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About Judy Hoffman

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #459581), Judy Hoffman can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Judy welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Judy has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Judy Hoffman Anytime

Feel free to contact Judy anytime by phone or email for personalized service and expert advice. Judy Hoffman will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

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Kristen H. Feb-22
“Judy was great! Seemed very invested to get me the best interest rate possible!”
James R. Feb-22
“Judy Hoffman was spectacular from start to finish. I couldn't be happier with her professionalism, knowledge of the lending process, empathy and how wonderful and personable she was throughout. Alan Osowski was excellent, too. He helped steer us through the process and made all the complicated paperwork as painless as possible! My wife and I give Judy, Alan and Homebridge ten stars!”
Brian P. Jan-22
“Judy is amazing”
Stacey O. Jan-22
“Judy is outstanding - she is very professional, helpful, accurate, and an excellent communicator! This is the second time we have used her services and I wouldn't hesitate to contact her again for financial services.”
Patrick B. Dec-21
“Judy and Al were a great team!! They kept me informed along the way to keep the stress level to a minimum and my expectations were exceeded. I would recommend them to anyone looking to obtain a loan.”
Javier A. Dec-21
“Judy is great to deal with, she was clear on the refinancing rates, cost and process from the beginning, answered all of my questions and got me the best deal I could get at the time. Thank you Judy !!”
Jacob H. Dec-21
“Judy remained professional and communicative throughout the loan process, which was very helpful to me as a first-time home buyer. Judy answered my questions diligently and always remained patient as well. I would recommend Judy to another home buyer without hesitation.”
Robert M. Dec-21
“Honestly, we'd be lost without Judy. She has been nothing but amazing throughout the process and even when we are not going through a refi. Anytime we have questions, she knows the answer, gives wonderful feedback, and is just super pleasant to deal with. In a year from now when we call with a question, it'll almost be like she knew we were calling. Can't thank her enough.”
Bryon L. Dec-21
“Judy and her team were amazing, treated us like familiy. Thank you”
James C. Nov-21
“We worked mostly with Judy and Alan over the phone and they were both a pleasure to work with! Alan also worked with my my mom set her up as a cosigner and by the end my mom said he was like part of the family. Carl was also very helpful in answering our questions and contacting us through email what was needed. Everyone involved answered all of our questions and went above and beyond to help ensure we got the best loan and rates possible. We can't thank them enough!”
Kirsten S. Nov-21
“Judy's the best!”
Mark E. Nov-21
“She was awesome, Up front, Easy to talk to and handled everything perfect”
Robert K. Oct-21
“Judy was an incredible resource throughout the process. Great to work with.”
Christopher H. Jul-21
“Judy and her team were excellent. Very knowledgeable, reliable and friendly to work with. All questions were answered and information given timely.”
Soroosh F. Jul-21
“It has always been absolute pleasure to work with Judy Hoffman and Alan Osowski. They are very communicative, knowledgeable, and easy to work with. I will continue working with them for future loan needs and always recommend them to others.”
Patrick L. Jul-21
“Judy Hoffman superseded all expectations”
Bernerd C. Jul-21
“Judy is the ideal person to guide buyers through the loan process. She is the perfect blend of a personable-easy to communicate with-thorough professional coupled with thorough knowledge of the loan process. There is not a question she can't answer. Above it all though is this quality that some people have and Judy has it; and that she generates this feeling of trust. You have no doubt she is working on your behalf and in your interest. That might even mean telling you a truth that you don't want to hear. My wife and I are 74 years old and have been around the block a few times dealing with business people-sales people etc and Judy is the most competent thorough and helpful of the many people we have dealt with.”
Ellen M. Jul-21
“Judy was the best. I never could have imagined that this experience could have been this simple, Thanks again.”
Talia R. Apr-21
“Judy was very helpful and informative. Answered all my questions and explained the details thoroughly so i felt confident in the decisions i was making. i will recommend her to friends looking to buy. i also worked with ALAN OSOWSKI, who helped me after the application was approved. He was very helpful and communicative as well.”
Betsy M. Feb-21
“Judy is the best. I always like hearing from her.”
Shakeel D. Feb-21
“Judy did a great job. She is an asset to the company.”
Robert M. Feb-21
“Judy was very helpful and kept me well informed throughout the refinancing process, everything went faster than expected. Thanks Judy!!”
William C. Feb-21
“I gave the ball to Judy and she ran with it, I had no worries or stress, she got me the very best that she could, much more than I expected, I highly recommend judy.”
Angela G. Jan-21
“Both Judy and Lance were excellent. I originally started refi with Wells Fargo where loan was and they were a nightmare to deal with. I was refereed to Judy who was excellent as well as her assistant Lance. They asked me for everything up front, and everything on their end ran smoothly Thank you so much I highly recommend them both”
Gregory H. Jan-21
“Judy is always a pleasure to work with! She proactively reaches out to us and is super quick to answer questions. She's saved money on our mortgages and the process has always been smooth and as expected.”
