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About Martha Pedroza-Ramos

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #251399), Martha Pedroza-Ramos can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Martha welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Martha has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Martha Pedroza-Ramos Anytime

Feel free to contact Martha anytime by phone or email for personalized service and expert advice. Martha Pedroza-Ramos will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

Geraldina F. Jan-22
“Very efficient, professional, very knowledgeable. Love working with Martha ??”
Abel G. Dec-21
“Thanks so much Martha!!”
Rene C. Dec-21
“Highly recommend homebridge financial. Martha/Lorena were professional and closed on our home in record time. Would highly recommend this team for first time home buyers like ourselves. Rene & Casey C.”
William P. Dec-21
“Very professional attended to our every need and on point!”
Luis D. Oct-21
“Martha and her team are excellent!”
Vanessa O. Sep-21
“She was incredible to say the least. Extremely informative with her expert guidance and maintained constant communication during the entire process. Looking forward to using Hombridge for any financial service needs in the future.”
Arturo O. Aug-21
“We would like to acknowledge the exceptional service we received during the entire refinancing process. Martha made the process easy and seamless. Martha's professionalism and knowledge was impressive and truly appreciated. She answered all of our questions in a timely manner. She took the time to ensure we understood the entire process. Martha went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We have and will continue to recommend her in the future.”
Jaime E. May-21
“Working with Martha Was absolutely wonderful she was on it from the beginning to the end, kept us informed with every update during the whole process. And very very professional and genuine.”
Catalina R. Apr-21
“I couldn't be more happier with how I was treated & worked with by Martha Pedroza-Ramos of Homebridge Financial Service Inc Team. She was extremely responsive & very pro-active on communicating with me. I highly recommend Martha! Thank you so much!!!”
Rene G. Mar-21
“Martha Pedroza-Ramos is the best. She helped me with all 4 of my homes loans.”
Abigail H. Mar-21
“Martha should get a promotion for such a great service.”
Iban F. Feb-21
“MARTHA PEDROZA, is excellent Example of what i Consider Professional and good at what she does to help out for a Purchase of a home.”
Jose G. Nov-20
“Muchas gracias por ayudarnos y aconsejarnos Lo que era Mejor para nosotros al refinanciar nuestra casa . Estamos contentos con los resultados . Bendiciones .”
Freddy F. Nov-20
“Martha goes above and beyond for her clients, to the point where she made us feel like family.”
Ismael T. Oct-20
“During our process, Martha was always available to helpful ease any concerns and or answer any of our questions. Martha's professionalisms and knowledge only comes with years of experience. We highly recommend Martha seeking an established loan agent, that is honest and and looking out for your best interest!”
Salvador B. Aug-20
“Martha was very helpful, professional and looked out for her client. I am glad I chose Homebridge.”
Marco R. Jul-20
“Very responsible person and a lot of help thanks”
Gabriela G. Jul-20
“Very happy with the way Martha was there to answer all of our questions and walk us to the process. We went to her bc of a family recommendation and have already recommended her ourselves to 2 prospective buyers!”
Marco R. Jul-20
“Very responsible person and a lot of help thanks”
Gabriela G. Jul-20
“Very happy with the way Martha was there to answer all of our questions and walk us to the process. We went to her bc of a family recommendation and have already recommended her ourselves to 2 prospective buyers!”
MIGUEL A. Dec-19
“Martha thank you so much for everything we are very happy with everything”
SERGIO A. Nov-19
“We highly recommend Martha Pedroza for your home loan purchase.”
Salvador P. Oct-19
“Martha did an excellent work...very professional, friendly I could not ask for a better experience than what I had...”
Christopher P. May-19
“This is the second time working with Martha. She is above and beyond professional. Please extend our thanks to Martha for a job well done.”
Jessica M. November 2018
“Fast, friendly and accommodating.”
Christopher C. November 2018
“Homebridge was so friendly and helpful.”
Mark P. November 2018
“Very helpful and easy to work with.”
Claudia S. November 2018
“Great customer service.”
Antonio C. October 2018
“Really great person, helped us with everything and treated us with respect. Always happy to help and excited for everyone.”
Armando H. September 2018
“Very attentive and made the whole loan/ mortgage process with ease of mind.”
Heriberto P. Aug-18
“They did well in all I needed. I was satisfied.”
Heriberto P. August 2018
“They did well in all I needed. I was satisfied.”
Heriberto P. August 2018
“They did well in all I needed. I was satisfied.”
Juan R. March 2018
“Martha has helped us a lot and was very detailed. Super nice.”
Daniel S. March 2018
“Very responsive, great customer service. The second time I have used Martha Pedroza.”
Eduardo G. March 2018
“Martha would answer any question right away even after hours.”
Sean J. October 2017
“Very responsive and detailed.”
Priscila G. Napa, CA
“Very timely to responding all my demanding questions. Very reachable and accessible.”
Berta T. American Canyon, CA
“She was quick and responsed to all questions. I enjoy very much working with her.”
Serafin G. Napa, CA
“She was there always to help us with the paper work.”
Sol M. Vallejo, CA
“She did exactly what she promised! Thank you Marhta”
Mechisedeck A. Suisun City, CA
“Martha is very pleasant to speak with. She treats her customers with the highest respect. She was consistent and followed up and followed through. She has excellent interpersonal skills and has a good rapport with my realtor”
Christopher P. Napa , CA
“Martha makes her clients feel like they are receiving the personal touch. She is also very knowledgeable in guiding her clients through the various mortgage options. Often, the mortgage underwriters will ask for personal documents. Martha and team simplify the process so that it never feels overwhelming.”
Christopher E. Vacaville, CA
“Martha Pedrosa worked above and beyond to get my wife and I into our first house! Especially when I had to use a VA loan!”
Ofelia V. Fairfield, CA
“Martha Pedroza and her team are awesome! I had a Loan Officer that provided an incorrect pre-approval. The client put their house on the market and sold the home, when it was time to close on their replacement home the Loan Officer was unable to perform! The client was temporarily homeless. Thank God I was able to reach Martha, provide her with all the info and she was able to pre-approve them and close the deal!!! Absolutely an awesome Loan Officer :)”
Paulo C. Napa, CA
“Martha Pedroza Ramos saved this deal!! The client was working with another lender that could not perform, Martha picked up the loan halfway through and closed this out. We could not have closed this out without her. Thank you Martha!!”
Edwin A. Suisun City, CA
“Martha was great. She followed up daily and got this transaction closed. I can give her two thumbs up.”
Edwin A. Vallejo, CA
“Martha '”
Leandro P. Suisun City, CA
“Martha and her team make this process so easy and stress-free. Thank you Martha and team.”
Christopher P. Napa , CA
“Martha and team are always responsive to our mortgage needs and questions. We would highly recommend their services for real estate transactions in the greater Napa Valley. They make such a daunting process seamless!”
Damiano I. Woodland, CA
“Martha and team were great. She helped me through my transaction and answered all my questions. She helped us get into our new home for the New Year!! Thanks Martha!”
Paulo C. Napa, CA
“Keep myself (buyer'”
Enrique R. Napa, CA
“I '”
Bill W. Napa, CA
“Got the deal done.”
Shawn D. Napa, CA
“A lot of work, but Martha put it together and on time, closed a day early even!!! Thank you for another great job.”

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