About Michelle Bruto da Costa

Michelle Bruto da Costa works to find the right mortgage product to suit each client’s unique situation. Her commitment to providing superior customer service, combined with excellent problem-solving skills, makes the difference in potential borrowers becoming home owners. Michelle knows the benefits of making the mortgage process a win-win endeavor for her clients. With this, Michelle brings an exceptional knowledge of the mortgage industry and practical hands-on experience to each transaction. Let Michelle’s professional talent bring your dreams of home ownership to life!

What Our Customers Say About Me

Hannah W. Jun-20
“Thank you for a stellar experience!”
Derek W. Jun-20
“Work with Michelle was a great experience.”
MARTIN J. May-20
“Michelle you are very professional! You know your business and you have been very helpful to us! Thank you”
“Excellent knowledge, excellent communication, available all the time for even a little tiny question... Thank you very much!”
JACOB L. Apr-20
“Michelle Bruto Da Costa was excellent to work with! She got us an amazing rate and walked us through every step of the process. We did everything remotely and it all worked out great.”
“Professional ,Well Educated in the loan products And process.”
DANA P. Mar-20
“Shes the best. 10+ in every aspect. I would and will recommend her to everyone I no. Just a pleasure to work with. So professional. Helped me to understand all. First time buyer. She knocked it out of the park. Cant thank her enough.”
“Michelle Bruto da Costa explained thoroughly and patiently helped educate me throughout the loan process; very quick to respond to my questions. She is so knowledgeable and yet able to explain where a novice can understand. Very, very, pleased with Homebridge. Thank you Michelle and Derek!”
TAD H. Jan-20
“This is our second time working with Michelle Bruto Da Costa, and the experience from start to finish was absolutely seamless. Michelle is a pleasure to work with, she is an exceptional communicator and is always positive and full of energy. What else can I say but she is AWESOME!”
KANE A. Dec-19
“This was my second time working with Michelle Bruto da Costa and she is wonderful to work with. Our situation was slightly out of the ordinary and she was patient and helpful through it all.”
Edward H. Sep-19
“She did an excellent job!”
Edward R. Sep-19
“Michelle is the nicest, sweetest and very professional person. We are so happy that we did business with her. She kept us well informed all the way through and even called us from New York when she was there on business to check on us. She was sincerely excited for us and congratulated us on our home. She is the best. We would recommend her to everyone. Thank you!”
Jeffrey Z. Jul-19
“Michelle and her team consistently exceeded my expectations. Her and her tean were very respectful and professional. She was always so nice, she took the time to explain everything- (sometimes twice). We will definitely refer her to our family and friends. When we refinance, we will be calling her! Thank you Michelle! Job well done!”
Joshua M. June-19
“Thank you for all that you do for your customer. You answered all our questions and went out to your way to make sure we were happy and well informed.”
Terrance G. April-19
“Derek was very professional and helpful. Always prompt with answers!”
Andrew I. April-19
“Michelle Bruto Da Costa actually helped me the most. She was absolutely amazing and answered so many of my questions. She deserves a raise or praise for the commitment she has to her customers! Thank you Michelle!”
Warren E. December 2018
“Michelle has gone above and beyond any level of customer service we have experienced!”
Ruben R. December 2018
“They always do a great job.”
Anthony W. December 2018
“Ease of doing business.”
Fabian H. December 2018
“Fast and easy service. All questions answered thoroughly and quickly.”
Curt B. December 2018
“Michelle is very good.”
Cathi S. November 2018
“The entire team was very informative and helpful through the entire process.”
Eugeniy K. November 2018
“Great customer service, speed.”
Martin J. November 2018
“Because of Michelle.”
Michael D. November 2018
“he walked us through the whole process. We really appreciated Michelle hold our hands throughout this stressful milestone. We have no idea when this woman sleeps! Amazing customer service at all hours of the day!”
Kosol S. November 2018
“Great communication.”
Robert H. October 2018
“Very responsive and pleasant to work with. Was able to explain all documents and figures.”
Nhianny P. October 2018
“Great services.”
Douglas D. October 2018
“Excellent service.”
Robert Q. October 2018
“Michelle was awesome at keeping us informed.”
Phillip B. October 2018
“Excellent all around.”
