About Jane Qian

As a licensed Homebridge Mortgage Loan Originator in Massachusetts (NMLS #21523), Jane Qian can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Jane welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Jane has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Jane Qian Anytime

Feel free to contact Jane anytime by phone or email for personalized service and expert advice. Jane Qian will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Jane Qian is 203(k) Renovation Lending Certified

Jane is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Jane Qian values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Jane by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Nam N. Aug-18
“Very responsive and up front with information. Provided information to help me as the borrower to make the best decision.”
Mohammad S. Aug-18
“Very satisfied with their help.”
Nam N. Aug-18
“Very responsive and up front with information. Provided information to help me as the borrower to make the best decision.”
Mohammad S. Aug-18
“Very satisfied with their help.”
Nam N. August 2018
“Very responsive and up front with information. Provided information to help me as the borrower to make the best decision.”
Mohammad S. August 2018
“Very satisfied with their help.”
Nam N. August 2018
“Very responsive and up front with information. Provided information to help me as the borrower to make the best decision.”
Mohammad S. August 2018
“Very satisfied with their help.”
Qi X. June 2018
“Very quick and responsive for questions. Suggest and make recommendations from client's perspective.”
Yuyu L. June 2018
“Very smooth process and knowledgeable staff. Good online document system. Jane is very helpful.”
Yong Z. March 2018
“Excellent and professional service!”
Xiaoxue D. March 2018
“Quick response time and professional staff.”
Jiaxian C. December 2017
“Quick response. ”
Weiyao X. November 2017
“This is our third time working with Jane. She's very professional and able to get things done right and efficiently. It's always peace-of-mind working with her. She is trustworthy. ”
Aijing Y. November 2017
“Accessibility and responsiveness.”
Yu W. November 2017
“Jane is very responsible, easy to talk to and responsible.”
William P. October 2017
“Walked us through the process every step of the way. ”
Mi L. October 2017
“Professional and patient to explain.”
Jinyu Z. October 2017
“All representatives were very helpful and responsive to all of our inquiries. They worked to make the deal happen smoothly.”
Pan Y. Manchester, NH
“Very impressive and fast!!!”
Weihua S. Lowell, MA
“This Loan Officer goes above and beyond to make a deal happen. The woman works all day every day, answers all emails no matter what time of day. I mean that. I have never worked with Jane before, however anyone who needs a mortgage that comes to me will be referred to her, she really was amazing and best in the business!!!! Thank you for everything.”
Yanfeng Z. Hopkinton , MA
“Thanks to the Loan Officer for rushing to prepare my loan docs. I closed within a month after our inital offer submittion and a week earlier than dated on the agreement. I had a lot of suggestions and support from them.”
Dongsheng Z. Newton, MA
“She'”
Lanyu L. Watertown, MA
“She is responsive and efficient. And she knows what loan fits me best. It was a very pleasant experience to work with her.”
Jing M. Tewksbury, MA
“response quickly and professionally”
Cheng Z. Waltham, MA
“Our loan officer Jane is very knowledgeable. She answered our questions promptly, got the process done well and quickly. The rate floating-down policy is one of the best things that really helped reduce the pressure for our home purchase.”
Wenshuai L. Lexington, MA
“My situation is very rare and almost unique. Jane and her team fought very hard to justify and get the loan. I appareciate it a lot. They did it and it may be a mission impossible for other persons.”
Yu P. Billerica, MA
“My Loan Officer Jane is exceptional! She is very patient, professional and trustful. It was a great experience to work with her in the past couple weeks. I will definitely recommend her to my family, friends and colleagues if they are seeking mortgage services.”
Qiaobing X. Lexington , MA
“Ms. Qian is very helpful. She explained everything clearly and addressed all concerns that I had. I highly recommend her to anyone who is seeking a loan when buying a house!”
Joan X. Sharon, MA
“Knowledge, patience and understanding.”
Dongsheng Z. Newton Highlands, MA
“Jane was so helpful with everything.”
Patrick N. Lynn, MA
“Jane was very communicative, always keeping me informed of what was needed and what was next. I always felt she was on top of things.”
Joe L. Belmont, MA
“Jane is very professional and caring about her client. The transaction was very smooth and successful. Will do business with her again.”
Kershen H. Acton, MA
“Jane is very responsive and very knowledgeable. She is always available to help me and very patient with us. I will definitely refer her to all my friends.”
Junsheng W. Hopkinton, MA
“Jane Qian applied her industry insights to my case and provided information and guidance accurately and timely through the whole refinance process. She has demonstrated outstanding sense and skills of client-focus and problem-solving.”
Yi S. Acton, MA
“Jane Qian is my Loan Officer, she did an awesome job! Our situation was a little special and she helped us throughout the process, gave us lots of useful advice. She answered my questions promptly, even on the weekend. I will strongly recommend her to my friends.”
Qiaobing X. Lexington, MA
“Jane Qian is responsible and helpful. She is always willing to answer any questions or concerns the customer has. I recommend her to you.”
Zhihui B. Winchester, MA
“Jane Qian is thorough in explaining the terms, the professionalism is quite impressive. Thanks”
Ling S. Wellesley, MA
“Jane Qian is very helpful and responsive.”
Yi S. Belmont, MA
“Jane and her team was very professional with us the whole process. Everything went well. Very appreciated.”
Haitao G. Southborough, MA
“Jane has always been very responsive and patient to answer my questions.”
Ming G. Boxborough, MA
“Jane is the best.”
Dongpu L. Hopkinton, MA
“I worked with Jane Qian to my mortgage. The whole process was very smooth and she provided help and insight on every step of the process. Really appreciated.”
Xianghui J. Belmont, MA
“Great service, glad to work with you.”
Anh N. Andover, MA
“Great job.”
Ke Y. Natick, MA
“Good communication, quick response.”
Chaowei W. Belmont, MA
“Good communication! Prompt response! Nice person to work with. The transaction moved very smoothly.”
Lin D. Salem, NH
“Excellent”
Fujian Y. Lexington, MA
“1. very knowledgeable, accurately answered all my questions; 2. give the best rate; 3. very nice to talk with;”

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