exceptional Loan Officer. He made himself available to me at all hours, which is significant given he is located in a different city. He gave me honest feedback and did everything in his power to work with me through challenges. He also has an excellent demeanor and provides stellar customer service, which are very rare attributes nowadays. I do not believe I could've found a better person to work with through this exciting and nerve-wrecking time of purchasing a home, a short-sale one at that. He will always be the first person I think of when someone needs a mortgage loan referral. Thanks for being you, Paul!”
Doug W. Glendale, CA
“Paul Cawthorne is quite simply the best Loan Officer we have worked with in our 10 years in the business. His customer service and aggressive representation of our clients is unparalleled. He is a wealth of information and always knows the quickest and best methods to achieve the loan needs and financial goals of our clients. He is always available and has always responded to our calls within minutes. I'”
Raquel B. Los Angeles, CA
“Paul Cawthorne was excellent. He took us through the loan process step-by-step and made us feel aware and comfortable the entire time. He had a lot of patience with all our questions and was always there when we needed. We will absolutely recommend him to anyone we know in the future. Thank you.”
Mario G. Reseda, CA
“Listened to me and treated me like I mattered. Continue to be yourselves.”
Angela S. Los Angeles, CA
“He was extremely patient, available to the buyer at all times, and very thorough in his explanations and process. I had frequent communication and updates so I never wondered what was happening. His positive attitude and easy to talk to approach made all the difference.”
Elizabeth L. Los Angeles, CA
“Communicative, educated and was present! Paul is my trusted lender!”
Victoria E. Lancaster, CA
“Closed early. Answered all my calls and responded when I emailed. Paul did a great job!”

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