About Michaela Eulberg

Michaela joined the Mortgage Industry over 20 years ago, with prior experience in real estate and commercial property development. Soon after making the transition, she became a consistently-ranked Top Producer. Her knack for mortgage lending has lead to various executive roles throughout her career; including Branch Manager, Vice President of Operations, and Chief Operations Officer.

Michaela is an outstanding educator, with a passion for helping her borrowers achieve the dream of homeownership, as well as meeting financial goals. Whether you are a first-time homebuyer, or a seasoned homeowner looking to refinance, or purchase a second home, she will help you navigate the process with ease.

Michaela is the daughter of Dan and Laura Kiel, owners of Kiel Mortgage. Being a part of the homebuyer process is truly rewarding for Michaela and her family. After all, a home is where “life” happens and memories are made. Having been a navy wife for twelve years, Michaela is no stranger to moving/finding new homes. Her husband has since settled in as a commercial airline pilot. Together, they enjoy boating and spending time with their two cats. Michaela enjoys skiing and running, with several half-marathons and one full marathon under her belt.

What Our Customers Say About Me

Bryan S.
“I feel like we were a deviation from the standard customer. Michaela was given, hopefully, a once in a lifetime set of circumstances that proved to be labor intensive and tactically challenging every step of the way. And in our darkest hour she lit a torch and illuminated a path to the finish line. I was determined to push through the problems and she never let me feel like it was hopeless. So, it never hurts to have a master of the craft in your corner.”
John M.
“Michaela was a true professional, may us feel very comfortable thru the whole process.”
Jennifer M.
“Very Satisfied! Michaela is always polite, respectful, responsive, and available. We appreciate all her help! Great communication throughout the entire process and it was all done quickly. ”
Thomas H.
“Michaela did everything she said she would and did it when she said she would. She explained the process as we went and helped us to understand what was happening as it happened. But most importantly, she listened to our needs.”
Erinn C.
“Michaela and team made the whole experience a breeze!”
Colleen N.
“Could not be happier with Michaela’s professionalism! She is never out of touch, walks you through absolutely every step! I recommend her to everyone I know! She’s the BEST!!!”
Michael A.
“Michaela was great to work with. While shopping for the right rate, she the best at informing us of our options and patient while we worked through who we wanted to do business with. Once we made the decision to work with Michaela, it was still very easy. She had simple answers whenever we had questions. She made the process as easy as she could. She was very responsive whenever there was an e-mail. and communicated well through out the entire process.”
Lisa H.
“Robin was great to work with. The process was easy and everything went smoothly.”
Ronald B.
“Our experience was as good as it could be for this type of transaction. We were always kept informed of the progress and holdups, so we knew what was happening at all times. This makes for a smooth and good feeling during the process”
Joyce H.
“Michaela and her team were efficient and communicated with us well during the whole process of refinancing. The demand for paperwork can be overwhelming, but they were so encouraging that it went very smoothly.”
Tarig G.
“Michaela was patient and professional throughout the process. She answered all our questions in clear terms and followed up in a timely manner.”
Nadine B.
“Michaela worked hard and long to help me refinance my home in spite of the limitations created by the 2020 pandemic. Her dedication is inspiring.”
David S.
“Michaela at Kiel Mortgage was excellent to work with. She kept everything moving along quickly, answered all of the questions I could possibly think of, and kept me updated every step of the way. This is my second time working with Kiel Mortgage and glad I made the right choice!”
Dori S.
“Let me just say Michaela at Kiel Mortgage is an awesome person to work with and we are more than 100% pleased with our service from her. ”
Susan B.
“We had some extenuating circumstances that made the process a little longer than what we anticipated. In the end we were happy with the results. Michaela was always extremely professional. ”
Chris B.
“We worked with Michaela back in the 90's and have stayed with Kiel Mortgage ever since. First Michaela, then her husband as she had been promoted, then Michaela again. She's very attentive and positive. ”
Alan T.
“Kiel is a great company to work with. They make it so easy. Information was simple to upload, Michaela was fast with responses to any questions, and we always knew where we were in the process. I can't think of anything they could better. Easy, fast, and no surprises.”
Eugene S.