Michael H. October 2018
“Excellent communication in a timely fashion.”
Joseph B. October 2018
“Very knowledgeable, accessible and helpful.”
Calvin O. October 2018
“They've done very well by us in this as well as in our previous home purchase. Their customer service was much better than other Financial institutions we contacted.”
Tad H. October 2018
“Michelle was fantastic. She gave us current information and guided us through the loan application process seamlessly. She is knowledgeable, friendly and professional.”
Catherine M. October 2018
“Michelle was very helpful and did whatever she could to make things happen.”
Michael A. October 2018
“Michelle was helpful and personable. She has a great attitude.”
Jason M. October 2018
“Excellent customer service. I was well informed and had regular phone and email updates.”
Henry L. September 2018
“Michelle was very focused on helping us get the best deal and have the best experience possible.”
Amy J. September 2018
“Customer service and communication.”
Jordan Q. September 2018
“Homebridge was very helpful every step of the way in buying our first home.”
Joseph S. Aug-18
“Great service and follow-up.”
Claudia D. Aug-18
“Michelle was intelligent, informed and available. Amazing!”
William B. Aug-18
“The process was very quick and easy.”
Shaun B. Aug-18
“I always recommend Michelle at HomeBridge. She is awesome!”
Tavis M. Aug-18
“Michelle has been very helpful in getting us where we want to be and always took the time to answer any/ all questions.”
Fazal N. Aug-18
“Excellent service.”
Aprill H. Aug-18
“They were very helpful. They explained everything very well.”
Jason H. Aug-18
“Great service from Michelle!”
Joseph S. August 2018
“Great service and follow-up.”
Claudia D. August 2018
“Michelle was intelligent, informed and available. Amazing!”
William B. August 2018
“The process was very quick and easy.”
Shaun B. August 2018
“I always recommend Michelle at HomeBridge. She is awesome!”
Tavis M. August 2018
“Michelle has been very helpful in getting us where we want to be and always took the time to answer any/ all questions.”
Fazal N. August 2018
“Excellent service.”
Aprill H. August 2018
“They were very helpful. They explained everything very well.”
Jason H. August 2018
“Great service from Michelle!”
Shaun B. August 2018
“I always recommend Michelle at HomeBridge. She is awesome!”
Tavis M. August 2018
“Michelle has been very helpful in getting us where we want to be and always took the time to answer any/ all questions.”
Fazal N. August 2018
“Excellent service.”
Aprill H. August 2018
“They were very helpful. They explained everything very well.”
Jason H. August 2018
“Great service from Michelle!”
Joseph S. August 2018
“Great service and follow-up.”
Claudia D. August 2018
“Michelle was intelligent, informed and available. Amazing!”
William B. August 2018
“The process was very quick and easy.”
Aprill H. May 2018
“They were very helpful. They explained everything very well.”
Catherine M. April 2018
“Michelle has been extremely helpful throughout this process going above and beyond on more than one occasion. In fact, I have already recommended HomeBridge to a co-worker.”
Tony K. April 2018
“Quick closing.”
Joshua W. March 2018
“They were extremely friendly and helpful.”
Barbara C. March 2018
“Willing to work with you and very efficient!”
Raffi P. March 2018
“Michelle was extremely helpful and great to work with! She made everything smooth.”
Thomas D. March 2018
“The best service. They made everything very easy.”
Emmanuel C. March 2018
“Michelle was very helpful.”
Mark S. March 2018
“They are great!”
Ranita W. March 2018
“Excellent service and communication.”
Taylor L. March 2018
“Very hands on, patient and accommodating. Easy to communicate with.”
Brandon B. March 2018
“One reason is Michelle Bruto da Costa.”
Mary V. March 2018
“Very personal service.”
Fazal N. January 2018
“We are very satisfied with the service provided by Michelle and Derric. They have made this process easy for us.”
Gerard W. January 2018
“Communication with Michelle was excellent, clear and concise.”
Lamia K. December 2017
“Timely responses, nice team.”
Margaret T. December 2017
“Communication and attention to detail even when there was a couple of glitches. Michelle is fantastic!”
Jackie D. December 2017
“Quick, effective service.”
Jackie D. November 2017
“Excellent customer service from Michelle Bruto da Costa and Licensed Loan Partner Derek Lui”
Paul P. November 2017
“Michelle was always there to answer my questions and concerns.”
