About Jim Schmidt

As a licensed Homebridge Mortgage Loan Originator in Massachusetts (NMLS #20171), Jim Schmidt can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Jim welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Jim has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Jim Schmidt Anytime

Feel free to contact Jim anytime by phone or email for personalized service and expert advice. Jim Schmidt will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Jim Schmidt is 203(k) Renovation Lending Certified

Jim is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Jim Schmidt values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Jim by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Allison H. Aug-18
“HomeBridge was easy to work with. They provided great communication and kept us up to date along the way.”
Allison H. August 2018
“HomeBridge was easy to work with. They provided great communication and kept us up to date along the way.”
Allison H. August 2018
“HomeBridge was easy to work with. They provided great communication and kept us up to date along the way.”
Jeffrey B. June 2018
“Great communications.”
Angela M. June 2018
“Very easy to work with. So simple and helpful.”
Alina Y. April 2018
“Super smooth process, it was quick and painless!”
Jesse D. April 2018
“Excellent and timely communication. Supportive and completely on their game.”
Daniel E. April 2018
“Great customer service, availability to answer questions and address concerns.”
Brenda-Lee L. March 2018
“In every area, this team went above and beyond!”
Roxanne R. March 2018
“Jim and his entire team were awesome!”
Roxanne R. March 2018
“Jim and his entire team are awesome!”
Ashling L. December 2017
“Everyone was so patient with me as a first-time homebuyer. Jim was so easy to talk with and really helped by taking the time to explain the process.”
Ricky L. November 2017
“Jim was phenomenal and was able to remedy all issues quickly, allowing us to close two weeks early. Our entire experience was incredibly pleasant.”
Thomas D. October 2017
“Great communication and attention to detail.”
Vatthana I. October 2017
“Amazing staff who worked with our needs and friends and family should be able to benefit as well.”
Patricia M. October 2017
“Very efficient.”
Lauren M. October 2017
“Great communication every step of the way.”
Sara M. Salem, MA
“What can I say? Jim Schmidt is an all around Pro. He knows his stuff, kept all parties well informed and has great follow through. I look forward to working with him again.”
Michael P. Foxboro, MA
“They kept me up-to-date the entire loan, and notified me for any and all additional info that was needed to expedite the loan. Outstanding!”
Hamel C. Acton, MA
“Superb assistance provided by Jim, getting a loan was never so easy , hats off to Jim and his team.”
Rosella A. Attleboro, MA
“My Loan Officer did his best, job well done!”
Ann M. West Yarmouth, MA
“Jim was right there 100% of the time! Never had to wait with our many questions.”
Alan W. Marshfield, MA
“Jim was very helpful and timely answering all of my questions.”
Phil D. North Attleboro, MA
“Jim was very professional, knowledgeable and responsive to all questions and concerns. He made the loan process seamless and made sure it was moving forward at all times. I was impressed at how smooth and quickly the loan process was.”
Frank F. Newton, MA
“Jim checked in and provided info even as I shopped around. He didn 't pressure me and remained informative and service oriented. He helped me compare different loan options. Once the process started he and his team were always available for questions. The closing was arranged at my house in the evening, could not have been more convenient.”
Jeffrey H. Wayland, MA
“Jim is great! Thank you for taking care of my refi.”
Thomas T. Bedford, MA
“Jim is the best. Customer focused and truly cares.”
Peter G. Newton, MA
“Jim Schmidt explained everything simply and then delivered as simply as he made it sound. He was informative and attentive throughout, as was the rest of his team. It was a pleasure doing business with him.”
David T. Foxboro, MA
“Jim Schmidt was fantastic to work with. The entire process went smoothly and fast!”
Dottie M. Raynham, MA
“Jim Schmidt was great to work with. Jim kept me up to date with the progress of the loan. Great communication between Jim, the buyers and myself. Kudos to Jim!”
Michelle B. Mashpee, MA
“Jim always had a quick response for any of my concerns, no matter how silly.”
Nancy S. Foxboro, MA
“Great transaction!! Thank you!!!”
Kelley J. Holden, MA
“Everyone I worked with, Jim, Wendy, Paul and Roxanne and her team were wonderful!! I know when I refinance my home I will be calling Jim to help me with the process!! Thank you so much for making my dreams become reality.”
Bonnie K. Shrewsbury, MA
“Attention to detail, timely, enjoyable and very easy to work with. Great advice on rates.”
Joseph F. Lynnfield, MA
“Always took my calls and returned my e-mails immediately. Really felt Jim was working for what I needed. Smooth and fast transaction. Would absolutely use you again, and refer my friends. Thank you!”

Our Latest Thinking

It’s time to find the right loan for you. Tell us a little more about yourself to get started.