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About Heather Ducker

Heather Ducker, Loan Originator for Homebridge in Eugene Oregon, tailors your financing to your own unique lifestyle and personal goals. A mortgage is not just a loan, but one of the most important financial decisions you can make. With 15 years of lending experience, Heather is passionate about helping people achieve the American Dream of Homeownership. With Heather, you can expect a genuine experience defined by honesty, integrity, and simplicity.

Heather has become an expert in the local industry and is currently president of the Oregon Mortgage Association Willamette Valley Chapter.  Whether you are financing your first home, refinancing, or purchasing an investment, you deserve a smooth, respectful and personal transaction. As a Certified Mortgage Planning Specialist, Heather’s goal is to improve the economic situation of all of her clients.  She reviews each situation individually, looking at the entire financial portfolio with the mind on how to add long term wealth in her client’s portfolios. Best of all, she will go the extra mile to partner with you and share her knowledge by being open and transparent through your entire transaction, start to finish.

What Our Customers Say About Me

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Vuanita M. – Oct 2019
“It's been a pleasure working with you and the rest of the team. Both Heathers have been very helpful. I will tell people that I know that they can get a home financed,  to go to Homebridge. I am glad you got an award, you work hard and deserve it”
Monique P. Sep-19
“Heather Ducker was absolutely wonderful to work with! She is very knowledgable and works hard to make sure you have a clear understanding of things as well as her determination to complete steps on time. We were very grateful to have her on our side and would highly recommend her to anyone looking to obtain a mortgage loan :)”
Christina L. – Oct 2019
“Heather has helped me with 2 mortgage loans. Always professional and always takes the time to explain any questions I may have. I have and will continue to recommend my friends and family work with Heather.”
Emily - Sales
“Heather was such a delight to work with! We are first time home buyers and She walked us through the entire process with patience. She was very professional! Thank you, heather! ”
Barb Gonzales - Principal Broker/Owner
“I have been blessed to work with Heather on several transactions since 2013. There will never be enough words available to describe how fantastic Heather is at what she does. Her communication with every client is always in terms that are easily understood and they come away telling me how great she is. For the first time home buyer or veteran, She knows her stuff! ”
Cameron Kiser - Sales Executive
“I have had the pleasure of knowing Heather Ducker for just over 4 years now. Heather is a phenomenally hard worker-She works hard for clients, always going above and beyond. Heathers knowledge in her field is among the best, she will find the best options for her clients while ensuring a fun, smooth transaction. I would recommend Heather to my personal friends and family because I know she will treat them right! ”
Bailey Boss
“Heather was nothing but good to us! We worked together for quite awhile it felt like. When times got rough I absolutely did want to quit and give up. But Heather did not let us, she always reminded us of how close we were and how much of a good job we were doing to achieve our goal! I would recommend Heather to anyone not only because she worked her butt off for us but she genuinely cared for us also!”
Kyle hager - Customer
“Heather did an outstanding job both times I've worked with her!! She’s very friendly, supper efficient, and very professional! She’s very responsive and does an outstanding job of simplifying things. It's been an honor to work with her on two separate occasions. I highly recommend her! 5⭐️⭐️⭐️⭐️⭐️ Rating ”
Emily - Sales
“Heather was such a delight to work with! We are first time home buyers and She walked us through the entire process with patience. She was very professional! Thank you, heather! ”
Victoria Buchan - Real estate broker
“Heather has helped multiple clients of mine in navigating loan options to purchase homes. She has gone above and beyond to make difficult situations a manageable one and has yet to not get a client of mine financed. She's a fast, clear communicator and a wealth of information. Heather always offers her time to help me grow my knowledge to be a better agent for my clients.”
Caryn Roshto - Escrow Officer
“I have worked with Heather for quite some time in the industry. I have always been impressed by her knowledge in, not only the lending side of transactions, but also her knowledge in every aspect of the transactions we close. She is a fantastic communicator which is key to the many successful closings we have had together. Her clients are well informed from the very beginning and throughout the whole process. Heather is also a sincere, hard working person who cares about everyone and has a GREAT sense of humor. ”
Gina Dhom - Broker
“Heather is an outstanding lender! She excels at communication, providing as smooth a process as possible, treating each borrower as a unique person/situation, and finding the right product for each situation. I highly recommend Heather Ducker!”
