Matthew Gratalo

We have used Matt twice now and both times have been seamless. He is incredibly knowledgeable and responsive. Buying a home can be stressful but Matt answered all of our questions immediately and eased any of our stresses we might have had. I recommend Matt to everyone and will continue to do so as he creates t...

Working with Matt for our first home purchase was a great experience, from start to finish and everything in between. Information was clear, straightforward, and the website portal was easy to use.

Matt and his team went above and beyond. I was always informed of the status of my mortgage and we closed on our projected closing date. It was a pleasure working with him, I highly recommend Matt and his team.

I was referred to Matt Gratalo by my realtor when my husband and I found a house we wanted to buy. From our very first conversation, I knew I was in good hands. Matt's expertise in this field is second to none. I was never unclear on any aspect of the mortgage process, he always had answers to my questions, he ans...

What can i say about Mr. Matthew Gratalo? He is great Asset to this company , Amazing in what he does , and this is being a understanding , caring , patient and detail oriented .. With all this Corona situation , this didn't make it a obstacle for him either. Matt was great with us even in our crazy situation we ...

Matthew was extremely helpful from the very beginning of the offer process all the way through to galvanizing everyone to get the closing done a day early to avoid some unexpected COVID related fees. I would highly recommend him to anyone as a genuinely helpful lender who actually cares about his clients!

Matt was extremely helpful in answering all my questions no matter how many times I asked the same ones. He walked me through the whole process from begining to end, and he worked directly with my agent to ensure a smooth process. On a few occassions he was even up late at night to help create bids for me for deal...

Matt was extremely knowledgeable, efficient and most importantly a kind and understanding person and I’m so glad my friend recommended this company to me. Matt made the whole process easy and stress free and I can’t express enough how glad I am that I found this guy! I will highly recommend him to all my frie...

Matt was very responsive throughout my mortgage loan process. Matt answered all questions I had about the mortgage loan calculation and the fees. The loan process was very easy because everything was done electronic. Documentation and signatures were all submitted electronically. This kept the loan process to be o...

Matt and his team were amazing. They were facilitators during each step of the process and were always patient, ready to answer questions and very knowledgeable. They always offered on time advise, especially Matt, he took extra time during and after the process to make sure we get the best rates and understood ev...

Matt was referred to us by our Real Estate Agent and boy are we glad he was...I am sure we had the same problem many others do. We didn't understand the tough restrictions in obtaining a Mortgage Loan and we need to be guided through every step along with the need of education of the process. Matt went out of hi...

Matt was great throughout the process. I ended up with a lower than originally quoted. I originally had a solid quote and even thought about locking it in. Matt suggested I wait as he thought the rates would go down, sure enough they did. As the process went forward, I did deal with a lot of other folks from Home...

We already lost our faith in getting the house because when we applied just get $200,000 in a bank... We contact HomeBridge Financial and talked to Mr. Matthew and we do the application again with him. We were approved for $350,000 in that moment we knew that could get our home... since first time Matthew and h...

I first used him for my parents house and it was an amazing experience! Now I used him again for my own house oh my god amazing I have no negative feed back , I had to leave my job in the process of closing on my house he was able to extend my closing and give me time to get a new job and let me closed with just a...

Matt was extremely helpful throughout the process of obtaining a mortgage for our first home. Matt was always there to lend sound advice and to answer all of the questions we had. I would highly recommend calling Matt if you are in need of a mortgage!

It is pleasure to write this letter to thank Matthew for all his hard work, dedication, professionalism, prompt responses, and of course his time!! Matthew is definitely an exemplary manager and an expert when it comes to all of this. This experience has been exciting because Matthew and his team have made it perf...

I have worked with my loan officer Matthew, the only one we work with for all our previous 3 home purchases. Matthew is the best mortgage guy we know on the market with crystal clear loan application process and he will work with you for all the steps to achieve your goal to the successful home buying experience.

I cannot thank Matt enough. He and his team made purchasing our first home very easy. He was upfront about what we needed to do from the beginning. He was able to get us a better and larger loan that ensures us finding the home that fit our needs. I highly recommend him to anyone. He will tell you how it is and te...

I cannot even begin to explain how grateful I am for Matt and his team. I began my loan process with a different company in October 2018. They gave me such a run around, and 1 month past due from my original closing date they kept requesting additional documents. I was so fed up, I took my realtor’s advice and c...

