About Justin Sherlock

Justin Sherlock, an Annapolitan born and bred, has been helping other people from the Annapolis area secure sustainable home financing since 2005. As a mortgage professional, he specializes in working with Realtors to ensure that their clients have an A+ experience buying their first home, 2nd home or simply moving up to their next home. He is committed to making sure that all of his clients are presented with financing options that meet their lending needs and help them achieve their financial goals. He is committed to  properly educating all of his business partners and clients about mortgage lending in today’s market and keeping them updated on current trends and regulations.
Justin lives with his wife, Amy, and two German shepherds, Raven and Marshall in Linthicum Heights, MD. When he’s not writing mortgages, you may see Justin boating, snowboarding, or volunteering his time with Annapolis Area Christian School Alumni Association, The Harbour School or Dogs XL. He is a graduate of the University of Maryland University College.

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Lindsey O. Aug-18
“They were good.”
Cory J. Aug-18
“HomeBridge was highly recommended by friends and my real estate agent. I also wanted to choose a local company.”
Jill N. Aug-18
“I cannot say enough about my team at HomeBridge. Justin, Sharon, Eileen and Jennifer have been absolutely amazing!”
Michael C. Aug-18
“HomeBridge has been easy and helpful.”
Lindsey O. August 2018
“They were good.”
Cory J. August 2018
“HomeBridge was highly recommended by friends and my real estate agent. I also wanted to choose a local company.”
Jill N. August 2018
“I cannot say enough about my team at HomeBridge. Justin, Sharon, Eileen and Jennifer have been absolutely amazing!”
Michael C. August 2018
“HomeBridge has been easy and helpful.”
Lindsey O. August 2018
“They were good.”
Cory J. August 2018
“HomeBridge was highly recommended by friends and my real estate agent. I also wanted to choose a local company.”
Jill N. August 2018
“I cannot say enough about my team at HomeBridge. Justin, Sharon, Eileen and Jennifer have been absolutely amazing!”
Michael C. August 2018
“HomeBridge has been easy and helpful.”
Tami H. June 2018
“Justin Sherlock and Sharon Tobias were amazing!”
Jason M. June 2018
“We have used them twice now, good experience both times.”
Thomas D. March 2018
“The entire process was excellent throughout!”
Eleni S. March 2018
“Justin was extremely helpful and knowledgeable. He answered every question that I had with enthusiasm.”
Zachary Z. March 2018
“Excellent service and communication! They worked so well with us as first time home buyers.”
Mason P. March 2018
“Very straight forward and willing to help.”
Dennis K. March 2018
“Justin was thoughtful, thorough and very knowledgeable throughout the entire process.”
Dennis K. March 2018
“Justin was thoughtful, thorough and very knowledgeable through the entire process.”
Mason P. February 2018
“Very straight forward and willing to help.”
Michael Z. December 2017
“Justin and the HomeBridge team are fantastic!”
Thomas P. December 2017
“Justin and his colleagues were always willing to communicate with me and to answer any questions.”
Susan L. December 2017
“Very easy to deal with. ”
Robin L. December 2017
“Justin was great to work with.”
Michael B. November 2017
“Very efficient, professional, on time and great to deal with. Wonderful experience! Highly recommended! Very friendly!”
Robert and Diane P. December 2016
“Justin Sherlock provided excellent service! ”
Daniel and Sandra S. December 2016
“Justin went above and beyond the call of duty! Everyone that we dealt with at HomeBridge has been excellent! Justin is tremendous! Thank you! ”
William and Suzanne K. December 2016
“The customer service that Justin and his team provided has always been excellent! We have enjoyed working with this HomeBridge team!”
Jennifer D. July 2017
“Justin and his entire team were amazing! Thank you!”
Peter and Kathleen G. August 2017
“Justin was exceedingly professional and very responsive to all of our questions and concerns! HomeBridge provided excellent attention to our needs and we have faith in the company to meet our expectations for any future purchases! ”
Shalyn B. July 2017
“Justin was very accessible, informative and easy to work with! He was always just a phone call or email away! Thank you!”