Veasna P. November 2017
“Michelle is always on top of everything and quick. Love her attitude!”
Michael D. November 2017
“HomeBridge being complied of a great team of crew members make the home buying and/or refinance experience a great one. Super-friendly and thorough from first step to the last.”
Bette G. November 2017
“Michelle was very thorough.”
Tyler D. November 2017
“They worked through fast and digitally to get my process through. Extremely friendly.”
Charles B. October 2017
“Michelle is awesome! I would and will refer people to her at every chance!”
Lydia R. October 2017
“Michelle Bruto Da Costa is am amazing teacher/mentor. When things need explanation she was like an angel!”
Kevin P. November 2016
“Michelle made this process easy and she provided great customer service! ”
Michael L. November 2016
“Michelle and her team are very friendly and helpful! The rates were good and Michelle is great!”
Jackie and Lisa H. September 2017
“Michelle walked us through this process in a simple and effective way!”
Enos and Lisa M. November 2016
“Michelle and her team were friendly, reachable and very knowledgeable! They took the time to answer all of my questions and walked us through the process!”
Gordon and Nina N. December 2016
“Michelle is very efficient and customer oriented! She always answered the phone when I had questions and helped with the process all the way through! ”
Angela P. November 2016
“Michelle and her staff were respectful, reliable, available and patient! Michelle is extremely nice and caring! Thank you!”
Lenora E. December 2016
“Michelle provided great quality service and commitment! Thank you HomeBridge!”
Allison B. December 2016
“Michelle provided excellent customer service and an ease of process! Thank you HomeBridge!”
Jeffrey W. and Sarah L. September 2017
“Michelle and Derek were always available to assist us and more than happy to answer any questions! Our experience at HomeBridge has been smooth and easy!”
Ben M. and Summer A. September 2017
“Michelle has been very helpful and she streamlined the refinance process! ”
David M. December 2016
“Michelle was very responsive, knowledgeable and honest! She answered all of my questions and worked really hard at every step of the process! I would be extremely likely to use Michelle again in the future when needed!”
Richard and Mawete N. December 2016
“This process went very quickly and perfectly! Don't change a thing! Thanks!”
Alicia and Antonio S. August 2017
“Michelle was a pleasure to work with! She helped us with everything and was always there for us. HomeBridge is an excellent company to deal with and has a very friendly staff!”
Luke H. and Anna T. August 2017
“Michelle is the best agent and she was a pleasure to work with!”
Dean M. August 2017
“Michelle kept in contact almost every day and she kept me up to date on the status! She did an awesome job on my loan!”
Mark and Jessie P. August 2017
“Michelle is the best! The team work was awesome! They all worked together quickly to fix any problems!”
Daniel S. August 2017
“Michelle has been fantastic all the way through this process! I have already referred a co-worker to her. She was always very easy to reach and provided excellent communication skills!”
Jean C. August 2017
“Michelle was very helpful and she made the process easy! She guided me through this transaction step by step! Thank you!”
Gary and Virginia M. August 2017
“Michelle and her team worked very fast and professionally! ”
David M. August 2017
“Michelle provided great customer service! Everything went well! Thank you!”
Stephanie P. July 2017
“Michelle and her team provided exceptional customer service! I would be very much interested to use HomeBridge again in the future because you gave me this chance! Thank you!”
Ruben R. July 2017
“Michelle and her staff have been very helpful throughout this entire process! They made the loan transaction easy and Michelle did a great job! Thank you!”
Wesley M. July 2017
“Michelle was very responsive and supportive! She was recommended by family. There were no problems at all and the process was smooth!”
David and Lisa D. July 2017
“I have worked with Michelle and her team personally and professionally throughout the years and she is simply the best! I always refer Michelle first to everyone! ”
Sean and Sarah M. July 2017
“Michelle provided friendly, quick, in house financing! She was recommended by a family member! ”
Michael and Michelle W. June 2017
“Michelle and her team were very professional and easy to work with! We are very pleased!”
Alexander and Emily R. June 2017
“Michelle and her team were very easy to work with and more helpful than other local lenders that we have worked with in the past. Thank you!”
Joel and Jennifer W. June 2017
“Michelle and her team provided excellent service! These were all great people with a high level of professionalism and expertise!”
