About Kimberly Kawachi

Aloha! I was born and raised in Maui and always had a desire to help others. I love that on a daily basis I am involved with helping people purchase their next home or improve their financial position with a refinance – it's pretty special to be a part of that. After 15 years in the mortgage industry I can honestly say that I'm still just as excited about mortgage lending today as I was on my first day! For me, my home is where my husband and I raise our two beautiful, quickly-growing boys and where I entertain friends and family. My home is such a huge part of family!

Why I think Homebridge is THE place to be: I'm surrounded everyday by people who love what they do. Each and every one of them is committed to making the loan process fast, efficient, and accurate. I'm amazed daily by my team. Their execution is top notch, the products and programs offered are competitive, and in many cases setting industry standards for excellence. Based in Seattle, Homebridge is one of the largest community banks headquartered in Washington. Homebridge began in 1921 as Continental Mortgage and Loan Company, initially offering financing for commercial real estate and home mortgages. Homebridge evolved into a full service bank in 1986, further expanding its products and services in 2000 to include business banking and lending. I can't wait for you to experience the Homebridge difference!

Call me today to discuss your options. Mahalo!

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Kono Davis - Fire Captain
“This was our first time purchasing a home, and was really overwhelmed in the beginning. Until Kim came aboard and held our hand the entire way. Making time for us outside of normal business hours and taking the time to answer our questions in a timely manner. I highly recommend Kim Kawachi to anyone needing a lender. She definitely goes above and beyond. ”
Bethani Eguia Nakoa - Financial Advisor
“Kim was a pleasure to work with from start to finish. From generating pre-approval to hand delivering the paperwork for my mom's loan to get funded we couldn't have been more pleased. Kim is professional, efficient and is a great communicator. The entire process was done via phone, email and Homebridge secure portal since my mom was out of state and was moving for retirement. This is the first big purchase my mom made as a widow and Kim put her at ease and was very patient. We appreciate Kim and Lei for their commitment, dedication and making us feel like valued clients. ”
Philip Tahana
“Kimberly did a great job helping us through the home buying process. The knowledge and assistance from Kimberly and her team is second to none. We appreciate all their experience, and are happy to be in our new home. ”
Greg S - Condo Owner
“Kimberly was a tireless & relentless advocate for the processing of our loan. Her prompt attention to our needs was amazing. We will highly recommend Kimberly and her team to our friends and family!!”
Bobby Jackson - Business Consultant
“Kimberly is an amazing person and true professional. She is an advocate for her customers and is committed to giving you a smooth and problem free experience. Kimberly is proactive in addressing your needs and pays attention to the details. We felt like she was totally engaged with us and constantly communicated timelines and requirements to achieve a successful escrow close. Kimberly also stayed in contact with our builder to ensure close collaboration. Kimberly is the best and I encourage everyone to contact her for your mortgage needs.”
Patricia A Keau
“Having Kimberly as my mortgage loan officer was the best choice for me. She was very efficient & warm from beginning to the final end of process. I appreciated her constant communication to keep all documents needed updated and in to meet all the requirements needed to meet deadlines. I will definitely recommend het and Homebridge bank to family and friends. Sincerely, Patricia Keau”
Jennifer Knowles - Staff Accountant
“My husband and I started looking to buy a condo almost two years ago. At that time, we connected with Kimberly through her wonderful assistant Lei Agpoon. We actually went through about 2 other condos before we found the one we would by, and during that whole process she was so helpful and informative. Kim was very attentive to our needs and concerns and I felt she understood what we were looking for in a loan and she helped us find the right loan that matches our budget. The thing I most appreciated, was her ability to explain everything in detail regarding loans. She was so patient with all of our questions and made sure we understood all of our options. When we buy again and refinance, we will definitely be going to Kimberly Kawachi! Mahalo!”