Elizabeth B. June 2017
“Justin was very helpful, responsive and he made the process smooth! ”
Leslie M. May 2017
“Justin was very responsive and helpful throughout this entire process!  Thank you!”
Meghan M. May 2017
“Justin was very helpful and he made this process smooth and easy!  He was great to work with!”
Victoria S. May 2017
“Justin and his team were very supportive and quick to respond!  They made this a quick and easy process!  Thank you!”
Tyler and Mary B. April 2017
“Justin was awesome and super easy to contact!  He answered all of our questions promptly!  He made this process very easy and stress free!  Thank you HomeBridge!”
James and Peggy D. March 2017
“Justin Sherlock is the Bomb!  Because of his level of expertise in this field, we will definitely recommend him and the rest of the HomeBridge team to others!”
Perry and Tammy T. March 2017
“Justin and his team made this the easiest process ever!  Everyone was so professional and friendly!  Thank you HomeBridge!”
Kenneth and Mildred P. February 2017
“Justin provided excellent customer service and guidance through the loan application and renovation program!  I enjoyed the customer service and the efficiency with processing the paperwork!  Thank you!”
Michael and Cheri M. October 2016
“Justin was very professional and he completed all tasks in a timely manner!  We will recommend HomeBridge to others due to this positive experience!  Thank you!”
Megha S. August 2016
“Justin was very easy to work with and he adhered to our deadline!  HomeBridge offered good rates and fees.  Thank you!”
Michelle L. July 2016
“Justin was very easy to work with and provided a transparent process.  He responded quickly to questions and helped to explain everything to us clearly.  He got us a great rate too!  The electronic signing is great!  Thank you HomeBridge!”
Lindsay T. July 2016
“Justin and his team were there every step of the way!  They were always willing to answer questions at any time.  The online portal made signing documents so easy!  I will definitely recommend HomBridge to others! Thank you!”
Kiersten M. May 2016
“Justin and his team were all very helpful, informative, prompt and available whenever I needed them.  They made me feel very comfortable with my loan and were very trustworthy.  Thank you very much for all of your help HomeBridge!”
Tiffany F. May 2016
“Justin and his team were extremely helpful and efficient!  I am a very happy customer!  Thank you HomeBridge!”
Stephanie and Allan H. November 2015
“Justin was very helpful in understanding the process.  He was very informative and prompt.  Thank you HomeBridge!”
Daysi M. November 2015
“Justin and his team were extremely helpful and knowledgeable throughout this process.  Everyone had a "get it done" attitude!  I am completely satisfied with the service that I received from HomeBridge!”
Michael and Jillian H. December 2015
“Justin really went above and beyond to make everything happen.  He was very thorough, efficient and accommodating throughout the process.  We had an excellent experience, no problems at all!  We would be happy to use HomeBridge again in the future!”
Ashley S. January 2016
“Justin was always very helpful and answered my questions and calls at anytime I needed!  This has been a pleasant experience with HomeBridge!”
Jason and Mary B. January 2016
“Justin provided excellent communication and great response times.  We were guided through this process easily, it has been a great experience!  Keep up the great attitude!”
Tony and Melissa B. March 2016
“Justin was very prompt, knowledgeable, friendly and honest!  Everything has been awesome!”
Wesley and Cara E.
“Justin, Tina and Melba have been absolutely wonderful!  they were always available to help and answer questions.  Simple process.  Thanks!”
Thomas P.
“Jason was extremely easy to work with, great communication and quick turn around with documents.  Very professional.   Thanks!”
Mindy Annapolis, MD
“All of the Leydorfs would like to thank you for your assistance in our purchase of the Baltimore Rowhouse. We were so impressed with how well you handled the transaction. You knew all of the information inside and out, and you were extremely capable in answering all of our many, many questions. Thank you so much for making the purchase of the Rowhouse a manageable process rather than an miserable ordeal.”
Jamekica M. Baltimore, MD
“Justin was very helpful & patient with me and my needs. I would recommend him to my family and friends.”
