About Patty Delgado

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #485390), Patty Delgado can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Patty welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Patty has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Patty Delgado Anytime

Feel free to contact Patty anytime by phone or email for personalized service and expert advice. Patty Delgado will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.


How do you know when you can lower your loan payments or perhaps even pay your mortgage off sooner? I hope you know you can always ask me questions like these. Now, I’m sharing an easy way for you to explore options for yourself, too.

With just a few clicks, you can compare a current sample rate to your own plus answer other important questions.

The information and calculations provided via this site are for educational and/or informational purposes only and has been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted.

What Our Customers Say About Me

Manuel D. Mar-22
“This is my third go-around with Patty as she and Ruby have championed my applications multiple times for two separate properties. I return to them because of their transparency, timeliness, and accountability throughout the entire loan process from start to finish. I will return to them in the future come time for me to do so. Both Patty and Ruby ought to be fully recognized and rewarded for their dedication and commitment to my level of satisfaction. A+ for them both!”
Daniel R. Mar-22
“I am so grateful for Patty Delgado. I called her on a Sunday and she took the time to talk to me and give me three options to purchase the house we wanted to buy. Patty and Ruby always answered our questions quickly. Our process on purchasing the house was very informative and closed on time. I would refer our friends and family to Homebridge financial Services Inc.”
Cezar D. Mar-22
“Patty Delgado explained the process to me with the upmost and honest professionalism. I will recommend her to every person I know who is in need of refinancing and first time buying. She even went out her way to seek information in how to add my fiancé to the title post closing. Very grateful for her and her team to guide me through every step of the way.”
Alfredo G. Feb-22
“It was nice for Patty and Ruby to keep a constant communication, keeping me updated on the phone and not just via email.”
Lamin S. Feb-22
“Patty Delgado and the entire HomeBridge team were great! They made the process go smoothly and were there every step of the way. Thank you so much. Lamin S.”
Benito P. Feb-22
“Patty Delgado and her team did outstanding work.”
Maria G. Feb-22
“Patty Delgado is truly knowledgeable, super smart and efficient. Ruby Rosas and Patty make a great Team! They were on it from beginning to end. They made the refi experience painless. I will most certainly bring my next loan to them. Thabk you ladies! You are amazing!!”
Randy R. Jan-22
“Patty is awesome! She really did a great job with everything! Most definitely will give her a call on my next purchase. Thanks again Patty!”
Esther A. Jan-22
“I am truly grateful for Patty Delgado and Ruby Rosas. Both communicated quickly and were able to break it down in "real" words and terms for me to understand. I truly felt like I had a partner in this process versus feeling like a customer.”
Pedro T. Nov-21
“Patty Delgado was so patient and would answer all of our questions. She makes things happen and I will recommend her to all of my friends and family.”
William R. Nov-21
“Professional,kind ,n excellent follow thru, will continue to use patty n ruby for all my financial needs . Thank u so much patty n ruby”
Jowar C. Nov-21
“Patty is absolutely fantastic at what she does . She's a great teacher in education is about all of our options and she's also great at keep ping us updated about any and all steps throughout process . Patty works diligently to get the best results for her clients which we really appreciate. Jessica also did a fantastic job at assisting us with the process and staying on top of all of our deadlines. ”
Zuriel R. Sep-21
“Patty and Ruby were great! The whole home loan process was easier than I expected. I would recommend Patty and her team to anyone. Thanks Patty and team!”
Jameil B. Sep-21
“Patty was very responsive even at the odd times I would ask questions. If any issue came up she would contact me directly and let me know she and her team were on it which made me feel very well attended to. She was wonderful and really moved quickly even though we had such an accelerated timeline, I never felt like I was waiting on her. More often she was waiting on me! A very pleasant experience and I look forward to working with her in the future.”
Mark S. Aug-21
“Patty is awesome person to deal with very helpful, accurate and honest.”
Awlad H. Jul-21
“Ms.Patty and her team did very excellent work for my loan processing. During this process she gave me update by sending email, text, and making phone calls. She has very deep knowledge in loan processing. Patty finished all procedure within time limit. Many thanks to Patty and her team.”
Rodney Z. Apr-21
“Patty and her team were very professional, informative and by far the best service providing team who has helped us.”
Isaiah J. Apr-21
