About Kathy Cheatham

Kathy Cheatham got her start in the mortgage industry 30 years ago as a loan processor. She later changed roles and became a mortgage loan originator, allowing her to work with buyers on a more personal level. Having worked all sides of the loan transaction process for several years, Kathy is extremely knowledgeable about all aspects of the home financing process. She understands how to develop a mortgage solution perfect for each buyer’s unique needs. Whether you’re a first-time homebuyer, upgrading, downsizing or looking to refinance, Kathy can assist you with all your home financing needs.

When Kathy is not helping people obtain their dream home, she enjoys traveling with her husband and kids. She has two daughters, two grandchildren and a Boston Terrier named Lexi. During football season, Kathy enjoys watching her favorite team, the Baltimore Ravens. Kathy currently serves on the board of directors for the local real estate association and several other association committees. She is the VP of a local Business Networking International chapter (BNI). Having lived in Maryland her whole life and the Carrol County area for over 25 years, Kathy has a deep understanding of the local housing market and can assist with finding the perfect community for your next home.

With years of experience, let Kathy’s professional talent bring your dreams of homeownership to life!

What Our Customers Say About Me

Zachary M. Jul-20
“Kathy was amazing! She was very responsive and at no point did I ever question the process. I will definetely be recommending her to anybody looking for a home loan. Thank you Kathy!”
David W. Jun-20
“I've used Kathy's services several times for multiple properties. She always has been great in meeting my needs and getting me the best prices and rates”
WENDY W. May-20
“You have one of the most competent loan offers in Kathy. She was always very responsive, she worked so hard on these loans for me and it was a very complicated series of transactions since funds were coming from a 1031 Exchange and I am a self-employed Realtor. It took me several years to be able to put everything together and Kathy was ready when I was. As a Realtor, I have recommended Kathy to other Realtors, and to my clients. This would not have been possible without her expertise. She was incredible!”
“Kathy was wonderful to work with! I've already recommended her to someone!”
“Kathy was wonderful to work with! I've already recommended her to someone!”
“Kathy was amazing!! So helpful and answered all my questions promptly and respectfully!”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.