About Judy Hoffman

As a licensed HomeBridge Mortgage Loan Originator in California (NMLS #459581), Judy Hoffman can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Judy welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Judy has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Judy Hoffman Anytime

Feel free to contact Judy anytime by phone or email for personalized service and expert advice. Judy Hoffman will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Judy Hoffman is 203(k) Renovation Lending Certified

Judy is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Judy Hoffman values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Judy by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.
Find a Contractor

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Click here to submit your own testimonial!
Jaime K. Aug-18
“Very professional.”
Taylor N. Aug-18
“Great service.”
Hari D. Aug-18
“Great service. They go above and beyond.”
Natalie S. Aug-18
“Open communication, always accessible and friendly.”
Natalie S. August 2018
“Open communication, always accessible and friendly.”
Jaime K. August 2018
“Very professional.”
Taylor N. August 2018
“Great service.”
Hari D. August 2018
“Great service. They go above and beyond.”
Natalie S. August 2018
“Open communication, always accessible and friendly.”
Jaime K. August 2018
“Very professional.”
Taylor N. August 2018
“Great service.”
Hari D. August 2018
“Great service. They go above and beyond.”
Lester B. June 2018
“Judy and Christia were dedicated, efficient and went out of their way to help us complete this loan.”
Judith T. May 2018
“Very efficient and helpful on all aspects of the loan.”
Dan L. March 2018
“Judy is very helpful.”
Valerie M. March 2018
“Answered cell phone after hours.”
Christopher H. March 2018
“You are great.”
Brett T. March 2018
“Very helpful and attentive.”
Mark A. December 2017
“Excellent service. Prompt responses.”
Frank M. November 2017
“We enjoy working with Judy Hoffman.”
Yom T. October 2017
“Judy at HomeBridge was knowledgeable, friendly and efficient.”
Yom T. October 2017
“Judy with Homebridge was very knowledgeable, friendly and efficient.”
Ronald F. October 2017
“Judy Hoffman does an excellent job.”
Subhash P. October 2017
“Quick service/ good rate.”
Steve C. October 2017
“Smooth sailing. Great communication. Doc sign was helpful in the process.”
Morse T. Westlake Village, CA
“Promp, precise, accurate, backed up well by staff.”
Robert G. Simi Valley, CA
“Judy Hoffman and team were fantastic!”
James M. Thousand Oaks, CA
“We've engaged Judy Hoffman for several mortgages in the past and would use her as long as she's in the mortgage business. When we signed escrow documents on a very resent transaction, the notary, who is also an escrow officer, after reviewing the docs made a a deliberate statement of the impeccable correctness and quality of the documents praising the mortgage officers acumen and professionalism.”
Nayantara J. Simi Valley, CA
“We could not have asked for a better person to take care of us in the the purchase of our home. Judy did whatever in her power to make it happen and on time critical conditions! We are so appreciative of her knowledge and professionalism. We would highly recommend Judy to our friends and family.”
David F. Westlake Village, CA
“They were supportive and on the ball. We love '”
Jacqueline M. Marina Del Rey Area, CA
“They helped avoid errors and worked to push the loan through in a timely way.”
Peter O. Oak Park, CA
“The personal service was excellent.”
Ronald F. Westlake Village, CA
“Thanks so much! Super job.”
Danielle E. Camarillo, CA
“My husband and I originally started out going through a different mortgage company when we started our home buying process. Unfortunately there were some issues and we didn't feel like we were able to work with that company any longer. One of my associates recommended Judy and we are so glad they did. Judy answered all of our questions, eased the stress of home buying and made sure we were educated about the entire process. She was so attentive and wonderful. I would highly recommend her to all my friends, colleagues and family!”
Craig B. Oak Park, CA
“Judy was great!”
Alezia M. Newbury Park , CA
“Judy has been completely professional and very friendly throughout my contact with her during my loan approval process. She immediately called me back if I had questions, even if it was on a weekend. She explained what I was going to receive as far as paperwork, what I may see more than once, and what to expect each step of the way. Any concerns I had were answered immediately!”
Steve G. Westlake Village, CA
“Judy Hoffman and her team are amazing. Immediate responses, customer service and excellent with the clients directly.”
Erik K. Thousand Oaks, CA
“Judy Hoffman and team worked very hard and fast and we were able to close escrow early! I will use them in the future and I recommend them to anyone looking for a loan!”
Perry A. Simi Valley, CA
“Judy Hoffman is on top of it, always gets it done and has been an absolute pleasure to work with. She makes things so easy and we are truly grateful that we have her working on all our loans. She's top notch and we know without a doubt our clients are in good hands. Thank you Judy!”
Perry A. Camarillo, CA
“Judy Hoffman made it all so easy...she just gets it done.”
Helene R. Thousand Oaks, CA
“Judy Hoffman was amazing. When the appraisal fell short, she went into gear and had another appraisal done, it came in over value and she had us closed just one day over estimated close. She did a fantastic job!!”
Miguel M. Simi Valley, CA
“Judy owned the process from start to finish. Very prompt with updates and progress. Very upfront and honest setting the right expectations and helping with solutions. The process and closing was smooth, efficient and anxiety free. Thank you Judy Hoffman and team.”
James D. Simi Valley, CA
“Judy and Christina are always professional, helpful and responsive. They are the best!”
W.D. Van Nuys, CA
“Judy and Christina were awesome. When we encountered issues along the way this team was part if the solution and not the problem. I extremely grateful for all their help and that they were able to close my loan on time.”
Eloise J. Moorpark, CA
“Judy and team were very accessible and knowledgeable in each step of the process. They definitely went above and beyond! Thank you!”
Leta A. Simi Valley, CA
“Judy did a fabulous job, and worked hard to keep this escrow on track, not sure another person could have done what she did....so thankful for Judy Hoffman!”
Lawrence H. Port Hueneme, CA
“I got very creative problem solving from Judy Hoffman. She was very resourceful and saved this deal. Her ability to overcome the obstacles blocking my home purchase financing is proof positive that you can trust people who come highly recommended. Judy Hoffman provided for the swift and efficient application and funding of my Loan.”
Niklas A. West Hills, CA
“Great response and found solutions on any problem we ran into.”
Erik S. Thousand Oaks, CA
“Great job!”
Terry B. Westlake Village, CA
“Everything was a very positive. I would highly recommend there services to others.”
Felicia R. Thousand Oaks, CA
“Everything from signing loan docs, to finding the right appraisal person to timely communication! Judy and team are the best!”
Floyd H. Moorpark, CA
“Both Judy and Christina were amazing to work with. They made getting a loan to buy a house so simple and stress-free. Thank you very much We will tell others!!”
Read More

Our Latest Thinking

Inflation Remains Tame Apr 13 2018

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »
Read More

Celebrate Earth Day, April 22, 2018 Apr 10 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »
Read More

Unison HomeBuyer for Down Payment Assistance Apr 10 2018

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »
Read More

Jobs Grow and Home Prices Continue Rise Jan 5 2018

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »
Read More

It’s time to find the right loan for you. Tell us a little more about yourself to get started.