About Erik Taiji

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #322481), Erik Taiji can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Erik welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Erik has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Erik Taiji Anytime

Feel free to contact Erik anytime by phone or email for personalized service and expert advice. Erik Taiji will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

What Our Customers Say About Me

Nicholas A. May-22
“Erik is fantastic at his job and is just an all-around great person. He injected humor and high energy into the entire process, and took care of us in such a way that the entire loan process seemed, dare I say, almost enjoyable! 10/10 would work with Erik and his team again!”
Michael H. Apr-22
“It was a pleasure working with Erik again. He knows exactly how to manage the new mortgage/mortgage refi process from beginning to end making it very streamlined and stress free.”
Timothy W. Mar-22
“I have been with Erik for almost 20 years . He has been superb from Day 1. Responsive communicative and accurate”
Paul K. Mar-22
“Erik's guidance and hard work were vital to our successful home purchase. He was always available by phone, text and email. His explanations were clear and thorough. He understood our goals and found us a program that exceeded our expectations. Our approval and the funding process were very efficient. I cannot recommend Erik more highly for his outstanding work.”
Ian S. Feb-22
“Erik is the reason we work with Homebridge. He's priceless!”
Adrian P. Jan-22
“Erik Tiaji was absolutely phenomenal to work with! It was a fast, smooth loan process from start to finish. Erik lead us the entire way, navigated any issues with poise, and got us across the finish line in the exact time that we needed - which was very fast! He is the best we have worked with.”
John M. Jan-22
“Erik was great handling my refi just as he was in getting my original loan. I recommend him highly. Thanks again Erik!”
Thomas K. Dec-21
“We've used Erik for the mortgage process on two different occasions, and could not have been happier or better informed throughout the process each time. I felt that Erik genuinely cares about the customer, knowing that applying for a mortgage, new purchase or refi, can be an extremely stressful time. He took the time to carefully detail out my expectations, explained the various loan options and what might be best for my situation, and truly helped to put my mind at ease any time I came back with questions or uncertainty. This was much different than the experience I had for my first home purchase in a different state several years ago. Moving forward, I couldn't imagine having to go through the process again with anyone other than Erik.”
Mike S. Dec-21
“Erik is great to work with and I would recommend him to everyone.”
Deanna C. Oct-21
“We have had the opportunity in working with Erik on a few occasions. Each time my husband and I are impressed by his knowledge, quick responses, and eagerness to help us with our mortgage needs. He has always taken our calls, on any given day/time to answer any and all questions we have - and there have been a lot!! We have referred multiple friends to him with the confidence that they will be more then happy with the end results.”
Robert T. Sep-21
“Erik was wonderful to work with! He is very knowledgeable and answered all of our questions promptly and efficiently. He is responsive and takes the time to explain all aspects of the process. We thoroughly enjoyed working with Erik and would absolutely work with him again!”
George B. Sep-21
“Erik did a wonderful job for us on this refinance, as well on prior loans. We would strongly recommend him as he is very experienced, patient, and knowledgeable.”
Jeffrey S. Sep-21
“Erik was a referral from a local realtor as a person to navigate my difficult situation. When I contacted Erik I was at the end of my rope! I long windedly explained my situation and Erik listened intently and broke down the issues and developed a plan to help me navigate my loan process to a successful close. Not only did that but he also helped me get a desired VA loan and literally held my hand through the process. It gave me confidence and comfort completely. Don't let his youthfulness fool you he is wise and knowledgeable beyond his years. His manager Tim found a great team member in Erik! Thank you Erik and the whole Homebridge team! Bravo Erik Bravo”
Ashlye A. Aug-21
“My husband and I cannot say enough good things about Erik. From start to finish, Erik was incredibly friendly, helpful, and knowledgeable. As first-time home buyers, we had LOTS of questions, and Erik answered them all quickly (didn't matter if it was morning or night) and in detail. We would definitely recommend Erik and the Homebridge team to family and friends.”
Joshua Z. Jul-21
“I appreciate all Erik did for us to keep us informed and comfortable going through something so unfamiliar. He was professional, competent and easy to work with. I will certainly work with him in the future and plan to refer any friends or family that could use his help.”
Benjamin H. Jul-21
“Erik is an expert at what he does, he was extremely available at all hours, flexible, knowledgeable, and really saw the process through. I would definitely recommend!”
Paola V. Jul-21
“Erik Taiji took the time to answer all my questions. As a first time buyer the process can be very overwhelming but Erik made sure we had all the information to make the best decisions for our loan. He was friendly and welcoming.”
Robert H. May-21
“I just wanted to thank Erik Taiji and Linda Everett for the awesome refi that was the best refi experience iv'e had it went very smoothly. Thanks again Erik & Linda.I think an incentive award would be nice for both. Robert H.”
Mark R. May-21
