About Fernando Diaz

HomeBridge Financial Services Mortgage Loan Originator in Torrance, California
Fernando Diaz joined the mortgage industry in 1995 after graduating from Loyola Marymount University, and has since helped thousands of clients through the home buying process. He is available to help clients with a variety of home loan products, including FHA, VA, renovation, conventional, jumbo and refinance.
During his time in the industry, he has been an active member of National Association of Hispanic Real Estate Professionals® (NAHREP) Los Angeles, and he has hosted countless real estate seminars to educate Agents about industry changes and new opportunities. His seminars are valuable for Real Estate Agents — not only because of the information provided, but also because of the opportunity to network with other local industry professionals.
Fernando is from Palos Verdes, CA, and works closely with many Agents there, as well as in the surrounding communities. He prides himself on his ability to get loans done! He loves seeing the relief, happiness and appreciation that buyers feel when their loan is funded and they are able to get the home they want.
Fernando attributes most of his success to the great team he has working with him. With over 40 combined years of experience, they are highly efficient, educated in the industry and fully licensed. They also have the ability to communicate and problem solve so that clients receive quick and helpful service.
LR 2015-817G

Contact Fernando Diaz Anytime

Feel free to contact Fernando anytime by phone or email for personalized service and expert advice. Fernando Diaz will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Fernando Diaz is 203(k) Renovation Lending Certified