Jodie S. Dec-20
“Thank you for helping and guiding me through the process! I felt very well informed and taken care of and was able to always check on the current status by logging into the portal. Happy New Year!”
Victoria C. Dec-20
“Everything went smooth. Would have preferred a little more phone contact with only 1 Homebridge rep, but overall, a good experience. Thank you kindly!”
Kyle R. Nov-20
“Judy was extremely helpful through the re-fi process, start to finish. She answered every question very thoughtfully and quickly, while making me feel comfortable every step of the way. Thank you so much for your help Judy!!”
Michael S. Oct-20
“Judy was awesome! Actually had the foresight to recommendations that saved me thousands of dollars. I would use her again and recommend her without reservation.”
Briana F. Oct-20
“Judy is fantastic to work with. She is clear communicator and is always available to answer any questions. Very happy!”
Keith S. Oct-20
“Judy Hoffman is the best!”
Juana F. Oct-20
“It was a pleasure once again to work with Judy Hoffman; she is very professional and and made the whole process very easy. She is the best!”
Larry M. Oct-20
“My wife loved working with Judy. She was very to the point and knowledgeable”
Mark W. Sep-20
“The trust we had in Judy for our first refi was what led us to use her again!”
Bruce A. Jul-20
“Once again amazing service”
Katherine M. Jul-20
“Judy Hoffman was a great pleasure to work with! She is friendly, responsive, helpful and clear. She is also amazingly speedy, coming in at the last minute to turn my mortgage around in record time when my original lender started to mess me around and delayed my closing unexpectedly and unnecessarily. HIGHLY RECOMMEND!”
Katherine M. Jul-20
“Judy Hoffman was a great pleasure to work with! She is friendly, responsive, helpful and clear. She is also amazingly speedy, coming in at the last minute to turn my mortgage around in record time when my original lender started to mess me around and delayed my closing unexpectedly and unnecessarily. HIGHLY RECOMMEND!”
Armando A. Jun-20
“Thank you very much for all of your services to complete our home refinance. We really appreciate you. Have a great summer!”
JAMES D. Apr-20
“Alan Osowski was Judy's assistant and was the best! Very patient, did extra leg work and always had time for me. Not my fist time using this team and have already referred and they are happy with these people as well!!”
SHAHNAZ J. Jan-20
“She is very knowledgeable and kind. She assist me and resolved my questions and issues every time I called her. Her being resourceful and experienced that made me keep her as my number one mortgage loan originator.”
BLAS C. Nov-19
“I love working with Judy. She is very knowledgeable about the different financing options and always willing to go the extra mile for her clients. It is very convenient dealing with someone that already has your information handy and is aware of your financial circumstances.”
MORGAN S. Nov-19
“Judy was amazing. Straight to the point and very accurate on numbers. Was a pleasure working with her.”
Robert P. June-19
“There is not another office I would go with. Very happy! They know their stuff.”
Joseph V. April-19
“Christina was amazing! Christina provides excellent customer service above and beyond the call of duty. Christina was patient and kind through the whole process! I highly recommend Christina to anyone with mortgage needs.”
S P. December 2018
“Judy Hoffman is great! She is responsible and responsive.”
Dustin F. November 2018
“Perry.”
Benjamin C. November 2018
“Everything was top notch. Very easy communication and would answer all questions at any time.”
Lawrence H. October 2018
“Great problem solvers. Great industry knowledge.”
Brian G. October 2018
“The process was very easy and communication through the process was great.”
Christopher C. October 2018
“Excellent service.”
Christopher C. September 2018
“Very efficient, thorough and easy to work with.”
Miroslav M. September 2018
“Judy Hoffman! Excellent service from Judy T. Christina - Extremely efficient!”
Jaime K. Aug-18
“Very professional.”
Taylor N. Aug-18
“Great service.”
Hari D. Aug-18
“Great service. They go above and beyond.”
Natalie S. Aug-18
“Open communication, always accessible and friendly.”
Natalie S. August 2018
“Open communication, always accessible and friendly.”
Jaime K. August 2018
“Very professional.”
Taylor N. August 2018
“Great service.”
Hari D. August 2018
“Great service. They go above and beyond.”
Natalie S. August 2018
“Open communication, always accessible and friendly.”
Jaime K. August 2018
“Very professional.”
Taylor N. August 2018
“Great service.”
Hari D. August 2018
“Great service. They go above and beyond.”
Lester B. June 2018
“Judy and Christia were dedicated, efficient and went out of their way to help us complete this loan.”
Judith T. May 2018
“Very efficient and helpful on all aspects of the loan.”
Dan L. March 2018
“Judy is very helpful.”
Valerie M. March 2018
“Answered cell phone after hours.”
Christopher H. March 2018
“You are great.”
Brett T. March 2018
“Very helpful and attentive.”
Mark A. December 2017
“Excellent service. Prompt responses.”
Frank M. November 2017
“We enjoy working with Judy Hoffman.”