Emily B. Glen Burnie, MD
“Justin went far above the normal standards to make buying a house easier and less confusing.”
Mike & Robin D. Pasadena, MD
“Justin is a wealth of knowledge. If you're looking for someone who knows his stuff, is great to work with and is TRUSTWORTHY, Justin Sherlock is your man.”
Nick & Alexis K. Cumming, GA
“Justin takes the time and goes the extra mile to make sure the deal closes! He knows how to find a great deal and guide you in the correct direction. He  is the best mortgage banker we have worked with!”
Patrick C. Crofton, MD
“Justin has always been prompt, efficient and honest in all of his transactions with my office. I'd highly reccommend Justin to anyone. He is one of the good guys in the business.”
Dr. Bryan W. MD
“I highly recommend Justin. I have known him personally for many years and find him to be hard working and honest. Justin is personable, friendly, and professional. I highly recommend him.”
Pamela F. Glen Burnie, MD
“Justin was great. He gives you the facts and which options are available. There is no hassle. You make the decision on what works best for your situations. I highly recommend Justin. He handles everything in a professional manner.”
Ant S. MD
“Justin Sherlock is excellent! Justin is very easy to talk to. It's like getting a mortgage from your best friend... No pressure,honest answers and great communication.”
Dana E. Baltimore, MD
“Justin made the mortgage process simple and seamless. Buying a home or even refinancing can be a stressful time. Justin keeps you informed and goes above and beyond to find the best "fit" for you and your family.”
Dr. Linda J. Baltimore, MD
“I have known Justin for over 10 years. He is the husband of a colleague of mine. Justin has helped our school, The Harbour School, a school for children with learning challenges in raising money for school projects. He is thorough and does not need reminding. Once Justin agrees to do something, it is like money in the bank. You can guarantee he will follow through and cover everything that needs to be done.”
Lynn G. Annapolis, MD
“I have known Justin for many years. He has helped many people I know with mortgages. Justin worked on a mortgage for my daughter and I was involved in the process. Justin is very dedicated to his clients. He will go over and above to help find good rates, explain the process, and is very good at keeping in touch during the process. He is very easy to work with and has a great sense of humor. You can't go wrong with Justin.”
Laura F. Baltimore, MD
“My husband and I worked with Justin a few years ago. Justin was kind, courteous and honest through the whole process of working with self-employed people. The process is a bit more confusing and bothersome when we are self-employed. Justin was extremely patient and worked with us step by step to refinance our home. I would recommend Justin to anyone. He knows what he is talking about and can get the job done!”
Charles C. Annapolis, MD
“I found justin to be extremely conscientious about my refinance opportunity. He was very detail orientated and made sure what each fee and line item were. I felt very comfortable discussing my options with him because he was so clear and forthright with all the given information. His experience clearly showed he knew what he was doing. I would not hesitate using him again should we need to.”
Kirk & Andrea A. Harrisonburg, VA
“Justin Sherlock is very professional and did an excellent job helping us refinance our mortgage. He is knowledgeable and quickly responded to all of our questions and needs. In addition, he was very efficient and made the refinancing process very easy for us. We will definitely work with Justin again in the future and recommend him to all of our family and friends.”
Andrew & Nicole P. Annapolis, MD
“Justin is helping us with a cash out refinance so we can pay off our investment property and ultimately lower our monthly payment. You can tell Justin actually enjoys his job. He takes the time to explain everything in detail so that you understand each process 100%. He makes sure he is getting you the best deal possible & truly looks out for your best interest. Working with Justin has been an absolute pleasure and we will certainly recommend him to anyone looking for a new mortgage or to restructure a current one.”
Ashlee K. Towson, MD
“Working with Justin to get our loan was an overall great experience for me and my husband. Justin walked us through each step of the process patiently, clearly answering any questions we had. He got things moving quickly which was important to us in our situation. Also, knowing Justin for about seven years, we knew we could trust him to be honest and work in our best interest. He delivered excellent service and we enjoyed working with him. Because of that and his experience in the industry, we now recommend him to all our friends and family. He has done the same for them!”
