About Matt Elerding

Matt has been a loan officer since 1998. Following 11 years with another bank and a short haitus with a home loan company, he and his team landed with Homebridge in early 2012. He is a perennial recipient of Mortgage Originator Magazine’s “Top 200 Loan Officers” honors and has been a contributing writer to a number of publications within the industry.

Matt grew up in Sitka, Alaska and attended the University of Portland (undergrad) and Notre Dame (grad). He lives with his wife, Heather, and his two children, Gage and Abi, in Battle Ground, Washington. When he isn’t nestled behind his desk slinging mortgages, Matt enjoys playing the piano and writing non-sequitur essays.

Matt is rather modest about his accomplishments but remains very prideful about the time he defended a a bus full of school children from a pack of ravenous dogs using nothing more than a nine-iron and a Costco sized bag of Kibbles-n-Bits.  It remains among his most impressive feats.

What Our Customers Say About Me

Bridgett B. Jun-22
“Matt was very helpful and responsive to our questions. He and his team made the process as painless as possible for us as first-time home buyers. Give them a bonus.”
SONI S. Jun-22
“Great experience, matt goes above and beyond”
Reuben W. Jun-22
“Matt and his team were fantastic. I have used them now for multiple purchases and each transaction has gone perfectly. Couldn't be more pleased with my experience. They were thoughtful, responsive, professional, and fun to work with. Will only use The Elerding Team for all of my home loan needs.”
Luke Z. May-22
“Matt has mad skills in what he does, and he did a awesome job for me and really helped me out alot, and I appreciate him and his team! Thank you guys so much, making my first home purchase go so smoothly for me!!!”
Joseph T. May-22
“Matt was very responsive to our needs and he worked closely with our Realitor and the sellers Realitor to help us get our new home in a very hot market! It took several offers on different homes with lots of back and forth, Matt was both supportive and provided excellent communication to help facilitate getting our offer accepted”
Gerald L. May-22
“This by far has been the best financing experience to date. Simple and easy, while keeping us well informed.”
Michele I. May-22
“Thanks Team! Excellent services!”
Douglas G. Apr-22
“Matt and his staff were very professional and responsive throughout the entire process. Of course, underwriting wanted more information/documentation, but I've been through this process many times previously so I am used to this sort of thing.”
Amy M. Apr-22
“Matt Elerding is amazing to work with! He has done several loans for me over the years and I wouldn't go to anyone else. His team is professional and efficient and great at communicating throughout the process.”
“Matt was great to work with!”
Lucia S. Mar-22
“Matt and his team were incredible during a closing process that had many unexpected turns. They kept me informed every step of the way and worked long hours to meet my tight timeline. They are the reason I am moving into my dream house soon and I cannot thank them enough!”
Aryn O. Mar-22
“Matt and his team were awesome! I was very satisfied with the job they did on my refinance - just like I was when they worked with me on my original purchase. That's why I chose to go with them again! They make the whole process easy and even fun! Thank you so much!”
Melisa V. Feb-22
“Matt and his team are the best! Always a pleasure to work with and never any problems.”
Rosendo C. Feb-22
“We really loved working with Matt and his team they are awesome!!!!! If we had to do it all over again we would definitely use them again!!!!”
Joshua S. Jan-22
“Thank you for all. Your efforts to help a first time home buyer and all my needyness! ”
Anita B. Jan-22
“Matt Elerding and his team are Top Notch!”
Edward B. Dec-21
“The Best! Why would you go anywhere else!”
Christopher G. Dec-21
“An overall great experience. Thank you!”
Daniel C. Dec-21
“The Elerding Team is professional, responsive, knowledgeable, and helpful and a great group to do business with for home financing!”
Elizabeth P. Dec-21
“We have used Matt and his team for years and are always extremely happy. I always refer anyone I know going through a refi or home purchase to use Matt and his team. I have even refered my brother to him who lives out of state. The Best!!”
Anthony V. Dec-21
“Matt is so easy to speak with, made everything smooth, we didn't question anything, him and his team did an amazing job. Matt thank you for everything you have done for our family!!”
