About Lisa Oneill

As a licensed Homebridge Mortgage Loan Originator in Massachusetts (NMLS #8684), Lisa Oneill can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Lisa welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Lisa has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Lisa Oneill Anytime

Feel free to contact Lisa anytime by phone or email for personalized service and expert advice. Lisa Oneill will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Lisa Oneill is 203(k) Renovation Lending Certified

Lisa is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Lisa Oneill values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Lisa by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.

What Our Customers Say About Me

Phong V. December 2018
“Good bank.”
Michael C. October 2018
“I was helped through the process each step of the way.”
Virginia H. Aug-18
“Online signing.”
Virginia H. August 2018
“Online signing.”
Virginia H. August 2018
“Online signing.”
Thomas H. November 2017
“Good response time and clear communication.”
Valerie C. October 2017
“Customer service was terrific and patient.”
Denise Y. Brockton, MA
“My Loan Officer was great! She kept in constant contact with me. She explained to me whatever I didn'”
Elizabeth N. Acton, MA
“Lisa O'Neill was wonderful, always answered all of our questions and made herself available whenever we needed. This loan went extremely smooth with no hiccups at all. We thank Lisa and her team for all their help!”
James F. Boston, MA
“Lisa took charge when things were not proceeding as planned. It was a case of 'if in doubt, give Lisa a shout'. She knew who to call, how to fix things etc. A valuable team player.”
Adam B. Dorchester, MA
“Lisa was always open honest and above all supportive throughout every step of the loan process. She was happy to answer even the most obvious of questions. She was a true delight to work with.”
Eric L. Dorchester, MA
“Lisa was awesome!! The team was able to close this loan quickly and get the buyer in her new home for the holidays.”
Aaron L. Waltham, MA
“Lisa went out of her way to answer every question we had in plain English. Her straightforward approach put us at constant ease.”
Chandra O. Boston, MA
“Lisa and her team were fantastic. She was friendly, responsive, patient and professional throughout the entire process. I felt like I had a partner in this sometimes emotional journey to homeownership, not just a Loan Officer. I am so happy with the experience! I got a great rate, we closed in 30 days and Lisa and her team were perfect!”
Kelly-Anne R. Brockton, MA
“Lisa O'Neil did a amazing job, she went above and beyond so we could close as fast as possible.”
Debbie L. Jamaica Plain, MA
“Lisa O'Neill was amazing!! This was a very difficult deal and she, at times, worked magic with her team. She really was critical in getting us to the finish line!!”
John O. Wakefield, MA
“Immediate email responses and clear expectations. It's tough to improve on perfection! This was a seamless transaction. I was purchasing for my daughter. The expectations were clear, concise, and immediate.”

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