About Marla Barch

As a licensed HomeBridge Mortgage Loan Originator in Illinois (NMLS #229398), Marla Barch can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Marla welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Marla has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Marla Barch Anytime

Feel free to contact Marla anytime by phone or email for personalized service and expert advice. Marla Barch will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Marla Barch is 203(k) Renovation Lending Certified

Marla is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Marla Barch values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Marla by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Roberta L. May 2018
“Maria has been great. She was very quick to respond with information.”
Ledia S. May 2018
“Knowledgeable and responded quickly.”
Melissa M. April 2018
“They were very helpful and timely.”
Michael M. March 2018
“I am very happy using you and as a Realtor I do tell my clients to use your services.”
Lisa C. March 2018
“Marla is extremely knowledgeable. She is great at explaining information and she follows through.”
Joseph H. February 2018
“Great service.”
Jason D. December 2017
“Great service.”
Homer M. December 2017
“Very pleased.”
Cynthia S. December 2017
“Malra Barch is the best in the business.”
Carlton M. December 2017
“The process went extremely nice and there were no hang ups.”
Alicia S. October 2017
“On top of every move and walked me through to feel confident in going through the process and signing off.”
Matthew T. October 2017
“Great response time, very informative and friendly service.”
Elizabeth H. October 2017
“Nice, friendly, good service.”
Kelly R. October 2017
“She was very communicative, helpful, thorough and got it done for us.”
Joseph H. Chicago, IL
Lisa C. Chicago, IL
“Marla did an excellent job. She is very knowledgeable and was immediately responded to all of my inquiries. I have already begun recommending her and HomeBridge to family and friends.”
Cynthia L. Chicago, IL
“Very, very pleased.”
Tommye S. Chicago, IL
“Very prompt with information and response time.”
Dragan F. Chicago, IL
“Very efficient and easy, understandable.”
Malika S. Chicago, IL
“The Loan Officer and team were very responsive to communications and very knowledgeable of the loan product required to close the real estate transaction.”
Maria A. Chicago, IL
Cynthia L. Chicago, IL
“She was personable and knowledgeable. My Loan Officer made the process go smoothly and has made it possible for me to be a first time homebuyer.”
Khaalid B. Chicago, IL
“Patient, understanding and forthcoming with information, but most importantly professional.”
Shanna L. Forest Park, IL
“Marla was very knowledgeable and responsive.”
Zacharia K. Oak Lawn, IL
“Marla was very patient, she answered all my questions and this made the whole loan process less stressful.”
Matthew T. Chicago, IL
“Marla was very proactive. She anticipated and prevented problems, and kept the client informed throughout the process.”
Herbert W. Chicago, IL
“Marla, my Loan Officer was always available to answer questions I had. She worked diligently to get me the best rate. Being a first home buyer, she made the process seamless and stress free. I will recommend her to my colleagues for their mortgage needs.”
Joseph S. New Lenox, IL
“Marla Barch designed a loan program for us that would never have been imagined with any other Loan Officer. Her program enabled us to purchase a home we only dreamed of living in. Marla'”
Nadine U. Chicago , IL
“Marla Barch was amazing with communication and execution. At closimg, everyone raved about how efficient Marla was. I highly recommend her to all my friends and family.”
Dane C. Chicago, IL
“Marla Barch was great. She explained everything in as much detail as I wanted and got me a great rate with no hassles. A perfect experience.”
Jacy H. Evanston , IL
“Marla has worked with us for a very long time, showing extreme patience as we lost one bidding war after another. She worked with our complicated financial situation with knowledge and skill. We are so grateful for her assistance!!”
Homer M. Chicago, IL
“Marla is a Class A Loan Officer. She used all her skills in achieving this blessing for my wife and me. She and her team are great. I learned money management, how to get my credit in order and how to be patient and not give up.”
Alex A. Glenview , IL
“Marla provided excellent service every step of the way from pre-approval through the closing to ensure that everything went smoothly. Her knowledge and of the industry and process made sure that she was able to educate us and guide us throughout the entire process.”
Daniel K. Chicago, IL
“Marla was great, thanks.”
Brunilda M. Chicago, IL
“Marla was just wonderful and I will recommend her to anybody that I know that is looking into buying property.”
Joseph A. Chicago, IL
“Marla was referred to us by our broker. We were amazed at all the additional information and resources she provided in our buying process. It was greatly appreciated. She also knew how to look at our financial sources to create our best and safest package to achieve the home that met our needs. We highly recommend Marla for your financial portfolio and lending needs.”
Nick B. Chicago, IL
“Marla was there for me every step of the way and was quick to answer any questions we had. Since this was our first home purchase there were plenty of questions that we raised and she was always willing to answer them no matter the time of day. She was able to alleviate the stress out of a very stressful situation.”
Jennifer J. Chicago, IL
“Marla and her team were incredibly patient and nurturing with us as first-time home buyers. When we were unsure of certain documents along the application process, Marla walked us through the process and never made us feel stupid or naive. All the way through the closing, we felt like we were being personally catered to.”
David R. Morton Grove, IL
“Marla and team were very professional and helpful.”
Robert K. Naperville, IL
“Jonas Byrer stuck with a marginal situation and made it work for our client.”
Lisa L. Chicago, IL
“I feel blessed to have had Marla as my Loan Officer. As a first-time homebuyer I knew nothing about the process, but Marla made me feel safe and comfortable throughout. She was quick and thorough, communicated with all parties regularly and effectively, and helped me understand how to do my part. She responded to all of my questions promptly and even went out of her way to ensure things went smoothly. I can't recommend her enough!”
Daniel R. Crystal Lake, IL
“Extremely helpful and very professional! Answered all my questions and really helped me understand the process. Thank you very much!!!”
Brenda K. Chicago, IL
“Everything was done accurately, efficiently, professionally and as promised. A real class act.”
Vilma R. Naperville, IL
“Constant communication is what was important to me. Fast response and professional.”
Timothy R. Chicago, IL
“Best way to describe Marla is simply amazing! I was referred to Marla by a friend who had recently used her with his first purchase. She was more than just professional and helpful; Marla was my guiding light on this roller coaster of a journey. She had an immediate answer to my numerous daily emails. Thank you for your patience, Marla! I highly recommend Marla to anyone looking to buy. Thank you again, Marla, for making this experience one to always remember! Cheers!”
Tanya C. Chicago, IL
“As always, my clients Loan Officer offered solutions to my clients needs and ensured a smooth closing, which did occur. Well done, and thank you!”

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