About Mary Ratchford

Mary Ratchford, a New Jersey Native, brings 23 years of experience to the mortgage industry. She has worked in many capacities in the industry and brings a wealth of knowledge to each transaction which ensures a great experience for all involved. Active in the community, Mary is a member of the Medical Needs Foundation, Roots and Wings, Progeria Research, and sponsors a child in Haiti.

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
Todd B. March 2018
“Easy to work with.”
Jose M. January 2018
“Great service.”
Anna M. October 2017
“Always takes care of us.”
Charles S. October 2017
“Mary is simply the best and you need to give her a big fat raise.”
Michael D. October 2017
“Excellent customer service.”
David E. October 2017
“She did a great job explaining everything to us.”
Robert and Lisa K. November 2016
“Mary was very responsive with all questions! She was also very friendly and knowledgeable! All was great!”
Barbara and Dimitri C. August 2017
“Working with Mary was extremely pleasant, professional and comfortable! She is an angel! We love Mary!”
Stephen B. August 2017
“Mary is awesome! HomeBridge stands by their word and they made this a wonderful experience! Well done all around! Thank you!”
Robert and Alyssa D. July 2017
“Mary was very efficient and she provided friendly service! ”
Jose G. July 2017
“Mary was always available when needed and she made the process as easy as possible!”
Markle and Grace V. July 2017
“Mary and her team were very helpful and nice to us, especially Mary! I will recommend HomeBridge to my family and friends too!”
Kevin T. June 2017
“Mary and her team made this process quick and easy! I would return to HomeBridge again for any future needs due to this positive experience!”
Christopher and Alicia H. December 2016
“Mary always provides a smooth and thorough transaction!  Everyone we worked with at HomeBridge was very professional!  Mary Ratchford is #1!  We would never do business with anyone else!  She is always there for any and everything that we need or may ask for!”
Courtney G. April 2017
“Mary provided excellent service!  Thank you!”
Tarik Z. March 2017
“Mary made this process smooth and easy!  She was always available when needed.  Thank you!”
Karla M. March 2017
“Mary provided excellent service!  She made this process extremely easy and painless!  Thank you HomeBridge!”
Mario U. March 2017
“Mary was very professional and polite!  She made this process very smooth and nice!  We enjoyed working with Mary and we had an exceptional experience at HomeBridge!  Thank you!”
Clarissa R. December 2016
“Mary has been very helpful with every step of the loan process!  She answered all of my questions and concerns in a timely manner!”
Jason and Laura B. December 2016
“Mary made this a smooth process!  She was easy to work with and answered all of our questions thoroughly!”
Sandra G. January 2017
“Mary provided great attention to detail with explanations of any and all questions!  The closing was smooth!  Thank you HomeBridge!”
Francois and Isabelle M. February 2017
“Mary was very friendly, helpful and precise!  Thank you HomeBridge!”
David and Marta N. October 2016
“Mary was extremely knowledgeable and professional!  She made the process seam easy!  We will recommend HomeBridge to others and we will return for any future needs!”
Lisa W. September 2016
“HomeBridge is an excellent mortgage company!  When I spoke to Mary on the phone about this refinance, she said they could help me and they did!  Thank you!”
Michael S. August 2016
“Mary and her team were very professional and patient!  I will definitely recommend HomeBridge to others due to the professionalism that they are known for!  Thanks!”
Stacey and Paul H. August 2016
“Mary was always available to answer our questions.   We will recommend her and HomeBridge to others due to our positive experience!  Thanks!”
Doricale S. August 2016
“Mary and her team were very helpful to my needs.  It didn't matter what time of day, they were available for any questions or concerns that I had.”
Jafar and Agnes S. August 2016
“Mary and her team were very responsive and they met all of our needs!  Thank you HomeBridge!”
Elizabeth R. September 2015
“Mary has been so kind and extremely helpful in guiding us through this process!  She provided wonderful customer service!”
Katherine P. July 2016
“My experience with Mary was wonderful!  She was very helpful and easy to communicate with!  The process was very smooth and quick!  Thank you HomeBridge!”
Shane and Joanie M. July 2016
“Mary was extremely friendly and courteous throughout this entire process.  She made it a pleasurable experience and it was obvious that our best interests were her concern.  Thank you HomeBridge!”
David O. July 2016
“Mary was very prompt, friendly and helpful throughout the process! I will recommend HomeBridge to others and I will return for any future needs!”
John D. September 2015
“Mary was very patient, helpful and knowledgeable throughout this entire process!  We got a very good rate and we appreciated the lender credit.  Thank you HomeBridge!”
Amy L. June 2016
“Mary was very informative and friendly throughout this process!  She worked very quickly to get my loan completed.  I would definitely use HomeBridge again for any future needs!  Thank you!”
Ana C. June 2016
“Mary was always available when I had questions.  She was very patient and made me feel very comfortable asking her questions.   The process was very fast and clear.  I was very comfortable with this lender.  Thank you HomeBridge!”
Nolberto and Nancy G. June 2016
“Mary was very professional, friendly and detail oriented!  We will recommend HomeBridge to friends and family!”
Steven K. October 2015
“Mary was extremely helpful and accessible throughout this process.  She answered every question I had promptly.  She was very professional, courteous and diligent!”
Scott A. October 2015
“Mary was a pleasure to work with!  She provided wonderful attention to detail and great customer service!  Thank you HomeBridge!”
Shirley G. October 2015
“Mary and her team have been so friendly, prompt, professional and available to answer any questions.  I will definitely recommend HomeBridge to others!”
Jackeline B. May 2016
“Mary and her team have been very helpful, professional and provided great customer service throughout this process!  Everything has been amazing!  Thank you!”
Doreen H. November 2015
“Mary has been very hard working, smart and diligent throughout this process.  She is a true professional!”
Anna and Joseph J. April 2016
“We have used HomeBridge twice now and both times have been great!  Keep up the good work!  Thank you!”
Regina H. April 2016
“Mary was always very helpful and pleasant.  She was very supportive along the way and responded to all questions and inquiries promptly.  We were updated with information often, always kept in the loop.  Everything went well, don't change a thing!”
Hugo C. April 2016
“Mary was very professional, friendly and processed my loan quickly.  I will definitely recommend HomeBridge to everyone!”
Thomas G. April 2016
“Mary was fantastic, knowledgeable, communicative and responsive.  Everything was just seamless and professional.   I will definitely recommend HomeBridge to everyone!”
Margaret and Jeffry S. January 2016
“Mary kept me informed and always provided great customer service!  I trust Mary and I would definitely return to HomeBridge for future needs!”
Mitsie P. January 2016
“Mary and her staff were very knowledgeable and professional.  I would definitely use HomeBridge again for future needs!  Thanks!”
Lea C.
“Mary has been very cordial, helpful and clear.  This was a very positive experience! Keep it up!”
Christopher and Alicia H.
“Everyone we have been in contact with has been very pleasant and knowledgeable, everything was explained very thoroughly.  The entire process has been easy.  Don't change a thing, we love HomeBridge.  Thank you for making this an easy process for the second time!”
Parul North Brunswick, NJ
“I can't say enough about the excellent service Mary provided to me. I had gone through hell with Wells Fargo for 6 months trying to refinance. Mary made the process so easy and straightforward. She kept me updated throughout the process. She also responded to my emails and phone calls after hours. Overall, she made my refinance a breeze and closed my loan within 2 weeks. She is FANTASTIC! ”

Our Latest Thinking

It’s time to find the right loan for you. Tell us a little more about yourself to get started.