About Mike Lowe

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #971949), Mike Lowe can assist you with your home loan needs, including:

  • First-time purchase
  • Second-home purchase
  • Refinance
  • FHA and VA loans
  • Conventional loans
  • 203(k) Renovation loans
  • Jumbo loans

Mike welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Mike has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Mike Lowe Anytime

Feel free to contact Mike anytime by phone or email for personalized service and expert advice. Mike Lowe will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

What Our Customers Say About Me

Althea C. Jun-22
“Mike Lowe and America Perez were amazing. They were patient, clear, concise in messaging, and made us feel like we were of the utmost importance. This was the smoothest home purchase experience thus far, and they were integral parts of that experience. I plan to recommend Mike to friends once I convince them to move. Job well done sir. 10s across the board!”
Jagpal B. May-22
“Mike Lowe was great the best”
Corey F. Apr-22
“Mike is very attentive and goes above and beyond. I own multiple businesses and Mike still can get the job done quickly. True professional.”
Laurel V. Apr-22
“Mike answered all of my questions very thoroughly and did his best to understand my questions when I was having difficulty explaining them. He was easy to contact and always gave fast responses. He always provided me with the exact information I was looking for.”
Jaethan C. Apr-22
“Mike was on it! Extremely dependable and reliable and made this financial step less stressful and manageable. Would work again with him in a heartbeat!”
Jenae T. Mar-22
“Mike Lowe was awesome! This is my second loan with him and he's made it a very easy process. He always did what he said and always had it done on time. I would highly recommend him and I will use him again in the future.”
Siv C. Feb-22
“Michael was very knowledgeable and responsive. He kept me updated through every part of the loan. Definitely would work with him again”
Michael E. Feb-22
“It was all in all a very easy process. MLE”
Steven J. Feb-22
“Can't say enough about Michael Lowe and the team from Homebridge Financial Services Inc. They managed to be the calming force in a complicated transaction and never waivered in the level of customer service and reaction as timeframes changed. Mike was able to get the loan done and ready and went above and beyond in his desire to complete our loan funding.”
Michael M. Feb-22
“The assistant with Mike Lowe was America Perez. She did an excellent job. ”
David W. Feb-22
“Mike Lowe and America Perez are an amazing team! They were there every step of the way to answer any questions, and constantly kept me updated along the way. They are both a pleasure to work with and I look forward to working with them again very soon.”
Michelle P. Jan-22
“Working with Mike and his team member, America Perez, was seamless and a great overall experience. They communicated throughout the process and always answered my calls. I am not on social media otherwise I would give them a shout out! I would definitely do business with them again!”
Daniel M. Dec-21
“Mike Lowe is sets the standard for a Mortgage Loan Officer. He exceeded expectations and helped me out every step of the way. I would highly recommend Mike to any and everyone looking to finance or refinance a home. Mike is an asset to this company and should be treated as such. Pleasure to work with and look forward to working again in the future.”
Leslie N. Dec-21
“Mike is a definite professional very knowledgeable as well as personable! He made the process easy for us and kept in touch, answered any questions, and was very accommodating. Would definitely recommend Mike!”
Jeremy H. Dec-21
“Nobody does it better than Mike.”
Aaron O. Nov-21
“Mike Lowe and America were awesome, again. We will continue use them as we add more investment properties, Mike is very quick to respond to any questions, very structured and organized throughout the process which we appreciate. Can't say enough good things very pleased with our experiences with Mike. He helped us on our primary home purchase earlier this year and I was pleased to see the same level of service even though this most recent investment property purchase was a much lower purchase price.”
William C. Oct-21
“Mike went above and beyond to help me through the process. We experoienced a slight problem that he worked quickly to help overcome and we still got closed before we needed to. Thank you again Mike.”
Marissa S. Sep-21
“Mike L. was our loan advisory and he was very fast and friendly. He helped us throughout our home refinancing and he answered our questions/concerns promptly. Mike never hesitated to answer all our questions. Great job.”
Michelle J. Sep-21
“Could not speak highly enough of Mike! He is a true asset to Homebridge.”
Kevin F. Aug-21
“Mike was always available to take calls and respond to text messages! My family will be using Mike into the future for all of our home loan/ refi needs.”
Robert N. Aug-21
“Michael Lowe is the epitome of the real deal when it comes to financial support professional who goes the extra mile to make sure that you are treated both like a client and as a member of the family. Whenever I had questions about any aspects of the process, from financing to communication with the escrow company, realtor, or the seller, Mike was immediately there standing in support. If he could not take my calls immediately, we always connected on the same day, so that I felt assured of the process. He went well above and beyond the call of duty to make sure every aspect of the transaction was vetted prior to the closing, which made it relatively routine at that point. I would give Mike, unequivocally, my highest recommendation.”
