About Lima Naipo


I am so fortunate to call myself a local of these islands, born and raised here in Hawaii.

I have worked in the mortgage industry since 2003. I'm excited to draw from my 16 years of experience, and share all that I've learned over the years, to help you on your journey of becoming a homeowner!

Homebridge has an impressive variety of loan programs to suit many different situations. Whatever type of mortgage you are looking for, I am here to give you the options and guide you through each step of the process. All you have to do is start the conversation and I'll help with the rest!

Call or email me today!

What Our Customers Say About Me

Carol R. Sep-20
“100 percent dependable , trustworthy and efficient. THANKS lima”
Burwood T. Sep-20
“Process went smoothly because of Lima... she is on it!! Thank you”
Jason M. Aug-20
“I am very happy and satisfied with Lima Naipo and her team at Homebridge Financial Services Inc. in our process to refinance our home mortgage. Lima was very helpful from the beginning to end. She was always available for any questions or concerns even at 8p at night when a document was due that evening. I highly recommend Lima Naipo and her team for your financial service needs.”
Phillip E. Jul-20
“Lima Naipo and Missy Shimaoka are hands down thee best mortgage lending team to work with. They were quick, knowledgeable, always available and very encouraging. Everything went smooth and way faster than we expected. They made the process literally stress free. We closed way sooner than we expected and we are so grateful!!”
Jennifer M. Jun-20
“Lima was super helpful throughout the process and always took time to answer my questions in a timely manner. She explained each step in the process and always keep me updated.”
“Lima Naipo was very helpful throughout the entire buying process. She was able to help me understand clearly the loan terms and was prompt in answering any question that I had. I look forward to working with her again in the future.”
KUPAA N. Apr-20
“Lima you are a blessing! What you do for us local ohana?s here on the Big Island is amazing. The reason you are so good at what you do is the passion within you. We Thank you from the bottom of our hearts for all your time in assisting us in buying our 1st home together!!”
“Lima is very knowledgeable in the loan process and responded quickly to our questions. She helped keep the process running smoothly, allowing for a quick closing. I would recommend Lima to friends looking to get a home mortgage.”
Sterling K. – Nov 2019
“Absolutely wonderful job, and couldn’t be happier with her service. She maintained clear and concise communication through the entire process. Being a first time home buyer, I began this experience not knowing what to expect, but Lima made things clear and comfortable the whole way through. Thank you for your diligent work Lima! Aloha.”
Junshin Miyazaki
“She was very good; punctual, polite, smiling, and everything was in order. ”
Russell Valdez Jr - Stevedore
“If your looking to buy a house I recommend Lima Naipo. She’s the best Agent out there. I got recommended from a family memeber about her and it was the best decision i made. She’s a big help when it comes to first time home buyers. She has all the answers to any of your questions and she make sure you got every paperwork done to be ahead to make sure your on track. So if your looking to be a first time home buyer I recommend her and you wont regret it.”
Ross mackay - Line cook
“Lima Naipo did a great job, when I came in she answered all my questions and layed out all the data in front of me, and helped though the whole process, she made it very easy.”
Tim Kaapuni
“Lima Naipo helped us with the purchase of our home and we're extremely happy and grateful for her assistance. Her knowledge of mortgage lending is incredible and helped us to get the best terms possible. The purchase process ran smoothly because of her personalized attention and service. She's amazing! We highly recommend Lima Naipo at Homebridge Bank to anyone buying a home. ”
Lindo Matsu IV
“My family and I are greatly appreciative of Lima Naipo for helping us with getting our first home. She was patient and really helpful with going through this process. I would recommend anyone to go and see her. Thank you Lima for all your help. Yesterday we made 1 yr at our home and we love it everyday. ”
“Lima was absolutely amazing during our home buying experience and we had met with several others. She was very responsive, patient, knowledgeable and helpful throughout the entire process. At all times she was there for every question or worry that we had and we were so fortunate to be able to work with her. If we were to find ourselves in the home buying situation again I wouldn’t hesitate to call Lima! She comes highly recommended from us! ”
Efren Ruiz
“Lima was extremely helpful from the start to the end of the process of purchasing my home. She quickly responded to my emails and was available to meet in person when requested. She is a very knowledgable and friendly. I highly recommend her. ”
Benjamin Koehler
“It was a honor and great first time buying experience for me and my family because of the outstanding job that Lima Naipo did to get us our first home. Lima Naipo made the experience very enjoyable and no question was left unanswered. I would highly recommend Lima Naipo as a mortgage agent and recommend her to people in the future. Thanks again Lima Naipo. The Koehler Ohana”
Niles Kageyama - Wedding Officiant, Retired Pastor
“Lima was great to work with in our application for a mortgage loan with her company. She was efficient and friendly and delivered on time. I recommend her services to anyone.”
Gentis N. K. Tangaro
“Lima N. was very helpful, patient, and willing to work with us along every step of the buying process. This was our first time purchasing a house; we knew nothing, had lots of questions, and needed guidance.....she taught us, answered our many questions, and took time to explain each step. She made this a great experience! ”
Aaron Abalos
“Extremely helpful throughout entire process. Found the best possible rates to fit my needs. Also very informative throughout the process of purchasing my home. Have worked with her in the past and always helped where she could.”
Megan Kinro - Health Information Tech II
“I am so thankful I have the pleasure of working with Lima Naipo during our home building process. Because this was our first time building a home my husband and I had no idea were to start, but Lima explained everything to us clearly and made the whole process very simple. She is quick to respond to any questions or concerns we have and is always working with us on each endeavor we encounter. My husband and I had met with a total of 5 different banks, but after meeting with Lima it was clear that Homebridge Bank was the best option.”
Norma Kneese - Retired teacher
“Lima was very cordial and professional. She was on top of each step of the process. She was very informative and helpful in assisting us in obtaining our home. We were very comfortable in her presence and at the office. We would highly recommend Lima to friends seeking a mortgage company.”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.