About Kim Negron

Kim Negron is a Vermont native who thoroughly understands the area’s growing and diverse real estate market. She has more than 10 years of experience in home financing and works to find the right mortgage product to suit each client’s unique situation. Her commitment to providing superior customer service, combined with excellent problem-solving skills, makes a difference in potential borrowers becoming homeowners. Kim knows the benefits of making the mortgage process a win-win endeavor for her clients. With this, Kim brings an exceptional knowledge of the mortgage industry and practical hands-on experience to each transaction. Let Kim’s professional talent bring your dreams of homeownership to life!



Waiting for just the right time to buy a home can be tricky. Should you save up more money first? Postpone until the new job comes through? Here’s a quick widget to show you what could happen to your monthly payment if home values and interest rates rise while you wait.

The information and calculations provided via this site are for educational and/or informational purposes only and have been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios, unless specifically noted. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted. LR 2022-169B

What Our Customers Say About Me

Luke R. May-22
“My Fiance and I had the genuine pleasure to work with Kimberley Negron and her team for the purchase of our very first home. It was a cross country purchase, in a state we have no experience with and we were first time homebuyers, it could have been a headache!  Thankfully Kim worked with us for several months while we searched for a home, and was always on the ball when we requested approval letters, or additional info on financing options. We are under no illusion that this purchase would have even occurred if not for Kimberley's exceptional service, thoroughness and straightforward approach. She made this happen for my fiance and I, and we are sincerely thankful. We will be recommending only Kim and her team to friends and family, and will ourselves go through her again with any future financing needs.. Thank you!”
Kathleen S. Feb-22
“Kimberly and her team were amazing! We received information via e-mail, phone and text to both myself and my husband. She made us aware of timelines, and helped with the formaphobia and navigation. Our experience with other lenders stopped dead in the water due to our unique circumstances. I am truly grateful to the dedication of this team. Appraisers would not touch our property because it was listed as commercial with the town. We recently closed our business and now our property is strictly residential. I called the town, and they stated that appraisers should not base appraisal on the card. This is a moving target. Prior potential lender would not revisit the appraisal process. Your appraiser gave us that time and saw our property for what it was. I am forever grateful that she reconsidered. I am grateful for all in this process! Thank you as this is our future!”
Maria G. Feb-22
“We have used Kim for both home purchasing and refinancing. She is easy to work with and her team is communicative.”
Roger Z. Dec-21
“We found the mortgage loan process simple. We were very pleased with the level of professionalism and the amount of information sharing. Kimberley Negron and the rest of the Homebridge Financial Services team were exceptional to work with.”
Pantira P. Nov-21
“Kim and Susan were AMAZING and very knowledgeable and they were able to answer all my questions and help out every step of the way!”
Daniel M. Nov-21
“Kim and Susan were always professional, helpful and timely.”
Silas B. Aug-21
“Kimberly is incredibly attentive to your needs. She is also extremely professional but casual enough to keep her personable. And she will always make sure you feel invested in in that your loan process is important.”
Emilie T. Aug-21
“Kim and Susan were amazing to work with and really helped my co-owner and I make our dream come true. They were attentive, clear and welcomed our questions. I can't say enough good things about our interactions with them. I've worked with Kim before so I wasn't surprised by how great it was!”
Anne-Marie D. Jul-21
“Just an FYI that Nikki Buckless was the one I worked with (along with Kim Negron), not Ashley Schumacher. Nikki was VERY helpful. ”
Brenda B. Jul-21
“Kimberly Negron and Susan Gancarz were very knowledgeable, professional, prompt and helpful to us in obtaining our mortgage. We are very grateful for them and for our new home!”
Peter K. Jul-21
“I have worked in the real estate industry for over a decade and Kim has always been a go to Lender for my business. She is supper responsive and fantastic at her Job. Her assistant Susan is always pleasant to work with and it makes for a smooth transaction for both the clients and realtors involved. Therefore it was a no brainer to use her on one of my own deals!”
Igor S. Jul-21
“We could not have asked for a better experience working with Kim. She is knowledgeable, personable, easy to work with, and simply amazing! For anyone who may be interested in finding a mortgage, look no further, ask for Kim. With gratitude.”
Martha L. May-21
“I have known Kim for years and she is always a pleasure to work with. There are never any surprises, she always explains my options and what is expected of me.”
Richard P. Mar-21
“Kim and her team did a great job for us through the whole mortgage loan process.”