Jerzy Kokurewicz
“Kim and her team, including Lei, and Sandy, and Wendy and Heidi with Fidelity totally did me a solid!! The more complex the transaction became, the harder this team of awesome women bore down, and they got it done!!! Amazing. They never gave up, and I am so grateful. ”
Monica and Nouredine S - Engineering
“It was a great pleasure to work with Kimberly Kawachi and her staff at Homebridge Bank. We can honestly say that this has been by far, our best home buying experience thanks to Kimberly. She explained the entire process and guided us through every step. Kimberly was very responsive, dependable, reliable, knowledgeable and professional. We were impressed with her kindness, honesty and customer first approach. Mahalo Kimberly!”
Shawnie Picanco - Registered Nurse
“Kim was just wonderful to work with. I found my dream home on a Sunday morning, Super Bowl Sunday to be specific. My realtor highly recommended her and he contacted her that day. We spoke on the phone and she immediately put my mind at ease. Though she had plans for Super Bowl, she took time out of her Sunday to start the process. I am so grateful for her dedication. Fast forward to the present, I am in my dream home. Every step of the way she helped make the process easy for me. Her professionalism, attention to detail, respect for privacy and caring manner made this business transaction a very personal and happy one for me. ”
Cynthia Hara - Client
“From the moment we met Kimberly, her knowledge and expertise were evident. She entertained every question and scenario we threw at her and helped us walk thru the entire process from start to finish in a complicated transaction. I truly believe that this property would not be ours today if it weren’t for Kimberly!”
Sara Bhonsale - Client for Mortgage Services
“Kim was highly responsive, organized, efficient, and could explain the nuances of my new home mortgage on a level I could understand! Most people claim home buying to be one of the most stressful times of their lives. This was not the case at all with Kim and Lei! Their team made this process an absolute pleasure. They worked hard to make this loan on terms I could work with and start to closing was a quick, simple process. I highly recommend Kim's team- they are stellar!”
Jerzy Kokurewicz - Homeowner
“Kim and Lei and the rest of their team did a wonderful job for me in securing my HELOC. They were timely, informative, and responsive to every question or concern I had. This was the smoothest loan process that I ever experienced.”
Joe Breman - President, IUE and The Wisdom Center for Autism
“It was a real pleasure to work with Kim on our recent home purchase. With her support and quick efficient responses I don't think a day went by that I wasn't completely comfortable and confident in the home purchase. I really appreciate her work, and would refer her and Home Street to anyone I hear looking to buy a home. ”
Sarah Miller - Registered Nurse
“Kimberly Kawachi and her team provided excellent customer service at all times, making our home purchase a breeze. She is extremely professional, very knowledgeable, easily reached and quick to respond, as well as incredibly kind. I would highly recommend using Kim and her team for all of your home financing needs. Thank you Kim, for all that you've done for us! Mahalo nui loa!”
April and Paul Lamparelli - home owners!!!
“We loved working with Kim! She is very personable and easy to talk too. She was able to answer all our questions and worked hard to get us the best rate. We would both highly recommend her and her assistant Lei is also awesome!!! Thank you ladies! We LOVE our new home!”
Mary Fabbio - Loan officer
“Thank you Kim you are truly great at your profession! I should know :) xx Mary ”
Maleah Peters - Buyer
“My husband and I were on the verge of not being able to buy our home until we were referred to Kim. She went beyond our expectations of a being there to get us where we needed to be in such a short fine before closing. She got us our first home days after our closing and we finally did it. We owe so much to her hard work and effort! I would highly recommend any of my family and friends to her anytime they needed a loan. ”
Kathleen Sullivan
“Kimberly Kawachi was amazing to work with very patient and thorough with all of my questions. She was easy to work with. Would highly recommend her to anyone with home loan needs. Thanks!”
Brian Fraser
“We engaged Kim at Homebridge Bank to secure a mortgage for the purchase of our condo in Kapalua. The closing was difficult because we purchased REO property from Fannie Mae, and Fannie Mae made things very difficult. Nevertheless, Kim stayed on top of the situation and provided excellent guidance and service. She was always available to answer our questions. She is very friendly and personable and made the extra effort to move the process along. She is best the loan officer that we have ever worked with and I would highly recommend using Kim for all you mortgage needs. ”
Zenobia Lakdawalla - Homeowner/Designer
“Kimberly was wonderful! She was patient and led me through every step of the loan process. She was willing to answer all my questions and concerns, and was always available. I highly recommend Kim!”