Jace M. Aug-21
“Michael was one of the best people I've ever worked with in the real estate industry . Always was there to help answer the questions I had , every single step of the way Mike went "above and beyond !"”
Beau B. Aug-21
“Mike with Homebridge did an amazing job with my home loan process and would refer him 100% to anyone looking or needing a loan!”
Mohsen K. Feb-21
“Mike low is the only and greatest reason I did finance with Homebridge. He went above and beyond.very patience, knowledgeable, informative, greatly helpful”
Mari D. Feb-21
“Can't thank you enough you're The best! And even went out of your Way. Remember I'm not going away! Have A great day”
Marrissa R. Jan-21
“Mike Lowe showed genuine interest in helping me! He was professional, patient, and helpful throughout my entire process. He is very personable, knowledgeable and has a great reputation in our community. Thank you Mike for making this a great experience for me!”
Brandon M. Jan-21
“I've worked with Mike for the purchase of my home and twice to refinance the same property. Based on the overall experience with him, and support to the process, I would not work with anyone else.”
Kevin M. Jan-21
“Mike and Kimberly were very helpful their knowledge is priceless. They were ready to answer my questions with no delay. I can't imagine a more trustworthy MortLoan representative your company may have other than Mike Lowe. And the same for Kimberly Spenhoff, they were both fun to work with! I had no worries about my loan in their hands. Thank you!!”
Karim A. Dec-20
“It was very easy process. Thanks for the good job.”
Matthew N. Dec-20
“Mikes the man. Great guy. Great rates. Gets it done.”
Jenae T. Dec-20
“Mike Lowe was awesome! He was on time, communicated with me every step of the way, and very professional. I am very please with Mike Lowe. I will use him again.”
Marva W. Nov-20
“Thank you for the easy process.”
Steven J. Nov-20
“Start to finish the team did an above and beyond job after another lender failed us. Mike and Kimmie are rock stars.”
Ata E. Nov-20
“Michael Lowe was very friendly and helpful. He was available all the time to answer my questions and he resolved my problem in the best and easiest way. Thank you ”
Jenna A. Nov-20
“Mike Lowe goes above and beyond! Always answers calls/texts/emails promptly which was very important to me. Great communication. He is great at explaining the process and helping me understand what the next steps were. All around great experience.”
Paramjit S. Nov-20
“Michael Lowe was excellent and kept us informed closed on time”
Brianne F. Nov-20
“Mike was very informative and quick to respond to any questions I had. Great overall experience!”
Dustin D. Nov-20
“Mike and Claudia were outstanding. Very communicative and very quick to respond to my questions. I was thoroughly pleased with the loan process with Homebridge!”
Janell M. Oct-20
“Michael Lowe was fantastic to work with! Greatly appreciate his help and guidance.”
Florencio M. Oct-20
“Responsive and very helpful with any questions I might've had.”
Mohammed S. Oct-20
“Courteous, responsive and resourceful. Always kept us in the loop. We closed early. Thanks Mike, it was a pleasure.”
Brian C. Oct-20
“Michael did a great job and the process was easy and there were no issues. I will definitely use Michael for all of my future mortgage needs.”
Stephanie J. Oct-20
“I enjoyed working with Michael and his people very much. They were extremely helpful and answered all my questions in a timely manor. I will definitely be working with them again.”
Jennifer C. Oct-20
“Michael Lowe is fantastic! He gives prompt customer service and is just wonderful to work with!!”
Erik S. Sep-20
“We can't be more happier about this whole process. Mike Lowe is the man. He made this process quite easy. Answered any questions we had. Any issue we thought we had or might have he keeped our minds at ease. Will definitely do business again with out a doubt. I have already given out mike's phone number to a few people that were interested in refinancing. Thank you to everyone that helped us with this process.”
Taylor W. Sep-20
“Michael was on top of it from the very beginning. We couldn't be more satisfied by our experience with Michael and his team. Great experience with true professionals.”
Charles Y. Aug-20
“Michael was referred to me from a close friend and answered all of my questions quickly and accurately. This was my first home purchase and I would happily purchase an additional property from Michael in the future!”
Robert P. Aug-20
“Mike was very informative and made our loan process very easy to navigate. We closed on time without any hiccups. I'd highly recommend Mike and his team for a new home or refinance loan.”
Lisa H. Aug-20
“I had a great experience with Mike Lowe. We are so excited about our new home!”
Mark V. Jul-20
“Michael Lowe is truly a unicorn in this business - a rare find. In my business, promises and trust are everything. Michael is cut from the same cloth. Rather than over promise and under deliver, Mike does the opposite. He's clear about the path, the potential hiccups, and the solutions at every stage. My economic situation is complicated with corporations and self-employment. Most lenders fold and run. Michael took it in stride and understood each and every aspect. Promised a close in 30 days which two lenders told me was impossible. Michael closed it in 27 days. Unbelievable. If you need a loan, Michael is your guy.”
John K. Jul-20
