About Kevin Kelly

Kevin Kelly is a veteran of the mortgage industry and has spent 30 years helping individuals and families reach their homeownership goals. Since obtaining an undergraduate degree at James Madison University and then later an MBA from George Mason University, he has been proudly serving his clients and referral sources throughout Virginia, Maryland, and North Carolina.

Kevin has been able to work within each community by understanding, in detail, every loan product that he offers. These include:

  • Refinance/Purchase options
  • Conventional/Conforming
  • High Balance/Jumbo and Super Jumbo
  • FHA, VA & USDA
  • Renovation products

Kevin provides a diverse range of home loan products for every kind of customer, with a focus on repeat buyers and those looking to upgrade their living space. With every customer, his approach is to deliver clear and proactive communications—providing transparency throughout the loan process. This approach has helped him build a long career built on a foundation of trust, expertise and excellent service.

When he’s not helping his customers close a loan, you might find Kevin in his yard gardening, at the gym exercising, or spending time with his family. He enjoys watching college football (especially the Auburn Tigers from his daughter’s alma mater), reading, watching the news or just taking a break with the occasional sitcom when he’s relaxing. He’s also a big pet lover and enjoys regular walks with his beautiful mixed breed Bailey.

Kevin Kelly is a dedicated, trustworthy Mortgage Loan Originator who will put his experience and dedication to work for you. Contact him today to learn how he can help you reach your home financing dreams.