Jonathan Wall
“It was a real treat to work with someone as nice and industrious as Kimberly. She always took the time to answer our concerns and was quick to generate any documents we needed. It felt like working with a close friend who made us feel special, putting our concerns above her own. We plan on working with her in the future and give her our highest recommendation.”
Justin Arruda - Firefighter
“Kim Kawachi has exceeded my expectations of a loan officer. Her knowledge and experience made it smooth and easy. It was my first house so I had no previous experience but if I ever need a loan in the future it definitely would be with Kim and her team. EXCELLENT!!!”
Christopher Blyth - Executive Sales
“I would strongly recommend Kimberly Kawachi as a loan officer. We had a tight closing schedule, and she worked hard to make sure everything got complete on time. She is professional, kind and always available to answer all of the different questions/issues which naturally arise throughout the process. What especially impressed me was that she was even available to answer my questions even when she was on vacation at Disneyland :) That is true job dedication :) Five stars!”
“Kim was amazing, always available to answer question and very informative. She's super easy to work with and therefore I highly recommend Kim Kawachi.”
Suphan Gale - Cook/ manager
“Smile is her success!! All ways nice and answered my questions very well if I wound need or have questions or anything she would call or text back very nicely the personally that help people like me not understanding much on loanshe is really good till the closing thanks KIM ”
Kevin Kaleo aquino - Homeowner
“Kim has been nothing short of amazing throughout our whole loan process! Communicates very well and takes initiative, Kim kawachi is highly recommended in my circle. Thank you so much for your hard work”
Gilles and Summer Gerling - Home Owner
“Kim is AWESOME! She is so easy to work with. Answers our question not only in a timely matter but in a way that is easy for us to understand. I’d highly recommend Kim for all of your mortgage needs! ”
Ikaika Hiapo - Carpenter
“It was our first time buying a house and we had no idea where to start. Kimberly was very knowledgeable and made it easy for us to understand. ”
Richard Bartolacelli - Buyer
“When we decided to purchase a condo on Maui, our Realtor recommended Kim. After a phone interview, my wife and I chose Kim to do the mortgage loan. We have bought a number of properties over the years, and working with Kim and her team at Homebridge Bank made the experience quite easy. Of course there were several minor hiccups, but for the most part the loan process went quite smoothly. Kim was always very responsive whenever we had questions, and we were able to close on time. If we decide to purchase another property in Hawaii, Kim is our choice to do the loan.”
“Kim was very friendly and easy to work with from the beginning. She takes the time to explain things, and understands and works with your schedule to make the most efficient use of your time. Would not hesitate to work with her again in the future, and would highly recommend her to anyone.”
Fred Cheesebrough - Retired Chief Estimator, DGS, State of California
“If you are looking to buy property on Maui the most profitable thing you can do is get the right people on your team. Kim Kawachi went above and beyond to explain the disclosure and closing documents to us in a way that was not only understandable, but also made us feel secure. Fred & Jill Cheesebrough ”
Jill Cheesebrough - Retired Manicurist
“I highly recommend Kimberly Kawachi as a loans officer! She worked hard at getting us the perfect loan for us giving us many options we could go with. She was very good at walking us through the process and always available to answer all our questions and concerns. She was patient and happy to walk us through the tech things we needed to do with our phones. She is a happy and sweet person to work with!!!!”
Allie Schurtz - Behavior Analyst
“Kimberly was simply fantastic to work with! She was prompt with her emails, super organized and detailed about what we needed to provide, and was always quick to respond to our questions. She made it by far the easiest home loan process we have ever had! I would highly recommend anyone to use her for any home loan needs! Thank you Kimberly for all you did for us!”
