About Michael Thompson

As a licensed Homebridge Mortgage Loan Originator in Georgia (NMLS #206864), Michael Thompson can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Michael welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Michael has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Michael Thompson Anytime

Feel free to contact Michael anytime by phone or email for personalized service and expert advice. Michael Thompson will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

WATCH MY BUY NOW OR LATER? VIDEO HERE   •   WATCH MY RENT VS OWN ANALYSIS VIDEO HERE

 

Michael Thompson is 203(k) Renovation Lending Certified

Michael is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Michael Thompson values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Michael by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Wesley L. Aug-18
“Because of the type of loan applied for.”
Keenan G. Aug-18
“Michael Thompson is a great loan originator!”
Wesley L. August 2018
“Because of the type of loan applied for.”
Keenan G. August 2018
“Michael Thompson is a great loan originator!”
Wesley L. August 2018
“Because of the type of loan applied for.”
Keenan G. August 2018
“Michael Thompson is a great loan originator!”
Decedric J. May 2018
“Michael was extremely encouraging when housing opportunities closed. Michael also communicated timely.”
Adam A. April 2018
“Fair negotiation of loan details.”
Chantell K. January 2018
“Very thorough, great to work with!”
Yvonne H. December 2017
“Michael has helped me with several loans and I am very pleased.”
Robert M. December 2017
“They made this process very painless, they were very friendly and professional. They explained everything in a way anyone could understand. ”
Travis M. December 2017
“Great service, very personable. ”
Drew W. November 2017
“Michael was awesome.”
William W. October 2017
“They were very friendly and worked through things with us.”
Milton B. October 2017
“Very informative and timely answering questions. Easy to work with.”
Alida L. October 2017
“Everyone was very helpful and patient.”
Lillett J. October 2017
“The entire process was seamless.”
Tamicko P. October 2017
“My Broker is the best. Michael Thompson.”
Arthur J. October 2017
“Realtor Donna Wood recommended to due proximity and relationship, we had a much better experience than we had when we initiated with another mortgage lender.”
Thomas M. October 2017
“Cause.”
Shirley L. Griffin, GA
“Very easy to work with and he made me confident that all my documents were confidential.”
Peggy J. Fayetteville, GA
“The loan process went extremely smooth. This was my first TRID closing and I wasn '”
Jamie J. Fayetteville, GA
“prompt and expert”
Samuel B. Newnan, GA
“Professional and quick to answer questions.”
George F. Calhoun, GA
“Mr. Michael Thompson was the best throughout the whole process. Buying a house is very stressful. Michael made the entire process as seamless as possible. I would recommend him to anyone in the home buying market.”
Peggy J. Fayetteville, GA
“Mike was very responsive to my buyer. He worked extensively in determining the best financing options and was very good communicating to my buyer.”
Sherry G. Fairburn, GA
“Mike was excellent from the beginning to the end.”
Peggy J. Tyrone , GA
“Mike was great to work with. He responded quickly to any questions. Both my buyers and myself received updates so that we knew how the loan was progressing. I look forward to working with Mike again!”
Randolph B. Woodstock, GA
“Mike Thompson gave the best service. He always followed up with me on the changes in rates. True customer service.”
Randolph B. Woodstock, GA
“Mike Thompson has been a pleasure to deal with. He has made me feel very confident throughout the process so far, that this will be smooth all the way to the end.”
Charles H. Lagrange, GA
“Mike Thompson has closed three loans for me over the past 8 years and has always done an outstanding job. His customer satisfaction levels as well as his skill levels are to be congratulated.”
John A. Senoia, GA
“Mike patiently explained what was going on (over and over again) in the complicated VA underwriting process.”
Scott J. Marietta, GA
“Michael Thompson provided excellent service every step of the way to owning my first home. He was easily reached and answered all my questions which was a lot. I would recommend him to anybody I know looking to buy a home.”
Diana H. Sharpsburg, GA
“Michael Thompson was great to work with. He was accessible, responsive and proficient. I will definitely use him again and look forward to us establishing continued partnerships. I have also referred him to some of my Realtor colleagues in GA and TX.”
Dusty B. Mcdonough, GA
“Michael Thompson was great! Constant communication even when we had to change loan programs at the last minute and still came in within days of original close date.”
Ronald L. Peachtree City, GA
“Michael was great and very patient with us throughout the entire process. He worked very hard to make sure all the information was in on time and guided us throughout the entire process. We have closed many loans on various homes, and this one was excellent! Thank you.”
Leslie Q. Covington, GA
“Michael was great!! He handled everything and was great to deal with! I would recommend him to anyone buying a house and is definitely an asset to your company to have him as an employee!! He is a great communicator and doesn'”
Brian K. Newnan, GA
“Michael was great, I was a first time buyer and he explained every question I had during the process. I am very happy with his performance.”
Jillian B. Dallas, GA
“Michael Thompson has helped us with two mortgages and has been great each time. He is extremely helpful with educating us about mortgage options and always available if we have questions.”
Carmen R. Conyers, GA
“Michael Thompson is fantastic. Very understanding and patient. Thanks Michael for making my birthday wish of homeownership come through.”
Jeffrey T. Atlanta, GA
“Micael Thompson - went above and beyond for me. This guy took the time and effort to personally sit through my closing. This is very unusaul as stated by the sellers representatives at the table. I am really grateful Mike. This may not be a common practice but I really needed someone. It was just me otherwise. Thanks again. We closed without issue”
Michael B. Dawsonville, GA
“Michael did a great job. He made the purchasing process simple for me. He quickly pushed my VA loan through the government system and assured me often that it was going to work out for us. Thx!!”
Angie P. Fayetteville, GA
“I had a client that came to me with a pre=-approval letter, however, at time of finding home and binding contract, the lender had not ordered appraisal after 3 weeks of binding. The lender would not answer questions from either buyer or agent. With a mere 2 weeks before close, I contacted Mike Thompson and explained the unorthodox request of taking on a client with such notice. We did have to extend the closing date, however, in less than 30 days of beginning their loan process with Mike, we closed! Mike and his team are awesome and a definite "go to" for lending needs!”
Denise P. Smyrna , GA
“I explained my situation to Michael (recent short sale). Michael asked me several other questions and requested info to complete credit check. He was expedient and not judgemental. After he provided me with positive feedback, I dropped the ball with following through due to not being sure about going through the process. Michael followed up, with several times during a 2-3 month period, which sold me and made me make my decision to start looking for a new home. He was courteous, efficient and has great follow up with answering questions and concerns (as I had a lot!!!). Michael kept abreast of my loan every step of the way. I have referred my daughter to him, as she is engaged and they are house shopping.”
Lesley S. Tyrone, GA
“He was sharp and to the point and always returned my questions with answers swiftly. Thanks, Michael Thompson.”
Donna V. Newnan, GA
“He stayed in touch with all parties and was accessible to answer questions, provide direction, calm nerves, etc. All in all, a great job!”
Lori P. Newnan, GA
“He answered any and all questions I had. Was very friendly and informative. Made me feel confident about this process. Thanks Mike!”
Jamie J. Atlanta, GA
“Expert in the mortgage business, works at all hours if you need something. Always kept me up-to-date.”
Phillip H. Griffin , GA
“Always nice and helpful and called us back.”

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