About Joe Manglardi

As a licensed Homebridge Mortgage Loan Originator in Florida (NMLS #1128287), Joe Manglardi “The Thumbs Up Lender” can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo
  • VA Renovation
  • HomeStyle Renovation
  • New Construction
  • Investor Loans

Joe welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Joe has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Joe Manglardi Anytime

Feel free to contact Joe anytime by phone or email for personalized service and expert advice. Joe Manglardi will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

What Our Customers Say About Me

Donald M. Dec-20
“Joe's industry knowledge and great communication style made refinancing our home an easy and stress free process. He and his team worked to flawlessly get our closing done as promised with no issues along the way.”
Cynthia C. Dec-20
“Joe and his team went above and beyond to make this process as easy as possible. Joe was so attentive to my needs I felt like I was his only client. I felt so well taken care of and each person made me feel like family. I would and have recommended Homebridge to my friends and family.”
Jineht G. Dec-20
“Joe was extremely helpful and informative all the time, he guided us thought all the process and gave us the tools and security we needed to make decisions, he was always on time, polite, and very knowledgeable. We will definitely work with him in the future!”
Ted L. Nov-20
“Joe was awesome. The team was awesome. They always provided a same-day turnaround on any questions I had. Joe even provided his text number and called me several times. January was also very helpful in helping me through the process. The online experience, with the videos and updates, was also well thought out.”
Ashley M. Nov-20
“Joe & January were absolutely amazing to work with. They were patient with the process and were there every step of the way the guide me through what was needed, the status of the loan, and acted as a calming force during a hectic time. Thank you for your endless work to get us in our beautiful new home on time!”
Genesis R. Nov-20
“Joe Manglardi is one of a kind. He is extremely trust worthy patient, and kind. He keeps you informed every step of the way with all that is going on. We have used him at Homebridge 3 times already and we feel very comfortable being loyal to him because he is that good! To add icing to the cake, he is an overall good person and you can feel it when working with him!”
Elizabeth G. Nov-20
“Working with Joe Manglardi and his team (January and Tarra) made purchasing our first home easy and enjoyable! After our initial meeting with Joe, we could instantly tell how knowledgeable he was in his field and that he had our best interests in mind. He had answers to all of our (many) questions and exceptionally quick response times! We put our trust in Joe and his team and they did not disappoint. You hear lots of horror stories of people's experiences buying a home but working with Joe eased all our worries and made it as straight forward and easy as it could be. We would 100% recommend Joe and HomeBridge to anyone looking to purchase a home!”
Dalton C. Nov-20
“Very pleased with Homebridge and Joe during my first time homebuying experience. Joe was very helpful in explaining what steps were needed and how to complete them. I recommend using Joe during your home buying process.”
Lisa B. Oct-20
“In my just won an Emmy voice... this Whole process would of never been made possible without my good friend and ex roommate Krystal Wheeler who is the one who referred me to Miss DeeDee Anderson with CFRP realty ( who definitely deserves a shout out) who then in turn connected me to all the right people who made the buying a home dare I say a very effortless and painless experience... I would definitely refer DeeDee if I knew anyone looking to purchase”
Kelly B. Oct-20
“Joe and his team were absolutely stellar to work with. I contacted him at the recommendation of my realtor who was processing his own refinance through Joe and his team. At very first contact, Joe was friendly, knowledgeable, and highly responsive. He spoke with my husband and I for almost an hour just to talk through our financial situation and process a pre-application/pre-qualification. When we had to change the application to my name alone, the process was seamless. Each step of the way Joe would reach out to explain where we were at, what was needed, and what the next steps would be. Through simultaneously selling and purchasing, Joe was responsive and endlessly patient with our hundreds of questions and concerns, with the random calls and late-night emails. He and his team really went above and beyond to get us to closing, and we are so grateful for their diligent work. While I don't foresee selling and moving any time soon, I hope to work with Joe and his team again in the future when we are ready for that next step.”
Sann K. Oct-20
“Joe, January, and Tarra have been amazing. Thank you all for stepping me through and answering my questions. Looking forward to working with you again.”
Aaron A. Sep-20
“Joe Manglardi is an honest and fair Loan Officer who has patience for even the experienced home buyers. HomeBridge and Joe are a great company to work with on any transaction.”
Troy P. Sep-20
“Joe was wonderful to work with. He exceeded my expectations and more. He was very knowledgeable and helpful at all times throughout the entire process. I could not have asked for a better loan person.”
