About Ethan Manela

Having been in the mortgage industry for nearly 20 years, I have worked with hundreds of families to provide financing to buy, build, remodel or refinance their homes. This experience has given me a clear focus on what makes for a successful mortgage process, and it boils down to one thing – the platinum rule.

Most people try to live by the golden rule: ”Do unto others as you would have done to you.” Several years ago, I discovered the platinum rule. That’s “do unto others as they would have done to them.” That requires listening to customers and providing the level of service they would like for themselves. In this spirit, my goal is to provide a mortgage experience focused on meeting each customer’s individual needs. Needs that include:

  • First-Time Home Purchases
  • Second Homes/Investment Properties
  • Home Renovations
  • Federal loan program access (VA, FHA, USDA)
  • Oregon Veterans (ODVA)
  • Oregon Bond
  • NON-QM Financing

 

With a business built on referrals and repeat business, my customers depend on timely, straightforward communication, a transparent process and the confidence that their loan will close on time and in a way that suits their individual goals. Contact me today to put my experience to work in meeting your home loan needs!

What Our Customers Say About Me

    Trustpilot
Saydyie D. Jun-22
“Ethan was absolutely amazing! He made my approval process super easy, he thoroughly explained every detail to me, he was available at all hours (even to answer my "off-the-wall" questions), and he conversed with me with a positive and friendly personality every single time! The amount of knowledge and patience that Ethan has is what i appreciate the most! I will never consider anyone else for home financing and I will ONLY recommend Ethan at Homebridge to my family and friends!”
Wayne W. Jun-22
“Ethan Manela is very thorough and easy to reach. I would recommend him to anyone.”
Matthew B. Apr-22
“Ethan was phenomenal. We sold a home in Union County Oregon and it took 75 days to close. Within two days of closing we found a home in Marion County to purchase. Ethan was Johnny on the spot and worked directly with our realtor to get a pre approval letter. He quickly got the loan process started and we closed in less than 30 days of acceptance. Big difference between our sell of home. Ethan was personable, very informative, and completely professional. I'll be recommending him to everyone I know. Thanks for making the home buying process so easy!”
Gregory C. Apr-22
“thanks again Ethan! you people did a wonderful job for us in the time frame we gave you! nicely done!”
Eryn S. Jan-22
“Ethan was VERY helpful throughout our home buying process. He was always available or quickly returned our calls when we had questions or concerns. Our closing was a mess and he with our realtor helped us see the light at the end of the tunnel.”
Jarrett B. Jan-22
“Again, Ethan was incredibly helpful and happy to help us with our financial needs. I appreciate his candor, upbeat approach to service. We plan on using him again in the near future. Thanks!”
Lisa R. Jan-22
“Responsive, thorough, and professional attention was greatly appreciated. Would recommend Ethan Manela and Patrick Lesire without reservation.”
Kelly M. Dec-21
“Ethan did an excellent job”
Richard L. Aug-21
“Ethan was wonderful to work with and very attentive to my needs.”
Teresa H. Apr-21
“I feel that Ethan was not only very professional with my personal situation, , but went above ( and at times ) quite beyond what was professionally and personally expected. I struggled through a lot of the process , and it was difficult for me to understand all that was entailed in the closing of a home loan. Ethan went out of his way to ensure I would completely understand each and every part of the process. He endured multiple phone and texts conversations with me , and was patient and professional each and every time. I would recommend your institution primarily on how I was treated , and specifically because of Ethan Manela.”
Robert P. Apr-21
“Ethan was very helpful for us. The loan was actually done mostly done online. The closing was done in our home.”
Jose M. Apr-21
“Ethan Manela goes above and beyond to help solve and answer questions we had. Like he said he is a problem solver. We will refer to our friends and families.”
Lisa D. Mar-21
“Ethan was very professional and quick to answer any questions. I recommend him.”
Matthew M. Mar-21
“Ethan is super good person who takes the time to explain all the angles. Very detailed with whole process and overall great person to deal with. Made process super easy. I believe 3rd or 4th transaction and will continue to work with him. Thank you! Be calling again 1 year or so. Haha”
James F. Dec-20
“Ethan Manela went out of his way to make sure we understood the loan process and were informed about its progress.”
Michael M. Dec-20
“Ethan is a consummate professional who takes time to answer questions and help you Understand the process!!! He always keeps you involved so you know what's happening!!! We will work with him again in a heartbeat!”
Thinh T. Nov-20
“Ethan Manela was wonderful to work with on my mortgage. He made the process so easy and actually closed early on the loan. Throughout the loan process he always kept me informed of what to expect going forward and explained everything very clearly. He definitely went above and beyond to make sure the loan closed correctly and quickly. I would highly recommend Ethan Manela and Homebridge Financial Services.”
Jarrett B. Oct-20
“We keep coming back to Ethan when we refinance our home. I know I can trust him and he is a straight shooter. I can't say this about other companies I've worked with in the past. Thank you, Ethan!”
Matthew N. Oct-20
“The refinance process was about as smooth and painless as it could possibly be.”
Todd L. Sep-20
“Ethan did a very good job on our mortgage. Home bridge was not the most competitive on rates but did have competitive fees and saved in closing costs. I continue to believe the lock process is not transparent and could be improved for the consumer. Overall happy with Ethan's performance.”
Sheri C. Aug-20
