About John A Manglardi Jr.

As a licensed Homebridge Mortgage Loan Originator in Illinois (NMLS #1137919), John A Manglardi Jr. can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

John welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. John has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact John A Manglardi Jr. Anytime

Feel free to contact John anytime by phone or email for personalized service and expert advice. John A Manglardi Jr. will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

John A Manglardi Jr. is 203(k) Renovation Lending Certified

John is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

John A Manglardi Jr. values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact John by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

David E. Aug-18
“They have been available to us immediately to answer my questions.”
David E. August 2018
“They have been available to us immediately to answer my questions.”
David E. August 2018
“They have been available to us immediately to answer my questions.”
Martez M. June 2018
“"No worrying on a Friday." Everyone was extremely professional and patient with the Malone family. Thank you!”
Linda S. March 2018
“HomeBridge worked hard for me for a year while we finally worked out the refinance for my home!”
Farnaz S. March 2018
“Everything was easy to understand.”
Maria P. December 2017
“Detailed explanation of process. Loan Originator was very helpful and genuine in his approach!”
Ryan R. December 2017
“Johnnie was extremely responsive and knowledgeable!”
Sarah M. October 2017
“Easy to work with.”
Pauline T. October 2017
“Cause no one gets a 10!”
Gloria N. Zion, IL
“The Loan Officer Johnnie has excellent customer service skills and answered all my questions professionally. I enjoyed working with him.”
Daniel F. Chicago, IL
“Thanks for staying on top of the entire process!”
Scott S. Chicago, IL
“Johnnie was great throughout. We were in a multiple offer situation and a very tight deadline to get our documents in and Johnnie was able to get us what we needed incredibly quickly. Then, he was able to close on a tight timetable due to difficulties on the seller's side of the transaction. Appreciate his communication and follow through. My client was very happy.”
Arturo B. Lombard, IL
“Johnnie was very helpful every step of the way. I will refer him to everyone I know looking to buy a home or refinance.”
Kathryn W. Arlington Heights, IL
“John Manglardi and his team were wonderful to work with. Extremely responsive and on top of all of the paperwork as well as keeping me updated to any changes during the process. I look forward to referring John and his team to all of my family and friends!”
Melissa F. Round Lake, IL
“John Manglardi was fantastic! I was referred through my realtor and couldn'”
Tara H. Barrington, IL
“John did everything he could to get us the most out of our deal. We really appreciate all of the time and the effort that him and his team put forth! Thank you!”
Ani M. Chicago, IL
“It was great.”
Miguel M. Chicago, IL
“He was always on top of things and did a great job of communicating all information. He was informative, professional and so easy to understand. I had such a horrible experience with a big bank lender that I lost faith the loan would never happen. John and his team, Jennifer and Tai, compliment him and are also great professionals to work with! I can 't thank you enough for your dedication through this long process and know I 'll be using and recommending get your services!! Thanks.”
Jennifer C. Schaumburg, IL
“Everyone went over the top to meet my needs and took many calls from my parents second guessing and questioning everything. A great experience for a first time home owner.”
Regina M. Beach Park, IL
“Everyone is supportive and explains the process with patience and kindness. Thank you!”

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