Matthew was prompt, professional, and courteous. He was patient and thorough answering all of my questions even after working hours. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job! Thank you Matt

Matthew and his team helped us purchase our home. As first time home buyers, he made the process easy to understand and is always willing to assist with our concerns. We highly recommend his services.

Matt and his team were extremely helpful and responsive from when we began shopping for loans right through closing. We wholeheartedly recommend him, particularly as he understands federally subsidized home loans. Thanks, Matt!

Matt and his team are awesome! They guided me in the right direction when needed, and were always available whenever I had questions. They gave clear explanations and answers, and made the whole first time home buyer experience a great one.

Matt and his team were a pleasure to work with. Matt was highly recommended to me, and after working with him and his team I understand why. I looked at a lot of houses and needed many pre-approval letters. Matt was available every single time I contacted him for a letter, whether it was a weekday, weekend, or af...

Matt provided me with very helpful advice and guidance. Specifically he helped me better understand the loan amount I should take in relation to my capacity, without stretching myself too thin. The process was very quick, enabling us to close on our house in short order. All members of Homebridge team are very kin...

Matt was amazing to work with, he answered my (many) questions in a timely matter and even after hours. He was always available via email or phone and made the process smooth. I was a first time home buyer and Matt made the process simple and easy. I highly recommend him, he is also a sweetheart! it was a pleasure...

Excellent service.Matt and his team especially Caroline was highly professional,reliable and responsive.Always responded promptly and answered any questions I had.Made the tedious process of buying a house so easy.Highly recommend to anyone looking for assistance with mortgage!

I can easily recommend HomeBridge Financial to everyone. Matt and his team were always ready to address any concerns or questions. There guidance made our #1 biggest purchase efficient and easy. Their guidance provided us with confidence of navigating the unfamiliar process of purchasing our first home. The ha...

Matt and team were extremely helpful and informative to us! This is our second time working with Matt and we highly recommend him. Any question we had, he helped us with. He reassured us that while this can be a stressful time, we will get there! They were organized and his team was kind and pleasant. We have alre...

Matt Gratalo and his team were extremely helpful. Matt was very patient and accommodating. He helped me close on my dream home on time after many challenges in between. I am certain his knowledge of the business was key in getting it done.

Matt came very highly recommended and somehow still managed to exceed expectations. We have heard so many horror stories about stressed out homebuyers, but we carried no stress during our home buying process...all this despite moving to another state 4 hours away! Matt and his very talented team were very communic...

As first time homebuyers to say we were nervous was an understatement. We knew the basics of purchasing a home, but needed a lot of guidance when it came to receiving a loan. Matt was all the guidance we could have ever wished for. He was always there for us with any kind of questions we had at virtually any time ...

This was my first mortgage! And as many of us first timers know, there are a lot of unknowns as it pertains to home ownership and finance. I can honestly state that Matt Gratalo and his team of professionals made this intricate process a smooth transition from start to finish. With every step, his team expla...

My husband and I were first time homebuyers and we closed last month. Matt was recommended by our awesome realtor and we couldn't have been more pleased. He was extremely helpful and very supportive throughout the whole process. He is knowledgeable and I would recommend him in a heartbeat. Thanks, Matt for everyt...

I've worked with Matt twice. The first time did not work out due to issues with the home we were buying. But when my husband I decided to look for homes again we did not hesitate to call on Matt again. He was very patient with all our questions, he walked us through the whole process with always a smile in his ...

This is the second time I have dealt with Matt and my experience only gets better. Matt's Attention to detail, Timeliness and Accessibility takes away a lot of the stress in the home buying process. Highly, highly recommend.

I was recommended to Matt by my realtor, and upon the first conversation and knew he was the person for the job. Extremely knowledgeable, very responsive and never rushed me. He not only gave me the confidence I need as a first time home buyer but explained every step of the way. His team is excellent!! I woul...

My spouse and I were referred to Matt by our builder and were happy with our experience working with him. He was communicative and highly responsive, which was especially appreciated by us as first-time home buyers. While our initial package was not as competitive as I would have liked, he worked with us to find...

We have used Matt and his team for two home purchases and two refinances! Every time things go smoothly! Both times we closed on a home, Matt's team was able to have the all of the paperwork ready at least two weeks before the scheduled closing day! Matt's always available to answer any questions.