“Ethan was kind, precise and fun to work with. He was always available when we had any questions and made us feel as though every question was valid. He was on our home-buying journey with us.”
Wendy S. Jul-20
“In my last response on the previous page, I spoke highly of Ethan Manela. What a wonderful human being & asset for Homebridge. My realtor liked using Ethan for her customers, so she had him contact me to get pre-approved. We had just looked at one home & were scheduled to look at four more the following day. I needed a pre-approval asap. I contacted a prior finance officer with my credit union, who would give a great discount if I went with them, but after completing the paperwork online, it took another 5 or more days to get a pre-approval amount. Ethan gave me a tentative pre-approval amount right away & knowing my credit union finance officer was giving me a discount, he went the extra mile to earn my business by also giving me a discount. Ethan responded to any questions through email or phone almost immediately. We were close to closing & I contacted him about changing the down payment amount after my car died unexpectedly. He said we could still do that & gave me monthly payment amounts based on how much I wanted to put down. That helped make my final decision. Ethan is very good with people, communicates well, is very professional and positive. If I hear of anyone needing financing for a home, I'd definitely recommend Ethan. Sincerely, Wendy Stokes”
Jeni F. Jul-20
“Ethan was great to work with! He was always friendly, courteous, willing to take the time to clarify anything that I didn't understand and to assist me in any way that would make the process easier and less complicated. I had never been through this kind of financial process before, and I appreciate how patient and kind he was.”
Wendy S. Jul-20
“What a wonderful human being & asset for Homebridge. My realtor liked using Ethan for her customers, so she had him contact me to get pre-approved. We had just looked at one home & were scheduled to look at four more the following day. I needed a pre-approval asap. I contacted a prior finance officer with my credit union, who would give a great discount if I went with them, but after completing the paperwork online, it took another 5 or more days to get a pre-approval amount. Ethan gave me a tentative pre-approval amount right away & knowing my credit union finance officer was giving me a discount, he went the extra mile to earn my business by also giving me a discount. Ethan responded to any questions through email or phone almost immediately. We were close to closing & I contacted him about changing the down payment amount after my car died unexpectedly. He said we could still do that & gave me monthly payment amounts based on how much I wanted to put down. That helped make my final decision. Ethan is very good with people, communicates well, is very professional and positive. If I hear of anyone needing financing for a home, I'd definitely recommend Ethan. Sincerely, Wendy Stokes”
Brian W. Jun-20
“Excellent, on time, responsive, informative”
Katharine I. Jun-20
“Ethan Manela was INCREDIBLE! My husband and I were in good hands for the entire process. Ethan kept us informed, answered any number of questions (even ones he had explained and answered multiple times, he was willing to explain them again and again to me). He was willing to have evening phone calls, because it worked for our schedule, and he always seemed about 2 steps ahead of the process to let us know what we could be expected and prepared us for any situation (COVID-19 also as an extra throw in obstacle). Because of Ethan, we were prepared for anything. I will sing it from the rooftops that this man needs a raise! He is a stellar employee.”
Kyra-Denae C. Jun-20
“He was great. He was always available to answer any questions I had at any time of the day. He always kept me updated on how the loan process was going.”
Logan S. Jun-20
“Extremely helpful, and would definitely use tome after time!”
April C. May-20
“Ethan did a great job working through the complexities of our specific case, and there were many. He was a bit lax on communication at times, but in the end he was able to get us where we needed to be and did so while maintaining a professional, cordial level of customer service. Overall, he did a great job and we would work with him again.”
Karl R. May-20
“I've used Ethan before, and I will use and recomend him until he retires”
Christine S. May-20
“Ethan Manela is fantastic! I've worked with Ethan for years. He is diligent, accurate, his follow up is thorough. A client feels like they are the only client that he is working with at the time. His knowledge of the industry and being able to work through challenges is superb. Highly recommend!”
Joshua J. May-20
“Great experience. Ethan was awesome all the way through. Communicated and explained everything very well. Answered all my questions and went above and beyond. Thank you very much.”
Kayla B. Apr-20
“Ethan was so wonderful to work with! After receiving many declinations for a loan, Ethan worked hard to make sure we could be financed. He was responsive and honest about every step of the way even if it wasn't great news. I would definitely recommend working with Ethan!”
Aubrie W. Apr-20
“Ethan was very communicative through the process and made my first time home-buying easy. Everything went smoothly and efficiently, I couldn't have asked for a better lender for my first home!”
Jeffrey E. Feb-20
“Ethan was great to work with. Very responsive to any text/email/phone call. He worked with us through the long process of finding a home and figuring out what we could afford. Having him attend the Closing was very beneficial, especially since we had to redo some documents to add my wife to the deed since she wasn't on the mortgage. That was handled very swiftly and if it was for Ethan being there we may have needed to reschedule the closing. Thanks again to Ethan for all his work on getting us our new home.”
KELLY M. Nov-19
“Ethan was amazing every step of the way! Always knowledgeable and helpful! Thanks Ethan!!”
Richard S. Sep-19
“Ethan worked hard to secure our loan rates thank you”

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