“Mike Lowe is fantastic to work with. He provides all necessary updates and keeps in touch During the process. He is also available whenever even during nights and weekends and puts the customer first. Mike goes above and beyond to make sure the experience is perfect. I have been spoiled by Mike's level of professionalism and customer service. Thanks Mike!”
Thomas O. Jul-20
“Mike was great hard working and did what it takes to get the job done, even after normal business hours he responded to any questions or needs that needed to be done for the closing to be smooth and on time.”
Christine U. Jul-20
“He was great and easy to work with”
Mark V. Jul-20
“Michael Lowe is truly a unicorn in this business - a rare find. In my business, promises and trust are everything. Michael is cut from the same cloth. Rather than over promise and under deliver, Mike does the opposite. He's clear about the path, the potential hiccups, and the solutions at every stage. My economic situation is complicated with corporations and self-employment. Most lenders fold and run. Michael took it in stride and understood each and every aspect. Promised a close in 30 days which two lenders told me was impossible. Michael closed it in 27 days. Unbelievable. If you need a loan, Michael is your guy.”
Christine U. Jul-20
“He was great and easy to work with”
Rochelle R. Jul-20
“Mike and his team provided over the top quality, care when helping me get my loan! They really really went above and beyond! Thank you again For helping my family, and I get the home we had been waiting for!”
Alfredo R. Jul-20
“Michael Lowe was great to work with and he helped make our first home buying experience smooth and exciting!”
Luke T. Jun-20
“Mike Lowe and his team were great! Thanks for everything.”
Armando B. Jun-20
“Amazing amazing amazing!”
Edith M. Jun-20
“Mike Lowe was awesome throughout this whole process. Every time I had a question or concern, he was always quick to respond and explain thoroughly. I would definitely recommend him to others! Thanks Mike!”
Xiomara R. Jun-20
“When buying a home you never truly know what to expect beyond what others tell you. And for my first experience I have to say mike went above and beyond for me. Making my experience a good one instead of a traumatic one. I will definitely be back again. Thanks to mike and my great experience.”
RANDY S. May-20
“Mike was efficient, available and professional we will reach out to Mike for future loans.”
KEESHA C. May-20
“Mike Lowe was helpful, attentive, respon sive and very supportive of us throughout this experience as first time home buyers. He went above and beyond every time to see to it that our experience was not stressful or confusing and we are most pleased with him and the services Homebridge provided.”
TREVOR S. Apr-20
“Mike and his team were incredibly helpful. They were very friendly and kept us in the loop every step of the way.”
“Enjoyed working with Mike and the lady in the office. Both were courteous,helpful, and understanding.”
“Yes, there are various companies and lenders that consumers have the choice of choosing. But none, in my opinion comes close to the expertise, facilitation, and team-orientation than Michael Lowe. He's an admirable professional that effortlessly ran point on my loan process. Lenders in the Central Valley should come to him and learn. Homebridge Financial should embrace him and create a glide path for his career over the next 30-40 years. Thank you, Michael!”
TERRI S. Nov-19
“Michael was always prompt in responding to concerns or questions we had! Our need was based on an effort to help our daughter during a very stressful time for her. The original estimated close was 30 days but Michael pushed and worked tirelessly in ours as well as our daughters interests and closed over a week earlier than expected!! We can't thank him enough!”
Jeremy C. Oct-19
“Mike is VERY good at his job. Knowledgeable, friendly and I will recommend him to friends and family.”
Stephen M. Sep-19
“Homebridge has a very transparent and common sense process. I always knew exactly where my loan was and where I stood. Mike Lowe and his team are incredibly knowledgeable and always courteous. There was never a doubt that they knew exactly what they were doing. Their expertise gave my wife and I the confidence to step back and let them do their jobs. A truly pleasant experience. 35 days from start to finish! Thanks Mike!”
Andrew B. Sep-19
“Great job! Thank you!”
Steven L. Sep-19
“He is amazing. He made us feel very comfortable through the whole process start to finish. He was on top of it and kept us in the loop with everything. Thank you!!”
Louis D H. Sep-19
“Known Mike for a long time. We will always use Mike for these needs as well as refer him to friends that can use his services.”
Leslie N. June-19
“Mike and Team made the refi process painless for which we are grateful! We had been contemplating this refi for awhile and once we decided and contacted Mike, he made it so easy! He and Team very accommodating and professional. Would not hesitate to recommend Homebridge and Mike Lowe Team to others! And the process from start to finish was very timely.”
Haylee K. December 2018
“Everything went smoothly, great people to work with!”
Bryan T. December 2018
Xai Y. December 2018
“Very knowledgeable and helpful. Able to contact and get a response at any time.”
Corey D. November 2018
“Everything went very smooth during the entire process.”
Tara D. November 2018
“Very professional. Everything was smooth and no problems. Friendly service.”
Keith S. October 2018
“Good communication between lender and us.”
Edward H. October 2018
“Mike has excellent communication and works well with customers.”
Edith M. October 2018
“Everyone was very helpful and answered my questions when needed clarification.”
Cheyenne A. October 2018
“Excellent customer service!”

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