Derrick Roser - Real Estate Broker
“Heather took care of my first time buyer exceptionally well. She walked them through the process and found resources for them that made their first home even more affordable than they thought it would be. ”
Debora Place
“Heather is amazing. She was and still is extremely helpful with our Heloc loan. Any questions we had were answered promptly. She is very personable and made us feel like we were her only client. I highly recommend her for your financial needs.”
Henry Luan - Assistant Professor
“Heather is so patient, helpful, and creative! It was such a pleasure to work with her. Highly recommend! ”
Melissa Takush
“Heather was wonderful from start to finish. She was honest about not being able to meet the offer of another lender, but then took the information to her supervisor to see if there was a way Homebridge could match the offer. There were a few logistical challenges to this loan due to a few holidays cutting into our deadlines, but she kept all the moving parts aligned for a super finish JUST under the wire! She's a great communicator, as well. Excellent service! ”
Gerrad Long - Happy Home Owner
“Heather was such a pleasure to work with throughout the entire mortgage process. Always quick to reply and so understanding when it came to my questions and concerns. I would highly recommend using her services to anyone. Thank you so much!”
Dayle Smith - Laundry attendant
“Heather was very helpful throughout the entire process. She exhumes a lot of energy and positivity. We really enjoy working with her. Thank you so much for her patience and understanding when we stressed out. ”
Harrison Fechter - Harrison Fechter
“From beginning to end Heather was great to work with! As first home buyers she really made an effort to explain everything we needed and answer any questions we had. Even when we had some obvious questions she was always patient and understanding with us. I would recommend her without a doubt in my mind. And would definitely work with her again! ”
Lauren Neel - Marketing Manager
“Heather was absolutely instrumental and fantastic during the purchase of my first home. She was prompt with answering questions, and worked around the clock to make sure that I had everything I needed to get my loan. I really appreciate how knowledgeable she is with all things home loan related. I really learned a lot working with her! Thank you, Heather! You Rock!”
Paul E. Merrell - Retired
“As a retired lawyer, I truly appreciated Heather's professionalism, skills, and dedication in pushing through a VA-guaranteed loan for my first home purchase, right on schedule. (She has a nice smile too.) ”
Lourie Morgan - RN School Nurse
“Heather was diligent, thorough, and efficient. More importantly she was friendly and fabulous. I am very grateful for everything she did for me and happy to have it all go smoothly for my loan process. Thanks Heather you are wonderful!”
Anthony & Jodie St. Clair
“We recently worked with Heather on a home refinance. She was knowledgeable, professional, and also easy to work with and talk to.”
Nathaniel Feyma - Designer
“Heather was recommended to us by our realtor, and worked with us to get a good loan for our purchase. Her communication was top-notch, and we felt comfortable every step of the way. ”
Jessica Buma - Life Enrichment Coordinator
“Heather was great to work with! She was transparent with me about everything and maintained great communication throughout the whole process. She took time to explain everything to me and did so in a way that made sense! Which meant I felt comfortable and informed when making decisions--especially potentially costly ones. She made me feel like her top priority and was available for questions anytime! I would recommend her to anyone looking to buy a home!”
Aldis Weible - Senior Research Associate
“Heather helped the whole process move very smoothly. She was accessible, quick to respond to questions (email and phone), and able to explain things clearly. ”
Laryn McCandless
“I highly recommend Heather, she is consistently caring and will walk you through every step of the way!”
Maryanne Bussey - Assistant Property Manager
“I wouldn't have my house if it weren't for Heather. What a wonderful experience it was working with her. She was so professional and on top of every item, even keeping ahead of my real estate agent. From the first contact with Heather, and even up to today, 9 months later, she has always kept the lines of communication open. My escrow was a bit challenging when the first seller and seller's agent were so uncooperative. Heather helped me through cancelling the first escrow and opening the second. Everything fell into place and she was always ahead of the game with what we needed to get this escrow closed. She was even there when I signed my loan documents! I can't say enough about her. I will never use another another lender and I will definitely recommend her to anyone who has any type of mortgage need. Thank you, Heather. I will be forever grateful!”
Ali AAsum
“Heather is a great partner to have on your team! As fist-time home buyers, she kept us up-to-date throughout every step of the process and worked hard to get us the best rate available. Not only was she extremely professional and helpful, but she's a joy to work with. ”
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