About Julie Harris

I am passionate about helping people with their financing needs and educating borrowers up front. I take great pride in providing clear and consistent customer service to all parties involved in the loan transaction which is why I believe the majority of my business is from personal referrals and repeat clients.
I have been in the mortgage industry over 26 years and prior to joining Homebridge I've held various roles as a mortgage loan specialist, loan consultant and business development manager. My dedication, communication skills and expertise have enabled me to demonstrate my commitment to each customer during what some may feel is an intimidating process. By the end of the closing I want each customer to feel they were treated with care and understanding as they start a new chapter their life.

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Robert Southward - Pastor of Care Ministries
“Julie is a phenomenal loan officer. She went above and beyond to help my wife and I buy our first house. Although we had many situations come up because of past financial choices and career changes, Julie procured is a great loan and walked us through the entire process. We would happily contact her again if we are looking to refi or purchase. We also highly recommend Julie to all our friends and family. ”
Tami Llewellyn - Home Seller and Home Buyer
“Julie Harris was truly amazing and easy to work with during the sale and purchase of our homes. She went above and beyond repeatedly helping to advise us during the process. Every text message, phone call or email was answered quickly and completely. Her knowledge of finance and money matters helped us make good decisions. I highly recommend Julie Harris for all your Loan, Home Purchase needs. She is a "Real" person that understands the stress involved with selling or purchasing a home. Respectfully, Tami Llewellyn”
Tracy Winkler - Teacher
“Refinancing your home is incredibly stressful and for someone with on a financial background can be very confusing. Julie Harris was able to boil down all the rates and acronyms into logical information I needed to make the right decision. Julie went out of her way to make sure I got the best available loan at the lowest possible rate. She was so knowledgeable, attentive and made me feel comfortable and more educated. Julie was patient, kind and understanding. She is exactly the type of person you want working on your behalf. I would highly recommend Julie Harris to all my family and friends.”
Jody Cooney
“Julie was amazing when it came to Refinancing my loan For a lower rate. She helped me with each step of the process and was so friendly and beyond knowledgeable and was a pleasure to work with. I highly recommend her to anyone looking to get a home loan or refi an existing loan ”
Chuck Booher - Sr. Pastor Crossroads Christian Church
“Julie is great and she works for you in a way that makes you feel like you have your own personal banker. She was always available and went the extra mile to make sure that our loan was there when it was time to buy and close escrow. ”
Michael Bartolotti - Client/Customer
“I have used Julie several times over the years. Every transaction has closed on time and without issues common with other loan officers. She knows the questions to ask upfront and really understands the file before it ever goes to underwriting. Furthermore, I have referred Julie to many friends, family and associates who have all had equally positive experiences. There is no one better!”
John M. St. Martin - New Homeowner
“Julie was absolutely wonderful in assisting me in purchasing my new home. She always answered my questions in a very timely manner and really helped me understand the loan process and paperwork. The entire process was made extremely easy as a result of her personal involvement in my application and processing of the loan. I would highly recommend her as a loan officer to anyone wishing to simplify and understand the loan process. ”
Kitzia Ayon - Logistics Company
“Julie was referred to myself and my husband, which was one of the best recommendations she made it happen for us. Julie took our calls all day long she was there every step of the way at any time we had questions she answered she went above and beyond for my family when I say family my brother in law and sister law were also please with her. Julie closed our deal in 22 days right before Christmas I am very grateful for her. Don't go anywhere else you can put your full trust in her shes the best. Kitzia Ayon”
Fabiola Jimenez
“Julie's years of experience and knowledge makes her an absolute asset to any organization. Her dedication and work ethic to her customers is greatly appreciated. She educated us and kept us informed of the process along with a realistic timeline. ”
Kayla Pullinger
“Julie was referred to us through a family friend and was absolutely amazing through our entire process. This was our very first home buying experience and she made the process enjoyable and as easy as possible. She was there to answer all of our questions (and trust me we had MANY), she made sure we never felt as through we were a burden or taking up too much of her time. She also accommodated our crazy work schedules planning calls late in the evening and exchanging paperwork at locations that were convenient for us. We would definitely recommend Julie to any one of our friends or family members that are looking to start the home buying process. Julie will definitely be our "go to girl" for any future purchases. ”
Nikki O - First Time Home Buyer
“Julie is honestly THE BEST! Being a first-time home buyer is already intimidating and overwhelming as it is, but Julie was with us every step of the way, at all hours of the day (true story! lol), and was there whenever we needed her -- even until now (almost 5mo after purchasing our home)! She's patient, she's kind, she's knowledgable, she truly cares, and we can't thank her enough for all the support she's given us. Recommend 100%!”
