Matthew Gratalo

To see what past customers have said about working with Matthew click on client reviews. Matthew Gratalo has 25+ years of experience in mortgage lending and has helped thousands of families realize the dream of home ownership.  He has consistently been one of the top producing mortgage loan officers in Bergen County.   He is based in the Hackensack Office , which is the hub of Company operations in the Northeast.  Matthew has built a successful career by combining industry knowledge with high levels of service and professionalism. Matthew graduated from Rutgers College with a degree in Economics and Accounting.  Prior to entering mortgage banking, Matthew was a Certified Public Accountant.  This background makes him uniquely qualified to counsel home buyers on the types of mortgage programs which best suit their overall financial profile, including how to maximize the tax benefits of having a mortgage. The ability to analyze a borrower’s qualifications and identify and address weaknesses in a loan file helps Matthew to obtain the best rate possible for every borrower.Matthew particularly enjoys helping first time buyers understand the complicated mortgage process and achieve their dream of home ownership. Matthew also has a great deal of expertise in renovation loans, which allow home buyers to purchase “fix-up”, short-sale, and foreclosure properties and finance the cost of the repairs in their mortgage. Matthew supports various charities and donates $25 for every loan his team closes to his favorite charities, the Make-a-Wish Foundation and the Wounded Warrior Project.