Manu Kaina IV - Maui County Fire Fighter
“My family and I highly recommend Kimberly Kawachi!! Kim's ability to communicate the complexities of a home loan made our purchase with her as stress-free as possible! We would bring numerous questions to her for advice and not only was she quick with responses, but she also gave us accurate numbers and detailed scenarios that really help my family come to the best decision!! Kim went above and beyond during our buying process and even came in on her day off to accommodate my families busy schedule!! We look forward to working with Kim again and couldn't be happier with the house she helped us close!! Thanks again! The Kaina Ohana”
Maeghan Pocock
“Kim and her team at Homebridge are great—highly recommended. They worked tirelessly to assist us in getting qualified with the best possible loan package. We were very pleased with their communication and professionalism! Mahalo!”
Bronson Pocock
“Kimberly helped us tremendously throughout our home buying process. She was knowledgeable, timely and flexible. Mahalo Kimberly!”
Barbara Mattson - Registered Nurse
“Kim made the whole loan process painless and smooth from start to finish, and I was able to close two weeks early! She was amazing at keeping me informed in every step of the loan process, and very responsive to my concerns - that is so important to me. But the absolute best attribute Kim has - her ALOHA spirit is ever present. The best representative any company in the islands could have. I will definitely recommend her to my friends and family!”
Marcie Beebe - Marcie Beebe
“Kim Kawachi was an excellent loan officer! She walked me through this sometimes difficult process with ease! Kim explained all details of the loan, giving me my options and explaining each choice I had! Kim communicated via email when possible to make things timely! Thank you Kim for coming to closing and supporting me through this process! Can’t wait to buy my next house with you! ”
Monica Marsha Longaker
“It was great pleasure working with Kimberly. She worked with us in getting qualified and got our qualification letter to our realtor in a timely manner. When we needed to qualify for a larger amount, she gave us options on what to do. She made all feel very easy. Once we were in escrow she gave us a time line of all the things that were going to happen and when. Kimberly kept us up to date on all that was happening and needed to happen. Again it all seemed to flow so smoothly. She was always available for questions either by phone, text or email. This was very reassuring. I can't say enough nice things about her. We highly recommend her and her staff.”
Kimo & Annette Niles
“ Kimberly goes above and beyond her duties as a loan officer we have done A lot with Kimberly she is always helpful with making us so at ease step by step on our loans and answers everything we need to know we highly recommend Kimberly Kawachi to everyone that needs loans she does her job quickly and smoothly and to Homebridge Bank you have an awesome lady there Mahalo Kimo& Annette Niles”
Jason Weeks
“Kimberly was professional, accessible, helpful, patient, and friendly: everything you could hope for as you go through the home buying process.”
Jonathon ringeisen - Self Employed
“Kimberly was great to work with. She made everything seamless when it came to buying our new home on Maui. I highly recommend going through Kimberly for your next home purchase.”
Samantha Frida - Sr. Business Development Director
“Kimberly was excellent to work with, confident in her knowledge of lending for Hawaiian property purchases. There are nuances when purchasing property on the island and its important to work with a local lender who understands how it all works. In addition to that, Kimberly is also personable, has your back throughout the entire process to get you where you need to be. I did compare rates and numbers and she was by far the best and wasn't pushy about it too - I liked that. She also has a great team to work with, response, organized and hardworking to make things happen on time. Highly recommend working with Kimberly if you consider ever purchasing a property on the Hawaiian islands. ”
Scott Innes - Sales Associate - Island Sotheby's International Realty
“Kimberly is great to work with, extremely knowledgeable and on top of all the details! I highly recommender her. ”
Tài & Ivanka
“We have bought many houses in our life and we felt the need to write and let you know what a fantastic buying experience we had using Homebridge Bank and Kimberly Kawachi as a loan officer. From the very start, we knew Kimberly was different than others. She was clear, organized and full of answers to all of our questions. We knew exactly what information was needed from the very beginning of the process and if we had any questions. Kimberly was so easy to contact and her response time was incredible. Our entire process was really kept on track by Kimberly with her weekly status updates. We can't say enough great things about Kimberly and if you need a mortgage, there is no one better. The service we have received is beyond our expectation. Every step of the way has been simplified and so smooth. Mahalo and Aloha Highly, highly, highly recommend !!!!!!! ”
Julie and Nathan Patry - Social worker/Teacher
“Kimberly was amazing and we couldn't recommend her more highly! She was friendly, positive, and always more than helpful. She always exceeded our expectations! She was able to provide us with multiple options, explain them clearly, and advise us expertly. We closed in 35 days because of all her hard work! She was always prompt in her replies, but when it really mattered, she went above and beyond to make sure it happened! Thank you Kimberly!”