Albert S. Nov-21
“We first met Matt Elerding approximately 11 years ago when we initially purchased our home and the financing experience was fantastic. We did not hesitate to reach out to him again for our refinance and the experience was fun, easy, and all was accomplished on time. His team is easy to work with and lays out the whole process well. I was able to provide all required information in a quick and easy manner. ”
Kiara B. Nov-21
“Working with the Elerding Team was everything we could have expected and more. We worked primarily with Matt and Angela, they were incredible! Extremely personable, knowledgeable, and helpful. I would recommend this team to anyone and everyone! Thank you so much!”
Melinda M. Nov-21
“Matt and his team were amazing to work with they understood what we needed from this refinance and did it in the timely manner we needed!”
Shane D. Nov-21
“Thank you so much! The process went very smoothly and everyone I worked with was very responsive. I'm really grateful!”
Douglas J. Oct-21
“I am very pleased with Matt and his team. Everything went well and any questions that I had were promptly answered. The Elerding Team was my first choice for refinancing, and will continue to be for any future mortgage transactions.”
Channing W. Oct-21
“We have been with Matt for years and will definitely work with him again!”
Michael B. Sep-21
“Matt was very helpful through the whole process I would highly recommend using him.”
Kate O. Sep-21
“thank you to the Matt Elerding and Homebridge team for making the refinancing as smooth as possible and for fixing issues quickly after they arose. I have a huge amount of gratitude for your team and would recommend them to my family and friends.”
Sherry F. Sep-21
“You made this whole process so very easy for me. Always took my calks and helped me when i had pc issues!! Glad i asked my sister for advice and it lead me to you.”
Gail T. Aug-21
“Matt and his hard working team exceeded our expectations once again. Their prompt, friendly and detailed communication during the whole process with overly stressed clients like us makes us return each time without question. Cannot recommend them enough, they really work hard at keeping things calm no matter what. Thank you to all of them, they represent Homebridge well!”
Joseph P. Aug-21
“Matt made everything from start to finish very easy to understand and everything felt like it got done way quicker than I ever expected. It was a great experience and if I ever buy a home again the Elerding team will be my first call.”
Jeffrey Q. Jul-21
“Matt Elerding and Angela Frost are exceptional. They made the process of refinancing understandable and straightforward. I am so grateful for their help. I would and have referred others to them with complete confidence that they can be relied on and trusted.”
Nancy N. Jul-21
“Matt Elerding and staff are the absolute best of the best! After having a horrible experience with my previous loan officer, the Elerding team was an absolute pleasure to work with. I will highly recommend them to friends and family!”
DAVID C. May-21
“I'll give this to Matt...He went the extra mile to explain the situation to me and my Real Estate agent!”
David K. May-21
“Amazing team to work with. Communication was excellent the entire process from start to finish. Would highly recommend anyone buying a home or refinancing to let Matt Elerding and team take care of everything!”
“Matt is amazing to work with. He's always available and takes the time to explain and discuss questions. I recommend Matt to everyone I know who needs a mortgage.”
Christopher L. May-21
“Matt was great to work with and this was the quickest and easiest Refi I've ever done. Thank you Matt! I look forward to working with him again in the near future.”
Sunil P. May-21
“Matts team went above and beyond to ensure we got the best rate and always kept us updated. They were honest and upfront throughout the whole process and did whatever they could to help us get our first home. ”
Derek M. May-21
“I have loved the care and support my family and I received through Matt Elerding and his outstanding team at Homebridge. Thank you!!!”
Garrett B. Apr-21
“Matt and his team have always been on the ball and easy to work with. I have and will recommend again his team to anyone looking to obtain a home loan or refi”
Joanne H. Apr-21
“I have known Matt Elerding for over 20 years and have worked with him on my purchase of current home and refinances during this period.”
Dayna H. Mar-21
“Matt and his team were great to deal with. They were quick to keep us updated and attentive to all inquiries.”
Jonathan D. Mar-21
“Matt and his team are consummate professionals. A truly easy process, and I'm thrilled with the outcome. Thank you all so much!”
