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YOUR MORTGAGE LOAN ORIGINATOR

About Heather Ducker


MEM top 1 Percent Loan originator Scotsman Guide Top originator 2022

Heather Ducker, Loan Originator for Homebridge in Eugene Oregon, tailors your financing to your own unique lifestyle and personal goals. A mortgage is not just a loan, but one of the most important financial decisions you can make. With 15 years of lending experience, Heather is passionate about helping people achieve the American Dream of Homeownership. With Heather, you can expect a genuine experience defined by honesty, integrity, and simplicity.

Heather has become an expert in the local industry and is currently president of the Oregon Mortgage Association Willamette Valley Chapter.  Whether you are financing your first home, refinancing, or purchasing an investment, you deserve a smooth, respectful and personal transaction. As a Certified Mortgage Planning Specialist, Heather’s goal is to improve the economic situation of all of her clients.  She reviews each situation individually, looking at the entire financial portfolio with the mind on how to add long term wealth in her client’s portfolios. Best of all, she will go the extra mile to partner with you and share her knowledge by being open and transparent through your entire transaction, start to finish.

 

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Reviews

What Our Customers Say About Me

    Trustpilot
Tina McClellan
Tina McClellan
Review from maps

Heather is an amazing lender to work with.

Review from trustpilot

As a fellow real estate agent buying an investment property, Heather went above and beyond what I even thought was possible even with all the experience with other lenders I have on the agent side. Heather methodically provides for her clients (and myself!) very well. She knows what matters and to be there when it...

Mackenzie Madison
Mackenzie Madison
Review from maps

As a fellow real estate agent buying an investment property, Heather went above and beyond what I even thought was possible even with all the experience with other lenders I have on the agent side. Heather methodically provides for her clients (and myself!) very well. She knows what matters and to be there when it...

Review from facebook

I can say I haven't been lucky since I started investing in crypto currency over the years. I got scammed so many times and I almost gave up not until I heard of Mrs MELISSA CRYPTO on how she has been helping her clients gain beautiful profit and I decided to give her a try and I am amazed from the profit I've bee...

Review from trustpilot

Heather and her team are amazing, very professional, and kind! They closed on my home in 20 days! I highly recommend the Heather Ducker team.

ejvc
ejvc
Review from maps

Tarah Sorenson
Tarah Sorenson
Review from maps

Heather was very quick on giving me updates and was very informative. She got me just what I needed, plus some!

Ivan Palavra
Ivan Palavra
Review from maps

Very communicative. Takes time to explain finer details and answer all questions. Always available for quick response.

zuser201706301354274
zuser201706301354274
Review from zillow

Heather Ducker has always been a pleasure to work with. She is knowledgeable and addresses any questions with a quick response. The process from start to finish was easy and completed quicker than expected. If I ever need assistance with financing or refinancing I will reach out to Heather over any other Loan Orig...

Review from facebook

Excellent communication throughout the transaction and Heather is very knowledgeable. Don’t stress , just call her !

Steve Young
Steve Young
Review from maps

Heather and her team had helped me previously with a home purchase. 4 years later, it was my first refinance on another home. I contacted Heather it was was so easy. Her team kept me informed throughout the process and were always available to answer any questions or quell any concerns. I received a better rate an...

hensley chrystal
hensley chrystal
Review from zillow

Heather Ducker is so kind and caring! She was so helpful at explaining the process of buying our house and years later refinancing our house. We highly recommend her.

Christie Nichols
Christie Nichols
Review from zillow

Heather was more than I ever could have hoped- reliable, responsive, knowledgeable, and patient with an eager applicant. She helped me over the past 2 months, figured out how to make the financing work, walked me through all the steps, and was so kind. Could not recommend her enough.

A Google User
A Google User
Review from maps

I have really been impressed and appreciative of Heather Ducker and her team during my home buying process. Heather and her staff have always gotten back to me very quickly, answered all my questions, given me guidance, helped me with some specific needs, and always with a smile. I was thinking this morning how h...

MarcoRojas8
MarcoRojas8
Review from zillow

Heather Ducker was a great help with our refinance loan!!! She went above what we were expecting from her. She update us every week on our loan process and answer every question I had. Me and my wife are happy with Heathers customer service!!! Thank you so much Heather!!!!

Katie Hess
Katie Hess
Review from maps

Probably the best possible mortgage broker, couldn't have asked for better. She explained things to me (a first time home buyer) in ways that made sense and kept in contact throughout the entire process. And I got a great deal! Highly recommend. Typing this from my NEW HOUSE!

Matt Kendall Real Estate
Matt Kendall Real Estate
Review from maps

Fantastic knowledge and an excellent communicator. Highly recommended! A++

sarajo1211
sarajo1211
Review from zillow

Heather is wonderful to work with! She is always prompt and thorough in communicating the status and next steps of the process. Her team are friendly and were a pleasure to work with as well!