Guy Kiaha - Maintenance and Security Director
“Such an easy person to work with. Always positive attitude with the Aloha Spirit. Mahalo Nui Loa, Guy Kiaha ”
Tad Krol
“I strongly recommend Kimberly Kawachi to all mortgage customers. She is very knowledgeable, professional and effective at all times during the loan processing. She responds to all inquiries immediately and even outside her office hours. Her skills and attention to details allow the loan process to close in a relatively short period of time. Kim assisted me and family at different occasions and we have been impressed with her professionalism all the time. Thank you Kim!”
Matt Macario - Professional Consultant
“Kim recently handled our home mortgage loan. I have purchased several homes in my lifetime, and Kim is – without question – the most professional, responsive, knowledgeable, and caring lender representative with whom I have ever dealt. We went through several other lenders with mediocre to poor experiences before we were, thankfully, referred to Kim by our real estate agent. She was able to do what no one else did – find a loan program that met our needs. At every step of the process, Kim handled herself with the utmost professionalism and provided us with clear information so that we were not left wondering as to next steps. Kim’s work culminated in getting up extremely early in the morning on the day prior to closing to ensure that our loan funded on time. Throughout this process, Kim has truly gone above and beyond. I would also like to extend our thanks to Kim’s assistant, Lei Agpoon, who was also extremely helpful and easy to work with. They make an excellent team. We will be using Kim on the refinance we are planning in the next couple of years, and will also be recommending Kim to anyone we know who is shopping for a loan in the future.”
Nancy Coury
“I would highly recommend Kimberly Kawachi. She was there for me through every transaction. I was dealing with a foreclosed property, and I actually had to work with Kimberly for over a year to purchase my home. She is extremely kind, patient, positive and professional. She was readily available at all times. If I couldn't get a hold of her immediately she always called me back in a very timely manner. We even had conversations late into the night when I had to lock in my interest rate. I can not say enough positive things about Kimberly. I can't imagine working with anyone else through this long procedure. ”
Christine Asuncion - owner
“Kim was super awesome! Very informative, patient, knowledgable and helpful with the whole process of getting a refi for our home. I highly recommend her and her skills. Trust is a big factor when it comes to financing anything, let alone your home so I would give her more than "likes" I would give her referrals. Big mahalos to Kim and her team.”
Daniel Scranton - Home Buyer
“Kimberly Kawachi was a joy to work with when buying our first ever home. She walked us through each step of the journey with care, knowledge, and patience. I highly recommend Homebridge Bank and Kimberly Kawachi. In fact, I look forward to working with her again when we buy our next home!”
