About Kelly Jeffers

I love what I do and I’m passionate about my work. Whether you’re a first time home buyer, an investor, or looking to build your dream home you’ll find that my years of experience will be invaluable to you. This is an exciting and sometimes confusing time because you don’t do this every day. Let me take the mystery out of the process, help make this a stress-free and pleasant experience and be your guide along the journey to home ownership.

If you have a special financing need I’m you’re man! I am able to facilitate a variety of needs and have an affinity for more sophisticated projects, especially Custom Construction and Renovation Loans. Managing the complexities of financing these types of projects is essential and requires a certain level of expertise in order to bring it to a successful close.

With a career spanning more than 27 years in the mortgage lending industry, I utilize my extensive knowledge when educating and advising my clients regarding the variety of loan programs available today. More importantly, because I engage you as a partner in the loan process, you’ll feel at ease and confident in the selection of financing to best meet your specific needs.

Should you seek a trusted mortgage lender for your next real estate transaction I hope you will consider allowing me to be of assistance.

The Kel Group Team information


How do you know when you can lower your loan payments or perhaps even pay your mortgage off sooner? I hope you know you can always ask me questions like these. Now, I’m sharing an easy way for you to explore options for yourself, too.

With just a few clicks, you can compare a current sample rate to your own plus answer other important questions.

The information and calculations provided via this site are for educational and/or informational purposes only and has been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted.

