About Michael Young

I am excited about the opportunity to help you with your homeownership goals!

Our team has been assisting families with home financing since 2003 – specializing in the Idaho, Oregon and Washington markets. Buying a home is one of the most significant financial decisions of your life, and it would be our pleasure to help navigate the mortgage process with you.

With us, you should expect outstanding communication that is always accurate and honest. Our goal is for you to own your home, not for your home to own you. This means offering you loan programs that make sense for your family’s financial health today and in the long term.

Our hands-on service and knowledge continue to be the key reason that over half of our referrals are from previous clients. We value your questions, and our team believes it is essential to equip you with the education you need to feel confident about the mortgage process.

We are here for you from start to finish. However, our commitment doesn’t end on closing day. We will remain your primary contact for all future home loan questions, concerns or needs.

The Young Team is YOUR team!


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Let’s Connect!

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What Our Customers Say About Me

Eric B. Feb-22
“Michael was awesome to work with, he is very knowledgeable and took the time to explain every detail of the loan process and answer any questions!”
Benjamin H. Jan-22
“I am very satisfied with Michael, and I feel he was very responsive to my needs. He generally emailed back immediately, even on Sundays, which eased my mind a lot!”
Eric B. Feb-22
“Michael was awesome to work with, he is very knowledgeable and took the time to explain every detail of the loan process and answer any questions!”
Benjamin H. Jan-22
“I am very satisfied with Michael, and I feel he was very responsive to my needs. He generally emailed back immediately, even on Sundays, which eased my mind a lot!”
Heidi D. Oct-21
“Michael Young was great to work with. He kept me very informed, and worked with me to find answers to all of the lender's questions. I felt very taken care of during the whole process.”
Anja G. Oct-21
Marissa U. Sep-21
“I contacted Michael for a refinance and he was super fast and very communicative about getting me set up. He also was in frequent contact throughout the process and answered my questions even though it was late in the day. Thank you for all the support!!”
Holly C. Sep-21
“Thank you very much Michael! Our mortgage refinance experience went just as expected from the other times I used Homebridge. Your experience, professionalism and help during the process was invaluable. You were available whenever I had questions which was wonderful. Both you and Sally Clinch are THE BEST. Thank you again, Holly”
Mary D. Aug-21
“Thank you so much Michael! You made this process easier and smoother than I thought it would be. I also appreciate that you in constant communication with me and updating me every step of the way. You also took the time to ask if I had any questions and was patient in answering my questions. I am very happy with how everything worked out!”
Ashlie B. Aug-21
“Michael has always been fabulous to work with. He is personable, proactive, responsive and very helpful through ever step of the process. I would highly recommend him to anyone looking for a mortgage broker.”
Cara R. Jul-21
“Michael Young is exceptional at what he does. He was in constant communication with us through the entire process from pre-approval to closing. He helped us close quickly, was patient with our questions, and was always friendly and well informed. We love working with Michael and, if needed, we plan to work with him again in the future.”
Christine H. Apr-21
“I reached out to Michael Young after having a challenging experience with another mortgage company I had intended to use. Michael was exceptional! He took the time to listen to my unique situation, was supportive, positive and confident. With his reassurance, I felt confident that I could waive my financing, which proved to be a major factor in successfully beating out 11 other offers on the house I wanted. He also helped me secure a very reasonable mortgage payment, which was necessary given my situation. I appreciated Homebridge's portal and found it very user friendly. Finally, I appreciated that Homebridge did not require me to submit an unreasonable amount of documentation, which the other mortgage company I had been working with had done. Thank you!!”
Julien W. Apr-21
“Michael did a great job. I would definitely work with him again.”
Paul B. Apr-21
“I have atypical circumstances and Michael was great in going the extra mile to get my loan to work. Repeat customer here and very happy to work with Michael!”
Terry D. Mar-21
“Michael was amazing. Knowledgable, quick to reply, helpful and friendly. Thank you!”
Bridget K. Mar-21
“He is great to work with. Efficient and fast. Answers my questions in a way I can understand. He is always a pleasure to work with.”
Thomas G. Jan-21
“Michael did a great job guiding us through the process and advocating for a lower rate on our behalf! I would wholeheartedly recommend him to anyone looking for a loan.”
Elizabeth T. Dec-20
“Michael Young was extremely helpful, respectful, and responsive!”
Lynda S. Dec-20
“Michael was great to work with. Helpful and responsive and made sure we had some options to consider so we could choose the one that was right for us.”
Patrick U. Nov-20
“Michael provided an experience beyond my expectations. I worked with him 4 years ago on the purchase of a previous home. Coming back to Michael was no mistake. This was the smoothest process ever. I can't say enough about Michael's expertise and level of service for such an important purchase.”
Kristin M. Nov-20
“Michael Young was great to work with. He was informative about the process and helpful with any questions that we had along the way. We would use Homebridge and Michael again in the future!”
Jeffrey H. Oct-20
“Michael was very helpful and patient with us as first-time buyers with many questions.”
Aaron P. Oct-20
“Michael was great to work with! I'll work with him again.”
William T. Sep-20
“Overall very satisfied, our only problem was the window for closing, we were given a 3 day period in which to sign and ultimately had to pay $175 to have a notary come to our house after 6pm because of this limited window”
Mary P. Sep-20
“I have worked with Michael for years and appreciate how he reaches out when there is an opportunity to improve our rates. He's super service minded, responsive and really a pleasure to work with.”
Nancy P. Aug-20
“Michael Young is the very best!”
Abbal K. Jul-20
“Michael has been extremely responsive and very thorough explaining every step along the process. I highly recommend Michael for everyone.”
Julie D. Jun-20
“Michael Young was an absolute pleasure to work with! He was patient, kind and very professional. I appreciated that he ALWAYS answered the phone despite how incredibly busy he must be! He never sounded rushed, and when we spoke as though he had all the time in the world to patiently answer my questions and or give me an update. He is an asset to the Homebridge Financial Services, and based on my experience with Michael would not hesitate to use HFS again.”
Mark A. Jun-20
“Michael Young was outstanding. We received exemplary service! He is an excellent communicator, incredibly responsive via email and phone, and just plain fun to work with! 10 out of 10 in every aspect!”
LORI H. May-20
“He is the best! Professional, knowledgeable, responsive and helpful.”
“Michael was fantastic to work with. He was very responsive, and he was patient in answering all of my questions. I was happy to have him with me at the signing. Thank you Michael!”

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