Lorraine McCarthy
“Kimberly was wonderful to work with. She was so responsive when we had questions and help us navigate a very complicated loan. She also has a wonderful personal touch and made us feel very comfortable in asking questions. Kimberly was also very detailed in all of the paperwork and made sure we didn't miss any deadlines. I would highly recommend her for anyone going through the daunting task of buying or refinancing a property! ”
Jim Forkner - Revenue Manager
“Kim was absolutely incredible. She is highly recommended by us and we are so pleased by our outcome, we cannot stop talking about her to our friends and family. She's completely professional, yet still compassionate and understanding. She always was willing to take her time to explain things thoroughly to us, all the while relating to our questions. She's phenomenal and we are proud to say we are now homeowners, largely thanks to Kim and her team. Mahalo! ”
Jefferson Castillo - Owner Services On-Site Specialist
“Kimberly was always so nice and professional during the whole process. She also made it very simple, she stated from the beginning our goal, which was to close at a specific timeframe, which I thought couldn't be possible. However she of course came through for me and my family and we're able to deliver on everything she planned to do. Because this was my first time ever trying to purchase a home I had a lot of questions. She answered all questions I had with such an amazing attitude and even when I had questions late in the day or on the weekends no matter what time of day no matter where she was or even with her family and dealing with her other responsibilities as a wife and a mother she still responded even if just to say she will get back to me after she gets her kids from school, or after she's made breakfast for her family. I recommend Kim to anyone, which I have already recommended her to some friends, she makes the whole stressful process very enjoyable. So a special thanks to Kim for all of her hard work. My family is so blessed to have worked with her in purchasing our first home. ”
Aaron Kierzek - Captain
“Kim was absolutely a pleasure to work with during the entire process of securing our mortgage loan. She was very professional through many difficult hurdles and also very patient in explaining things to us. She is an honest, genuine, kind person and is very good at her job. I am grateful to have had her on our team and wouldn't consider any one else next time. ”
“Having run a successful Business for 35 years makes it easy to recognize when you are doing business with people that really care about there customers and how they are treated. We just want to say how much of a pleasure it was to have you be part of the team that helped us with our loan . We really appreciate the extra effort that you put into your job. In today's lending environment finding some one that understands all the ins and outs regarding today's ever changing lending guide lines and could help us through this process was very special indeed. You helped make the experience a good one instead of a painful stressful ordeal. We always felt that you were there for us. We would be more than willing to recommend you and your staff to any potential customers that you do future business with. Best of luck with your full time career in the lending field as well as your full time job as a domestic engineer, Much Mahlo. ”
Ty Seitz - Owner of Island Feet
“Kim and her staff are amazing. We went to Kim with a very tight timeline to get a loan approval on a home. Our Loan was not the easiest to complete due to a tax amendment that we had to file prior to her receiving our application. We had been through 2 other loan institutions that either were taking too long or were not able to get us a reasonable rate on the home loan. Kim and her staff were able to find us an amazing loan and were able to close our escrow in 30 days. Kim was on top of our account every step of the way. Any time she had any information she would relay it to us within minutes of receiving. We didn't feel as though we had to check in on the status of the loan because we were so well informed every single step of the way. If we had a question she had an answer, or would find a solution. Homebridge bank has an amazing staff and they do everything quick and efficiently. If you are even considering getting a loan, see Kim first. We cannot put into words how grateful we were that Kim was on our side to get the loan done”
Todd Shannon - Happy Homeowner
“Kimberly has earned my highest professional regards and recommendation. She was responsive, astute, understanding, and caring through the entire process. All around great job!”
Chelsea Hindley - Member: Da Warehouse
“Kim was responsive, professional and knowledgeable 100%. We appreciated that she always took the time to explain things to us and always ready to help. Would recommend her to any one and will use her our next time around for sure. ”
Mary E. Kierzek
“My son and I recently secured a loan from Ms. Kawachi through Homebridge Bank. From the moment we entered the loan process and tackled the application, I felt confident that Ms. Kawachi would be "present" for me throughout the long process. She exceeded my expectations, coaching me through every snag and returning my emails usually within the day. My son had the same confident attitude regarding her role in securing the loan. I would honestly say that it was a pleasant experience from beginning to end due to Ms. Karachi's attention to every potentially stressful detail. I would highly recommend her for her warm manner as well as her expertise in her field! ”
Kym Forkner
“Kim was amazing to work with. She was with us every step of the way through our first home purchase. We will definitely use Kim again in the future and have already recommended her to our friends. Mahalo Kim for all that you did for us. We couldn't have made this dream of ours a reality without all of your help. ”
“The entire process was simple, smooth and without a single hitch. Kim was efficient, accurate and communicative throughout the process. She made everything easy to understand and easy to execute.”