Cynthia P. Mar-21
“This is not my first re-fi with Homebridge and as in the past, the process was AMAZING! Kim is amazing. I would never go with anyone else! Thank you Homebridge.”
MaryBeth D. Feb-21
“Kim was incredibly friendly and down to earth. She broke down the options for my home loan in a way that was just enough detail. She and Susan were always responsive and it was the best buying experience I've had with a home purchase.”
Yan Hui W. Dec-20
“I very much appreciate you.”
Karen S. Dec-20
“Thank you Kim for your help I. Getting me through this process”
Brian B. Nov-20
“My experience with homebridge was very easy and I was kept updated throughout the loan process. I would definitely use Homebridge in the future and recommend to friends.”
Rachel S. Oct-20
“Kimberley Negron and her team did an excellent job of getting me the best rates, keeping closing costs to a minimum, keeping me informed on the status of my loan, closing without any issues and closing on time. I would definitely use them again in the future!”
Nathan J. Oct-20
“I am very happy to have worked with Kim and her team on getting my refinance completed and in an impressive short period of time. They are amazing and I will be referring people to Homebridge if I hear of anyone looking to buy or refinance a home. Awesome experience!”
Judith G. Sep-20
“Kim was friendly right from the first phone call. I had lived in my home for 52 year, so this was uncharted territory for me and a wee bit scary. She made me feel comfortable and safe.”
Linhvy N. Sep-20
“Kim and Megan were great helping me through all the process.”
Jessi D. Jul-20
“Kim and Megan were both wonderful and local. They made this mortgage come through months before my local bank/ credit union could. I highly recommend working with this team!”
Anthony W. Jun-20
“Kim is the best! I wouldn't go to anyone else for my mortgage needs unless I absolutely had to (a construction loan, for instance, which as far as I understand Homebridge doesn't currently offer).”
Brian S. Jun-20
“Thanks Kim for making this so easy. You were right on top of it when questions came about. Great Job !!”
Merrill M. Aug-19
“Hey kimberley. I wanna take this time and tell you. It was a great pleasure working with you. If it wasn't for you and your team. I wouldn't be living in a beautiful home today. Thank you so much”
Andrew S. May-19
“Kim Negron and Megan Fuller were very professional and punctual through the entire process. They answered every one of my questions thoroughly and in a timely manner. I am 100% satisfied with the quality of their work, and will certainly return to them if and when I purchase my next home. Thank you so much Kim and Megan!!!”
Joshua M. December 2018
“Very good customer service.”
Alissa B. October 2018
“Very helpful, quick response time.”
Benjamin H. October 2018
“Super fast and responsive. Put up with my hectic schedule.”
Julie S. October 2018
“We have had such a positive experience again! Trust counts for a lot and we truly trust Kim and Ashley's opinions!”
Jeffrey L. October 2018
Jessica J. October 2018
“We didn't have to think about anything! Everyone was so helpful.”
Wayne B. October 2018
“Very professional services.”
Eric B. October 2018
“Fast, friendly and willing to go the extra mile.”
Brian B. October 2018
“Easy, fast.”
Paulo C. September 2018
“The staff was very communicative and easy to work with.”
Marcel G. September 2018
“Easy to work with, plenty of communication throughout the entire process.”
Jennifer O. September 2018
“Super attentive! Kim, Megan and Susan.”
Robert S. Aug-18
“Great service.”
Karen T. Aug-18
“Easy to work with and understand the process.”
Joseph S. Aug-18
“Outstanding customer service.”
Joseph S. August 2018
“Outstanding customer service.”
Robert S. August 2018
“Great service.”
Karen T. August 2018
“Easy to work with and understand the process.”
Robert S. August 2018
“Great service.”
Karen T. August 2018
“Easy to work with and understand the process.”
Joseph S. August 2018
“Outstanding customer service.”
Emilie T. June 2018
“Prior experience was fantastic!”
Michelle R. June 2018
“Kim was kind, efficient and got us the best loan with the most back.”
Tammy S. May 2018
“Smooth process and great communication.”
Kevin P. April 2018
“The office representatives (Susan and Kim) were very helpful in the process.”
David F. April 2018
“Customer service.”
Adam C. March 2018
“Kim was very helpful in answering all of my questions and making sure I was comfortable.”
Nancy G. March 2018
“Dependable, trustworthy, patient, quick, available and knowledgeable.”