Mario B. June 2017
“This is my first home and I had a lot of questions and the team answered all of them! They were very patient and kind as they walked me through the process! I loved the fact they they helped me so much! I don't think I could have made it without HomeBridge!”
Gregory C. June 2017
“Michelle provides great communication with her clients!  I felt very comfortable working with her and her team!”
John and Stephanie G. June 2017
“Michelle and her team were a pleasure to work with!  Our loan process was extremely quick and easy!  We got top notch service and everything went exactly as planned.  Michelle was professional, kind and efficient!  We loved working with her!”
Bijon J. December 2016
“Michelle was absolutely amazing, patient, knowledgeable and readily available!  It felt like she truly cared and was looking out for our best interest!”
Jose C. and Anne M. December 2016
“Michelle was very supportive and knowledgeable!  She walked us through this entire process step by step in a smooth way!  She is a great professional!”
David and Sally R. December 2016
“Michelle provided great customer service and she was great to work with!  She met all of the deadlines and was great at explaining everything to us!”
Kristin H. May 2017
“Michelle and her staff were so great to work with!  They were so helpful throughout this entire process!”
Vince R. May 2017
“Michelle is very knowledgeable and she takes the time to explain the details very thoroughly!  She also did a great job updating me on the status of my loan!  I really like the design of the HomeBridge website!  It was easy to navigate through and easy to make recurring payments.”
Luke L. May 2017
“Michelle provided excellent customer service!  She was very communicative and helpful throughout the entire process!”
Ryan and Nicole M. May 2017
“Michelle provided excellent customer service!  She was extremely honest, efficient, prompt and communicative!  We would highly recommend her to others!”
Kenneth and Heidi M. May 2017
“Michelle provided great communication and customer service!  She made the process easy!  Thank you!”
Paul and Tove P. May 2017
“Michelle and her staff were very helpful, easy to work with and always returned my calls promptly!  Keep up the good work!”
Ronald and Florence V. May 2017
“Michelle rocks!  This was my parents transaction and we would not consider using anyone else!  Thank you HomeBridge!”
Gregory S. April 2017
“Michelle was very helpful and friendly!  She was available whenever we needed anything!  Thank you HomeBridge!”
Wayde and Suzette S. April 2017
“Michelle has been the best ever!  She is such a nice lady!  She was always happy and bubbly and she made us feel comfortable!”
Mark O. March 2017
“Michelle kept me well informed throughout this process!  She was excellent to work with!  I am very satisfied with the process and will happily use HomeBridge again if needed and refer others to them!  Thank you!”
Manuel and Maricel Y. February 2017
“Michelle provided great customer service and a detailed estimate on my loan!  She answered our questions any time in detail!  Thank you!”
Garrett S. March 2017
“Michelle is extremely knowledgeable and helped my wife and I throughout the process!  Thank you!”
Fazal and Fathima S. March 2017
“Michelle has made this process easy for us!  She kept us updated on every turn.  We appreciate her professionalism and her assistance!  The service that Michelle provided was excellent!”
Tess H. February 2017
“Michelle and her team worked really hard for us!  I was having troubles regarding my credit and they did everything possible to try to help me purchase my own home!”
David J. February 2017
“Michelle is amazing!  She was always very helpful and quick to respond to any questions!  She was so easy to work with!  Always fast and I can always trust Michelle to get us the best rates!  Michelle and Derek rock!  Thank you HomeBridge!”
Craig and Mallory F. February 2017
“Michelle is the best!  She is very thorough, responsive and professional!”
Matthew K. February 2017
“Michelle was very efficient, organized and hassle free!  We had a great experience at HomeBridge and would not trust anyone else!”
Robert P. January 2017
“Michelle is very professional and timely!  She is always on target and attentive!  She returns calls immediately and responds to any questions or concerns.  Thank you HomeBridge!”
Valiesha B. January 2017
“Michelle and her team were very knowledgeable and nice to work with!”
Samuel and Masuma H. January 2017
“Michelle was always available!  She answered questions easily and with great explanation.  We would use HomeBridge again in the future because we trust Michelle!  Thank you!”
Isaac and Kristen T. January 2017
“Michelle and her team were so accommodating and easy to work with, as well as friendly!”