“We previously worked with a different loan officer with our first mortgage. When we wanted to refinance we went back to her, but it was very difficult to get a hold of her. I had to send several emails before I heard back and I didn't feel good about the situation and almost cancelled. I then received a call that Kim was now going to be taking care of us. Kim was very attentive. She was always available to answer questions and always got back to me in a timely manner, as to be expected. It was a true pleasure to work with Kim. I will absolutely be referring her and I will only contact her for any mortgage needs I have in the future. I was relieved when Kim took over our file. Kim was a pleasure to work with.”
“Kim did an outstanding job from beginning to end! I have already referred another client to Kim given her amazing customer service experience! I will call her first if I decide to refi my homes in future or finance a new car of lease!! The closing went very smoothly! Kim Kawachi is a rock star - who ever hired her should be promoted and - she should be valued in the firm with frequent raises! Outstanding off the charts professional! She instantly communicated with me at every stage of the process. I have worked with Kim Kawachi in Kahului for years. She did such an amazing job with my previous refi and provided over the top customer service that I followed her to Homebridge. I had never heard of your firm before! You were smart to hire Kim, she is AWESOME! ”
“The loan officer did explain the normal length of time for the processing of paperwork. The processes can be very complicated but the loan officer assured me that I could contact her at any time if I had questions. Email and texting made all very easy to communicate. Appreciated the professionalism of the Loan Officer, Kim Kawachi. ”
“Very easy for a refinance. Glad to be working with Kim Kawachi. Kim is seriously amazing at what she does. She is great at multitasking and so helpful with all of my millions of questions. My husband works a lot and she did an awesome job of working with our schedules and giving me enough time to sign and return documents. She is the reason we found ourselves with Home Street and we couldn't be more happy. Kim Kawachi had been our mortgage help for years.”
“Because our credit history was in the works at the time of applying for the home loan, our file was a little rough to work with. A lot of documentation was required, but Kim always tried to request them from me in a timely fashion. Our loan closing was pushed back a few days because of our credit report having verbiage on there, but Kim still kept trying to push for our loan to close on our desired date. We are in our home now, and appreciate all the hard work Kim put in for us. Closing was done at Old Republic Title, which was very convenient for us. Also, Kim was there to explain all the documents we were signing, which was very much appreciated. Being first time homebuyers, my husband and I came in to this full-swing not knowing anything about real estate. Before we met Kim, we had put in a few offers on homes that we absolutely fell in love with, and being outbid each time was very heartbreaking for us. That is when we were referred by one of our friends, to Kim Kawachi. We hit it off with her the moment we talked and thankfully she referred us to our amazing realtor. When we finally found another house that we were interested in, it was a for sale by owner. Kim made the loan process as easy and stress free as she possibly could. Our file was not the easiest to work with, but she made it happen and she ALWAYS had our best interest at heart. We will forever be grateful to Kim. She is one of the main reasons why we are in our very own home today. Thank you Kim :) ”
“Kimberly was very knowledgeable & professional. The process was completed very quickly and smooth. Kimberly was very helpful, and kept us up to date through the whole process. ”
“Kim was wonderful and incredibly organized and fast. She is amazing at what she does.”
“You have the best loan officer on the island working for you. I have already referred 2 people to her and 1 has recently closed and another has just begun the paperwork . We just closed as well. Kim makes the impossible ....possible. Kim is the best. She makes the whole experience a bunch easier and less stressful.”
“I was pretty impressed as the refi was closed in less than 2 months, I received a paper copy of the appraisal by mail and got CLA and final by mail. I also liked the fact that I only dealt with Kim who knew very well all transaction steps. I am so far pretty impressed by the service, the care and the overall experience. I was overall pretty impressed by Homebridge Bank as it was my first time dealing with this bank and I am a realtor. More attention to details and customers are not a number, at least that is what I felt. Other lenders are machines... Kim is awesome, she gets it done. She provides terrific customer service at any time on any day. She can anticipate challenges and knows how to make it happen.”

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