Kenneth F. Sep-20
“Thank you Joe! The home buying process is a little hectic, you made the process clear and concise. It was a pleasure doing business with you!”
Berlin C. Aug-20
“Joe is ALWAYS great to work with in finding a home loan! Again, he treated us with a comfortable friendliness that instantly puts us at ease, and he was very respectful of all our questions, and made the whole process so smooth. Most importantly, he showed genuine care for our personal situation. Joe went beyond our hopes bringing us a terrific loan that eased my elderly dad's monthly budget. Which meant so much to make his latter years more financially comfortable.”
Nicole C. Aug-20
“Joe was great to work from start to finish. He was informative & made us feel confident in his knowledge. He worked with us through a complicated home build situation and the least stressful part of the transaction was the financing side which we greatly appreciate. Thankful we were referred to Joe and would certainly work with him again in the future.”
Liz-Ann M. Aug-20
“I was referred to Joe Manglardi by name from my realtor. My first conversation with Joe that day ended with a feeling of peace knowing that I found someone who was going to hold my hand during the entire buying process of our new home. We didn't bother "shopping around" or getting referral elsewhere and based on the level of service we got with Joe and his team we didn't have to. Joe and his team was professional, knowledgable, patient and most importantly trustworthy when it came to our home purchase. We had a lot of moving parts with our purchase and they were able to walk us through each aspect thoroughly with deep insights of the whole process specific to our needs. There were many late night nervous texts to Joe and each time he responded promptly with reassurance and encouragement that the journey we were on together was worth it. We are now moved in and settled to our beautiful "forever" home and we are so grateful to Joe and his team for helping us get here. We highly recommend Joe and his team to anyone who is looking to have a smooth and hassle free buying, selling or refinancing experience.”
David M. Aug-20
“Let's just say that this experience for myself and my family has been one of the Best Experience of our Lives. Joe Manglardi and the team were beyond Amazing!! There professionalism and kindness was beyond my expectations. It was so comfortable to talk and to work with the team. Every question or concerns I had,were answered and explained to us in a timely manner. All I could say is Thank you! Joe Manglardi and the Homebridge team for helping our dream come true...We are so in Awe of our experience and now our New House! We will be working together again and I will be recommending you guys to everyone I know. Many blessings to all. Mendoza Family!??????”
Jalen M. Aug-20
“First off Joe Manglardi was awesome! He was very great at explaining terms, costs, what closing timetables would look like, and so much more! He was very responsive to any questions and concerns giving knowledgeable feedback. Very respectful and patient and helped up from beginning to end with his advice. I plan on recommending Homebridge and Joe specifically to friends and family looking for a lender as well!”
John C. Jul-20
“Joe Manglardi is an excellent mortgage professional from start to finish.”
Denise M. Jun-20
“Without a doubt, I want to record here the magnificent work done by that special person, Jacki Fabricio. I can not only comment on the exceptional professionalism but I must emphasize the kindness, dedication and commitment not only to please, but to pay attention to our needs and gently solve all of our concerns without exception. Together with Joe Manglardi and Faith Test they were true angels resolving all issues with extreme skill. Our Family can only thank you for the referral and pass this impression on to others. We are above satisfied with our experience with the team!”
Ashley R. Jun-20
“Joe was extremely professional and available at all times to consult with on the mortgage application. He was very detailed in his explanations and made sure to check through each part of the process to ensure we were aligned as applicants. We were able to reach him at all needed times to discuss or share documents and overall he made the process incredibly easy and simple for a first time homebuyer. I would highly recommend Joe and I would use him again instantly for future needs.”
Konrad D. Jun-20
“Joe was great to work with. Very knowledgeable about products, upfront about costs and willing to work with us to get us into the right mortgage.”
John B. Jun-20
“Joe did a great job. He's very personable and responsible. No complaints at all!”
THOMAS B. Apr-20
“HI, Joe Manglardi processed our initial mortgage on our home. When my husband received disability for his military service and we were bombarded with mail to lower our interest rate, I called Joe Manglardi to see what our options were. He was excellent. He walked us through our options and we feel did us a great service and gave us the best deal possible. He went above and beyond to accommodate our closing in this time of quarantine. He really cares about his clients and puts their best interest as his major priority.”
“Joe was really easy and great to work with. He went above and beyond to make sure our loan process continued to move forward and he kept us updated every step of the way.”