Evan W. Baltimore, MD
“When I first came to Justin for help with a loan, I had little knowledge of how the whole process work. Justin was very good at explaining the entire process in great detail, making it easy to understand. This understanding made the whole experience of establishing a loan pain-free. Whenever I emailed him with questions he was quick to respond. When I eventually wanted to make an offer on a house, he was able to quickly provide a pre-approval letter for the amount I wanted to borrow. I would absolutely recommend Justin to friends and family.”
Stephen S. Baltimore, MD
“Justin Sherlock is one of the best loan officers in the business. I have over 10 years experience working with hundreds of loan officers to settle mortgage loans. Justin's clients come to settlement well-informed and completely satisfied with no surprises on their new loan. He is constantly delivering the loan he promised from the start. I recommend him to anyone wanting fast, reliable & experienced help with their mortgage. Whether your buying your first home, your dream home or refinancing, he will know the program that fits you and deliver better then expected results”
Taymon Ellicot City, MD
“When I started the home buying process, everything was in ruins. Absolutely nothing was going right. When Justin got on the case, he reassured me that he would do everything in his power to get the deal done. Well the deal went through and I have nothing but praise for Justin Sherlock!! He is truly good at what he does and I would definitely recommend him to anyone!”
Tron
“What a service! From the beginning of the loan process to the end, Justin was in constant communication and made sure to explain every detail in which I may have been unsure. Having purchased several homes and therefore working with several loan officers, Justin made this process the smoothest by far! It was refreshing to feel as if I was his only customer and to also work with someone who has a passion for the business. Why would anyone use anyone else?!?”
Danielle and Anthony Columbia, MD
“Justin was referred to my husband and I by our financial adviser and we are very glad that we went to him for our mortgage! As first-time home-buyers, we were so nervous and confused about the whole process, but Justin was there for us and helped us get a phenomenal rate on our mortgage. He really went above and beyond, explaining everything and answering the MANY questions that we had. Plus, he is a super nice guy. I would recommend Justin to anyone! He is great! ”
Sabrina and Kelvin Oxon Hill, MD
“Justin was referred to me by my sister-in-law, Wanda Smith Battle. He and Bettye Brown were excellent with providing information on being a first time homebuyer. Once I understood the process, it was smooth sailing. Now I am in my home and come September, it will be a year. I highly recommend Justin; he's the greatest at what he does. My mortgage payments are affordable and life couldn't get any better. So if you are looking for a house, trust in REMN and ask for Justin- he's the best!”
Jennifer Annapolis, MD
“Justin just helped me refinance my home to a lower rate. My situation was a little more involved than a straight refinance, and he was able to walk me through the process with a very clear understanding at each step of the way. He was very responsive and knowledgeable. I would recommend Justin any day! ”
Crystal Millersville, MD
“Before I was referred to Justin Sherlock of REMN, I was dealing with another lender that was not helpful, never giving me a direct answer. After finding the right house, the lender informed me that they could not provide me with a loan. I was in a panic because I had gone into the contract thinking that I would be financed by this particular lender. Yet, Justin of REMN was able to provide financing for me. Justin reassured me that he understood that this was the biggest purchase that I would make in my life. He assured me he would see to it that I felt confident in his services and that he would answer any questions I had. Justin did exactly as he said he would by answering all my questions, providing me with information regarding my amortization schedule, clearly explaining my closing expenses with his own prepared spreadsheet, and assisting me with choosing a title company and home insurance agent. Overall, Justin”
Dionne Capital Heights, MD
“Justin was the third loan officer I went through. He was able to get my approval loan higher than my bank! As a first time homebuyer, he was a big help in holding my hand throughout the process, and even better, he was very familiar with 203k loans, through which i got over $30k to remodel my home. He was always there for any questions or concerns and explained everything. I will definitely use his services for the future as well as refer others. Thanks Justin and the REMN team!!!! Job well done!”