Robert and Laura P. January 2017
“Michelle was very helpful, informative and patient with questions!  This was our first experience buying a home and we had a good one!”
Aaron and Sarah L. January 2017
“This HomeBridge team was extremely responsive and they took the time to ensure that we were comfortable with every step.  They were a great team to work with!  Thank you HomeBridge!”
Zhiye and Patricia W. October 2016
“Michelle and her team were knowledgeable, friendly and helpful!  Everyone was very responsive, even outside of normal business hours.   The process was easy to understand and user friendly!”
Christine L. October 2016
“Michelle and her team were always available and kept me informed throughout this process!  They did research to find the best rates that worked for me!  They felt like friends!  I would definitely go with HomeBridge again in the future when needed!  Overall, I had a great experience from beginning to end!”
Forrest and Carly D. October 2016
“Michelle provided great care and service!  She showed great interest in making sure the process was running well!  Thank you HomeBridge!”
Michael B. October 2016
“Michelle provided a great home buying experience!  She was very thorough and paid great attention to detail!  She is super friendly and confident!  She was very professional and reliable in the process!  She went out of her way explaining the products and quick fixes if needed.  She was reassuring and in total control to maintain my confidence to never go anywhere but HomeBridge!   Michelle is simply amazing, the best in the business!  Keep up the good work and, as always, thank you!”
Dylan and Rebecca W. October 2016
“Michelle was super easy to work with!  She provided a fast, smooth and easy process!  Keep up the good work!  Thank you HomeBridge!”
Brandon and Rachelle B. September 2016
“Michelle and her team were very informative and friendly throughout this process!  They were amazing people to work with!  Thank you HomeBridge!”
Rebecca A. September 2016
“Michelle provided great customer service and excellent communication during my loan.  I am refinancing with HomeBridge because of the great reduction in my interest rate and because they treat me like family!  I cannot imagine using any other lender!  Everything was wonderful!”
Laura T. September 2016
“Michelle and her team were very helpful and friendly!  They made this a smooth and easy transaction!  This was another great experience at HomeBridge!”
Karlen M. September 2016
“Michelle and her team were reliable, helpful and easy to work with!  Thank you HomeBridge!”
Brandon and Jenna B. September 2016
“Michelle always kept us informed and she got us the best rate!  She had our loan processed in a timely manner and she did a great job with everything!  Thank you HomeBridge!”
Patrick and Kathleen H. September 2016
“Michelle and her team were very professional and enjoyable to work with!  This was a painless, quick and efficient process!  Don't change a thing!  Thank you HomeBridge!”
Joshua P. September 2016
“Michelle was truly 100% accessible all of the time!  She was so very helpful and clearly worked hard to help us make purchasing our new home possible!”
Joseph and Rachel D. September 2016
“Michelle was very responsive and knowledgeable!  She was very easy to work with!  Thank you HomeBridge!”
Chenoa and Jesie A. August 2016
“Michelle and her team did their best to make this process go smoothly and on time!  They were all good to work with!  Thank you HomeBridge!”
Caitlin D. August 2016
“Michelle and her team were very prompt to respond to all of my questions and concerns!  They made this process very easy!  They got everything done promptly and effectively.  They communicated with me on any updates as they were available.  Everyone was great to work with!”
Michelle V. August 2016
“Michelle and her team were available 24/7!  They were so accommodating and informative throughout the process!  This was an amazing team to work with!  I had a great first time home buying experience at HomeBridge!  I will recommend them to all of my friends and family!”
Amy F. August 2016
“Michelle and her entire team were always prompt with responding to questions via email or by phone.  They always made sure that I could completely understand everything!  Thank you HomeBridge!”
Andrew and Sarah I. August 2016
“Michelle is great!  She was very fast and efficient in processing our loan!  We are very happy with the service that we received at HomeBridge!”
Thomas and Brittany S. July 2016
“Michelle was very responsive and friendly!  She took the time to figure out the problem with Tom's student loan payments and helped us close on time!  Thank you HomeBridge!”
Jesse S. July 2016
“Michelle was so fantastic to work with!  She answered all of my questions and was quick to get things done!  We loved our experience and would love to work with HomeBridge again in the future when we need to!  Thanks!”