“Joe is amazing! He is honest, professional, thorough and kind. We are so appreciative of all his hard work in getting our loan closed. We will call him for our needs and always refer him to others. Thank you Joe, you are the best!!”
Michael A. Oct-19
“Joe was great from the start. He was always available to answer our questions and give us advice”
Brian D. Sep-19
“Start to finish everyone was honest and Pleasant”
Brittany H. June-19
“Joe and his team were prompt and professional the whole way through. Made the process so much smoother.”
Nicole H. June-19
“Joe was absolutely amazing throughout my entire process. He always made himself available for any questions I had concerning my loan. He is extremely knowledgeable and eased all my first time Home buyer jitters... I will recommend Joe to any of my friends or family looking to make a home purchase. He made this dream of mine come to reality!”
Michelle H. April-19
“Well pleased. Glad to meet him in person he is exactly how I imagine him.very pleasant man and I am pleased to have come across his path.”
Ryan M. April-19
“Joe Manglardi and his team did an absolutely phenomenal job not only executing the process, but coaching and assisting us with a credit situation that ultimately led us to a better place overall! They worked tirelessly to keep us informed and get this loan approved and closed so that we could purchase our dream home after renting for 13 years!”
Amy F. April-19
“Simply put, Joseph (Joe) Manglardi is well versed, clear, and responsive to inquires. Equally so, Lashell was fabulous! Lashell stayed on me to make sure I timely produced required documents. What an amazing team.”
Zackery K. December 2018
“Very friendly, helpful and professional.”
Shawn G. December 2018
“Joe Manglardi was very responsive and knowledgeable.”
Roger M. December 2018
“They persevered through all the problems. ”
Omar A. November 2018
“They were well informed about your loan. Helped you to feel very comfortable.”
Jaime H. November 2018
“Joel is always very responsive and easy to work with.”
Nilma V. November 2018
“Was very pleasant to do business with. Went above and beyond to help me and answered all my concerns. Everything was done fast.”
Allison D. November 2018
“He was awesome!”
Curran M. October 2018
“Extremely responsive to all my needs. Walked me through the entire process and made me feel extremely comfortable.”
Loreli S. October 2018
“Great service and communication.”
Patrick R. October 2018
“Friendly, helpful, thorough.”
Alexis K. October 2018
“Great experience and communication.”
Victor V. September 2018
“They were on point with all things. Communication was great. They all worked very hard for my family and I.”
Javier O. September 2018
“They are good.”
Alison M. September 2018
“Everyone involved went above and beyond to help us understand the process and to get us to our closing date.”
Margie A. Aug-18
“Smooth processing.”
Ruth W. Aug-18
“Very helpful and easy to work with.”
Meredith C. Aug-18
“Joe and the whole team were really fantastic to work with throughout the process.”
Ronald A. Aug-18
“Customer service and attention to detail. Joe and his team handled things promptly.”
Ruth W. August 2018
“Very helpful and easy to work with.”
Meredith C. August 2018
“Joe and the whole team were really fantastic to work with throughout the process.”
Ronald A. August 2018
“Customer service and attention to detail. Joe and his team handled things promptly.”
Margie A. August 2018
“Smooth processing.”
Ronald A. August 2018
“Customer service and attention to detail. Joe and his team handled things promptly.”
Margie A. August 2018
“Smooth processing.”
Ruth W. August 2018
“Very helpful and easy to work with.”
Meredith C. August 2018
“Joe and the whole team were really fantastic to work with throughout the process.”
Tracy S. June 2018
“They always responded fast and kept us up to date.”
Noah P. June 2018
“Joseph was great to work with and made sure that everything was taken care of.”
Drew W. June 2018
“Excellent communication and performance of services.”
Stephen W. May 2018
“An easy process.”
Raquel V. April 2018
“They were able to get me the loan in a timely manner. They worked very hard.”
Marla B. April 2018
“Joe is a pleasure to work with! He genuinely cares about the buyer.”
Derrik C. April 2018
“Joe helped us through several difficult situations!”
Darice R. March 2018
“Great communication and fast responses.”
Jessica L. March 2018
“Professional service and very prompt.”
Christine V. March 2018
“Nice and organized.”
Matthew C. March 2018
“Very helpful.”
John G. December 2017
“Things went very smoothly with respect to the services provided by HomeBridge.”
Michael A. December 2017
“Straightforward, no surprises. Worked as a team through the homebuying process. Joe was a pleasure to work with. ”
Hector R. December 2017
“Professional, efficient and very respectful.”