What Our Customers Say About Me

Stephane R. Apr-22
“This is our 2nd time working with Kevin Kelly and the Homebridge team. Kevin explains everything and takes as much time as you need to fully understand the process. We highly recommend Kevin and can only say how much smoother the process went due to his expertise and knowledge. Kevin delivered on his promise to us to close in 21 days! We felt very confident throughout the process because he was on top of all the small details and is super responsive on communication. Thank you Kevin for everything!”
Daniel L. Apr-22
“Kevin was EXCEPTIONAL during this whole process. He answered my questions, walked through the ENTIRE process and helped to get EVERYTHING ready for closing. It was through his and Toni Blount's hard work that I was able to close 1 day early. The only hiccup was that some of the docs had the original close date on them and I was required to re-sign. I have personally seen Kevin work the most difficult deals and get folks into their dream home! Professional, diligent and courteous, a TRUE PROFESSIONAL. It is my pleasure to work with him. Dan L.”
Meshack O. Mar-22
“I'm very grateful”
Karthika Y. Mar-22
“Kevin Kelly was an incredible resource for our home financing. He was available to us at anytime during the process. He was responsive to our questions and our needs throughout. We recommend Kevin highly to anyone interested in getting a home loan. We will be asking Kevin to help us again when we buy another house.”
Ravinesh S. Feb-22
“Kevin was great with loan process. He updated me all the time. I called him from the west coast after business hours several times he always answered. He is very knowledgeable. I appreciated his honesty. I will recommend him to my friends and family based on the East coast.”
Peter D. Jan-22
“Kevin is an OUTSTANDING loan officer. We've known him for approximately 16yrs and have consulted with him on several occasions when considering a home purchase. He was by our side through two previous offers on homes over the last 2-3 years. We were successful on the 3rd offer. He is the Gold standard for customer service. He is our "go to" person for mortgage matters.”
Carol P. Jan-22
“Kevin Kelly is by far THE BEST person to handle your mortgage. He will guide you through the ins and outs of securing your best mortgage. He works when ever you have a question. I have texted him at night when I couldn't wait until the morning. He will take you under his wing like your best friend would do. I plan to contact Kevin Kelly for future home purchases.”
Larry L. Jan-22
“I have bought and sold 7 homes in the last 10 years, the last 5 were all financed by the same firm. I just bought and sold a home and recently retired, the firm I had dealt with began to give me the runaround. In came Kevin Kelly with Homebridge. Honestly, the smoothest, simplest, and quickest mortgage I have ever been approved for!! Kevin would call and text me, even after hours if I needed something or he needed to tell me about the process. Truly, he went WAY out of his way to make this process perfect. Toni and the rest of the team did not disappoint, quick turnarounds and yea, you have to provide some information, but as long as you did, there were 0 issues, and the information they needed was way more acceptable than the stuff the firm I had worked with for so long needed! I cannot give a higher rating that 10 so thats what Kevin Kelly and the entire team at Homebridge get! Top Shelf folks!!!”
Ariane A. Dec-21
“Kevin was amazing throughout the process , kept me up to date and explained everything in detail. I can't think of anything he could had done better, he was just great. I would recommend Kevin to anyone purchasing their first home or refinancing. Thanks for making this process so easy. Thanks Kevin!”
Micah P. Dec-21
“Kevin was outstanding! I really felt I couldn't be in better hands. He kept me informed. I felt important to him and the company. Anytime I had a question his response was immediate. Because of him and the Homebridge team, I will enthusiastically recommend you to everyone. Thanks for a great experience!!”
Randy D. Dec-21
“Kevin is the best person I could have worked with he's very knowledgeable about what he's doing and seeing everything through.”
Leroy L. Dec-21
“Kevin did a great job. He was a pleasure to work with. He helped me every step of the way.”
Katrina C. Oct-21
“Kevin Kelly has been an absolute pleasure to work with and been incredibly helpful through the entire home buying process. He closed our home a week before expected and we are just so happy with everything he has done for us!”
Wendy K. Sep-21
“Kevin Kelly is the best mortgage broker in the world. He is very direct, honest, helpful -- and patient. I asked him to check rates so many times I was EMBARRASSED to ask a few times. Everyone should use Kevin Kelly. Everyone in my family does. Everyone in the world who doesn't, is just making a mistake. The world is full of shady mortgage brokers -- I got letters from them daily offering impossible, made-up scam artist rates. In a world of con men, it's nice to have Kevin Kelly -- someone you can trust. Someone who is honest. Someone who will explain everything and give good, straight forward advice. Everyone should hire Kevin. He's the best.”
John L. Sep-21
“Kevin Kelly is great and I highly recommend him and have recommended him to family members”
Marquita W. Sep-21
“I am just very grateful for all his hard work and dedication.He made me feel like his only client. Thanks again”
Dean B. Aug-21
