About Janet Ruiz

Born and raised in Southern California, Janet owned, built, and operated a very successful Nationwide Insurance office for several years. She then opened a successful permit expediting business and became a Builder in San Diego, California.

Janet later relocated to San Antonio and worked in new home sales for a national builder. Moving onto the mortgage business was a natural progression for her to utilize her professional skills and energies.

Janet’s commitment to her clients’ needs have been rewarded with their continued support and loyalty by recommending her to their friends and neighbors. Her goal is to provide clients with unsurpassed service and communication. She is accessible to her Realtors, Builders and clients seven days a week. And is committed to efficiently providing information and addressing any questions they might have throughout the home loan process. She prides herself on helping friends and family realize the dream of home ownership.


If you’re looking for a trustworthy mortgage professional to assist you in your journey towards home ownership, you can count on Janet to be there every step of the way – before, during, and after your purchase. Her goal is to exceed your expectations.

What Our Customers Say About Me

Elizabeth T. Oct-19
“I will be recommending Janet to everyone I know. She made this process SO easy from the first conversation to the last. She went above and beyond to make me feel comfortable with everything about the process and make sure I knew exactly what was going on.”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.