About Julia Garriott, MBA

With over 15 years in the mortgage industry, Julia Garriott has the knowledge and commitment needed to create a streamlined loan process for everyone. Her years of experience allow her to offer a range of loan solutions for her many clients. These solutions include:

  • First-time home purchases
  • Second-home/investment purchases
  • Jumbo loan financing
  • Multi-unit purchases

Julia’s business is 100% referral driven, dedicating herself fully to her clients, facilitating a smooth experience from start to finish. She believes relationships are more important than transactions and her motto of “taking the fear out” of the loan process through communication and education helps to create lasting relationships with her clients.

When Julia is not helping clients, she enjoys spending time with her son, running traveling, and reading. Let Julia’s dedication and knowledge take the fear out of the mortgage process for you!


Customer Testimonial

Julia was great. We’re first-time buyers with less than stellar credit. She worked with us on the best and quickest way to get our scores to where they needed to be. With a VA loan, there were more steps and requirements than usual, and she walked us through each step and was always available when needed. All in all, she made the home buying process almost easier than getting a new cellphone plan! Best Experience Buying a home
-Suzanne DC from Lake Oswego, OR

I have purchased numerous properties during my time in Oregon and I have never had an easier experience buying a home before. Julia is on it! She makes the process smooth from start to finish with very little stress involved. I know buying a home is supposed to be one of the most stressful life events a person can go through but with Julia it seemed effortless. From start to close the process took 4 weeks. Hands down, this has been the best buying experience I have ever had. Thanks Julia! I would not hesitate to recommend you to anyone. A great and reassuring experience!
-Adrin from Salem, OR

What Our Customers Say About Me

Jordan M. Jun-22
“Julia from the start put us at ease with the whole process. We were told 3 different things from three different mortgage companies. Julia sat down with us over the phone and explained everything that was going to happen what we needed and told us that it will be some ups and downs. At the end Julia was a great person to talk to and she updated us when she had info. All in all Julia is a great person very knowledgeable and made us comfortable with the home buying experience.”
Jordan L. Jun-22
“Julia was amazing during the whole process from start to finish. Very professional and easy to work with and very helpful. She was always quick to answer any questions and made the whole process easy for a first time hone buyer. We will gladly work with julia again if ever in need and who recommend her to anyway.”
Christopher W. Apr-22
“Julia has always been my go to person for home loans and refinances. She is well informed on the products that she is representing and is quick to answer questions. I appreciate that during the process she keeps us well informed on what is needed next and where we are at in the overall process”
Jeffrey D. Nov-21
“Julia was very thorough and easy to work with throughout the loan process. She made what is sometimes a miserable experience into a positive experience. Thanks Julia!”
Tabitha J. Nov-21
“Julia is great and I would work with her again without hesitation. This is my 2nd transaction with Julia and I would follow her again to a new lender.”
Linda B. Apr-21
“It was a pleasure working with you, Julia!”
Michael B. Jan-21
“Thanks Julia another job well done and another satisfied customer in the books. Mike”
Duane E. Nov-20
“None better than Julia. Super knowledgeable and informative”
Jason B. Sep-20
“Julia is simply the best!! Always in my corner explaining the best options for my family!! Very attentive and always putting my needs 1st!! Highest recommendation!!”
Lea Ann P. Aug-20
“Julia was amazing to work with, she readily answered any questions or concerns. She kept us informed of where we were throughout the entire process. We would definitely use and recommend her in the future.”
Erica C. Aug-20
“Julia was awesome and really prompt in response when we had questions. This is the reason we worked with her again. We were not tied to the lending company she previously worked with. The 3rd party company that did the in-person signing at the end of everything was awesome too. They gave us the option of traveling downtown to sign in person or having someone come to the house. Everything with Homebridge and Julia were super simple and easy to get our Refi done. Thank you!”
Jean-Marie K. Aug-20
“Working with Julia was great, she responded to all my questions, she kept me informed on all the progress and kept me updated on daily basis concerning the progress of my application.”
William F. Aug-20
“I've worked with Julia previously and anticipate working with her again in the future. Always a pleasure!”
Verna J. Jul-20
“Thank you Julia for all you did for my husband and I.. Your professionalisms and quick response time was very much appreciated.. Julia everything you said was always right on time and we close on time just as you promised.. I would highly recommend your services to anyone.. you are a diamond in the rough.. Thank you so very much for all your kind words and wonderful help. Warm regards, The Johnson's”

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