Rosendo C. Mar-21
“Matt and his team was excellent , thank you very much for all your hard work for helping us .”
Reuben W. Mar-21
“Matt, and his team did an unbelievable job in the processing of my mortgage. They were attentive, professional, and genuinely had my best interests at heart. I closed quickly and with no surprises. I will only use them in the future.”
Talia D. Mar-21
“Matt & his whole team were so amazing!”
Mark D. Feb-21
“Matt, Angela and Nichole were the best...from start to finish, made the whole process a very smooth and comfortable ride. Matt Elerding and team are the BEST!!!!!”
Alex L. Jan-21
“Team Elerding is awesome !”
David H. Dec-20
“Matt and his team did a fantastic job from start to finish. In fact. They did everything possible to keep closing date on track and they met it. Great experience in buying our vacation home. Thanks again”
William C. Dec-20
“Matt and his team were phenomenal and kept everything on track for a very quick closing. Once month from offer to closing and no problems at all. A great experience and we would highly recommend Matt and his team.”
Nicole L. Dec-20
“Matt and his Team were always available and quick to assist. I appreciated the prompt communication and ease through the entire process. Couldn't have asked for more!”
Adam W. Dec-20
“Good job”
Phyllis H. Dec-20
“Thank you so much for the successful refinance of my home. You and your team provided an excellent service in every way. I will certainly recommend you to others, in fact I already have. Bravo! Thank you again, Phyllis”
Richard Z. Dec-20
“This is our second loan with Matt and our experience was a 10 through both loan processes. We have recommended friends and family to him and will continue to do so. Matt and his team have made the mortgage process easy and painless. Thx Elerding Team!!!!”
Stephen L. Dec-20
“Matt and his team exceeded all of our expectations and provided the expertise to get us into our dream home!”
John W. Dec-20
“Matt is awesome!! He explained everything in terms we were able to easily understand. He was super close on his closing estimate. Everything went well. Requested documents were a bit redundant but not unreasonable”
Brian M. Dec-20
“Team Elerding are a wonderful group of individuals! They are very informative and helpful at every facet of the loan process. I will always seek their professional services whenever I am in need of a loan or refinance in the future.”
Kyle A. Dec-20
“The team worked really hard to get our loan done, especially in a time of low rates and so many loans being processed. Angela who was the original contact of our loan was AMAZING! always quick to reply to emails and keep us updated about the status of our loan. Great service all the way!!!”
“was very satisfied with the service provided by Matt Elerding's team. Overall, the refi experience was positive. However, I was a little frustrated with some of the requirements for paperwork since I am a W-9 contractor. My wife and I have 800 and 800+ credit scores and our debt to equity ratio is quite low. My income and history as a100% commissioned worker shows consistent income. However, it was a bit frustrating to be asked by the underwriter for additional information to have in files that shouldn't have changed the decision one way or the other. I guess the government "requires" these things in the file, but it sometimes defies general logic. Maybe it's just me, however, and again, the experience was positive overall.”
“The process was very smooth and I appreciate that they explained everything easiely and clearly thought the process. I really enjoyed working with their team and will definitely use them again and refer them to anyone I know.”
JERALD M. Nov-20
“Great service, again. Good follow up on everything.”
“Matt and his team are amazing! They were professional, communicative, and it was apparent to me that EVERY client is important to them. We were thrown an unexpected life curveball during the transaction (wholly unrelated to Matt and the Elerding Team), and it was handled with great aplomb, creativity, empathy and grace. It was wholly apparent to me that Matt cares about what his clients want, and not simply his remuneration from closing another deal or his overall bottomline. That speaks volumes about his character. I will recommend the Elerding Team to anyone who will listen. The Elerding Team is your gem of the Pacific Northwest.”
LAUREN M. Nov-20
“This is my third time working with Matt and this team and they always go above and beyond to make the process as easy and smooth as possible. This loan took longer than I had hoped, but that was not due to negligence on their behalf, the entire industry is slammed right now and everything is taking longer than normal.”
DUSTIN P. Nov-20
“Matt Rocks!!”