Nohemi Santiago - Revenue Cycle Systems Analyst
“I had the opportunity to meet Julie's acquaintance at a time where my family was at most in need of a "person" taking the time to listen and help our dream of becoming homeowners again. 3 years earlier we were hit with circumstances that led us to short sale our home. Patiently we worked hard and steadily to get back on our feet. When we knew that we were ready to begin the nerve wracking home buying process we had reached out to two other financial lenders looking for that "person" but instead we ended each conversation with headaches and disgust from the run around we got. Finally talking through my frustration with my sales agent, he said let me reach out to a former lender whom I've worked with before. Hence, Ms. Julie Harris. Our "person" who made the process, "PERSON"AL. Although her professionalism, knowledge and confidence are exceptional it was the fact that she made it feel as if it was her home she was buying. Down to the moment we moved in, Julie followed us all the way through the process and I'm grateful for having had the chance to have her in our lives. We have not stopped referring and talking about how great she is and are looking forward to any possible lending future needs. ”
Holly Erwin - Realtor
“As a real estate professional it is imperative to my business to be able to recommend a knowledgeable and reliable loan officer. Julie is extremely knowledgeable in her field with all available programs, getting customers the best rates and discounts possible. She has great communication skills and is always on time, if not, closing loans early. She is pleasure to work with. ”
Erin Long - Homeowner
“Julie is great! She's always available to answer any questions we may have and really takes the time to help us. We bought our house 5 years ago and she was a huge help and we are thinking of buying and selling again and she's readily available and has sent me information I have asked for. If you're looking for a Loan Officer who is reliable, knowledgeable, efficient and has a great personality, Julie is your person!”
David Gallegos II - VDC Manager
“Julie came highly recommended to us from a very close friend who also used her when buying their homes. Julie and I first communicated via phone then back and forth via email. It wasn't till close to the end of escrow that we were privileged to meet this amazing lady face to face. She was very prompt with getting back to my fiance and I when asked question or a multitude of questions. She was straight forward with us when giving us options which is what we wanted, whether they were great or not. She helped us weigh out the pros and cons. Julie is very professional and knowledgeable in her field and there was never a time we didn't feel like we weren't in great hands. She made us feel like we were her number one client and not just another number. The loan process takes some time and digs deep into your life for all info, Julie was quick to ask for the info from us and we were quick to return it which made for a smooth Escrow. I couldn't recommend Julie enough. Julie helped our family get into a "Home" and we are eternally grateful. Thank you Julie for all that you done for my family and I. We will see you again the next go around!”
Marian Stueve - Marian Stueve
“We initially sought the services of another lender but felt intimidated and pressured to sign a refinance. A home loan can be very nerve wracking. We had a lot of questions and concerns and Julie was very informative and patient. As her client, she will look out for the best interest of the customer, providing advice while thoroughly explaining everything. She is also very informed with the process and procedures, taking extra effort to communicate with other parties involved to allow for a smooth process. I would highly recommend her. We are so thankful to have had her on our side for the sale of our home and the purchase of our new home.”
James Henry - Security Consultant
“Julie Harris did a fantastic and painless refinance on our home several years ago. We just purchased a new house for my daughter and Julie handled everything from A to Z effortlessly. I would highly recommend Julie Harris to anyone searching for real estate financing.”