What Our Customers Say About Me

SAMUEL A. May-22
“We had a hiccup in our home buying process with underwriting and we were very caught off guard. We were very unhappy with the additional requirements for reserves that were being asked of us. However, Kelly was very responsive and understanding of our needs. He was very accessible and went above and beyond to find solutions for us and help us close our loan. Kelly was even helping us over his weekend and did an incredible job turning our experience around with HomeBridge. In the end we ended up closing our loan and landing our dream house, but without Kelly's help, I'm not confident we would have closed on time.”
COLIN C. Apr-22
“Kelly was fantastic. Buying a house in early 2022 presented many challenges: COVID, war in the Ukraine, volatile market, interest rates all over, etc. Kelly did a fantastic job despite this. Being that it was my first time buying a home, I would've appreciated more of a roadmap, visualizing the steps to take and what was required at each, but that's just personal preference. In a way, knowing what to expect and "brace" at each juncture. The interest rates went up sharply right before closing due to the conflict in the Ukraine, but Kelly did his best to make it right and it's much appreciated!”
PAUL O. Apr-22
“Kel did a great job throughout the entire oan process.”
BRIAN S. Feb-22
“Kel and his team did a great job. Appreciate the good work and the successful outcome.”
Stephen H. Jan-22
“Kelly was of extraordinary support in the purchase of our first new construction home. He was extremely professional and personally committed to making the loan process as positive as possible for us. He always went out of his way to contact us when we needed to understand the qualification process at each juncture. We really enjoyed working with him in every aspect of the loan process and felt like we established a friendship with him!”
Tori P. Dec-21
“Kelly Jeffers went above and beyond to help me make my dream of home ownership possible. Kelly is very friendly, attentive, and determined to help people. I would strongly recommend Kelly and Desiree Lewis if you are in the hunt for a new home ”
Jeff S. Jul-21
“Kel was extremely helpful, and assisted me in navigating the process in its entirety. Everything went smoothly, and I would definitely recommend Kel's services to prospective home buyer.”
Annette S. May-21
“This was a very streamlined process with excellent communication from Kelly and his team. I am highly satisfied.”
Kevin L. Apr-21
“Kelly Jeffers was extremely responsive to our home financing needs. When called, if unavailable, he would call back quickly. When emailed, he would respond within the hour. He also ensured we got a very competitive rate on our loan. Finally, when there was a bump in the road, he didn't let it slow us down, but worked to resolve it quickly. I would recommend Kelly/Homebridge to other folks looking home financing needs.”
Dan T. Jan-21
“I've known Kelly Jeffers on a personal and professional level for about 10 years. He arranged for my last mortgage and was my goto person when I decided to buy a new home this year Kelly is Kelly... There is no better person to ask when looking for financing.”
Christopher J. Jan-21
“Kel was absolutely awesome to work with. He answered every question we had clearly and quickly, often after normal "office hours". The level of customer service far exceeded anything we have experienced with other lenders and we will highly recommend Kel and Homebridge without reservation to anyone looking for lender services. We all know how stressful buying a new home is and can be, Kel and his team set us at ease from the very beginning and that is the way it should always be. Great Job Homebridge and a BIG Thank You to Kel!!!! ”
Susan M. Dec-20
“Great experience!”
Scott S. Dec-20
“Mr Jeffers was very professional in every aspect of the home loan process. Kept my wife and I updated from beginning to end. We appreciate all Mr Jeffers and his team has done and will use him in the future for other loan situations.”
Sang N. Aug-20
“Kelly Jeffers was a delight to work with. He was professional and quick to respond. He made the experience that much easier for me, as this was my first home purchase. I couldn't have asked for anyone better.”
ALAN W. Aug-20
“Thank you for service throughout this process.”
Joyce L. Jul-20
“Kel was amazing! He is knowledgeable and organized, and it made the entire process go really smoothly. We really appreciated his help and guidance.”
DAVID B. Jul-20
“Hello everyone! Kelly Jeffers was amazing! We would call each other about other things besides loan ! Why ? Because we became friends! Kelly was super fun ! Was always there for me , went way way out of his way to help and talk me through a build loan ! This was a hard time to be doing a loan , not in person ever and Kelly was Absolutely professional and amazing and was always smiling on the phone and laughing and knew exactly what he was doing! True professional in his field , I would refer him to my family and friends ! And I already have done so ! We we're meant to work together, inspiration from heaven ! He is a good man and has a really good heart his love and concern for his clients goes away beyond the loan process he truly cares about the people he's working with and helps you through any issues and always helps you to understand, always there even when he's super busy he always Found time for me ! We are brothers now ! I love this guy ! Really ! Thanks Kelly you are a Rock Star ! Make sure he gets this ! And he deserves a big bonus ! Love ya my brother ! ??????”
Julie Y. Jul-20
“We were referred to Kelly Jeffers from a work friend of my husband. We were very happy with every interaction we had with Kelly, on the phone, via email, and text. Kelly was professional and patient with us, answered any question we had, and checked in with us often. We appreciated his expertise and speedy replies. We also worked with Kelly's loan partner, Desiree Lewis, and valued her help as well. We are pleased to have worked with such a capable and attentive team and will recommend them to family and friends in the future!”
Terri T. Jul-20