STEVEN K. Nov-20
“Matt and his team were fantastic to work with, from the initial phone call to closing, his team worked on every detail, kept us informed of progress and and answered every question quickly. I would highly recommend Matt and his team to provide a superb level of customer service and quality services for Mortgage needs.”
Samantha W. Nov-20
“Matt first helped us with the purchase of a home back in 2005. We remember how great his customer service was back then and reached out to him again for a refinance on another property. Matt and his team at Homebridge provided excellent customer service again! Highly recommend Matt Elerding and his team!”
JERROD M. Nov-20
“Overall positive experience with great response and people”
“Matt is great. His team is great. I was confused about some of the fees, and it took a few tries before everyone found a method to explain it to me in a way I understood. It was my mistake. The loan took a long time to close, but that wasn't Homebridge's fault. That was COVID and ultra-low interest rates' fault. All in all, I really like Matt and his team and I plan on using them again.”
DAVID D. Oct-20
“Matt and his team are AMAZING!!! I tried to use them on a previous mortgage, however we weren't able to get it done unfortunately. However knowing Matt's work ethic and constant availability for me to ask questions, I gave them another try. We were able to get it done this time with very minimal hiccups! I can't remember any really tough issues we had to work through. Kudos to Matt and his team! I'd definitely send people their way if asked!”
Ashley D. Oct-20
“Matt was very helpful and knowledgable during this transition. I would highly recommend him and his team!”
NATHAN W. Oct-20
“Matt and his team did an excellent job with the refinancing of our home; considering all the obstacles going on in our world right now.”
HERMAN T. Oct-20
“Matt has a very good memory of the details of your loan information. He is quick to answer questions that I had from the start to the finish of the loan process. Applying for a new loan can be very emotional trying. Matt takes a lot of frustration out of the loan process by being surrounded by very knowledgeable people. I always got accurate answers and consistent answers no matter who I spoke with in Matt's office. Very satisfied customer!”
CASEY B. Oct-20
“Matt Elerding's expertise is very comforting. He and his assistants were able to smoothly guide us through this process without any problems.”
BRENT Y. Sep-20
“Elerding Team are great!! Matt is personable and available. The girls are top notch. Our experience was marred by an underwriter who did not know how to read our financials.”
“The only wrinkle was mine. I had applied for, and was approved during the loan process, a senior property tax exemption which would affect the amount of escrow required. I advised the Elerding team and they assured me there would be no problem adjusting the figures. I simply sent them the documentation from the county and it was taken care of. I've been through nearly a dozen mortgage processes over the years and this was the smoothest. Thanks so much.”
BRIAN C. Sep-20
“Our entire family has had the pleasure of working with Matt for over 13 years for all of our mortgage needs. Matt & his team are EXCEPTIONAL at what they do, and make the process as easy as possible. Plus Matt waited until just the right moment to lock us in for the lowest rate possible, bringing out monthly payments down just a little more. Love working with Matt and his team, and will continue to recommend him to others in the future!”
DALE E. Aug-20
“Matt and his team worked very hard and did an excellent job to make sure we closed on time.”
STEVEN S. Aug-20
“Matt knows what he is doing. great job.”
TAYLOR W. Aug-20
“Matt and his team literally accomplished what another lender said wasn't possible...they were ready to go to work! Forever grateful.”
JOHN R. Aug-20
“Matt and his office folks were great to work with. The Homebridge office that was responsible for providing final closing docs including actual down payment numbers delayed the closing by a week which made a lot of adjustments necessary for my family. Not good”
“We have known Matt since we bought our house in 2002. He has always been honest, helpful and knowledgeable in all of our home financing needs. He is the only one that we turn to when it comes to home loans, refinancing and home improvements. He's earned our trust, always has answers to any concerns and questions and makes the loan process quite simple. We recommend Matt and his team to everyone that we know who need any information on home loans! Thanks again Matt! The Gard family ”
“Matt and his team were great to work with from the time I made my initial phone call to the closing. They were very professional and the attention to detail was beyond our expectations. I will continue to send potential customers his way for years to come.”
