About Judy Haller

As a licensed Homebridge Mortgage Loan Originator in Virginia, West Virginia, Maryland, and DC (NMLS #82826), Judy Haller can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Judy welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Judy has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Judy Haller Anytime

Feel free to contact Judy anytime by phone or email for personalized service and expert advice. Judy Haller will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Judy Haller is 203(k) Renovation Lending Certified

Judy is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Judy Haller values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Judy by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Peter P. Aug-18
“They were very straight forward in dealing with us. Gave appropriate notices of what documents were needed.”
Gregory L. Aug-18
“Nice and helpful.”
Peter P. August 2018
“They were very straight forward in dealing with us. Gave appropriate notices of what documents were needed.”
Gregory L. August 2018
“Nice and helpful.”
Peter P. August 2018
“They were very straight forward in dealing with us. Gave appropriate notices of what documents were needed.”
Gregory L. August 2018
“Nice and helpful.”
Cindy A. May 2018
“Very professional and knowledgeable!”
Javan M. April 2018
“Judy was very fast, courteous and gave clear instructions for the loan. She found the proper loan and closed it quickly.”
Marc R. March 2018
“Judy! Judy! Judy! She made me feel like I was her only customer! A friend recommended me to Judy. I will recommend HomeBridge and Judy to others.”
David L. March 2018
“They did a great job and were very personable.”
Tamara H. March 2018
“Very good and helpful.”
Carlos E. March 2018
“Excellent service.”
Adam V. March 2018
“Already recommended to a friend looking to buy a home.”
Angel C. December 2017
“Judy rocks!”
Greg G. December 2017
“Judy has been so helpful with all my housing needs. Very organized and articulate.”
Anthony M. October 2017
“Timely responses and thorough information provided with great knowledge.”
Joshua B. October 2017
“Knowledgeable, helpful and wonderful!”
Ryan D. August 2017
“Judy was fantastic and easy to work with during every step of this process! She provided easy, reliable, fast and great customer service!”
Jason M. Warrenton, VA
“Judy was very responsive and took good care of my clients, thanks!”
Kelly T. Martinsburg, WV
“You did extremely well. I would not hesitate to recommend your company or use you again.”
Anthony G. Bristow, VA
“Wonderful to work with!!!!”
Irumire O. Washington, DC
“Was in touch and educated me through out the entire process. Judy was great.”
Dustin W. Leesburg, VA
“Was nice, understanding, explained everything so I could understand materal better.”
Justin W. Woodbridge, VA
“Very prompt to address our concerns and helped us close a week early which was much appreciated.”
Benjamin O. Woodbridge, VA
“This is to express to you my heartfelt appreciation for your helpfulness, efficiency and cooperation during my home purchase. It was a real delight to work with you and your team in search of a trusted lender for my new home. Your advice, compassion and availability made the process go as smoothly for me as possible. I couldn 't have done it without you! Your expert advice and quick response to all of my questions were greatly appreciated. I couldn 't be more pleased with the end result. I wish you much success in all your future endeavors, and I feel confident that all your future clients will also be extremely impressed with the caliber of your services. Thank you again for all your help.”
Terah P. Baltimore, MD
“These ladies rocked, they went over and beyond to help me being a first time home buyer.”
Joann H. Stafford, VA
“The entire team was delightful. They answered all of my questions in a timely manner even though sometimes I probably was a nuisance. You have a great team.”
Douglas C. Warrenton, VA
“She was awesome I will recommend her. She did a professional job.”
Khosrow K. Sterling, VA
“She did a professional job.”
Diane R. Washington, DC
“Provided timely estimates of cash to close and monthly payments to help me decide what I could afford and what loan terms were best.”
Kelly T. Martinsburg, WV
“My Loan Officer and staff were such a pleasure to work with that I had to use them again.”
James M. Woodbridge, VA
“Loan experiences are demanding and sometimes seem overwhelming, but Judy Haller is amazing to work with--she makes everything easy to understand and helps make the whole loan process easier. In my opinion I think Judy Haller is one of the best people ever to handle my loan requirements, along with her assistant Cindy Miller. I am very pleased with their service. I would rate them 5 stars, or 10 out of 10!”
Melanie K. Gainesville, VA
“Kept in touch, updated us when possible, and ensured we were made aware of any concerns during the loan process.”
Philip R. Washington, DC
“Judy was so on top of things we were able to close a week earlier than our 30 day close.”
Emeka M. Washington, DC
“Judy Haller is a rock star. She and her team were transparent, detailed, organized and very flexible with us during our loan approval. I enjoyed working with them and look forward to doing so with our 203k project.”
Kathy B. Cape Charles, VA
“Judy Haller was awesome. She found ways to make my refinance happen so I could afford it and she helped me understand the entire process. She answered all my questions and helped me make the right decisions on the refinance. I would recommend her to everyone that wants a good deal and wants to work with someone who actually cares about her clients and not just a paycheck. Thank you, Judy.”
Francis C. Washington, DC
“Judy '”
Adam M. Sod, WV
“Judy and her team guided me through the entire process with ease. Would return emails and phone calls in great time! I went through a few Loan Officers who were no where near the quality that Judy provides. I would recommend this team to anyone looking at purchasing a home!”
Enrique T. Stafford, VA
“Judy and her team'”
Andre M. Upper Marlboro, MD
“Judy Haller and her team were wonderful! She went above and beyond limitations to ensure we were able to purchase a home. She ensured we were satisfied with the services she gave us and helped us for almost a year while we went through 2 waiting games with short sale properties. Ultimately, she helped us purchase our dream house and I would highly recommend her and her team to future home buyers. A+ service and way above the call of service!!! My thank you note (and gift) is in the mail!”
Melanie M. Washington, DC
“Judy Haller and team are awesome! They have been patient and have guided and supported me through the entire process. Judy makes herself available via email or phone. I have had many questions and Judy's response has been immediate. I have truly appreciated them holding my hand and slowly walking with me. I experienced no stress because of them. I felt respected! Their knowledge, expertise, professionalism, availability, warmth and gentle spirits makes for a successful team. They should consider training in this capacity.”
Thomas M. King George, VA
“Judy Haller has been our trusted Loan Officer for the past 13 years. She is reliable, knowledgeable and trustworthy. We never even consider using anyone else.”
Lee O. Gainesville, VA
“Delivered all commitments on time as promised, and communicated well with my clients.”
Warren L. Woodstock, VA
“Communication was top notch. Judy Haller and her team were professional and extremely knowledgeable. Loan process was smooth and flawless. Best mortgage loan experience I'”
Danielle M. Fredericksburg, VA
“Best experience! Judy and gang were wonderful. I will use them again and again!”
Evinn H. Sterling, VA
“Awesome job with the entire team!”

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