“Kelly is amazing to work with. He responds in a very timely manor (by text or phone). He is a great communicator on where we were in the process and what the next steps were (and any questions I had along the way). If I could rate Kelly, 1 - 10, I would give him a 20. This is our second loan with Kelly. He was just as amazing as the first time. I have already referred two people to Kelly within the last month.”
Terri T. Jul-20
“Kelly is amazing to work with. He responds in a very timely manor (by text or phone). He is a great communicator on where we were in the process and what the next steps were (and any questions I had along the way). If I could rate Kelly, 1 - 10, I would give him a 20. This is our second loan with Kelly. He was just as amazing as the first time. I have already referred two people to Kelly within the last month.”
Joyce L. Jul-20
“Kel was amazing! He is knowledgeable and organized, and it made the entire process go really smoothly. We really appreciated his help and guidance.”
James C. Jun-20
“Kelly Jeffers' work on this loan was simply outstanding. Much of my negative experiences had nothing to do with him and more to do with the underwriting process. Not sure who you use but they are terrible and the primary reason for scores not being totally outstanding.”
Wayne G. & Mark S. – Jul 2020
“Once again, Kelly did a great job of keeping us informed and keeping the process on pace. This is our second mortgage with Kelly and he is consistently excellent. From the initial document stage through final closing, Kelly and his team are always ready to answer questions and clarify the process. We highly recommend Kelly for your next home purchase or refinance.”
Nathan H. – Jul 2020
“This was our first home, and Kelly was helpful from beginning (general loan information, getting the best rate, etc.) to end (escrow, closing, questions post-closing). Thank you!”
Jenna R. – Jul 2020
“Kelly ensured timely communication throughout the process and was able to concretely answer all of my very detailed questions. Everything was able to be done electronically up until signing, which also was helpful with my busy schedule.”
SALLY J. Nov-19
“He is very helpful and reliable. His timing was perfect. Very knowledgeable. I would recommend him to my families and friends! He did great job! Glad we chose him.”
“We have worked with Kelly a couple of times and he is simply a miracle worker. We have also recommended him to family and friends with the same amazing outcome. Thank you Kelly for everything!!!!”
Greg P. – July 2019
Kelly was always there for us whenever we had a question or concern. He made the process simple and straightforward.
Joe S. – July 2019
This was my first house buying experience and I cannot express my gratitude to Kelly for guiding me through the process. I originally was referred to Kelly by my parents, who also had a great experience when purchasing their home. Despite me being completely green and unaware of most of the milestones and even some of the terminology Kelly was patient and able to describe the process in a way that even a totally new person could understand. I would absolutely recommend Kelly to anyone looking to buy a home as I am definitely going to be contacting him for any of my future mortgage needs.
Jackie M. – June 2019
Kelly played a vital role for our first home purchase.  He was great in communication as he always updates us in every step of the way. He made the process of securing our loan much easier than expected. It was really a pleasure working with him! Five star and highly recommended!
Eric E. – June 2019
Kelly was instrumental in helping my wife and I complete a tricky bridge loan. I can't thank him enough for his constant availability, even at night and on the weekends. Highly recommend him!!
John H. – June 2019
Kelly is extremely professional and transparent in communication. This was my 2nd mortgage with him and I look forward to using him again in the future.
Renate H. – June 2019
Kelly worked with us through two home loans. He is detail oriented, exceptionally efficient and a pleasure to work with. Any questions we had were answered promptly and in a manner a layman can understand. Kelly understands what customer service is all about!
Dawn F. – June 2019
“Kelly helped us obtain our construction loan for a home we are building in Walla Walla. He won our business because he was so incredibly responsive when we were shopping for a lender. His responsiveness and guidance continued throughout the entire process. He was on top of everything from start to finish. I highly recommend Kelly and feel fortunate that we found him. He is amazing.”
Tom F. – June 2019
It was a pleasure working with Kelly while securing our new construction loan.  He was responsive and answered all our question, making the process of securing the loan much easier than anticipated.
Tim D. – June 2019
Kelly was great to work with.  We did a construction to conforming loan for a new build.  The entire process was painless and Kelly helped us get an excellent rate.  I highly recommend Kelly and would work with him again.
Jeff K. – June 2019
Kelly Jeffers did a great job of managing our home loan through its entire process. I would recommend him to anybody.
Samuel M. – June 2019
Kelly is a complete pro. I didn't realize just how easy it was to purchase a home until I got to work with Kelly! Between getting us the best possible interest rate to finding creative ways to work around fees, Kelly always has your best interest at heart and will do whatever he can to make sure you're satisfied.   One thing that really surprised me with Kelly was his eagerness and willingness to be in contact with you in whatever way works best for YOU. Whether it be frequent phone calls, email, or even texts, Kelly will do whatever it takes to keep you up to date on your loan in a very timely manner.  I highly recommend to give Kelly a call - even if you're on the fence for whatever reason. I can promise that he will win you over with his professionalism, fun personality, and eagerness to work for you!   Thanks again Kelly! We couldn't have done it without you.
Adam S. – June 2019
Kelly was very helpful and friendly throughout my home buying process. He was always quick to respond to questions and proactive with deadline reminders. He really helped ease the stress of buying a new home. Great choice for new homeowners like me!

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