About Kenny Cheung

As a licensed HomeBridge Mortgage Loan Originator in New York (NMLS #398067), Kenny Cheung can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Kenny welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Kenny has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Kenny Cheung Anytime

Feel free to contact Kenny anytime by phone or email for personalized service and expert advice. Kenny Cheung will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Kenny Cheung is 203(k) Renovation Lending Certified

Kenny is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Kenny Cheung values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Kenny by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
Johnnie C. June 2018
“Recommended by my Realtor.”
Xun L. June 2018
“Kenny was very professional, responsive and patient.”
Sonia A. May 2018
“Their service was really good!”
Wallace L. April 2018
“Very competent and responsive.”
Mohammed S. April 2018
“Very good.”
Young P. April 2018
“Prompt, courteous and professional!”
Mohammed K. April 2018
“Quick response.”
Huadong J. March 2018
“Kenny is awesome!”
Xue C. March 2018
“We like the banker and their service very much.”
Kristina Y. March 2018
“Organized and quick to respond.”
Cheng Y. March 2018
“Detailed information from start, upfront fees and responsive.”
Yu C. March 2018
“Good service.”
Ivan C. March 2018
“The members were very professional and prompt.”
Xue C. March 2018
“Knowledgeable.”
Shah J. March 2018
“The people from the company were always friendly and responded right away when we needed them most.”
Apolinar G. January 2018
“Kenny our loan officer was very responsive. He answered all my questions and concerns in a timely manner.”
Jinseok C. December 2017
“Very nice people for me to understand whole loan process.”
Liufei C. December 2017
“Have recommended to my colleague.”
Pinglan C. December 2017
“The Mortgage Loan Originator was so efficient and so helpful. ”
Elaine C. December 2017
“Great service. ”
Dunling Z. November 2017
“Ken is very knowledgeable, responsive and helpful.”
Vincent L. October 2017
“He is good.”
Stephen W. October 2017
“Good service.”
Joel C. October 2017
“Great job all!”
Ker S. October 2017
“Experienced and knowledgeable.”
Dong D. October 2017
“Was a great experience working with Kenny.”
Hadi C. October 2017
“Both Kenny and Licensed Loan Partner Beisi have been helpful. They have taken time to explain our options.”
Terry D. October 2017
“Received professional service and answers and follow up to questions.”
Anthony W. October 2017
“Fast, efficient, professional, knowledgeable.”
Michael C. October 2017
“Very easy to work with.”
Wen M. October 2017
“Good service.”
Joel C. October 2017
“Cindy Salem and Jennifer Albinson provided an outstanding customer experience. Very professional!”
Carl H. October 2017
“Detail oriented.”
Carmen S. October 2017
“Great services.”
Xiaomeng D. October 2017
“Very patient and explains everything well.”
Jeffrey L. October 2017
“Everything went smoothly and as planned.”
Xiao J. Woodside, NY
“We worked a few times together. Ken Cheung is the best Loan Officer I have ever worked with. Thank you!”
Yongda L. Staten Island, NY
“Very responsive. Great communication.”
Yu C. Rego Park, NY
“Very good.”
Christina C. Sunnyside, NY
“They have been so helpful in every way possible to get a loan. Not only getting good rates for the loan but getting it done fast, was great!”
Ren Z. Elmhurst, NY
“They did great and good help.”
Mohammed H. Jamaica, NY
“They are good and they work hard for their client. I '”
Thuy P. Glendale, NY
“The Loan Officer answered all of my questions and concerns in a timely matter. The Loan Officer worked very hard to meet the needs of his customer. I am very satisfied. Keep it up!”
Beverly C. Forest Hills, NY
“Quick, clear responses. Clear guidance.”
Yi J. Poughkeepsie, NY
“Overall experience was great.”
Pamela B. Jamaica, NY
“My Loan Officer was great, he was patient and always on point he was always on top of things, if there was a problem he notified me right away he also told me how to go about certain things when it came down to this purchase, He went above and beyond to make sure that everything went smoothly and it did, I'm so glad that I was referred to him. Thank you so much for being there for me, you guys are the best.”
Eun J. Fresh Meadows, NY
“My Loan Officer Mr. Kenny Cheung was very helpful and knows what to do. We '”
Yi P. Bayside, NY
“My Loan Officer Mr. Ken cheung is very kind, patient person. He explained the terms very detail and clear. I will highly recommend him to others.”
Millie H. Bayside, NY
“Loan Officer Kenny Cheung is so great! He followed up on all the steps of the loan process and he posted me the update. He replied my texts and emails right away and followed up with buyer as well. I have closed so many deals with him, and all my buyers like him very much! No one has said anything bad about him. And my buyers referred their friends and relatives to him as well. He is the best Loan Officer. He is the #1 Loan Officer I refer to all by buyers. Some buyers had the pre-approval letter from other banks but after met him, they had mortgage from him, not the banks they got pre-approval letter from, because he is friendly, knowledgeable, responsible and reliable! Thank you, Kenny Cheung!”