Michael G. March 2018
“Clear concise direction and explanation!”
William L. March 2018
“We have worked with Kim Negron for a few years. She is great!!”
Beth L. March 2018
“Great service.”
Brianna L. March 2018
“Always on time, very nice and always had the answers.”
Arron T. December 2017
“I used Kim in the past, she is the best ”
George L. December 2017
“Kim was amazing!”
Naomi M. December 2017
“Always found time to explain. Willing to match other interest rates.”
Matthew D. December 2017
“Great service. ”
Dianne M. November 2017
“Very timely responses, thorough.”
Joshua T. October 2017
“Kim is awesome and explained everything we needed to know.”
Anthony C. October 2017
“Very friendly, helpful and comfortable to work with. Made all of this much more understandable.”
Amara M. October 2017
“Kim was incredibly helpful along with the rest of the staff. I felt like any confusion I had was handled immediately. The trust I had in them was great.”
Amy D. October 2017
“Made the entire process easy and minimalized my stress. Communication was always timely.”
Linda M. October 2017
“Very attentive to detail and super helpful through the whole process. I was able to email and communicate via phone. ”
Kristen B. November 2016
“Kim and her team were very helpful and great to work with! They were amazing!”
John and Justine B. November 2016
“I have now had four great experiences working with Kim! I would definitely like to return to HomeBridge again due to all of my positive experiences!”
Benjamin and Emily S. September 2017
“We really liked how fast, helpful and responsive Kim and her team were! Thank you!”
Danielle B. August 2017
“Kim kept things organized. She was easy to contact and to work with! For this being my first mortgage, this was a quite an easy process! ”
Trevor and Sara T. December 2016
“We have worked with Kim on more than one occasion and have always had a great experience! She is awesome!”
Tyler O. August 2017
“Kim and her entire team were very friendly! They were easy to reach and quick to respond! ”
Heather C. July 2017
“Kim made this process very easy and stress free! Thank you!”
Katherine D. July 2017
“Kim was amazing! She took phone calls and concerns at any time of the day and was always so helpful! ”
Kerry S. July 2017
“Information was easily forthcoming as well as updates all along the way. The process was very clear! All information was easy to access and the process was very efficient! ”
Leela and Dil M. June 2017
“Kim and her team provided great service! We appreciate everything!”
Jeffrey and Andrea M. June 2017
“Kim was very friendly and she provided excellent customer service!”
Kaitlin W. June 2017
“Kim was awesome to work with and super helpful throughout the process! ”
Kimberly and Gregory B. June 2017
“Kim and her entire team were so pleasant and friendly! They were quick to respond and answered all of our questions. Thank you!”
Therese R. May 2017
“Kim was very friendly, prompt and thorough throughout this process!”
Charles L. May 2017
“Kim and her team were very thorough and friendly!  They made the process easy!  Thank you HomeBridge!”
Matthew M. and Elizabeth Q. May 2017
“Kim and her entire HomeBridge team were extremely helpful throughout this process!  This was an awesome experience at HomeBridge!  Thank you!”
Kyle and Katherine P. May 2017
“The process went smoothly and we are satisfied with the customer service that Kim and her team provided!  The communication was clear and timely!  Thanks!”
Chelsea T. May 2017
“Kim and her team worked together very well!  All of my questions were answered promptly!  Thank you!”
Rickie and Donna C. April 2017
“Kim and her team got things done in a timely manner and made the closing easy!  Thank you!”
Michael P. April 2017
“I extremely recommend Kim to everyone!  She is so professional and we could not be more happy with our experience at HomeBridge!  Thanks for everything!”
KaLii L. April 2017
“Kim was very supportive, easy to work with and smart!  She was always available even for the smallest of questions, she made us feel important and acknowledged!”
Caela W. April 2017
“Kim was very helpful and friendly!  She was easy to work with and provided me a great experience at HomeBridge!”
Ashley D. April 2017
“Kim is very knowledgeable and helpful!  She helped me understand every step of the process!  It was easy working with HomeBridge!”
Rob and Brittany O. April 2017
“Kim is very attentive and approachable!  She is always happy to answer questions or concerns.  This was such a seamless process, I couldn't ask for better!  Thank you!”
Lauren M. March 2017
“Kim is super friendly and she made buying a home easy!  Thank you HomeBridge!”
Carrie H. March 2017
“You guys and gals are the most friendly and wonderful group of people to work with!  Thank you!”