Monique P.
Monique P.
Review from zillow

Heather Ducker was absolutely wonderful to work with! She is very knowledgable and works hard to make sure you have a clear understanding of things as well as her determination to complete steps on time. We were very grateful to have her on our side and would highly recommend her to anyone looking to obtain a mort...

kris reed
kris reed
Review from maps

Ali AAsum
Ali AAsum
Review from maps

Heather is a great partner to have on your team! As fist-time home buyers, she kept us up-to-date throughout every step of the process and worked hard to get us the best rate available. Not only was she extremely professional and helpful, but she's a joy to work with.

Maryanne B
Maryanne B
Review from maps

I wouldn't have my house if it weren't for Heather. What a wonderful experience it was working with her. She was so professional and on top of every item, even keeping ahead of my real estate agent. From the first contact with Heather, and even up to today, 9 months later, she has always kept the lines of communic...

Maryanne B
Maryanne B
Review from zillow

I wouldn't have my house if it weren't for Heather. What a wonderful experience it was working with her. She was so professional and on top of every item, even keeping ahead of my real estate agent. From the first contact with Heather, and even up to today, 9 months later, she has always kept the lines of communic...

Review from facebook

I really enjoyed working with Heather. Although we never got a chance to meet in person, we were able to communicate everything over the phone in order to help us purchase our first home. She was very knowledgeable in the lending process and answered all of my questions. I would definitely recommend her to anyone ...

Amy Hanna
Amy Hanna
Review from maps

I really enjoyed working with Heather. Although we never got a chance to meet in person, we were able to communicate everything over the phone in order to help us purchase our first home. She was very knowledgeable in the lending process and answered all of my questions. I would definitely recommend her to anyone ...

amyhanna
amyhanna
Review from zillow

I really enjoyed working with Heather. Although we never got a chance to meet in person, we were able to communicate everything over the phone in order to help us purchase our first home. She was very knowledgeable in the lending process and answered all of my questions. I would definitely recommend her to anyone ...

Sara Talmadge
Sara Talmadge
Review from maps

We were recommended Heather when my partner and I started looking into buying a house and I couldn't have asked for a better experience! Heather was so helpful, fielding every question I threw at her promptly and guiding us through every step of the process. As first time home buyers we had no idea what to expect ...

Review from facebook

By far the best mortgage broker I've ever worked with. Heather was on top of everything that needed to be done and always responded quickly to questions and concerns. my deal had many roadblocks and delays and she helped me through them and was very patient and informative. I would not hesitate to use her again ...

Greg Gagner
Greg Gagner
Review from maps

By far the best mortgage broker I've ever worked with. Heather was on top of everything that needed to be done and always responded quickly to questions and concerns. my deal had many roadblocks and delays and she helped me through them and was very patient and informative. I would not hesitate to use her again ...

saratalmadge53
saratalmadge53
Review from zillow

We were recommended Heather when my partner and I started looking into buying a house and I couldn't have asked for a better experience! Heather was so helpful, fielding every question I threw at her promptly and guiding us through every step of the process. As first time home buyers we had no idea what to expect ...

loggergreg
loggergreg
Review from zillow

By far the best mortgage broker I've ever worked with. Heather was on top of everything that needed to be done and always responded quickly to questions and concerns. my deal had many roadblocks and delays and she helped me through them and was very patient and informative. I would not hesitate to use her again ...

Review from facebook

We loved having Heather as a lender. We came to her after having the worst experience ever with a lender, and she was very caring and patient with us during our home buying process. We were extremely nervous, and Heather understood and communicated with us very well every step of the way. The process could not hav...

Michelle Anderson
Michelle Anderson
Review from maps

Stephanie Seaton
Stephanie Seaton
Review from maps

So glad we found Heather! She was so knowledgeable in guiding us through our first refinance. She offered such smart advice and was such a pleasure to work with! Always quick to reply and answer our questions. Expedited our closing in order to wrap things up before I traveled. She was kid friendly when we needed t...

user304564
user304564
Review from zillow

So glad we found Heather! She was so knowledgeable in guiding us through our first refinance. She offered such smart advice and was such a pleasure to work with! Always quick to reply and answer our questions. Expedited our closing in order to wrap things up before I traveled. She was kid friendly when we needed t...

Review from facebook

Heather has been absolutely amazing to work with! She was there every step of the way from getting pre approved to closing on our house and she will continue to help and meet with us yearly(if you choose to do so) for the length of the loan! With the crazy house market, Heather always made sure we were one step ah...