Fernando is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Fernando Diaz values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Fernando by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
Kirti B. Aug-18
“Fernando gave me the lowest rate and was very responsive.”
Kirti B. Aug-18
“Fernando gave me the lowest rate and was very responsive.”
Kirti B. August 2018
“Fernando gave me the lowest rate and was very responsive.”
Kirti B. August 2018
“Fernando gave me the lowest rate and was very responsive.”
Danny M. June 2018
“Great service and I have a long term relationship with the team.”
William G. June 2018
“Great service.”
Linda Y. June 2018
“Very helpful and clear. Thank you!”
Frederick M. June 2018
“Excellent service!”
Gloria C. May 2018
“Dependable, reliable and professional.”
Marcos R. March 2018
“I have worked with Fernando and his team before and they made it easy to provide documents and accommodate signings.”
Anna F. March 2018
“I like the professional nature of Mr. Diaz.”
Victor S. March 2018
“Everything went smoothly.”
Jose M. March 2018
“Efficient and willing to help. Fast!”
Samuel R. December 2017
“Very easy to communicate with. Always available evenings/weekends.”
Graciela C. December 2017
“Easy to talk to and helpful.”
John B. December 2017
“Excellent communication and assistance. ”
Justin C. December 2017
“Fast and always available.”
Graciela C. December 2017
“Great group to deal with. ”
Iakovos F. November 2017
“This team was amazing. Super happy!”
Johanna P. October 2017
“They were awesome!”
Federico B. October 2017
“Fernando and his team were very professional and extremely knowledgeable.”
Baldeep S. October 2017
“Easy access via phone and email. Vina is great!”
Sharlene M. Los Angeles, CA
“Fernando Diaz and his team were exceptional. They were hands on from the beginning of the transaction to the very end. They are both extremely professional and knowledgeable. I could depend on their transparency and their follow through. Fernando will definitely have my future repeat business as well as referrals.”
Heriberto G. Hawthorne, CA
“Great service, great communucation, Fernando and his assistant are amazing, thank you.”
Medy F. Lomita, CA
“You guys pulled-off a miracle! It was great to work with your staff. Thank you again.”
Alicia S. Gardena, CA
“We had several hiccups during the transaction that we should have foreseen. However, John Vandever pulled through with professionalism, promptness and care, as usual. Thank you for the persistence. This was not an easy one!!!”
Laura D. Long Beach, CA
“Vicki Shinn and Erica Lopez were incredible. We had many challenges along the way, and I always felt that that they were working their hardest to make my dream of home ownership happen. They always responded immediately to my questions and kept me up to date on the process. And in the end there were no unexpected surprises, which I seem to hear happens with so many home buyers.”
Michael N. Altadena, CA
“Very consistent and quick feedback.”
Ulises G. Long Beach, CA
“Upon sending the offer to the Listing Agent (within an hour after the agent received it) Fernando called the Listing agent to confirm that my buyer was well qualified. Within a couple of weeks after opening Escrow, Fernando lowered their interest rate about 1/4%, which made my clients ecstatic. Kept the client in the loop by communicating frequently & throughout the whole process. Was professional throughout the whole process. Definitely a pleasure to work with.”
Marina D. Los Angeles, CA
“The Loan Officers were excellent. They were very helpful, friendly and did an awesome job :)”
Marianne L. Los Angeles, CA
“Thank you for all of your help!”
Susan B. Rancho Palos Verdes, CA
“Personalized service, rapid response and friendly staff.”
Irene C. Huntington Park, CA
“My Loan Officer, Ruben Perez, is professional, friendly and always lets me know the updated loan status and information during the process.”
Carol W. Hawthorne, CA
“I have been an agent for 20 years, meeting many lenders! Fernando's team was wonderfully responsive to a nervous 1st time buyer! The great product 80/10/10 was perfect for them. Thank you!”
Antonio M. Lawndale, CA
“He has an awesome team!!! Only the Best!!!”
Leo N. Torrance, CA
“Great service throughout the process!”
Alfredo M. Hawthorne, CA
“Great service and communication!”
Justin C. Los Angeles, CA
“Great personalized service on multiple loans!”
Sonia G. Bellflower, CA
“Great job. Communication is the key of success and we had a lot. Great job.”
Sandra G. Carson, CA
“Great communication!”
Alfredo M. Hawthorne, CA
“Great communication! We closed in less than 30 days, like you promised!!!”
Michael G. Hawthorne, CA
“Great communication throughout the process, great customer service, knowledgeable, professional.”
Samantha J. Gardena, CA
“From the beginning to the end, my loan officer, John, took care of what was needed and stayed positive throughout the whole process. Buying a house is not easy, but John made it less challenging and less stressful. Thank you so much!”
Sabine B. Torrance, CA
“Fernando makes sure that his team is responsive to any and all questions and needs that come up. He keeps everyone in the loop so we know what is happening every step of the way. This is so helpful and avoids any misunderstandings between my clients and the whole process of securing a loan. Everyone was very happy with Fernando, Erica, and Vina and anyone else who was involved with this transaction. Wish all my transactions were like this one. I highly recommend Fernando and his team. Thank you!”
Lamberto g. Wilmington, CaliforniA
“Fernando was absolutely wonderful and made everything extremely easy for us.”
Sandra G. Bellflower, CA
“Fernando and his team are amazing. Communication throughout the entire process and buyers felt very comfortable. No delays!”
Esperanza H. Hawthorne, CA
“Fernando and his team went above and beyond! Thank you for a great experience!”
Thomas M. Calabasas, CA
“Fernando and his team were all fantastic and great to deal with. This loan was personal to me as it was my sister and brother-in-law that were obtaining it, and they did an awesome job of making sure it got done quickly.”
Lou S. San Pedro, CA
“Fernando Diaz and team were fantastic.”
John C. Walnut Park, CA
“Fernando Diaz is my go-to lender.”
Haili M. Santa Clarita, CA
“Fernando Diaz provided my buyers with a team of experts that communicated clear expectations, a great rate and closed within our contract time line. Nice people.”
Refugio C. Los Angeles, CA
“Fernando did an awesome job getting things done, on top of things every time I call him he picks up and if not he replies right away. He gives the best advice as far which property provides the best value vs. payment. I cannot recommend him enough and his team, you guys are awesome. I can 't wait for my next property so we can do it again.”
Alfredo M. Hawthorne, CA
“Fernando has an excellent team! Erica and Vina were always reachable to me and gave me constant updates on my loan. Great communication!”
Justin C. Los Angeles, CA
“Fast and consistent communication.”
Justin C. Los Angeles, CA
“Explained all aspects in detail. Was quick and friendly in responding to email. Worked well with other parties, like the escrow agent.”
Madeleine D. San Pedro, CA
“Excellent follow through and follow up by Fernando, and team. Great attention to detail.”
Viki W. Los Angeles, CA
“Even though I represented the Seller, your Loan Officer, Vikki Shinn was able to close on time! What a wonderful thing!”
Robert M. Newport Beach, CA
“Eric Torres has always gone the extra mile to keep us up-to-date on the status of our loan and assisting us in providing the important material that was needed to satisfy the lender. He couldn'”
Cynthia K. Gardena, CA
“Each part of the team was always there. Someone could always be contacted throughout the transaction!”
Denise M. San Pedro, CA
“Accuracy and expediency of work. Keep up the good work.”
Hallie C. Marina Del Rey, CA
“A BIG thank you to Fernando Diaz and his team for making it happen, when no one else could! Really appreciate their effort and efficiency.”

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