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About Linda Wilkes

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #23610), Linda Wilkes can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Linda welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Linda has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Linda Wilkes Anytime

Feel free to contact Linda anytime by phone or email for personalized service and expert advice. Linda Wilkes will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Linda Wilkes is 203(k) Renovation Lending Certified

Linda is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Linda Wilkes values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Linda by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.
Find a Contractor

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

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Jeroen H. Aug-18
“Linda has been very responsive and quick!”
Jeroen H. August 2018
“Linda has been very responsive and quick!”
Jeroen H. August 2018
“Linda has been very responsive and quick!”
Jon B. May 2018
“I felt safe, I felt heard and I felt appreciated! Linda was very professional and personal!”
Louise R. March 2018
“I have worked with Linda Wells previously. She is thorough, knowledgeable and very helpful!”
Kathleen M. October 2017
“Linda was amazingly detailed and always provided a rapid response.”
Michael H. Ontario, CA
“Linda knows her business and is very expedient. Thanks again Linda!”
Susan B. Los Angeles, CA
“She was always available for any questions or concerns I had. She made every part of this easy. She was a pleasure to work with.”
Deborah M. Pinon Hills, CA
“She kept me informed. We did an online comparison of different types of loans so I could figure out which one was best for me. I never had to drive to the office and I really liked that a mobile notary came to me to sign the docs. This is the 3rd loan I did with her. I would recommend her and I would use her again.”
Jill S. Los Angeles, CA
“Linda Wilkes has an excellent reputation and is extremely knowledgeable. Her communication skills and her reliability were greatly appreciated. A true professional!”
James B. South Pasadena, CA
“Linda Wilkes has managed several refis for us. As always, her judgement, patience and attention to details has once again brought us to a successful result.”
Grant R. Sherman Oaks Area, CA
“Linda Wilkes is fantastic. Available. Knowledgeable, so very helpful at every step of the way. We wouldn't use anyone else. And we will recommend her to anyone.”
Amy A. Harbor City, CA
“Linda Wilkes was awesome all the way through the process: responsive, thorough, helpful and professional. She made a complicated process feel easy.”
Carlos F. Montebello, CA
“Linda Wilkes was extremely responsive, attentive and professional. I can't thank her enough for all her assistance.”
Alycen H. San Gabriel, CA
“Linda was very responsive and helped worked on issues as they came up.”
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