About Leila Martinez

As a licensed Homebridge Mortgage Loan Originator in Texas (NMLS #322835), Leila Martinez can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Leila welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Leila has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Leila Martinez Anytime

Feel free to contact Leila anytime by phone or email for personalized service and expert advice. Leila Martinez will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Leila Martinez is 203(k) Renovation Lending Certified

Leila is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Leila Martinez values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Leila by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Eduardo P. Aug-18
“I had no problems and the service was excellent.”
Alfredo G. Aug-18
“The service was excellent!”
Daniel M. Aug-18
“Good customer service.”
Ricardo R. Aug-18
“Excellent attention.”
Felipe T. Aug-18
“I am very happy with the service and attention given throughout the entire process.”
Eduardo P. August 2018
“I had no problems and the service was excellent.”
Alfredo G. August 2018
“The service was excellent!”
Daniel M. August 2018
“Good customer service.”
Ricardo R. August 2018
“Excellent attention.”
Felipe T. August 2018
“I am very happy with the service and attention given throughout the entire process.”
Ricardo R. August 2018
“Excellent attention.”
Felipe T. August 2018
“I am very happy with the service and attention given throughout the entire process.”
Eduardo P. August 2018
“I had no problems and the service was excellent.”
Alfredo G. August 2018
“The service was excellent!”
Daniel M. August 2018
“Good customer service.”
Alfredo G. June 2018
“Good service.”
Sergio P. June 2018
“Walk in recommended by builders, Icon builders.”
Benjamin D. June 2018
“Very good customer service. Always available for any questions or doubts.”
Adrian M. May 2018
“Ms. Martinez and her team were very polite and they explained everything very well.”
Andres G. May 2018
“Leila and Sylvia are very attentive and answered all of our questions.”
Alvaro G. April 2018
“Great staff, very welcoming and good customer service.”
Joshua S. March 2018
“Very flexible and great customer service.”
Ismael R. March 2018
“Leila was very helpful. I would strongly recommend them.”
Esmeralda H. March 2018
“Excellent service.”
Casimiro G. March 2018
“Experienced, helpful, knowledgeable and working to help customers get the most for all involved.”
Ramses M. March 2018
“All of their work is to help the customers.”
Mario R. December 2017
“For me and my wife this process was new to us, but we had excellent financial guidance. The process was fast and all our questions were answered in the loan process. We felt protected because of the trust of the professional. This is the biggest purchase we have made in our lifetime.”
Ariana B. November 2017
“Very helpful.”
Nora G. November 2017
“He was very helpful. He was very polite all the time. He was also very responsive and always there to help us.”
Vicente C. November 2017
“Very helpful and informative.”
Jesse S. November 2017
“They made sure everything was in order.”
Nora C. October 2017
“Very attentive and answered all of our questions.”
Roman E. October 2017
“They went out of their way for me!”
Ricardo R. Laredo, TX
“Extremely happy.”
Hileana R. Laredo, TX
“Very satisfied.”
Humberto G. Laredo, TX
“They were on top of things and made things easier for us as first time buyers. I will strongly recommend.”
Eloy R. Laredo, TX
“She was very helpful throughout the whole process and helped guide us in everything that was needed.”
Mario S. Laredo, TX
“She was excellent in helping us to reach our dream to get a new house for our family. I would recommend her to my friends and family, she did an excellent job. Thank you Leila Martinez.”
Julio S. Laredo, TX
“She may be loaded with work and under a lot of stress as she tries to attend other community functions all related to the real estate industry, but you won 't know it. She reminds me of the gracefulness of a swan swimming. Her sweet disposition is a big plus to her big job.”
Andres V. Laredo , TX
“She is a very nice person that is willing to help you out and make this experience the best it can be for you. We are so happy that we had the chance to have her be with us through this cause she would give us the courage to keep on with our dream. Thank you.”
Alejandro R. Laredo, TX
“My Loan Officer Leila and her assistant, were the best. They were always on top of my mortgage loan, and always notified me about information needed. I am truly grateful for all of their effort.”
Jose G. Laredo, TX
“Loan Officer was very helpful throughout the process. Very good customer service. Loan Officer is very patient and he guided us throughout the process.”
Gerardo M. Laredo, TX
“Leila and Sylvia went above and beyond to fascilitate the process. They really know how to provide customers with great customer service.”
Gerardo S. Laredo, TX
“Leila Martinez and team were always available to answer our questions and they were always very helpful in helping to navigate us through the whole process.”
Alan R. Laredo, TX
“Leila, and Cesar Martinez were great to work with, they made it simple to put the list of documents together and send to them. Very professional.”
Shirley Y. Whitney, TX
“He made it all happen. Great experience having him helping me all the way.”
Laura O. Laredo, TX
“Excellent service! Leila has a fantastic team!”
Ramiro B. Laredo, TX
“Excellent service and very helpful.”
Ivonne G. Laredo, TX
“Excellent job.”
Gerardo D. Laredo, TX
“Everything was extremely excellent, thank you all for the hard work.”

Our Latest Thinking

It’s time to find the right loan for you. Tell us a little more about yourself to get started.