“Kevin was very knowledgable and experienced. He struck the perfect balance for providing the right amount of documentation for the right amount of loan to fit our unique financial situation. He is very responsive and always provided detailed instructions at every step.”
Terry P. Aug-21
“Mr Kelly made this whole process such a pleasure. I at no point was left unaware of anything. He prepared me for things that could possibly happen and informed me every step of the way, making it so easy. For I have heard of such hassles, with Mr Kelly it was so simple and a delight to work with him. I wish more people were like him, it would make life so much better. Thank you so much for all that your company has done for me. Sincerely Terry P.”
Lawrence K. Aug-21
“I have closed/refinanced many times. This was by far the best experience. Kevin was very capable/knowledgable and ran interference on many occasions.”
Dawn H. Jul-21
“Kevin Kelly was the nicest, most knowledgeable, and attentive person I could have worked with. He was always available to answer questions and always went above and beyond my expectations! Could not ask for any better! Will always use him for any future needs.”
Christian M. Jul-21
“Mr. Kevin Kelly was a joy to work with. I learned quite a bit along the way about the process of buying a home. I do look forward to recommending Mr. Kelly and Homebridge to people I meet in my new home and in a new state.”
Cholpady K. Jul-21
“He kept us well informed and was very professional.”
McKenzie P. May-21
“Kevin Kelly was exceptional to work with when buying our first home. He answered any and all questions making us feel comfortable and at ease. He is prompt, knowledgeable, and genuine making the home buying process one we won't forget! I would highly recommend Kevin to anyone looking to go through an exceptional home buying process!”
Vikas M. May-21
“I have know Kevin Kelly for a few years now. Kevin has helped me with refinancing of my mortgage twice. Both times the refinancing process was very smooth and efficient. He is extremely responsive. It seems that he works 24/7. Both times I got a great deal with excellent rates. Kevin is a subject matter expert (SME) of the mortgage industry. He is very knowledgeable and always happy to answer your questions. I learned a lot about mortgage refinancing from Kevin. I enjoyed doing business with him. You can certainly trust him. Whenever I buy my next home, I will definitely give my business to Kevin. I highly recommend him. You will get a great service! ”
Patrick K. Apr-21
“Kevin was fantastic to deal with. This was my wife and I's first time buying a home so it was pretty daunting. Kevin was very thorough in explaining the whole process from the get go as well as answering any follow up questions we had throughout the application and approval process. (Sometimes to the tune of 10 phone calls a day). In the end, it all went smooth and we closed on time and are now proud first time home owners thanks to Kevin and his team!”
Charles S. Apr-21
“Kevin was easy to do business with. Very knowledgeable of the loan process and accurately answered all questions. We will definitely do business again with Kevin if the need arises. Thanks.”
Mercedes C. Mar-21
“Kevin Kelly takes full ownership of the process for his client. I felt that he was with me throughout the entire process. Very please and will recommend him to family and friends.”
Zbigniew K. Mar-21
“As always, Kevin Kelly did a superb job. It's a pleasure working with Kevin and his support staff. The Homebridge process is well defined and easy to follow.”
David M. Feb-21
“We have known and worked with Kevin Kelly for years. He has helped us with a number of re-finances for two different residences, as well as for the original loan on our current home. He is so AMAZING to work with. He really cares about his customers, and is extremely knowledgeable about the process. We refinanced in March of 2020, and he had the foresight to recognize that we could do even better, and contacted us about lower rates, and we refinanced in Feb of 2021. I don't want to work with anyone else for my house mortgage or refinance needs.”
John L. Jan-21
“Kevin Kelly is the reason I refinanced with Homebridge. I have worked with Kevin multiple times over many years and I am extremely happy with the service that he provides, which is why I continue to work with him. I trust Kevin and he is always extremely responsive and takes time answer any questions. My experience with Kevin over the years has been so positive that I have also referred my own family members to Kevin.”
Shalabi G. Jan-21
“I was very happy with my experience with Mr. Kevin and Ms.Lara and I don't have enough world to give both of them about contact me as asking for more documentation to finish my loan with respect and try to help me to close on the day I was requesting thank you. Was very pleasant working with Homebridge. And already referred friends to this company because saying what actually do thanks again ”
Nurullah A. Jan-21
“I want to say thank you so much for helping me kevin and Susan for helping me a lot and give a lot of idea I'm so happy and thankful to those who help bought this house. ”
Christopher T. Dec-20
“Providing the necessary documentation was a little bit confusing. I provided multiple documents in a single upload and I think that me have caused people processing my application to miss them initially.”
Julia P. Nov-20
“Kevin Kelly is first and foremost kind and delightful to work with. He explained all the steps and kept us informed at all times. I would be happy to refer his name and the company to family and friends. I am very grateful to Kevin. In my opinion he is the best.”
Angela B. Nov-20
