About Nick Prohaska

I’ve spent the majority of my career in real estate financing. I have diversified experience spanning wholesale lending, private equity, commercial lending, construction loans, and the remodeling arena. I love helping homeowners and prospective buyers reach their ownership goals. My hope is to be your comprehensive mortgage consultant for life.

I was born and raised in Oregon and attended the University of Montana…GO GRIZ! My degree is in Business and Finance and I also studied environmental sciences. After graduation, I lived abroad for several years in the Caribbean and managed a small hotel and adjoining restaurant.

In my free time, I enjoy skiing and spending time with my amazing son, Owen. He loves the outdoors as much as I do, and I hope to have him keeping up with me on the slopes very soon!

  • Diversified Lending Experience
  • Comprehensive Mortgage Consultant
  • First Time Homebuyers, Refinances, and Second Homes
  • Construction and Renovation Specialist

What Our Customers Say About Me

Bethany Lang - First time home buyer
“Nick made our first time home buying experience so easy and painless. From the very beginning he was transparent and honest with our qualifications and explained all the future steps very clearly. He answered all of my questions even the silly ones that I was afraid to ask. He was always quick with the paperwork and stayed in constant communication with myself and our agent. Nick was very encouraging when our first few homes didn't work out and was our biggest cheerleader when we finally got our dream home. I was amazed at how quickly we were able to close. I would recommend Nick to anyone and in the future when we're ready for our next move, he'll be my first call. ”
Carly Lichtenwalter - Teacher
“ I was very nervous as this was our first home purchase, Nick was very reassuring that everything would work out, he was there to answer any of the questions, no matter what they were. He made the whole process easier to handle. I would recommend anyone looking to buy a house to contact Nick, he is amazing at what he does, and is very knowledgeable! Thank you again for everything! ”
craig york - craig york
“I have worked with Nick and his team 2 times and would again, they are very helpful and honest, definitely recommend them to others.”
Jim Cardarelli - Real Estate Broker Licensed in Oregon with Keller Willaims Realty Sunset Corridor
“Nick did a truly masterful job of handling a complex transaction. It was great working with him as he made every effort possible to get us to close on time. I will be definitely seeking his help again.”
Rebecca A Russell - U.S. postal clerk
“Nick was great to work with. I had no idea how involved this was going to be but he kept the whole thing moving forward and would let us know if we were getting behind. I hope not to have to move again but would definitely be happy to work with him and his team again.”
Radha Rogers - teacher
“I am writing to thank you both for the work that you did. We lived at our house on 24th for the past 12 years. During this time our kids went to preschool, elementary, middle school and started high school. I completed a masters of education and became a middle school teacher. Carlos worked as a carpenter and then completed the auto mechanic program at PCC. Carlos was also able to return home to help his family after hurricane Maria. And he is now employed at Schnitzer Steel which is his best job to date. None of this would have been possible without stable affordable housing. About 5 years ago we joined the home buying program. We completed all the components of the program and began to look for a home. We ran into a number of dead ends but after much frustration came the excitement of our home. It seemed like we wouldn't get here but we finally did it. I know that you both went above and beyond the call of duty to help us get into the house. We truly appreciate and recognize the extra work you did on our behalf. I attached a couple picture from around the time we moved into our place on 24th and one from the day we moved out. I don't have one yet of us in our new place. Anyhow, thank you again and Happy New Year! You are appreciated. Sincerely, Radha, Carlos, JanCarlos and Rosa ”
Sarah Davis
“Team Prohaska has handled a purchase and HELOC for me. The team is trustworthy, prompt, and transparent in the process of these sometimes stressful transactions. They answered any and all questions I had. I would highly recommend and refer people to Nick and his team, he’s my go to! ”
Tracy J Blakeslee - Attempting retirement
“Nick did a great job. He was very professional, thorough and there was no run around. I admire people who can get the job done”
Ri - Labor Relations Specialist
“Team Prohaska is awesome! I mostly worked with Jayna. Jayna is very knowledgeable about the home buying process in addition to the lender's process. I met Jayna before applying for pre-qualification. She walked me through the process and discussed first time home buyer programs. The team made the application process painless because it's all online. When I was making offers, Jayna provided updated pre-qualification letters every time! There was never a time where her response was delayed. As a new home owner, I had many questions and Jayna was always polite in answering anything I wanted to know. She never made me feel like I was asking too many questions and I could tell she genuinely wanted me to feel well-informed. Nicholas worked hard to move the process along very quickly and I appreciated that. I highly recommend the team (Nicholas Prohaska and Jayna Carlson). ”
Tracy Sagal
“This is my second mortgage with Nick and his team, and they were so very helpful with my mortgage process. They responded quickly to questions and providing prequalification letters for my offers. My mortgage was processed faster than expected and I was able to move into my new home 10 days early thanks to Team Prohaska!”
Terry Bishop
“Nick and Jayna both were a pleasure to work with, they were upfront and very informative during the entire process, We would encourage anyone to use them for they're finance needs , Thank you all so much, Sincerely The Bishops”
Perry Cui - Engineer
“Nick and Jayna was great to work with. They are very good customer service and work very fast. Was able to close my deal before the closing date so I can move in quicker. Definitely A+ recommend for lending a mortgage. ”
Robert Schroeder - Retired
“In January of this year we moved into a condo we purchased in Wilsonville. We had lived in the house we built in the Milwaukie area for over 24 years. We worked with Nick and his people and the whole process of the purchased went very smoothly. Since we haven't made a purchase like this in such a long time it was very easy for us to complete all the paper work with Nick's help. We would recommend Homebridge Bank to anyone and won't hesitate to use them in the future.”
Amy Carroll - Product Operations Manager
“Working with Nick was one my favorite parts of the home buying process. As a first time home buyer purchasing on my own, Nick both guided and helped me to feel comfortable along the way. The entire Home Street Team was great about responding to all of my questions, prompt with any feedback or needs and was there to ensure the closing went smoothly. Thanks so much for making what was a stressful/emotional experience feel much easier/comforting! ”
John and Judie Hammerstad
“Nick Prohaska and his assistant Jayna Carlson went out of their way to get us an equity loan on short notice. The underwriters kept asking for more information as time passed toward the deadline for which we needed the loan. This was disheartening for us, but Nick and Jayna stayed on top of it in a very timely fashion and patiently helped us through this stressful process. It all came together in the end. We can't thank them enough for making it happen, and we were able to make our move on time.”
Todd S - Homeowner
“Nick and Jayna quickly closed a HELOC for us with great communication and a very easy process. Would work with them again for mortgage needs.”
Leo & Pamela Horst
“Nick prequalified us for a loan while we were waiting for our old house to close. When it did close, he dove in and took care of all the details, and worked with us when we decided to modify some issues. He was always available for answering our questions, and made us feel like our questions were important.”
Matthew Garrison - Human Resources Supervisor
“Nick and his team did a fantastic job with our recent home refi. They made the process simple and quick which was appreciated. I would recommend them to anyone thinking about going through the process. ”
Brandon W Nelson - Salesman
“The process Nick walked us through was very well laid out and easy to understand. He made the process very painless and was a pleasure to work with. ”

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