David D. February 2017
“Kim and her team were extremely nice and helpful!  They made this such an easy process!  Don't change a thing, you guys got it down!”
Adam and Tanya C. January 2017
“We were referred to HomeBridge by a friend and it was everything we expected!  There were no discrepancies and everything was well organized!  Thank you!”
Brent and Sherry C. November 2016
“We really enjoyed working with Kim!  We had a wonderful experience at HomeBridge!  Thank you!”
Steve and Margaret R. November 2016
“Kim and her team were so wonderful and kind!  They made this a very personable experience!  They made this transaction easy and non stressful!  Thank you HomeBridge!”
Nikki and Cayla C. October 2016
“Kim and her staff were very helpful and friendly!  They were always available to help and answer questions.  They made this process as easy as possible for us!  Thank you HomeBridge!”
Pamela R. September 2016
“Kim made this process so smooth!  It was amazing doing business with HomeBridge!  Everything was perfect!”
Mark K. September 2016
“Kim and her team were very helpful and friendly!  They have been just great to work with and they made this process easy!”
Hannah and Alistair P. September 2016
“Kim was very attentive and helpful throughout this process!  She was ready to answer any and all questions for us along the way!  This was a great, easy process for us to go through!  Thanks to HomeBridge and we will likely do it again in the future!”
Fabienne and Dana N. September 2016
“Kim was so easy to work with!  She was very responsive and provided great communication!”
Laura and Christopher O. July 2016
“Kim was extremely helpful, understanding and kind!  Working with her was a friendly experience!  The process was as easy as it could have been!  Thank you HomeBridge!”
David and Sarah N. July 2016
“Kim provided positive interactions and she was very prompt and professional!  Thank you HomeBridge!”
Andrew G. September 2015
“Kim provided kind, professional service!  I really enjoyed working with her!  I will recommend HomeBridge to others and I would return for any future needs!”
Andrew K. July 2016
“Kim provided very good communication with weekly updates throughout the process.  She worked hard to get me a great rate!  Thank you HomeBridge!”
Michael D. July 2016
“Kim always responded very quickly.  We felt very comfortable asking her questions and with the information that she provided.  We will recommend HomeBridge to others!  Thanks!”
Jennifer and Ian S. June 2016
“Kim and Susan were so helpful throughout this process.  They always responded to us as soon as possible and did everything possible to get us our home!  They made everything so simple!  They were perfect!   Thank you HomeBridge!”
Jeffrey M. July 2016
“Kim and her team have been incredibly helpful and responsive throughout this process.  I would use HomeBridge again in the future because I feel very comfortable with them!  Thank you!”
Kathleen C. June 2016
“Kim and her staff were very prompt, communicative and friendly!  They were all a pleasure to work with!  Thank you HomeBridge!”
Joshua and Jamie D. June 2016
“Kim and her team made everything very easy for us!  They were all friendly and efficient!  Thank you to everyone for all of your hard work and service!”
Jodi L. June 2016
“Kim and her team have been so kind, helpful and informative!  Everything was explained very well and I felt comfortable with the process.  Thank you HomeBridge!”
Jeremiah S. June 2016
“Kim was very friendly, accommodating and easy to work with!  Thank you HomeBridge!”
Jessica and Kyle J. October 2015
“Kim was very easy to work with, convenient to reach and willing to bend over backwards to help us!  She was a true pleasure to work with!  Thank you HomeBridge!”
Nathan O. October 2015
“Kim was very easy to work with and made everything easy for me throughout the process!  Because of this great experience, I would return to HomeBridge in the future!”
David and Kiesha R. October 2015
“Kim got our loan closed quickly and she was awesome to work with!”
Cody T. November 2015
“Kim and the HomeBridge team were extremely helpful and pleasant throughout this transaction.  I would use HomeBridge again in the future when needs arise!”
Ernest and Michele B. November 2015
“Everyone involved at HomeBridge has been very kind, helpful, professional, understanding, patient and friendly!  So excellent that there are not enough words to describe.  We are forever thankful for your services!”
Eugene H. April 2016
“Kim and her team were extremely helpful!  They made this process super easy for us!  We will definitely use HomeBridge again for any future needs!”
Robert and Margaret L. December 2015
“Kim and her team provided such friendly, informative and convenient service to us.  If I live long enough, I will certainly use HomeBridge again for future needs!  Great job everyone!”