“We love working with patty she is so easy to work with and very trustworthy.”
Jessie C. Apr-21
“This is the second time Patty has helped me. Once to buy, and this time to refinance. Patty is so easy to talk to and explains everything. I always feel like she is upfront and looks out for my best interest. I never worry that anything is going to be a surprise with Patty. She is such a great person and is very good at what she does!!”
Luis C. Apr-21
“Patty was referred to us by one of my partners friends....it was a pleasure dealing with Patty and Ruby great team both took time when needed to answer our questions. Thank you ladies truly appreciate you both for your great service would definitely recommend you to friends and family!!!!!”
Sara M. Apr-21
“Patty and her team were wonderful to work with. Many thanks for their hard work and great communication during the process.”
Frank M. Apr-21
“I would like to thank Patty Delgado and the team for being on top of everything, good job all!”
Karmin C. Mar-21
“Patty did a great job at keeping me informed throughout the entire process as well as answeringany questions. Everything went smooth and quick. Thank you!”
Aykui O. Mar-21
“Patty Delgado was very helpful and informative during the entire process. I appreciate all her hard work.”
Brigido T. Mar-21
“Patty Delgado is a true professional. Very knowledgeable, efficient and a hard worker! Patty would address any issues 24/7. Her dedication to her job are admirable. She is my go to person for home financing and/or refinancing needs. This was a$1.236M transaction and patty and Ruby were on top of their game at all times. Thabk you very much!!”
Gerardo L. Mar-21
“Patty and Ruby were very professional and they answered all my question in understandable way I am really pleased to have my refinancing processes with themI will highly recommend Patty and her team for any financial house related Thank you very much”
Antonio P. Feb-21
“Thank you so much for all your help. It was great working with someone who is on top of their game. A true profesional”
Benigno V. Feb-21
“Thank you so much Patty I see you soon”
John D. Feb-21
“The staff was great and process was easy.”
Jonathon C. Jan-21
“Patty made our first home owning experience simple and organized. We received constant updates via email and any important or timely items we were notified via text. There was never a section of this process where we felt out of the loop or ill-informed. I highly recommend Patty to any first time purchaser or experienced homeowner!”
Michael N. Dec-20
“Patty and Ruby were Very professional”
Stephen H. Dec-20
“Patty was very helpful throughout the whole loan process. She was fast in her responses and made sure we understood every step we went through. I would recommend her to anyone that's in the market of buying a house.”
Jesus C. Dec-20
“Patty was great. She made everything very easy and was very prompt to respond thru the process along with Ruby. Easiest financing we've experienced.”
Mohit L. Nov-20
“When we went Escrow with different lending company, it was 2 weeks and then lending company said NO. After 2 weeks in Escrow, I contacted with Patty Delgado, one of my friend referred. She not only explained me entire process but she immediately started process. During process she introduced with one of her college Ruby Rosas, both were so helpful and very prompt with time and response. Only because of them I was able to close Escrow on time even I missed 14days. I would referred HomeBridge and team.”
Manuel D. Nov-20
“Patty, as always, was wonderful to work with again. She was knowledgeable, transparent, and importantly an advocate for me when I needed it the most. She and Ruby Rosas were patient with me and all my questions and were available during times of inquiry. I will be reaching out to Patty and Ruby again come time to buy another home etc. Patty and Ruby ought to be commended for their stellar performance. Thank you again!”
Bernardino H. Nov-20
“Patty was very helpful and very patient with us, she was always responsive and made us feel comfortable. If we were to do this agiain we would like to work with her again.”
Alfred B. Nov-20
“Great job and very responsive to my questions.”
Manish C. Oct-20
“Patty Delgado is the absolute BEST! My husband and I were first time homebuyers and had no idea of what we were getting ourselves into. Patty was there every step of the way, supporting us, answering all our questions at anytime of day, was extremely patient and kind. She made our experience one to remember and we are so thankful to have had her by our side!”
Kendall N. Oct-20
“I was referred to Patty by a realtor to get my home refinanced. I was expecting this to be a challenge because there's a lot of refinancing going on and I wasn't getting timely response to my inquiries. Also, with the other companies I just felt like a number. But Thanks to Patty Delgado I was given the gold glove treatment from our first conversation to closing. She really takes customer service to heart and made the entire process as seamless as possible. She covered the application process thoroughly and made sure I understood what to expect for next steps. She kept me updated on the loan status and really personalized the entire process. No Hiccups and she got the job done. I'm very pleased with Patty and the processor Ruby. It was a great experience and I'll definitely recommend them and use them on the future! Thanks”
