About Jay Penso

Jay Penso is a mortgage industry veteran with over 30 years of experience in the mortgage industry. After graduating from Baruch University School of Business with a Bachelor’s degree, Jay began helping countless families and individuals reach their home financing goals. He does this by offering borrowers the right financing options for their unique financial situations. Jay has assisted first-time homebuyers as well as Estate Mortgage planners with loan products that include:

  • Refinance loans
  • FHA and VA loans
  • Conventional loans
  • 203(k) Renovation loans
  • Jumbo loans

Jay is knowledgeable about every loan program he offers, and his approach is to listen to each customer so that he can get an overview of their long-term goals. Knowing this allows him to recommend the appropriate loan and guide them through the process — from start to finish. Jay prides himself on closing every purchase or refinance loan that he’s ever pre-approved and goes the extra mile for his customers to ensure that it happens. His extensive experience as a Residential Loan Originator, coupled with the thousands of loans he’s shepherded through to closing, assists him in overcoming almost any underwriting objections.

When he’s not helping customers secure the right loan, Jay spends his time boating, snow skiing, and jet skiing. Jay is a consultant for one of the country’s largest PWC Clubs, West Coast Watercraft Club. Some of those well-planned trips include the Colorado River, Lake Mead, Lake Powell and The Delta in NorCal. It is also worth noting that Jay is a consistent supporter of Children’s Hospital.

Contact Jay Penso today and put his experience and dedication to work for you.



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