“Michaela offered different ways we could go with our refi so we could pick one that fit our needs best. Very quick responses for any questions we had. She provided a thorough list of what was needed right from the start and once that was accomplished there was very little to do on our end. Michaela was amazing very pleasant and attentive. I highly recommend giving her a try if you are in the market for a refi.”
Ward P.
“Micheala was very professional which made the entire process seamless. She always kept us updated so we knew the status of the loan at all times. Micheala was awesome, would highly recommend for all of your mortgage needs.”
Gillian M.
“Michaela was amazing throughout the entire process. From day 1 she was responsive and continued to be so until the very end. She answered our questions within 24 hours (usually far less) every time and often provided information on things we didn't even know to ask about.”
Marilyn M.
“Michaela is the consummate professional. She provides complete and timely information to all parties involved in the transaction, and does so with a positive attitude. It is a pleasure to work with her!”
Jonathan S.
“Michaela was responsive and communicated well through out the entire process.”
Kevin B.
“This the second time I have worked with Kiel Mortgage and I have had the same great experience both times. Michaela's expertise and willingness to partner with us created a stress free experience that exceeded our expectations.”
James N.
“We felt like we were their entire focal point. When our credit was not where it needed to be we were assisted in staying on track. It took over a year but we ended up with the perfect home.”
Colette G.
“The experience was smooth and seamless. What a blessing to work with Michaela she is amazing.”
Carly M.
“Michaela was so easy and wonderful to work with. She answered all of our questions and guided us through the process of refinancing our home. I would definitely recommend her to anyone looking for mortgage assistance in the future!”
Spencer R.
“Michaela Eulberg went above and beyond to make sure my family and I were taken care of and got everything in order to purchase our new home!”
Thomas M.
“Most importantly I trust Michaela and KIEL Mortgage to provide honest and professional service. Nice to know that I was in good hands!”
Karin H.
“Fabulous and easy to navigate.”
Jane S.
“Michaela worked very hard to make sure this process went smooth. Even with the bumps in the process she did not give up pushed forward keeping us encouraged that we would be able to do the refi. If any of our friends ask we will certainly refer them to Michaela.”
Georgia G.
“Michaela is fantastic! Responded very quickly to all of my many questions. ”
Bryan S.
“I feel like we were a deviation from the standard customer. Michaela was given, hopefully, a once in a lifetime set of circumstances that proved to be labor intensive and tactically challenging every step of the way. And in our darkest hour she lit a torch and illuminated a path to the finish line. I was determined to push through the problems and she never let me feel like it was hopeless. So, it never hurts to have a master of the craft in your corner.”
Kelly P.
“Michaela was very polite and helpful.”
Michael S.
“From start to finish, my Michaela was professional, responsive and super helpful. This is my second home refinance through Kiel and I'm glad I did. When I started this process I reached out to three companies, including Kiel. Rates were moving up and down a bit during the first two months. While the other two companies dropped their level of interest, Michaela monitored rates for me and provided weekly updates. The level of service wasn't even close with the other two companies. Great work and thanks for keeping your eye on your customer's needs.”
Marci B.
“Excellent.”
Daniel P.
“Michaela did an outstanding job communicating with us, briefing us on what was coming, keeping us posted on progress, making sure we were made aware of everything we needed or needed to do along the way. We were very pleased with her promptness in responding to questions or concerns we had. Overall, an EXCELLENT experience and I would be glad to recommend her and the Kiel team to others.”
Christen R.
“Great communication throughout the entire process and it was all done quickly.”
Dan A.
“Very helpful and communication skills and knowledge are excellent. I was kept informed on progress throughout the refinance experience. When I had questions they were answered in a timely manner. It was just a great experience.”
Karin H.
“Fabulous and easy to navigate.”
Robert T.
“Michaela did a great job of walking us through the mortgage process. She is kind, professional and proactive. We would highly recommend Kiel for taking care of your mortgage needs.”
Catrina T.
“Michaela Eulberg with Kiel Mortgage was excellent in every way and very thorough.”
Page L.
“My experience working with Michaela and her team can only be described as amazing. Appointments were kept & emails returned immediately. When it came time to sign, they came to me. I felt like Michaela always had my best interest at the forefront of her actions and I knew what was happening every step of the way. I will absolutely contact her again for any future mortgage needs.”

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