Satish J. Oct-20
“Over all The Whole process was very appreciable.”
Carmel V. Sep-20
“Excellent service from Patty Delgado.”
Elizabeth C. Aug-20
“Patty and her assistant Ruby were a pleasure to work with and very effective. Will definitely be reccomending Patty to family and friends that are interested in purchasing a home.”
Efren G. Jul-20
“Excellent customer service! Truly happy with My experience.”
Marcos U. Jul-20
“Patty, thank you so much for making us feel like family. You truly made an impression on us.”
Lupe G. Jul-20
“I was very impressed by Patty's knowledge on every step of my process. She kept me informed on all aspects and if I had any questions she was right on top of things.Always answered my questions and returned my calls promptly. I will recommend her services to friends and family .Thanks so much! Lupe Guzman”
Ruben O. Jun-20
“Thank you so much Patty for all your personal attention and your professionalism, you and your entire team are the best, as you know I'm a repeat customer and is for a good reason, I will keep coming back for this important financial situations, thank you. Ruben Olguin.”
Mari Daffodil O. Jun-20
“A BIG THANK YOU!! to Patty for always being there to answer our call and questions and to the rest of her team, Cathy Mata and Ruby for providing us with the help and information.”
SAFFI K. May-20
“Patty was terrific. She helped me throughout the entire process from asking multiple questions about locking in the best interest to working on the best solution for my property. She was a delight to work with and definitely would work with her again in the future.”
TOCHIE H. 20-Apr
“Patty Derlgado is highly professional, trustworthy and knowlegeable in the way she conducts her business. She's always taken extra miles for my clients/buyers in real estate and for me and my family as well!”
MARIAH P. Mar-20
“Patty did an amazing job helping us recover from a terrible experience we were having with QuickenLoans. She jumped right in and got done in a matter of hours what it had taken Quicken days to accomplish. I am especially happy given all this happened during this unprecedented COVID-19 situation. Everything still got done on time”
“Patty is amazing to work with!!”
“Party Delgado was the best. Definitely will be recommending to all my friends. She was efficient .great to work with.”
“Patty Delgado is wonderful. She realized at our ages we might need some extra attention, and she made the whole process easy and kept us informed at all times.”
FRANK M. Nov-19
“Thank you so much to patty and her assistant, and the rest of the team.”
Roberta V. Sep-19
“I've worked with Patty before on another transaction for my property every time I contact her she immediately answers my questions she gives me numbers immediately and if it doesn't work for me she'll keep me in contact I love working with her and I plan on working with her in the future. Patty is a Jewel”
Alejandro G. Sep-19
“I want to thank Patty, and Rubi for all there help , and assistance with the process.”
Miguel B. December 2018
“Because they are very informative and patient with all questions asked.”
Julio A. December 2018
“Outstanding service.”
Tim L. October 2018
“Go above and beyond, answers lots of questions and working in wee morning and late nights to get it done!”
Holly S. Aug-18
“The lender was professional, courteous and informative throughout the entire process.”
Juan R. Aug-18
“I was very informed and everything went well. They contributed with me and all questions were answered correctly.”
Holly S. August 2018
“The lender was professional, courteous and informative throughout the entire process.”
Juan R. August 2018
“I was very informed and everything went well. They contributed with me and all questions were answered correctly.”
Holly S. August 2018
“The lender was professional, courteous and informative throughout the entire process.”
Juan R. August 2018
“I was very informed and everything went well. They contributed with me and all questions were answered correctly.”
Saretta W. June 2018
“No matter the time, Patty Delgado has been able to answer any of my many questions in a timely manner. I believe she worked hard to make my dreams come true.”
Eduardo P. April 2018
“They were on top of things and very friendly.”
Pedro B. March 2018
Marcos M. November 2017
“I would extremely recommend HomeBridge to a friend because of the excellent service.”
Jowar C. October 2017
“Patty Delgado was always available for any questions I had.”
Alfonso C. October 2017
“Very friendly and helpful.”
Enrique O. Rialto, CA
“Patty was my Loan Officer and she was great. She helped us with the loan and was really efficient. I will recommend her to all my friends. Thank you Patty Delgado.”
Denise M. Victorville, CA
“Very nice people, no matter who I came in contact with. Patti and team were very on top of all my needs and were there for me every step of the way! Big thank you to the both of you!”
William R. Fontana, CA
“Patty was amazing, great follow through, always kept me informed on the progress of my loan, would definitely recommend her to my neighbors and friends.”
Raymond W. Rancho Cucamonga, CA
“Patty is the best. We really appreciate the service she provided to us.”

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