Cecilia Bretado
“Julie was very professional and couresty during the whole process of our home loan from application to funding of escrow. With her years of experience she was able ro guide us through the question that came up during escrow and explained the process of providing information request. She made sure loan was closed and funded on time. We could not have been any happier with her seevict and have recommended her to others ”
Nathan Ramirez
“Julie Harris was my lender when I bought my home. Being a first time buyer was very scary, I did not feel like I could trust anyone and couldnt get any clear answers from anyone. When I met Julie all of that changed, she was very knowledgeable and was very helpful answering all my questions. I actually changed agents a few times but kept Julie, she was very patient and always ready to assist me when I had a question. She never made me feel rushed, she always made me feel important. Julie is the best, responds quickly, always kept my paperwork updated and ready for a quick close. It took me 2 years to finally decide on a home and Julie was a big part of keeping me sane through the process. Any future business that I or a family member does, Julie will be included.”
“Julie did an amazing job guiding us the whole time with the purchase of our first home! Felt secure and safe the whole way thru! ”
Lorena Marroquin - Agency Relations Cordinator
“My Husband and I sold our first home and purchased our dream home, we had a great experience working with Julie. I couldn't believe how incredibly responsive she was to all of our questions, she is extremely knowledgeable and explained every step of the process. She made the process feel quick and efficient all while making us feel comfortable along the way. Julie is amazing we would definitely recommended her to anyone!”
Joseph Vasquez - Detective-Los Angeles Police Department
“If your in the market to purchase a home things can be very stressful & over whelming. Your loan officer needs to be more like your Best Friend who looks out for you every step of the way. Julie Harris and her Team will go the extra mile to make your dreams come true. Their foundation of professionalism is only the start. If you want personalized service to guide you to your next home wait no longer. Julie and her Team will make it simple, easy and effortless. Thanks Julie for making Our Dreams come True!! Joeseph & Lola Vasquez ”
Doreen Baldridge - Realtor
“I have worked many transactions with Julie Harris. She is always looking out for the best interest of my clients and takes time to answer questions and explain the loan process. Her knowledge of the business is greatly appreciated by myself and all that meet her. ”
Jaclyn Long - Sign Language Interpreter
“Julie Harris is amazing! She really took the time to explain things to me that I did not understand. Over a few years, I would contact Julie to see if we were ready to buy a house based off of our credit score and income, and she worked with us during the time we were not ready. Once we were finally ready to buy, Julie was so excited to help us find a home. Julie is very friendly, professional, and really loves to help her clients find a home. I would definitely recommend Julie; in fact, I already have to some friends! ”
Veronica Silva - Realtor
“Julie Harris and I have been working together serving our clients since 2010. She was assigned as my loan officer with an REO account I had. Because of her professional and friendly manner, her timeliness, and efficiency, I gave more business to Julie outside of REO's. We have a strong partnership to this day. My clients are completely satisfied with her service, and Julie continues these relationships after closing. She has done repeat business with some of my clients, and they consider her to be the best of the best! Customer service is important to me, and I can count on Julie.”
Ruby - Behavioral Therapist
“Julie help my Fiancè and I buy our first home. She is amazing! She would always keep us updated with our Loan application. Julie would personally call us to ask us for any documents she needed. She was even nice enough to email us a list of important documents we needed to prepare. We enjoyed having her as our Loan officer. She was patient and she understood we were first homeowners. I would highly recommend any one who is looking for a loan officer, to work with Julie Harris. ”
Justin Cunanan - Firefighter
“Julie Harris came recommended to us by several close friends who she had assisted in mortgage lending. We gave her a phone call and we were thrilled that she paid attention to all of our needs, concerns, and helped us overcome some of our challenges. Having a foreclosure on record 5 years prior to this, buying a house again was going to have its inherent obstacles. Throughout the process, Julie comforted us and patiently walked us through every step of the way. She listened to all of our needs and her correspondence was timely when we had questions (which were many). Although I am sure she had several other clients at the same time, Julie made us feel like we were the only ones she was working with. I would recommend her service to ANYONE in a heartbeat! ”

Our Latest Thinking

It’s time to find the right loan for you. Tell us a little more about yourself to get started.