Janeel G. November 2017
“Excellent team. Joe made a promise to close before November 1, and I am closing before November 1. Awesome!”
Janeel G. November 2017
“Excellent team. Joe made a promise to close before November 1, and I am closing before November 1! Awesome.”
Nelson A. October 2017
“The dedication and excellent service provided by Joe and his team. Well above any expectations.”
Wilkenson L. October 2017
“I worked with Mr. Joe and he was amazing. This guy truly loves his job and he is very knowledgeable in the field.”
Kassandra A. October 2017
“Smooth process, very attentive and professional.”
Benjamin M. Saint Petersburg, FL
“Outstanding service.”
Birgit P. Deland, FL
“We were on the seller side of this transaction and I always received the information I was looking for in a timely manner for my sellers.”
Brian G. Naples, FL
“The open line and speed of communication was phenomenal. This made for a nice and smooth transaction from open to close.”
Lee M. Altamonte Springs, FL
“My experience with Prospect Mortgage and the loan officer Joe Manglardi was absolutely great, always available, very knowledgeable and strong work ethic added to and exceptional customer service made the home buying process very easy. I am very pleased and highly recommend Prospect Mortgage and specially Joe Manglardi.”
Scott S. Riverview, FL
“Joe, "thank you " is really not sufficient to express our sentiment for what you have helped us to achieve. The dream to live in Florida has been one that Scott and I have shared for as long as I can remember. We both were finally in a position to take the leap. You were with us each step of the way. The seller was not the easiest to work with and they posted us challenges at each turn. You were there to ease the frustration and take on the responsibility to make this happen for us. We love our new home and community. Joe, Thank you for helping to make our dream come true.”
Glenn M. Orlando, FL
“Joe was great from start to finish! Excellent communication and follow up throughout the whole transaction. Thank you.”
Amy S. Deltona, FL
“Joe was very professional while working with him, getting a loan for my present house. I had advised Joe that I have Huntington’s disease when we started the process and he was so patient and made everything so much easier on me. He’s such an amazing person. He was not snobby like other lenders which I was worried about at the beginning. I would recommend Joe to anybody! He’s the best.”
Christine G. Longwood, FL
“Joe Manglardi is my go-to mortgage guy! He is always so professional and is quick to respond to emails, phone calls, and texts. My deals are closed on time and without complications. I recommend him all the time!!!”
Nicholas C. Longwood, FL
“Joe Manglardi went above and beyond to provide timely updates on my loan process. As a self-employed person, the paperwork was a bit overwhelming and he helped me get all my documents together and kept me informed as to what I needed for my loan. He always answered my calls and emails quickly, which is greatly appreciated.”
Jason A. Deland, FL
“I would like to put a HUGE thank you out to Joe Manglardi for the white glove service and personally walking me through my home purchase. Whether you have purchased a house before, or not, this is the guy you want to lead you into the battle of the home buying process!! It is a stressful and time consuming part of our lives but with Joe on your side everything just falls into place, as it should. Thank you for everything Joe.”
Amparo D. Sanford, FL
“I was very hesitant to use this company for my mortgage, afraid of being taken advantage of. From the very first I spoke with my loan officer Joe Manglardi, he made me feel at ease and very comfortable, taking his time to ensure that all of my questions were answered and my concerns addressed. He was extremely polite, informative and he tried to match my expectations as much as possible. He gave me the peace of mind I needed to make the best informed decisions in terms of my mortgage. I can honestly say that I felt as if I was treated like a family member and not just another client. Him and the realtor I used (Dannine Pantaleo) are the kind of people you want on your side fighting for you because they treat your case as if it was their own. I feel extremely lucky and blessed to have found them both and plan to continue to use them for future renovation projects, refinancing and referrals.”
Bill S. Grand Island, FL
“Customer service. These are the words that best describe Joe Manglardi. He was there to answer every question on the phone and in person. Joe really went the extra mile to help me process my first mortgage. I never felt like I was searching for answers to any question and I never felt like Joe was too busy to help me understand any dilemma that I may encounter. Even though the process of buying my home is complete I can still turn to him for answers and guidance.”
Rustina G. Orlando, FL
“Can I give this 10 stars instead of 5?! Joe Manglardi is my #1 favorite lender to work with and refer to my clients. I will continue to refer my buyers to him. He made my job so much easier than any other lender that I have worked with and his communication with him and between him and my clients was miles above any other lender I have worked with. Thanks Joe!!!”

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