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About Martha Pedroza-Ramos

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #251399), Martha Pedroza-Ramos can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Martha welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Martha has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Martha Pedroza-Ramos Anytime

Feel free to contact Martha anytime by phone or email for personalized service and expert advice. Martha Pedroza-Ramos will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
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What Our Customers Say About Me

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Christopher P. May-19
“This is the second time working with Martha. She is above and beyond professional. Please extend our thanks to Martha for a job well done.”
Jessica M. November 2018
“Fast, friendly and accommodating.”
Christopher C. November 2018
“Homebridge was so friendly and helpful.”
Mark P. November 2018
“Very helpful and easy to work with.”
Claudia S. November 2018
“Great customer service.”
Antonio C. October 2018
“Really great person, helped us with everything and treated us with respect. Always happy to help and excited for everyone.”
Armando H. September 2018
“Very attentive and made the whole loan/ mortgage process with ease of mind.”
Heriberto P. Aug-18
“They did well in all I needed. I was satisfied.”
Heriberto P. August 2018
“They did well in all I needed. I was satisfied.”
Heriberto P. August 2018
“They did well in all I needed. I was satisfied.”
Juan R. March 2018
“Martha has helped us a lot and was very detailed. Super nice.”
Daniel S. March 2018
“Very responsive, great customer service. The second time I have used Martha Pedroza.”
Eduardo G. March 2018
“Martha would answer any question right away even after hours.”
Sean J. October 2017
“Very responsive and detailed.”
Priscila G. Napa, CA
“Very timely to responding all my demanding questions. Very reachable and accessible.”
Berta T. American Canyon, CA
“She was quick and responsed to all questions. I enjoy very much working with her.”
Serafin G. Napa, CA
“She was there always to help us with the paper work.”
Sol M. Vallejo, CA
“She did exactly what she promised! Thank you Marhta”
Mechisedeck A. Suisun City, CA
“Martha is very pleasant to speak with. She treats her customers with the highest respect. She was consistent and followed up and followed through. She has excellent interpersonal skills and has a good rapport with my realtor”
Christopher P. Napa , CA
“Martha makes her clients feel like they are receiving the personal touch. She is also very knowledgeable in guiding her clients through the various mortgage options. Often, the mortgage underwriters will ask for personal documents. Martha and team simplify the process so that it never feels overwhelming.”
Christopher E. Vacaville, CA
“Martha Pedrosa worked above and beyond to get my wife and I into our first house! Especially when I had to use a VA loan!”
Ofelia V. Fairfield, CA
“Martha Pedroza and her team are awesome! I had a Loan Officer that provided an incorrect pre-approval. The client put their house on the market and sold the home, when it was time to close on their replacement home the Loan Officer was unable to perform! The client was temporarily homeless. Thank God I was able to reach Martha, provide her with all the info and she was able to pre-approve them and close the deal!!! Absolutely an awesome Loan Officer :)”
Paulo C. Napa, CA
“Martha Pedroza Ramos saved this deal!! The client was working with another lender that could not perform, Martha picked up the loan halfway through and closed this out. We could not have closed this out without her. Thank you Martha!!”
Edwin A. Suisun City, CA
“Martha was great. She followed up daily and got this transaction closed. I can give her two thumbs up.”
Edwin A. Vallejo, CA
“Martha '”
Leandro P. Suisun City, CA
“Martha and her team make this process so easy and stress-free. Thank you Martha and team.”
Christopher P. Napa , CA
“Martha and team are always responsive to our mortgage needs and questions. We would highly recommend their services for real estate transactions in the greater Napa Valley. They make such a daunting process seamless!”
Damiano I. Woodland, CA
“Martha and team were great. She helped me through my transaction and answered all my questions. She helped us get into our new home for the New Year!! Thanks Martha!”
Paulo C. Napa, CA
“Keep myself (buyer'”
Enrique R. Napa, CA
“I '”
Bill W. Napa, CA
“Got the deal done.”
Shawn D. Napa, CA
“A lot of work, but Martha put it together and on time, closed a day early even!!! Thank you for another great job.”
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