Ellen Calderon
Ellen Calderon
Review from maps

Heather has been absolutely amazing to work with! She was there every step of the way from getting pre approved to closing on our house and she will continue to help and meet with us yearly(if you choose to do so) for the length of the loan! With the crazy house market, Heather always made sure we were one step ah...

ellen calderon22
ellen calderon22
Review from zillow

Heather has been absolutely amazing to work with! She was there every step of the way from getting pre approved to closing on our house and she will continue to help and meet with us yearly(if you choose to do so) for the length of the loan! With the crazy house market, Heather always made sure we were one step ah...

Review from facebook

Heather is amazing. She is so efficient and will not take no for an answer when she is representing you!

Review from facebook

Review from facebook

Heather Ducker is absolutely amazing to work with, especially as a first time home buyer. She was always warm and upbeat and willing to answer many questions in person and via email. She made a very stressful experience end up working smoothly - thank you for your help in getting our new home! I would highly recom...

Brenda Brown
Brenda Brown
Review from maps

Heather is great! she help us finance our first home. we had a IDA saving account to pay for the down payment on our house and she helped us to get the money from NEDCO. if you have a IDA or any other help from a program she is the person to go. she will find the way to cover all the organization requirements so ...

Review from facebook

I have worked with Heather many times. She is professional, fun, and does a great job advocating for her clients. I appreciate that HomeStreet has great products and that Heather excels at making the process as smooth as possible for her clients. I highly recommend Heather Ducker!!

Gina Dhom
Gina Dhom
Review from maps

I have worked with Heather many times. She is professional, fun, and does a great job advocating for her clients. I appreciate that HomeStreet has great products and that Heather excels at making the process as smooth as possible for her clients. I highly recommend Heather Ducker!!

Autzen04
Autzen04
Review from zillow

I worked with Heather in purchasing my first home, and couldn't be happier with her assistance. She is an amazing repository of knowledge, and incredibly easy to talk to. Her enthusiasm and reassurance made the whole process less stressful and easy to complete.

Carl Knoch
Carl Knoch
Review from maps

Carl Knoch · about a minute ago Heather was professional when she should be, kind when she should be, funny when she should be, and encouraging when we needed it most to get our home purchased. She was a delight to work with and we would highly recommend her to anyone who's in the market for a home loan.

Review from facebook

Heather was professional when she should be, kind when she should be, funny when she should be, and encouraging when we needed it most to get our home purchased. She was a delight to work with and we would highly recommend her to anyone who's in the market for a home loan.

CDKnoch
CDKnoch
Review from zillow

Carl Knoch · about a minute ago Heather was professional when she should be, kind when she should be, funny when she should be, and encouraging when we needed it most to get our home purchased. She was a delight to work with and we would highly recommend her to anyone who's in the market for a home loan.

Review from facebook

Heather was amazing. She made a stressful process easy peasy for me. Loved it!

carley937
carley937
Review from zillow

It was very smooth sailing, never doubted how things were going. Easy peasy! I am a working mother of 3 so extra headaches are not my favorite. Heather gave me peace of mind.

Review from facebook

As a first time home buyer I could not have asked for a better person to help me reach my goals. When things got stressful as home buying can be, Heather was there with seemingly endless knowledge and put my mind to ease. Communication seemed effortless as even emails were responded to the same day I sent them whi...

Review from facebook

Heather is the most personal yet professional lender I have ever worked with. She made the grueling process of home buying so easy to do even though homebuying is the most stressful thing for somebody can do. She answered every single phone call I made to her. She thoroughly explained exactly what I had to do, wh...

Review from facebook

Heather is a dream!!! She took an experience that is normally so stressful and so scary and made it a breeze!! Thank you Heather for all your hard work and Attention to detail!!!

Review from facebook

Working with Heather was a delightful experience. She is very knowledgeable and great at what she does. Heather goes above and beyond for her clients. She is such a sweet and caring person. She makes buying a house stress free.

Review from facebook

I recently worked with Heather on refinancing my home and I was SO pleased with how easy she made things! She was patient with my many questions, knowledgeable, and an absolute joy to work with. I would recommend her wholeheartedly to anyone looking to refinance!

sarajo1211
sarajo1211
Review from zillow

I recently worked with Heather on refinancing my home and I was SO pleased with how easy she made things! She was patient with my many questions, knowledgeable, and an absolute joy to work with. I would recommend her wholeheartedly to anyone looking to refinance!

Review from facebook

GonzalesBB
GonzalesBB
Review from zillow

Heather Thompson is wonderful to work with. She's personable, funny and knows her stuff. When other companies tell you that you cannot be financed, there's a good chance that Heather at Home Street Bank can and save you money in the process!I send all my clients her way.BarbCornerstone Real Estate of Oregon.

Review from facebook

Review from facebook

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