About Karly Rosalez

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #396170), Karly Rosalez can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Karly welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Karly has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Karly Rosalez Anytime

Feel free to contact Karly anytime by phone or email for personalized service and expert advice. Karly Rosalez will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Karly Rosalez is 203(k) Renovation Lending Certified

Karly is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Karly Rosalez values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Karly by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Angela P. Aug-18
“Excellent customer service.”
Thomas M. Aug-18
“They were very efficient and kept me informed throughout the process. Thank you!”
Zachary A. Aug-18
“We enjoy working with Karly this time and in the past. She is easy to communicate with and quick to return calls and text messages.”
Pearl R. Aug-18
“Karly is amazing!”
Cheryl A. Aug-18
“Smooth transaction.”
Angela P. August 2018
“Excellent customer service.”
Thomas M. August 2018
“They were very efficient and kept me informed throughout the process. Thank you!”
Zachary A. August 2018
“We enjoy working with Karly this time and in the past. She is easy to communicate with and quick to return calls and text messages.”
Pearl R. August 2018
“Karly is amazing!”
Cheryl A. August 2018
“Smooth transaction.”
Angela P. August 2018
“Excellent customer service.”
Thomas M. August 2018
“They were very efficient and kept me informed throughout the process. Thank you!”
Zachary A. August 2018
“We enjoy working with Karly this time and in the past. She is easy to communicate with and quick to return calls and text messages.”
Pearl R. August 2018
“Karly is amazing!”
Cheryl A. August 2018
“Smooth transaction.”
Dane R. May 2018
“Clarity, accuracy and trust.”
Christopher S. April 2018
“Very friendly and helpful service!”
Jordan G. March 2018
“Great customer service.”
Fermin G. October 2017
“Good service and attention.”
Leo P. Camarillo, CA
“Karly R. was always there when we needed her. She responded quickly to our inquiries and was available when we needed her. Very positive experience.”
Jorge B. Oxnard, CA
“We closed on the exact day we were suppose to with no drama. She knows her numbers.”
Jorge B. Camarillo, CA
“We closed early, with no hiccups and my clients got an excellent rate on their new home! Great job Karly, I wish there were more lenders like her.”
Ramses B. Oxnard, CA
“Very. Good fast and professional.”
Jorge B. Santa Paula, CA
“She did everything on time, she closed the escrow with little drama to the agents and got my client an awesome rate.”
Dennard J. Altadena, CA
“My property search lasted over a year and was very challenging in this seller 's market. During that entire time Karly exceeded my expectations. She was always available, answered all my questions and constantly made an additional effort to make sure I was comfortable with the entire process. She consistently communicated and provided additional information, advice and options. Karly was also very instrumental and helpful in regards to some frustrating issues that occurred during the real estate transaction. I didn 't have the best realtor but I did have the best Loan Officer. 100 Thank you 's and Karly Rosalez for president!”
Cynthia M. Santa Paula, CA
“Karly was wonderful. I gave her what I needed and she worked her numbers and was able to do it. Everything went smooth and fast.”
Maria B. Oxnard, CA
“Karly, was the best!!”
Raul G. Camarillo, CA
“Karly, was very helpful and incredibly knowledgeable on the process of our loan.”
Brian O. Camarillo, CA
“Karley answered all of my questions and also gave me some advice on my decision making. She was fast, efficient and was always available.”
David D. Camarillo, CA
“Karly and your company have gone above and beyond every step of the way. We would not be able to make this purchase without the outstanding service you have afforded us.”
Lori R. Camarillo, CA
“Karly did an over-the-top wonderful job throughout the entire process. She was efficient, thorough, detail-oriented and most helpful. I am so appreciative of all she did.”
Guillermo A. Camarillo, CA
“Karly is very professional, efficient and kept us informed of the loan progress. She's also available whenever we have any questions. In our experience, she is one of the best Loan Officers we have known. We'll definitely go to her if we need another loan and we would recommend her to our friends.”
Thomas R. ,
“Karly Rosales is an excellent worker. She couldn't of made things easier. I would sure return to her if I need her services again, thank you for making this process easy and not stressful.”
Jennifer H. Camarillo, CA
“Karly Rosalez is a real professional and very hard working. She stays on top of the transaction from beginning to end to ensure an on-time closing. In addition, her customer service is top notch.”
Marco P. Camarillo, CA
“Karly Rosalez is an excellent Loan Officer. I have done several deals, and she is by far the best at communicating the status of the loan and is very reachable to answer questions. We will hopefully do business again very soon.”
Robert J. Camarillo, CA
“Karly Rosalez provided great customer service from the beginning to the end of this transaction. She was always a positive communicator when dealing with the challenges. Keep up the great work!”
Ricardo R. Oxnard, CA
“Karly took good care of us throughout the loan process. Great communication and very thorough. Great job Karly!”
Ricardo G. Apple Valley, CA
“I was very pleased with the quality of service that Karly provided me during the process. She made everything go smoothly and answered all my questions in a timely and professional fashion. Karly did a fantastic job!”
Jorge B. Apple Valley, CA
“Great job on the loan! We closed fast and no hiccups! Keep up the good job Karly!”

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