Brian C. Bayside, NY
“Knowledgeable and helped answer questions.”
Nakaba E. Port Washington, NY
“Kenny has been always quick to respond to my inquiries and followed up with me regarding the status. Very trustworthy and I was extremely happy working with him.”
Emily Z. New Hyde Park, NY
“Kenny is responsive, proactive and professional. He was quick to respond to emails and phone calls, answered all my questions then went above and beyond by giving me a lots of useful information. He is the only person I trust to refer all of my friend and family. Kenny is a solution solver, he is one of the best in this business.”
Laura L. New Hyde Park, NY
“Kenny was great!! Thanks!!”
Joao G. Brewster, NY
“Kenny was the best! He was so helpful and kind and I will definitely tell others about him and use his service again. Thank you Kenny you were a blessing in this whole process.”
Ingemar B. Yonkers, NY
“Ken and his team is extremely knowledgeable and service oriented, they took care of me to the last detail, in a very friendly and attentive manner. Thank you.”
Kai C. New York, NY
“Ken Cheung was most helpful and efficient, more importantly he was knowledgeable about the services and provide invaluable advice. I will not hesitate to use Ken Cheung again for my next transaction.”
Wayne N. Bellmore, NY
“Ken explained everything so I could understand and feel comfortable with the process. He was patient and always available. Very professional!”
Millie H. Bayside, NY
“Kenny Cheung closed my deal again! The buyer had pre-approval from another bank and I referred them to Kenny. After they met together, the buyer told me that he will apply for the loan with Kenny because he feels more comfortable with him than other mortgage broker. Kenny kept me posted on the status of the loan processing. No need for me to call him to ask the status, like I always do when my buyers apply with other mortgage brokers. When my buyer is applying for a loan from him, I can just relax and no worries about not closing. So far, he closed all my deals with my buyers who applied for a mortgage from him. He, is the best Loan Officer! Thank you!”
Millie H. Fresh Meadows, NY
“Kenny Cheung closed my deal again! Yeah! When my buyer chose Kenny as her Loan Officer, I knew I will just need sit and wait for the closing without any worry. Kenny Posted status on the appraisal order, on the commitment letter, and conditions. He updated the status of the loan between buyer, lawyers and me, via emails and texts. He always answers my phone call or calls me right back if he was with other clients or on the phone. I know what 's going on the loan all the time. He made my buyer so happy to close the loan smooth. Kenny is the best, always!”
Choi L. Bayside, NY
“Kenny Cheung is a nice and professional Loan Officer.”
Yan F. College Point, NY
“Kenny Cheung is the best Loan Officer I have ever met.”
Andrew C. New Hyde Park, NY
“Kenny Cheung is very professional and did a great job getting us the right type of loan. He worked very hard to make sure everything went smoothly. I am very pleased with his work!”
Hui M. Maspeth, NY
“Kenny consistently provided assistance with my loan all the way to a successful closing of my new house. He answered my questions and concerns in a prompt manner. I really appreciated this superior service and will recommend him to friends in need of loans.”
Mannixx M. Queens Village, NY
“Hi did very good.”
Hameed M. New Hyde Park, NY
“He took his time and effort to make sure we were comfortable and understood everything. He gave us best advice and had best interest in mind for us. We grew a relationship with him and always remember him.”
Mohammad R. Corona, NY
“He is a very good man and he is a great man. He did a great job for me. I want to give him thanks.”
Rajib N. Valley Stream, NY
“He is just awesome. Kenny thank you so much. I don'”
Min f. Flushing, NY
“He did a great job!”
Xiao J. Woodside, NY
“Great service and team.”
Tarek H. Jackson Heights, NY
“Good. Very good excellent. I 'm happy and thank you very much, you all.”
Weitao W. Fresh Meadows, NY
“Excellent service.”
Xi C. Flushing, NY
“Everything was good, thank you.”
Xian J. Bayside, NY
“Everything was happy. Very nice workers, they helped me a lot.”
Quanwo L. Brooklyn, NY
“Every time he answered my concerns/questions.”
Guy M. Glen Cove, NY
“Mr. Ken was able to do what others couldn't, in a timely manner.”

Our Latest Thinking

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »
Read More

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »
Read More

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »
Read More

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »
Read More

It’s time to find the right loan for you. Tell us a little more about yourself to get started.