About Fernando Diaz
Homebridge Financial Services Mortgage Loan Originator in Torrance, California
Fernando Diaz joined the mortgage industry in 1995 after graduating from Loyola Marymount University, and has since helped thousands of clients through the home buying process. He is available to help clients with a variety of home loan products, including FHA, VA, renovation, conventional, jumbo and refinance.
During his time in the industry, he has been an active member of National Association of Hispanic Real Estate Professionals® (NAHREP) Los Angeles, and he has hosted countless real estate seminars to educate Agents about industry changes and new opportunities. His seminars are valuable for Real Estate Agents — not only because of the information provided, but also because of the opportunity to network with other local industry professionals.
Fernando is from Palos Verdes, CA, and works closely with many Agents there, as well as in the surrounding communities. He prides himself on his ability to get loans done! He loves seeing the relief, happiness and appreciation that buyers feel when their loan is funded and they are able to get the home they want.
Fernando attributes most of his success to the great team he has working with him. With over 40 combined years of experience, they are highly efficient, educated in the industry and fully licensed. They also have the ability to communicate and problem solve so that clients receive quick and helpful service.
Contact Fernando Diaz Anytime
Feel free to contact Fernando anytime by phone or email for personalized service and expert advice. Fernando Diaz will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.
Fernando Diaz is 203(k) Renovation Lending Certified
Fernando is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.
The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.
Fernando Diaz values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.
Please contact Fernando by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!
For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.
2Please consult a tax advisor for further information regarding the deductibility of interest and charges.