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About Kevin Murphy

Homebridge Financial Services Mortgage Loan Originator in Massachusetts
Kevin Murphy has worked in the mortgage industry as a Mortgage Loan Originator for 10 years. He previously held a position in accounting, but made the switch to Mortgage Loan Originator in order to work in a more entrepreneurial setting that provides flexibility. This allowed him to create a business where he could utilize his strengths, helping clients obtain homeownership and assisting first-time home buyers in realizing the dream of homeownership.

Kevin has a vast knowledge of the mortgage industry and is available to assist clients with determining the right home loan and financing for their situation. He has relationships with top Massachusetts Real Estate Agents and enjoys connecting clients with his real estate contacts. Kevin’s Newton, MA, branch offers mortgage loans for both purchase and refinance, including Conventional, FHA, VA and 203(k) Renovation loans.

His ability to effectively problem-solve and his responsive, patient nature has attributed to his success in the industry. Kevin makes himself available throughout the loan process and provides his clients with effective tools and information to achieve their goals.

Kevin is from Latham, New York and made the move to Massachusetts in 1998 when he was still serving in the U.S. Coast Guard. His favorite sport is baseball and he enjoys skiing on the weekends, as well as fishing with his young son.

Contact Kevin today to discuss getting a home loan and your mortgage options!

Feel free to contact Kevin anytime by phone or email for personalized service and expert advice. Kevin Murphy will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Kevin Murphy is 203(k) Renovation Lending Certified

Kevin is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Kevin Murphy values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Kevin by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.
Find a Contractor

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

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Sarah K. March 2018
“Great to work with.”
Max P. March 2018
“Good customer service and availability.”
Jennifer K. December 2017
“Kevin and his team were great to work with, very communicative and responsive.”
Darrick M. November 2017
“Great overall experience.”
Christopher F. October 2017
“Kevin and was incredibly attentive and followed up with all of our questions despite how trivial.”
Jenaya H. October 2017
“Extremely great team to work with.”
Andrew C. Tiverton, RI
“The communication far exceeded expectations and Kevin and the team made us feel comfortable throughout the entire process. From the initial pre-approval through closing, we were informed and able to ask any questions we had. Thank you!”
Carol G. Arlington, MA
“Worked to ensure things stayed on time and it ended up actually closing early. Kept the realtor in the loop throughout the transaction for a smooth transaction from start to finish.”
Isabel P. Brockton, MA
“The Loan Officer answered all my questions and kept me in the loop throughout the loan with excellent performance. My goal is to close more loans with him.”
Anand M. Malden, MA
“Quick response and also listed very detailing instructions from the very beginning. Made the process less painful!”
Melissa E. Hopkinton, MA
“Kevin Murphy was outstanding. He and his team made the process incredibly transparent, professional and efficient. His warmth and responsiveness to questions was especially helpful. I would recommend him to friends and colleagues enthusiastically.”
Silvia M. Maynard, MA
“Kevin was always available for my clients and I. All questions and support was at right way. He did all efforts to make the deal happen.”
Cassandra S. Brockton, MA
“Kevin was always there to answer my million questions, and was very quick to respond if I emailed or called. He was patient and thorough.”
Darla C. Malden, MA
“Kevin was incredibly helpful and always there to help!”
Louis C. Franklin, MA
“Kevin explained the whole process to us and was a great help! Thank you!!”
Robert F. Stoughton, MA
“Kevin is excellent! Always available to answer any questions or concerns. He communicates through text, email and phone calls which is essential for people with hectic life styles.”
Sarah D. Needham, MA
“Kevin is simply the best. His communication is always on point and is always very helpful to my clients during the process. Another job well done by Kevin Murphy!”
Debra C. Hudson, MA
“Kevin Murphy is a joy to work with and very attentive to the needs of the client. He makes for a smooth transaction every time.”
Jennifer H. Westford, MA
“Kevin Murphy is the best Loan Officer I have ever worked with!”
Jess C. Windham, NH
“Kevin Murphy is the best. Takes time to answer all questions with patience and understanding. A true pro.”
Fredrick C. Wilmington, MA
“Kevin Murphy is very patient and knowledgeable. Kevin does a good job following through and being available throughout the process. Kevin is always open to answer questions.”
Mercy B. Vineyard Haven, MA
“Kevin Murphy was highly responsive, knowledgeable and had a wonderful professional demeanor. I could not recommend him more highly. It was a fantastic experience.”
James T. Wakefield, MA
“Kevin and his staff were very professional. A line of communication was always available.”
Susan P. Groton, MA
“Kept me updated on progress.”
Rick L. Westminster, MA
“If it wasn 't for Kevin this would not have happened, thank you!!!”
Caleb P. Sutton, MA
“I worked with Kevin Murphy for my refinance. He was very pleasant to deal with, took the time to answer all questions and concerns. Would highly recommend friends to call him in the future.”
Lu P. Stoneham, MA
“I am always happy with Kevin '”
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