Tonya C. December 2015
“Kim provided quick responses, great communication and was very personable.  Everyone at HomeBridge was very accommodating and friendly!  This was a quick and painless process for me!”
Tonya H. December 2015
“Kim was very responsive, flexible and professional!  Thank you!”
Fermando and Heather M. January 2016
“Kim has been very easy to work with, quick to respond to any questions that we had and professional.  Due to our great experience we will be using HomeBridge for any future needs!”
Jeffrey and Nicole C. January 2016
“Kim is great to work with, we have worked with her in the past.  Everything was wonderful and we really appreciate getting everything done quickly!”
Zachary and Amber S. February 2016
“Kim and her team were very efficient and helpful!  HomeBridge made this an easy process!”
Brandon E. March 2016
“Everyone involved was very helpful throughout this entire process.  I had a great experience with HomeBridge!”
Marty & Heather Waterbury, Vermont
“My overall experience with HomeBridge was amazing. No question went unanswered and the process went smoothly from start to finish. All angles were covered and the experience continues even after our purchase. I would like to add that the champagne, custom spreader, and personalized rubber stamp were awesome. The HomeBridge team makes me feel valued and eased any anxiety I had about purchasing my home. Kim’s professional, yet personal touch to business gave me the ability to buy my home with confidence; her guidance and knowledge was key to a smooth and gratifying purchase! Highly recommended to any novice or experienced buyer, the HomeBridge team completely delivers!"”
Tommy & Kelly
“The process & people were great to work with and they handled all issues to push towards a closing.”
Jeremy and Laura Z.
“Kim was responsive, polite and professional to work with.”
“Kim was very personable and helpful with any questions I had. It was a great experience.”
Rita & Josh
“Clear and timely explanations; professional people and very helpful! A good experience this time makes me inclined to engage HomeBridge again. Everything worked well, and I can't think of anything I'd change.”
Mathew and Patricia
“We absolutely love Kim! We appreciate her sincerity, excitement, and patience. I have already made recommendations to others about her! Thank you Kim! The entire process has been stress free and fun, thanks to the HomeBridge staff. This is our first home buying experience, and it has been a good one! We will return for our second home!”
Rob and Terrie
“The process was so smooth; it was amazing.”
Kylie C.
“The HomeBridge team has gone above and beyond to make sure that things were handled in a timely manner and that we were able to close on time, despite many obstacles. Despite a frustrating experience with the home association management, HomeBridge made sure that everything was taken care of in a professional and caring manner.”
Bill M.
“Kim, just wanted to reach out and say thank you again for my personal transaction together with you back on December 17th. I know I was not always the model client and I apologize for that. I now see I didn't respond any better than some of my buyers who don't do this for a living. Thank you for keeping me on track and counseling me when I needed it to get to the closing, our original goal. I had no idea what my buyers had been going through. It was an important lesson which I will make use of in the future. Getting to closing took some coordination, which I complicated with my agenda; however, the funds were there when I needed them. Your Homebridge Team had done their job. It has taken some time for the dust to settle, but now that it has, please accept my belated thank you and extend it to your team. Someone was always there when I needed them answering my questions and calming me down. I am afraid in all this time we have worked together I did not realize the difficulty of your jobs. Explaining to buyers the process and the requirements and how they are not being singled out is no small task. These regulations are apparently for everyone! Now I can not only recommend you as someone that may assist my buyers, but also the one that closed my loan. Strong testimony!”
Michael and Amanda
“We wanted to say thank you for the awesome address stamper we just got in the mail. Thanks a million for everything you did for us!”
“Kim Negron helped us so much; she was amazing. Kim and her team were the most helpful.”
“Everything was promptly explained, and everything went very smoothly.”
Ryan and Emily
“Kim was super helpful and very pleasant to work with. Kim and her team gave us a lot of different options and were very flexible as our needs changed.”
“Kim Negron made it work when 2 other lenders could not, and she helped us every step of the way.”
“Kim Negron, you have made buying my first home a dream come true! You reassured me every step of the way, making stressful situations turn around with the goal in sight. You encouraged me from our first conversation to the final hug at closing! You and your team worked to ensure the smooth closing you are known for. Good work! Thank you, thank you, thank you.”
M. Hunter
“Thanks Kim for all your hard work with our complex, challenging, unpredictable and successful home purchase. You and your team really did help to make a dream come true for three generations of the Hunter family. Best wishes with the future. ”

Our Latest Thinking