About Jennifer Coutts

Homebridge Mortgage Loan Originator in Honolulu, Hawaii

Jennifer Coutts (NMLS #355313) is a Mortgage Loan Originator for Homebridge offices on Oahu, Big Island, Maui and Kauai.

Jennifer Coutts is a Mortgage Loan Originator for Homebridge Financial offices on Oahu, Big Island, Maui and Kauai. She has nearly 25 years of experience in the mortgage industry and has been an area manager for Homebridge for the last twelve years. Prior to that, she worked as a branch manager at IndyMac Bank and Charter Funding. She has a Bachelor of Arts – Liberal Arts Pre-law major from Cal Poly San Luis Obispo.  

Jen excels in understanding which programs will work for her borrowers and structures their loans accordingly.  She really gets to know her clients and has worked with many of them and their families over the years(80% of her buyers are repeat or referrals). You can expect Jen to ask questions and gather information so that she can present the best possible options to find the perfect home loan for you. Helping people achieve their dream of homeownership as well as finding their financial solutions brings her the most satisfaction.   

Born and raised in Modesto, California. Jen moved to Hawaii in 1991 and currently resides in Hawaii Kai with her husband Andrew and yellow lab dog-son Brody. When she’s not helping people with their home loans she enjoys spending time with her family, including Brody and her two adult step-children that really aren’t children anymore, Robby and Alexa.  She has been in Hawaii for 30 years and absolutely loves what she does.   

Contact Jen anytime by phone or email for personalized service and expert advice. Jennifer Coutts will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.


Making the Dream of HOMEOWNERSHIP a Reality

Not all HELOC products are available in Hawaii.

Please reach out to me directly if you’re looking for HELOC options in Hawaii and I’ll find the ideal solution for you!




New Loan Limits for 2023!

The Federal Housing Finance Agency (FHFA) just announced the 2023 conforming loan limits for Fannie Mae (FNMA) and Freddie Mac (FHLMC) loans!

Whether you’re a homebuyer or are a homeowner interested in refinancing, this increase in your buying power means you can afford to dream a little bigger. Check your county’s loan limits.



The Department of Veterans Affairs (VA) is increasing VA loan limits starting November 15, 2022!

The VA has set the baseline conforming loan limit at $647,200 to $715,000 for the 48 contiguous states

and $970,800 to $1,089,300 for Alaska and Hawaii.

We are now accepting applications for purchases and refinances for these new amounts. Click the Apply Now link above.




Waiting to Purchase Could Have Unwanted Results.

Click Above to Find Out Why.


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