As first-time home-buyers we certainly needed a lot of guidance-- Matt and his team were there for us every step of the way! Matt, in particular, went above and beyond in addressing and accommodating each of our concerns. He's truly an asset to have on your side during the home-buying process. Thanks again for eve...

Matt Gratalo and his whole team were absolutely wonderful to work with. This was our first experience buying a home and Matt and HomeBridge made the process so easy and painless. They were so patient and explained things every step of the way (trust me.....I had lots of questions!). Carolyn and Janet were wonderfu...

Matthew Gratalo and his team were a joy to work with! From the first call to the closing date they were attentive, professional, thourough and personal. They understood the market and worked seemlessly with our agent to help us navigate the difficult process of selling our home /buying another home and closing bot...

Matthew and his team at HomeBridge are the most reliable and helpful people I’ve ever dealt with. HomeBridge provided excellent service right from the pre-qualification step to closing on time. They were flawless. I truly thank the entire team at HomeBridge for making my 3rd Mortgage the best one ever.

Matt and his staff were great to work with. I received a pre-approval letter quickly. He explained the lending process clearly. I would definitely recommend him

To be honest, I was a first time home buyer and was nervous about the whole process. My real estate agent recommended Matthew and from the first phone call with him I felt comfortable enough with him to hold my hand throughout this huge decision. Any time I needed a question answered or something explained, Matthe...

Matt and his HomeBridge team were amazing. We were in a bind and needed an approval quickly and they got it done for us in the time we needed. They were always there to to help with any questions or concerns we had. They would respond quickly and kept you in the loop the whole time. We never had to wonder what was...

I found a home that i was interested in buying with my wife. We could depend on matthew gratalo through the entire process. He was always a phone call away. If not a voicemail away. He was attentive to our needs and treated us like family. Thanks matt!

Matt and his team could not have been better. They guided me when i needed it and solved problems before they arose. I highly recommend Matt and im so glad to have been working with him.

MATT IS AMAZING!!! SMOOTH AND EASY PROCESS!!! MATT HELPED ME THROUGH THE ENTIRE PROCESS AND CALMED ME DOWN WHEN THINGS GOT CRAZY!!! COULDN'T BE HAPPIER AND WOULD 1000% RECOMMEND MATT TO ANYONE BUYING A HOME!!!

Matt was very helpful through the entire process. He kept me updated and was happy to explain anything that I didn't understand. Him and his team were very helpful to get us pre-approved and to walk us through the confusing process of buying a house.

Matthew Gratalo is exceptional… he truly is. From the first conversation through the end of the closing and even afterward with a follow up congratulations. He made the process easy, explained all to me in detail… kept me up to date during each phase of the loan application and provided outstanding, profession...

Buying a house for the first time can be very intimidating, but Matthew was great. He took the time to walk through everything with me and always kept me updated. I wish I could say the same for the lawyers involved! Working with Matthew was truly a pleasure.

Matt was a pleasure to work with, very easy to get in contact with and was very helpful every step of the way. Matt was also was able to help me improve my credit on the report in a short time. He knows his work than any quacks around. I tried couple other places too but Matt was so professional, approachable and ...

Excellent guidance and outstanding service. Seamless process and excellent team. Informative, supportive and facilitator. Strongly recommend his service.

After having been denied twice for a mortgage, Mathew and his team did wonders and got us to close in no time! I wish I would have known them since the beginning.

Very courteous folks. Matt was excellent and very thorough with regards to financial paper work required. I will recommend this company and financial officer to m friends ad co-workers.

Matt Gratalo and his crew of financial officers were great ! They were excellent with the financial paper and they guide me through my home buying from the beginning till end. Hard working folks, I recommend them highly.

Matt and the whole Homebridghr team was phenomenal. They were efficient and prompt with all of our questions, wants and needs. We were able to get our mortgage with NO headache. It was so easy. I was scared to get a mortgage and do the process but they made it so easy. I look forward to working with Matt and his ...

Very experienced and professional company!! All my questions were answer and help me in all things I needed help with.

Matt was a pleasure to work with, very easy to get in contact with and was very helpful every step of the way. Any questions that I had he answered in a clear and efficient manner and really helped make the process easier. Highly recommended!

After working with several lenders I grew tried of sending endless documents with constant push backs. Then I found Matt. Matt was able to close my deal in less than half the time other lenders proposed while helping me secured a favorable loan interest rate. Best of all, Matt always answered my questions no ma...

