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About Jamelie Samonte

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #250550), Jamelie Samonte can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Jamelie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Jamelie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Jamelie Samonte Anytime

Feel free to contact Jamelie anytime by phone or email for personalized service and expert advice. Jamelie Samonte will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Jamelie Samonte is 203(k) Renovation Lending Certified

Jamelie is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Jamelie Samonte values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Jamelie by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.
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Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

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Elina R. December 2018
“We were new and had a very less idea about owning a home for ourselves. Jamelie and Omai has been truly an angel to guide us through to the home we were dreaming about.”
Nichole B. December 2018
“Efficient agents. Reliable and helpful through the entire process and made my entire home buying process smooth and easy.”
Raymond T. October 2018
“Attentive service.”
Ricky E. October 2018
“Oomai and Jamelie go above and beyond every time for a smooth, seamless transaction.”
Benjamin L. August 2018
“Friendly, courteous and extremely efficient service.”
Sara B. August 2018
“They went above and beyond.”
Jason R. August 2018
“Great communication and easy to work with!”
Frank L. June 2018
“Creative, professional and efficient. We couldn't have done it without Jamelie and HomeBridge!”
Victoria S. May 2018
“Very responsive and patient with first time home buyers!”
Dorothy M. February 2018
“Personal detail.”
Panna H. February 2018
“Very good experience and smooth transaction.”
Steven D. Santa Rosa, CA
“Your staff was very professional and handled all matters in a very polite and courteous manner.”
Paul H. Santa Rosa, CA
“Worked directly with the buyer and kept me posted. Happily we were able to close early, before the weekend.”
Christine H. Santa Rosa, CA
“Very responsive.”
Crystal H. Santa Rosa, CA
“Very professional and personable. It was a very pleasurable experience!”
Oscar P. Vallejo, CA
“Very professional.”
Teri M. Santa Rosa, CA
“Transaction could not have been more smooth, thanks so much.”
Douglas M. Windsor, CA
“They are the best!”
Terrence B. Petaluma, CA
“The whole process went smoothly during a hectic time, having two loans close at the same time. The entire staff functioned cohesively and professionally during the entire process. Thanks to all!”
Janice M. Clearlake, CA
“That was one of the smoothest transactions I have had in a long time! Great job!”
Nicole B. Ukiah, CA
“The absolute best service a person could ask for!”
Luis G. Santa Rosa, CA
“She did a great job.”
Roger S. Vallejo, CA
“My Loan Officer went above and beyond to help me with my loan. I'”
Warren B. Windsor, CA
“My Loan Officer went above and beyond the call of duty to make this the most positive experience I've ever had in buying/selling a home (I've owned 8 homes in my life). She was thorough, competent, communicative and she managed to motivate the appraiser and the inspectors such that we went from an accepted offer to occupancy in 21 days!”
David I. Sebastopol, CA
“Jamelie and Oomai worked diligently from the beginning to the end of my home purchase. They followed up whenever necessary and kept me informed throughout the entire process of purchasing my new home and obtaining a loan. In the end I was able to purchase the home I wanted at a reasonable loan rate. Many, many thanks to them both.”
Rene L. Santa Rosa, CA
“Jamelie and team did an excellent job from beginning to end. Everything went so smooth. I can'”
Susan L. Santa Rosa , CA
“Jamelie made the whole process easy to understand. She explained all possible options thoroughly. Her knowledge and experience was evident, as she explained each step of the process. She was very supportive throughout the process. Her office followed through each step of the way.”
Angela M. Santa Rosa, CA
“Jamelie was great from beginning to end. I look forward to working with her in the future!”
Alana K. Santa Rosa, CA
“Jamelie was very kind and patient with me as this was my first home purchase. I appreciate her time and consideration.”
David B. Santa Rosa, CA
“Jamelie and Oomai were fabulous! We were told exactly what to expect and what we needed to do to make this loan happen and it did in record time! 21 days from start to finish. They were wonderful and I would highly recommend working with them!! They are the best!!!”
Larry K. Santa Rosa, CA
“Jamelie and Oomai were fantastic. GREAT communication.”
Shannon A. Santa Rosa, CA
“I wouldn't have been able to buy my home without the help of Jamelie and Oomai. They were well-prepared, courteous, professional and very knowledgeable. They were fantastic and I can't wait for the opportunity to recommend them to my friends and family and anyone else I know looking for a loan.”
George S. Santa Rosa, CA
“I received accurate information and good advice. Both Jamilee and Omai were friendly and very helpful.”
Bud B. Santa Rosa, CA
“I liked Jamelie and Oomai as a team. They work well together, and with me...I will be using them again. Thank You.”
Craig S. Santa Rosa, CA
“I felt through the whole process that my interests were of paramount interest to my Loan Officer. At no time during the process did I feel that we would not be successful in our mutual endeavor. The Best!!!!!!Thanks.”
Susan T. Palm Desert, CA
“Hung in with me and figured out ways to solve our problems.”
Kim H. Sebastopol, CA
“Great job as usual.”
Elsie B. Los Angeles, CA
“Great attention to details. She anticipates problems and resolve them before they arise.”
Scott K. Dayton, NV
“Getting my loan done in a short time frame. And preparing me for what to expect.”
Lisa M. Windsor, CA
“Consistent communication!!”
Lawrence D. Shingletown, CA
“1. Excellent and consistent communication.
2. Timely processing of documents.
3. More than adequate notification of items needed from every party in order to meet closing date.
4. Met our goals for closing.
5. Nice people with courteous manners.”
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