Frank Severna Park, MD
“Justin has helped me through the years with my home loans. He was instrumental in my wife and I purchasing the first home that we wanted years ago. Justin has been nothing but professional over the years. He has kept me informed about the market and has always tried to find the best option whether it came to refinancing or securing a home equity loan. Therefore, I would HIGHLY recommend Justin to anyone who needs to secure a real estate loan.”
Royce D. Bush Lanham, MD
“Justin just helped my client purchase their first home with a 203k loan. As a Realtor working with the 203k loan process for the first time, Justin's astute knowledge of this process was extremely helpful to myself and my client. He was there whenever needed, even after hours. When complications with closing arose, Justin and the REMN team went above and beyond with their time and personal effort to get my client closed on her first home. Justin is an honest, reliable professional who works with the best interest of his clients in mind. Going forward, I will highly recommend Justin and REMN to any co-worker or client looking to secure any mortgage services. Thanks Justin!”
Shanea and Devin Annapolis, MD
“Justin helped us purchase our first home, which turned out to be much easier than we originally thought. Whenever we had questions, Justin responded quickly and never ended a conversation until we understood everything discussed. Justin made purchasing a home an enjoyable experience because he would take care of any issues before alarming us. He did a great deal of work by finding us assistance for our down payment and closing costs. He was a delight to work with and we would definitely recommend him. ”
Josh Arnold, MD
“Working with Justin was a great experience. He made the whole process go very smoothly and made everything as convenient as possible for us. Justin does his job the way it ought to be done and we were highly satisfied with his work. I would not hesitate to recommend him to anyone who is looking to buy a home or refinance.”
June Stevensville, MD
“Justin recently assisted my daughter with her first home loan. He was very thorough and always available to answer our questions. He helped make the process go smoothly. I would definitely recommend him!”
Jessica Glen Burnie, MD
“I just purchased my first home with the help of Justin. He helped me learn the process and was always available to answer my questions throughout the process. He helped me get help from DSELP as a first time home buyer, helped me figure out how to lower my out of pocket expenses by paying items outside of closing and was very helpful in keeping me up to date on the changing rates and cost breakdowns. He made this an easy, enjoyable experience and I would recommend him highly to anyone!”
Chris Annapolis, MD
“Justin has helped several of my clients in very different financial stages of their lives. He has helped folks refinance to lower interest rates allowing them to pay down their mortgage sooner or free cash flow on a monthly basis, purchase their dream homes in retirement, and secure the American dream of a first home purchase. Justin is professional and very methodical in his work. What has impressed me most about Justin is his willingness to go above and beyond and put each client's needs before his own. I will undoubtedly use Justin in the future for personal business as well as recommending him to my clients.”
Richard Essex, MD
“Justin is an excellent mortgage banker who looks out for his clients. He makes sure that he provides his client with plenty of information during the refinancing and/or mortgage financing process. He also make sure that he sets his clients up with the best loan product which will give them the best interest rate and a manageable payment schedule.”
Selim Arnold, MD
“Justin was a great support and guide for my financial plan reorganization. His insight and knowledge were unmatched and timely, taking into account the current trends as well as my short/ long term goals.”
Brady Hyattsville, MD
“Buying a house from across the country as a first time home-buyer was a very difficult process. Justin was very personable and attentive to us and went out of his way to make himself available after hours due to the 2-hour time difference. Every step of the way he was very communicative and patiently answered our numerous questions. He really got to know us and made every attempt to work around our schedule and the important events going on in our lives. We really appreciated his hard work and dedication.”
Carol Stevensville, MD
“Justin is a very detailed mortgage banker who has done work for us and other family members. He had come highly recommended and has always proved himself to be trustworthy and reliable. Would recommend him to family and friends in need of his expertise.”
Dominique Hyattsville, MD
“I had just been denied a mortgage loan when my agent referred me to Justin. Justin was able to help me and walked me through every step of the process. He was always available to answer any questions I had (always!). He made what's normally a long and tiring process so much fun!! I really appreciate all that he's done and highly recommend him! ”

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