Matt and Homebridge were absolutely great to work with as always. I've had the pleasure of their services for the third time. This was my second mortgage and a prior refinance. Each and every time Matt and company have been extraordinarily helpful. Guiding me every step of the way. His professionalism is second t...

As a first-time home buyer, I was overwhelmed with the process of purchasing a new home. I was referred to Matt from my Realtor. I contacted a few other Brokers and was very please after speaking with him. Matt was able to provide me with everything we spoke about and educated me along the way. He returned my ...

Was great help and advice

In this day and age, obtaining a mortgage is very tedious, and quite frankly, a pain in the behind. However, when you have great people working to help you, it makes the process all the more tolerable. Matthew Gratalo and HomeBridge Financial Services Inc. worked with me and allowed me to purchase the home of my d...

Matt was very good throughout the whole process and was very knowledgeable. He made the process so much smoother by keeping us informed at all times of what was needed and what the next steps were. Will definitely be recommending him to friends and family in the future.

Matthew provided excellent service right from my first encounter until the completion of my mortgage loan process. My very first call was placed on a Friday evening and he returned my call within minutes following with an email with precise information needed from me in order to begin my loan process. Matthew ke...

Matt Gratalo is an exceptional lender and person . I was a first time buyer and quite unfamiliar with the process. Matt was very accessible and helpful throughout, genuinely caring and kind. He would often reiterate if I had any questions he was there to help. Mr. Gratalo is also very knowledgeable and experienced...

Matthew was recommended by our realtor and we were extremely pleased with Matthew. He followed up the interest rate and informed us right away when it went down. We definitely recommend Matthew.

Matt was very available when needed and responsive to questions. He made himself available at key moments in the process in non-traditional hours. He answered my call on a Sunday night and provided a pre-approval letter within one hour. This very much impressed the sellers and gave us credibility to continue th...

Matthew give me a proximate closing date what was better he got me to close 1 week earlier he is very good if any to issues arise he takes care of it immediately What helps is if the borrow could check emails often then they could respond fast to Matthew and his team to take care of any request of document. Matth...

Mattew provides excellent service. I did a VA loan with him and he made a usually complicated process uncomplicated. He kept me well informed at all times. I recommend him to everyone, but especially to Veterans.

Matt is a pleasure to work with. Before buying our home he was always available to answer any questions and ease our concerns. Once we found a home we liked he worked to get a quick mortgage commitment in order to make the sellers feel comfortable. Even, when the appraisal came in low Matt worked to keep the deal ...

Matt and his team were wonderful. We had a VA loan, which is a lot of extra paperwork, and he took it on without any hesitation. He was so nice and extremely easy to work with. He always responded to questions immediately, even on weekends. He was very easy to get in touch with and very accessible. Obtaining ...

As first time home owners, this process was new to both me and my fiancé. Matthew was extremely helpful with everything. He didn't laugh at any of our "crazy" questions and always get back to us right away with anything we needed. In fact, everyone on his team was excellent.

Matt is professional, knowledgeable and very helpful. Will always lead you in the right direction. He is the only person I turn to when it comes to obtaining a mortgage.

Matthew was extremely helpful. During the Mortgage process it became frustrating and I knew that at anytime I needed an explanation, or had any questions Matthew would always answer my questions, and do so promptly. If he was busy, he would make it his point to respond back to me right away. I would not only reta...

Matthew assisted us with a mortgage for a home purchase this year. He was very responsive to our many questions and very helpful with meaningful responses and made our loan process pretty painless.

As a first time homebuyer the entire process was very intimidating. I initially dealt with approximately 4 lenders that at first were very responsive and seemed to fit the bill of who I was looking for work with. After a few emails and weeks passing by though they all would simply vanish. From my first phone conve...

Matthew Gratalo always made us feel as if we were his only clients. He is knowledgeable and always told us up front what could and couldn't be done. He always tried to answer our calls and if he missed one of our calls he would call us back same day. We were highly recommended to Matt 4 years ago and I knew that ...

Matt was very helpful and knowledgeable, he walked us through each step of the process. I contacted him initially about a refinance and he helped me and guided me to the decision the was right for my family. A short time later I decided to buy a dream vacation home and there was Matt ready to help again. He helped...

As first time homeowners we had a lot of questions. Matt was able to answer all of our questions and made sure we were comfortable every step of the way. He was easy to communicate with and always get back to us quickly. He even came to our closing, something lenders rarely do. We loved working with him.