“Kevin Kelly was such a blessing in my life. He took the time to explain everything and also was very patient. At no time did I feel like I was getting a bad interest rate and he really listened to my concerns about my budget.”
Bruce C. Nov-20
“Kevin and everyone were super responsive to my questions and needs. I felt like I could reach out to them anytime I needed even weekends. They were also very proactive in contacting me for the information I needed to provide in plenty of time to easily meet deadlines. Great Stuff! Bruce C.”
Joshua B. Nov-20
Daniel B. Oct-20
“Long relationship, outstanding service, highly responsive”
Cheryl L. Oct-20
“Kevin is very knowledgeable about the mortgage process and I will use him time and again.”
Andrew M. Oct-20
“I have worked with Kevin now for over a decade, 4 different loans. Kevin is a tremendous customer service/sales professional. I called Kevin, not fully caring where he was currently working, assuming (correctly) that Kevin would only work at a reputable place and he would handle our loan flawlessly as expected. That said, Homebridge was really great. I appreciated the webportal and information presentation along with next steps/deadlines. I felt very confident & comfortable throughout the whole process. The rate & closing terms were very the best rates/pricing I received.”
Gabriella D. Oct-20
“Kevin is fantastic! He was always available to answer questions and was extremely prompt with responses via email. He made the process very easy and straight forward! Would 10/10 recommend him to a friend!”
Sergey P. Sep-20
“Kevin was professional, answered all questions in detail, was in touch around the clock. Everything is great.”
Amber B. Sep-20
“Kevin was VERY proactive during the entire process. Given the circumstances of a late appraisal (2weeks) and the worst Attorneys office that I happened to pick for closing, he surpassed expectations and kept the ball rolling. We were very lucky to have him as our mortgage broker. I would also like to mention Shayelle and Sheila. Shayelle was on the ball and quick to respond and answer questions and definitely knew her stuff. True professionals! I couldn't have asked for a better team.”
Gloria F. Sep-20
“This has been one of the smoothest and most professional experiences I have encountered when it comes to real estate. Kevin was professional, kind, friendly and very detailed in all aspects of the refinance process. I could appreciate his attention to detail, excellent communication and ability to ensure I was informed every step of the way of the process. I would definitely recommend him and Homebridge Financial Services to my colleagues and friends.”
Khoi T. Sep-20
“Kevin Kelly was a great loan advisor. Very responsive with emails and texts. He was extremely thorough and detailed in his explanations and answers to my questions. Kevin is very knowledgeable and I trust his opinions and advice. I had worked with Kevin before in years past and that is why I reached out to him again. I Highly recommend.”
Johnnie H. Sep-20
“Thank you for your hard work and answering all my questions.”
Jamal A. Sep-20
“Kevin worked a miracle and helped us purchase our dream home! Thank you!”
Alexander I. Sep-20
“I am very satisfied with Kevin Kelly and the overall handling of my loan journey. I have used Kevin's services before and his level of customer obsession goes above and beyond! He is very responsive and open to walk you through all the options and details of the process! Kevin is genuinely willing to help his customers with the best possible options. Without a doubt I will work with Kevin next time again!”
Joselyn S. Jul-20
“Kevin Kelly is a straight forward, knowledgeable Loan Officer. He is patient and responds to his clients questions and needs in a timely manner. We have used Kevin over his career as a Loan Consultant on many occasions and have always been impressed with his professionalism and our ultimate end result. Kevin is TOP NOTCH!”
Andrew C. Jul-20
“Kevin, you are great thanks for helping us. We are very happy with our experience with you!”
Michael A. Jul-20
“Kevin Kelly took what is usually a very stressful and arduous process, and made it extremely efficient and stress free. Kevin is the consummate professional and cannot imagine anyone I would rather trust with my business.”
Andrew C. Jul-20
“Kevin, you are great thanks for helping us. We are very happy with our experience with you!”
Michael A. Jul-20
“Kevin Kelly took what is usually a very stressful and arduous process, and made it extremely efficient and stress free. Kevin is the consummate professional and cannot imagine anyone I would rather trust with my business.”
John L. Jun-20
“Kevin Kelly did a fantastic job! He was extremely knowledgeable and always available to answer any question(s) that I had during the entire process. I have worked with Kevin in the past and every time has been a great experience and I will work with him again in the future. My experiences with Kevin have been so good that I have referred family members to Kevin.”
Kaitlyn P. Jun-20
“Kevin Kelly made the process much easier than I expected it to be and always provided timely updates. He is very knowledgeable and I will definitely contact him for any future mortgage loan needs.”
LESLIE S. May-20
“Kevin Kelly is a genuine guy. I've had a repoirte with him for years via previous refinancing business and my family as well. I appreciate his knowledge, speed, and deligence.”
“Kevin Kelly was very knowledgeable and professional throughout the entire process. He was excellent at keeping me informed and up to date and, was very helpful with any and all questions I had. I would highly recommend him and appreciate all his hard work.”

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