About Morgan Camplin

As a licensed Homebridge Mortgage Loan Originator in Maine (NMLS #374823), Morgan Camplin can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Morgan welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Morgan has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Morgan Camplin Anytime

Feel free to contact Morgan anytime by phone or email for personalized service and expert advice. Morgan Camplin will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Morgan Camplin is 203(k) Renovation Lending Certified

Morgan is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Morgan Camplin values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Morgan by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Ross C. May 2018
“Friendly and local. Prior business relationship.”
Donna C. May 2018
“Recommended by real estate agency.”
Jennifer S. March 2018
“Morgan was great to work with.”
Danica D. December 2017
“Morgan was very helpful and the entire process went exceptionally smoothly. ”
Cynthia H. December 2017
“Easy to deal with. ”
Sean M. December 2017
“Morgan was great to work with. She answered all of our questions promptly and explained the process to us. ”
Venkata C. Scarborough, ME
“The Loan Officer is explained clearly about the loan features, interest calculation at each stage. This helped me a lot.”
Julie A. Portland, ME
“She was always available by phone even when I did not expect her to answer. Weekends and nights. Obviously she is very serious about doing a great job.”
Alison M. South Portland, ME
“My Loan Officer excelled in every aspect of the mortgage loan process from the first meeting until the closing. I highly recommend Morgan Camplin.”
Cassandra A. New Gloucester, ME
“Morgan Camplin and team were wonderful. I felt like part of their family. Morgan did an awesome job.”
Dalibor J. Westbrook, ME
“Morgan did great job and we appreciate that.”
Cari T. Auburn, ME
“Morgan is a great Loan Officer! We faced a few challenges during this process but she always had a solution based mindset and was determined to close the loan on schedule.”
Jason C. Westbrook, ME
“Morgan was completely fantastic! She made my first homebuying experience painless and so much easier than I could have ever imagined!”
Todd S. New Gloucester, ME
“Morgan was wonderful she kept me informed and always made sure any questions I had were explained fully. Morgan even took the time to come to my office to fill out the application paper work to make it easier on me. Morgan is awesome to work with. I highly recommend her.”

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