JEREMY B. Jul-20
“We have worked with Matt several times over the years and always have a great experience.”
“Matt Elerding and his team of professionals worked quickly and efficiently during the entire process. They did everything possible to ensure I locked in a very attractive interest rate, with a mortgage product that fit perfectly into my budget. I have known Matt for many years and have purchased multiple homes and gone through refinances with him before, and there is no one else I would trust more with my mortgage needs.”
AARON K. Jun-20
“Matt and his team were awesome. They fought for my loan through the entire process. I couldn't have asked for a better team to help me. Their communication was great, and the entire team was invested in the completion of the loan. I'd highly recommend them to anyone. If you go through The Elerding Team, just know everyone in that office is going to fight for you!!”
JORDAN A. Jun-20
“Matt is great! When we were just looking at houses to putting in an offer, he answered all of our questions and walked us through the process. The house we ended up buying had multiple bids, so he made sure to call the listing agent and introduce himself and us. He's really personable and made home-buying easy and fun.”
Robert B. Jun-20
“Thank you Matt and your team for all your help.”
“My wife and I are very pleased with the high level of professionalism Matt and his team represent. We are pleased with the excellent level of communication during the entire process of the loan. Each member of his team is courteous, diligent, and reliable. Matt has a great sense of humor and communicates thoroughly. His team members are always a pleasure to work with as well. Thank you Matt, and wonderful team members!”
NOEL P. Jun-20
“Matt is the best in the business. Will recommend him to everyone. Can trust him in every aspect and his personality is second to none!”
“Matt provides great guidance through his conversations, viewing his work as a chance to set people up for long-term financial success. He really cares about what is best for you.”
“Mr. Elerding is a professional, incredibly knowledge on industry standards, loans available and how to help people. However, Elerding's greatest gift is his ability to connect with the borrowers and make a stale borrowing process anything but. Great warmth, hugely funny, wonderful team behind him. We love the Elerding Team. And thank you Angela, for keeping us and Matt on track.”
“Non stressful”
IRA M. Jun-20
“Matt and his Team did a terrific job throughout the process during an extremely busy period for the industry in general.”
ROBERT S. Jun-20
“No testimonial needed. People Know.”
THOMAS C. Jun-20
“You are lucky to have Matt Elerding working for you.”
“Matt Elerding was the best. Always responded immediately to answer any question and helped us get what we needed quickly and was extremely clear in all explanations. I have already recommended him to others.”
“This was my third time to have the Elerding Team handle my account in the last several years. Outstandingly competent, professional and personable - I could not be more pleased.”
“This was my third time to have the Elerding Team handle my account in the last several years. Outstandingly competent, professional and personable - I could not be more pleased.”
“Matt and his team did a great job in helping me with my home refinance. They were very knowledgeable and responsive throughout the entire process. Matt's expertise is invaluable to me. I always know that I can trust Matt and his team to look out for my interests and provide me with exceptional service.”
“Matt and his team were great to work with!!! We couldn't have asked for a better experience through this process. Thank you Matt!!”
“I've known and worked with Matt Elerding for ~20 years now. Matt is an exceptional and gifted mortgage professional. Matt not only "Wow'd" me once again, but shocked both the listing and selling brokers with his expert navigation of the loan process, overall, on our behalf. If asked, I would not hesitate to recommend Matt and his team to anyone seeking competent, honest, and talented support in finding the right loan.”
“Matt Elerding and his team are very easy and fun to work with. We would recommend Matt to anyone. We are very satisfied with Matt Elerding and Homebridge Financial services.”
JEFFRY M. Nov-19
“Matt was outstanding in every way. The process was fast and easy and far exceeded my expectations! Matt also has a great team supporting him!”
MELVIN S. Nov-19
“Our second experience even exceeded our first one! Thank you Matt and team.”
“Matt and his team were great to work with and very committed to providing solutions that worked for us on a tight timeline. He also provide general advice that was very helpful to our home buying process. Great team!”
“Matt and his team are beyond exceptional! We have worked with them before and always have a very positive experience. Highly recommend!”

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