After receiving a run around from our former bank, a tip from a good friend of the family, led us to contact Matt Gratalo from Home Bridge. Matt was so patient and flexible in explaining the process. He clearly answered our questions from the initial conversation. Instead of running away from this intimidating ...

Matt was recommended to me by my Realtor and I'm sure glad she did. As a first time home buyer I was more than a little clueless and green to the whole process. Matt picked up on that right away and helped me out in a big way. He was always there with quick answers, advice and a great attitude. He made me...

The whole refinancing process on Matt's and Homebridge part was flawless and super professional. He and the entire staff (Janet, Tara) always returned a phone call, text or email. Although the process took a bit longer than anticipated none of that was due in any part to Matt or his team. This was my second time u...

Matt was incredibly knowledgeable, responsive and thorough in the home buying process. Matt went above and beyond in helping to explain every part of our transaction. We couldn't have been happier and I would highly recommend using Matt.

Matt was referred to us by large banking institution as they felt they would be doing a "disservice" by working with us on an often complicated 203K Renovation Loan. Matt and his team helped us close in 60 days with a loan that other banks said would take over 90 days. From our first conversation, we felt at ea...

Matt was a huge help when it came to putting together the best mortgage and terms. He picked my first call immediately and guided me through the process and next steps to start the mortgage process. It was a very hassle-free process from start to end and we were able to close a week after the initial proposed clo...

Matt was very helpful through out the entire process of obtaining a mortgage. He was very responsive, attentive to every question and request along the way. As a first time home buyer, I couldn't have asked for a better mortgage broker to aid me through the entire process from beginning to end.

Let me explain something about Team Gratalo. They are your instant support, a sympathetic ear, your biggest champions while going thru what used to be a ridiculously long mortgage process. Don't get me wrong, the paperwork is CRAZY INSANE, but that's not their fault. They make it so easy to navigate the process...

Patient and proactive. Refi process was smooth and stress-free. Was able to answer all questions in a timely manner and never left me guessing about the process. Highly recommend for any of your initial home mortgage or refinance needs.

My experience with Matt and Homebridge Financial has been nothing short of stellar. Matt really took the time to educate me on my loan so I knew what I was getting myself into. His knowledge of the ever changing guidelines made me feel as if I had someone in my corner and I could not recommend him more strongly

My husband and I used Mat Gratalo at Homebridge financial for our mortgage. This was our first home and Matt made the mortgage process stress free and was able to get us a great rate. I would recommend him and Homebridge to anyone in the market to purchase a home.

Matt was great from start to finish. This being my first home purchase I had a ton of questions regarding the process and Matt was always there to answer them. Thanks again!

Matt is a stellar, personable and knowledgeable professional who I would recommend without hesitation. Being that my fiance and I are first time home owners and city dwellers, we had many questions about the mortgage process and of owning a home in general. Matt was able to walk us through the process and answer a...

Matthew & his team were nothing short of wonderful!!!!As a first time home buyer we had a million questions but no matter how big or small, over the phone or via emailed they were always quick to respond & made sure we always understood where we were in the process.We can't recommend Matthew & his team enough.

I just closed on my new home a week ago thanks to Matt and his team. The home buying process is extremely daunting and emotional intense for a first time homebuyer. However, Matt was always responsive and answered any questions I had. I felt comfortable during the process and confident that I would soon be a hom...

Matthew helped me buy my current home in 2011. I was recently divorced and had lots of questions about the process. Matthew is extremely knowledgable and experienced in all aspects of mortgage finance and was always willing to patiently explain the process. Matthew and his team quickly responded to any questions I...

We would highly recommend Matthew and his team. We were in the process of buying our first home and Matthew and his team were always responsive, extremely knowledgeable quickly answering all our questions and making the process a smooth one. We couldn't have been any happier with their assistance and help.

Being first time home owners Matt was extremely helpful in answering all our questions and walking us through everything we needed to know. Even after the whole process was over he was still quick to answer a call or email if I had a question that came up! I would highly recommend Matt to anyone buying a home in t...

Matt is a highly skilled CPA and has worked as a Mortgage Broker for almost three decades. He is honest, concise and always puts his clients needs at the forefront. He got me an FHA mortgage on my first home about two weeks ago- the most amazing part is that we closed on the house in only ONE MONTH; this is seemin...