Yom T. October 2017
“Judy at HomeBridge was knowledgeable, friendly and efficient.”
Yom T. October 2017
“Judy with Homebridge was very knowledgeable, friendly and efficient.”
Ronald F. October 2017
“Judy Hoffman does an excellent job.”
Subhash P. October 2017
“Quick service/ good rate.”
Steve C. October 2017
“Smooth sailing. Great communication. Doc sign was helpful in the process.”
Morse T. Westlake Village, CA
“Promp, precise, accurate, backed up well by staff.”
Robert G. Simi Valley, CA
“Judy Hoffman and team were fantastic!”
James M. Thousand Oaks, CA
“We've engaged Judy Hoffman for several mortgages in the past and would use her as long as she's in the mortgage business. When we signed escrow documents on a very resent transaction, the notary, who is also an escrow officer, after reviewing the docs made a a deliberate statement of the impeccable correctness and quality of the documents praising the mortgage officers acumen and professionalism.”
Nayantara J. Simi Valley, CA
“We could not have asked for a better person to take care of us in the the purchase of our home. Judy did whatever in her power to make it happen and on time critical conditions! We are so appreciative of her knowledge and professionalism. We would highly recommend Judy to our friends and family.”
David F. Westlake Village, CA
“They were supportive and on the ball. We love '”
Jacqueline M. Marina Del Rey Area, CA
“They helped avoid errors and worked to push the loan through in a timely way.”
Peter O. Oak Park, CA
“The personal service was excellent.”
Ronald F. Westlake Village, CA
“Thanks so much! Super job.”
Danielle E. Camarillo, CA
“My husband and I originally started out going through a different mortgage company when we started our home buying process. Unfortunately there were some issues and we didn't feel like we were able to work with that company any longer. One of my associates recommended Judy and we are so glad they did. Judy answered all of our questions, eased the stress of home buying and made sure we were educated about the entire process. She was so attentive and wonderful. I would highly recommend her to all my friends, colleagues and family!”
Craig B. Oak Park, CA
“Judy was great!”
Alezia M. Newbury Park , CA
“Judy has been completely professional and very friendly throughout my contact with her during my loan approval process. She immediately called me back if I had questions, even if it was on a weekend. She explained what I was going to receive as far as paperwork, what I may see more than once, and what to expect each step of the way. Any concerns I had were answered immediately!”
Steve G. Westlake Village, CA
“Judy Hoffman and her team are amazing. Immediate responses, customer service and excellent with the clients directly.”
Erik K. Thousand Oaks, CA
“Judy Hoffman and team worked very hard and fast and we were able to close escrow early! I will use them in the future and I recommend them to anyone looking for a loan!”
Perry A. Simi Valley, CA
“Judy Hoffman is on top of it, always gets it done and has been an absolute pleasure to work with. She makes things so easy and we are truly grateful that we have her working on all our loans. She's top notch and we know without a doubt our clients are in good hands. Thank you Judy!”
Perry A. Camarillo, CA
“Judy Hoffman made it all so easy...she just gets it done.”
Helene R. Thousand Oaks, CA
“Judy Hoffman was amazing. When the appraisal fell short, she went into gear and had another appraisal done, it came in over value and she had us closed just one day over estimated close. She did a fantastic job!!”
Miguel M. Simi Valley, CA
“Judy owned the process from start to finish. Very prompt with updates and progress. Very upfront and honest setting the right expectations and helping with solutions. The process and closing was smooth, efficient and anxiety free. Thank you Judy Hoffman and team.”
James D. Simi Valley, CA
“Judy and Christina are always professional, helpful and responsive. They are the best!”
W.D. Van Nuys, CA
“Judy and Christina were awesome. When we encountered issues along the way this team was part if the solution and not the problem. I extremely grateful for all their help and that they were able to close my loan on time.”
Eloise J. Moorpark, CA
“Judy and team were very accessible and knowledgeable in each step of the process. They definitely went above and beyond! Thank you!”
Leta A. Simi Valley, CA
“Judy did a fabulous job, and worked hard to keep this escrow on track, not sure another person could have done what she did....so thankful for Judy Hoffman!”
Lawrence H. Port Hueneme, CA
“I got very creative problem solving from Judy Hoffman. She was very resourceful and saved this deal. Her ability to overcome the obstacles blocking my home purchase financing is proof positive that you can trust people who come highly recommended. Judy Hoffman provided for the swift and efficient application and funding of my Loan.”
Niklas A. West Hills, CA
“Great response and found solutions on any problem we ran into.”
Erik S. Thousand Oaks, CA
“Great job!”
Terry B. Westlake Village, CA
“Everything was a very positive. I would highly recommend there services to others.”
Felicia R. Thousand Oaks, CA
“Everything from signing loan docs, to finding the right appraisal person to timely communication! Judy and team are the best!”
Floyd H. Moorpark, CA
“Both Judy and Christina were amazing to work with. They made getting a loan to buy a house so simple and stress-free. Thank you very much We will tell others!!”
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