About Jennifer Cruz

As a licensed Homebridge Mortgage Loan Originator located in Califonia (NMLS #1613455), Jennifer Cruz can assist you with your home loan needs, including:

  • First-time purchase
  • Second-home purchase
  • Refinance
  • FHA and VA loans
  • Conventional loans
  • 203(k) Renovation loans
  • Jumbo loans

Jennifer welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Jennifer has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

What Our Customers Say About Me

Anthony S. Mar-21
“Very very helpful and professional. Great experience, very satisfied.”
Viridiana B. Mar-21
“A pleasure working with Jen and the homebridge services they are very consistent and responsive throughout the process!”
Miriam M. Feb-21
“As first time buyers we knew nothing about getting a loan. She gave us an estimate and took the time to break down each option we could qualify for. Jen is awesome at explaining finances w/ examples we could understand. We felt confident in working with her & never felt pressured. She was available by phone if we ever had questions & her assistant Kathleen was very helpful via email. When there was a miss communication with escrow & we had to meet with the notary twice to close, Jen was very apologetic & rectify the situation. Everything was still on track & we closed on time. We are grateful for Jen & her team working their magic to bring a dream to reality.”
Jorge C. Feb-21
“Jen Cruz was amazing! Underwriting needed to get on the ball. A lot of repeat paper work was asked over and over. But overall we were very happy”
Anthony B. Feb-21
“We really enjoyed working with Jen. She was prompt, responsive and informative. I would recommend her to anyone looking for a smooth and sucessful home buying process. Thank you again Jen!”
Donald P. Feb-21
“Jennifer is one of the nicest, hardest working loan agents I've ever worked with. Whenever I call she's so upbeat and happy. She just puts you in a good mood whenever you deal with her. Even when there's issues she always says " don't worry we'll take care of it" and she does!! She makes the loan experience extremely stress free!!! I've bought many homes and a large business property and none of them were this easy!!!”
“Jennifer Cruz and Kathleen Aldrich made the loan application process a smooth, worry-free experience. I'm extremely happy I met them.”
Thomas R. Nov-20
“My family is very thankful and Jennifer Cruz is very patient and does her job very well and professional . Great experience!”
James B. Nov-20
“My refinance with Jen Cruz was excellent, she not only met but surpassed expectations. Throughout the process she was easily available for contact and readily willing to help in all matters. I was properly informed of my time schedule and what the next steps would be so I could plan accordingly. I will glad be doing business with her again, and be recommending her to friends and family.”
Patrick P. Sep-20
“Jen & Kathleen were a pleasure to go through this process with, They are an awesome team and we will be referring them to anyone we know.”
James H. Aug-20
“Jen Cruz was always available to me. No question she's one of the BEST loan officers I've ever worked with. Thats why I refi my original loan with her and tell any everyone she's the Best in Santa Barbara County. I will buy my next home with her as my loan officer.”
Virginia M. Jun-20
“Thank you Jen for making our dream of owning a home a reality. Your patience and knowledge go above and beyond, thank you”
Perry M. Jun-20
“If you are looking for a Lender who will fight to get your loan approved, I highly recommend Jen Cruz @ HomeBridge! There is nobody who will work harder on your behalf. If there is a challenge........ she finds a solution! Each and every time! She is helpful, personable, and very compassionate. I will work with her every chance I get!”
“Jen was awesome! She answered all of our questions and was always available to us, left feeling like we gained a new friend.”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.