Jacklynn K. July 2016
“Michelle helped me get my deal closed real quickly when I was in a huge time crunch!  I will definitely recommend HomeBridge to others because of my positive experience!”
Becky L. July 2016
“Michelle and her team went above and beyond in processing my refinance.  They were very professional and trustworthy!  I will recommend HomeBridge to others and I would return for any future needs!  Thanks!”
Barbara L. July 2016
“Michelle is the smartest, quickest, most thorough loan originator in town!  Because of this positive experience, I will recommend HomeBridge to everyone!  Thank you!”
Brian and Marjorie O. July 2016
“We love Michelle!  We've used HomeBridge in the past and will gladly use them again because of our positive experiences each time!  Thank you!”
Andrew D. July 2016
“Michelle was there every step of the way in this process!  She is a hard worker and I knew that she loved and was good at what she does!  This has been the easiest loan process I've ever been through!  I will definitely recommend HomeBridge to others!”
Chad and Tammy M. June 2016
“Michelle was very helpful, provided a quick closing and great customer service!  I will absolutely recommend HomeBridge to others!  Thank you!”
Akachi I. June 2016
“Michelle provided prompt support around the clock!  She provided great service and availability to me throughout this process!  Thank you!”
Bryan and Darcee R. June 2016
“Michelle and her team were extremely helpful and navigated us through this process smoothly!  Because of our positive experience, we will return to HomeBridge for any future needs!”
Ronald B. June 2016
“Michelle provided exceptional service!  I will definitely recommend HomeBridge to others!”
Robert and Sharon A. October 2015
“Michelle was very efficient, knowledgeable, prompt and thorough when asking for all of the necessary paperwork so we could close in two weeks!  We received great service from very nice people at HomeBridge!”
Michael K. and Garrett M. October 2015
“Michelle was very friendly, professional and efficient!  She had everything done early!  She did a wonderful job!  Keep up the great work!”
Alexander N. October 2015
“Michelle and her team were very helpful and professional throughout this process.  They made my experience a good one for a first time home buyer!  You did a great job!”
Michael B. May 2016
“Michelle is simply amazing!  She saved my loan and went beyond the call of duty with a smile.  Kudos to her whole team!  These people brought compassion to the fore front and made me feel comfortable every minute throughout this process.  I was always in the loop as they were.   You are the experts!  Keep up the great work!”
Barbara I. May 2016
“Michelle is the best!  She made everything so easy for me.  She provided great communication, good rates and promptness!”
Sidney and Hollis G. May 2016
“This process was very smooth.  We were impressed by the efficiency.  Thank you HomeBridge!”
Robert and Cassandra Y. May 2016
“Michelle and her team were very friendly and always free to help when we had questions.  We were kept informed and the process was made easy and smooth for us!”
Moses and Tasha M. November 2015
“Michelle provided exceptional customer service!  She was very efficient, patient, detail oriented and professional.  We truly have received exceptional service!”
Daniel Q. November 2015
“Michelle and her team have been wonderful throughout this process.  They always provided excellent service.  It has been a great experience.  I will definitely use HomeBridge again for any future needs!”
Blake B. April 2016
“We have used Michelle a couple of times now and she has always been so helpful and knowledgeable!  She was always available to answer questions or to help in any way.  She is awesome!  Keep her forever!  We will always use Michelle and recommend her and HomeBridge to everyone!”
Jennifer V. December 2015
“Michelle and her team were great!  This was such an easy process. Everyone at HomeBridge was super friendly and provided amazing customer service!”
Curtis C. December 2015
“Michelle was a great communicator throughout this process.  She answered all of our questions and explained every document in detail.  We would definitely return to HomeBridge for future needs.  This has been a very pleasant experience!”
Lavi and Emily R. April 2016
“Michelle went above and beyond to process our loan and to ensure everything ran smoothly.  We would definately use HomeBridge again for any future needs!”
Ken and Robbin F. April 2016
“Michelle was very organized, friendly, efficient and communicative throughout this process!”
Robert P.
“Michelle was so efficient and kept me well informed along the way with all the details even giving me updates in the evening.  The service provided was perfect and went above and beyond my expectations!”
Misty L.
“Michelle was awesome!! Communication was consistent and everything went very smooth!  Everything was great, I would definitely use HomeBridge for future loan needs!”

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We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.