“Erik was highly responsive and a true professional. It was a pleasure to work with Erik and look forward to doing so again one day!”
Jonathan L. Apr-21
“Great experience - definitely would use HomeBridge again! ”
Mimi D. Apr-21
“Erik was excellent from answering questions during the preliminary process to the final closing. He was always available and responded quickly. I would recommend him highly!”
Kimberlyn S. Apr-21
“Erik was so responsive and easy to work with. He was very organized and followed up at appropriate times and kept everything on track. We highly recommend working with him!”
Sherry M. Mar-21
“Erik is the best, and I will recommend him to everyone I know that needs this service!”
Thomas S. Jan-21
“I found Erik to be professional, accessible, prompt, accurate, reliable and knowledgeable”
Shaun B. Dec-20
“Erik was absolutely outstanding at helping us obtain our home! He was extremly helpful, knowledgeable, and was exceptional at communicating through the process. Homebridge is lucky to have Erik or we would not have chosen as a lender.”
Christopher H. Nov-20
“Erik Taiji exceeded all expectations in financing our home purchase. He clearly communicated the process and kept everything on track for a timely closing... de-risking possible delays by ensuring information the underwriters may need is prepared in advance. Working with Erik and Homebridge was a very positive experience, especially in contrast to multiple other lenders I compared them with before moving forward with Homebridge.”
Ian S. Nov-20
“Erik was the reason we went with Homebridge. We shopped around for lenders for a bit but once we found Erik as recommended by our real estate agent we knew we were in good hands and didn't have to look further. We are inexperienced first time home buyers and without Erik, I don't know what we would have done. I trust him maybe even too much. The best part of the process with Homebridge was Erik Taiji.”
Peter M. Nov-20
“Erik was excellent to work with. He made everything very easy. ”
Jason D. Oct-20
“Erik Taiji continues to make this process as easy as possible. He clearly knows the business, is very good at his job, and is a pleasure to work with. He explains clearly what I need to do on my end, and is willing to answer any and all questions that come up. His knowledge of the entire process and ability to guide me through it from start to finish is greatly appreciated. The only issue that came up is the ineffectiveness of the Homebridge website/portal. Uploading documents was not as easy as expected but fortunately Erik was there to help figure it out.”
Nathaniel O. Oct-20
“My real estate agent Devin Wong recommended Erik as someone he trusts and often recommends to clients. Erik was very responsive and clear whenever I had questions, and was quick in carrying out the different steps of the loan process. It wasn't the most smooth escrow process because of complications on the seller side, but Erik handled the situation well.”
Bradley K. Aug-20
“Erik Taiji was awesome. Super responsive, sometimes even late at night. Very glad to have done business with him and Homebridge.”
John H. Aug-20
“Erik was thorough, patient, explained things perfectly and responsive. The main issues we had were with uploading docs through the portal, which failed numerous times and forced us to hand deliver the docs we printed out at home. The assistant tried to help but was working from home and response time was long. We also had to hand deliver a fix left out during our notary appointment. We will definitely use Homebridge again, and highly recommend Erik.”
Michael H. Jul-20
“Considering the immediate impact COVID-19 has had on the jumbo loan industry, Erik was a lifesaver. He was able to find the one lender who able to provide a program that met my needs. Erik was always available to help answer questions and guide me through the complex lending process. He worked very hard for me and worked very well with our real estate agent, the seller's agent and the title company. He committed to an aggressive closing schedule, and he met that goal. I look forward to working with Erik again in the future for home financing needs.”
M A. Jul-20
“Erik was both professionally and personally responsive. He employed perspective and experience, kindness and patience. He explained the process well and was candid with his analysis and advice. I look forward to working with him again and would highly recommend him.”
Michael H. Jul-20
“Considering the immediate impact COVID-19 has had on the jumbo loan industry, Erik was a lifesaver. He was able to find the one lender who able to provide a program that met my needs. Erik was always available to help answer questions and guide me through the complex lending process. He worked very hard for me and worked very well with our real estate agent, the seller's agent and the title company. He committed to an aggressive closing schedule, and he met that goal. I look forward to working with Erik again in the future for home financing needs.”
John G. Jun-20
“Erik was a great individual to work with. His explanation of the process was very concise and thought out.”
SCOTT N. Dec-19
“Erik was our first call when we decided to refinance. He was attentive, patient, and professional when we worked with him on our original loan, so it was natural for us to call him when we heard finance rates had dropped. Erik performed as expected. He helped us through the process. He was always available to explain the process. His knowledge and ability to translate refinancing to the "common man" make him an asset to the Homebridge Financial Services family. Erik will be our first call next time we decide to refinance.”
JOHN S. Nov-19
“I am a realtor and have many lenders at my disposal. Erik has done an exceptional job of always taking great care of my clients and my family. He will always give Erik the first oppertunity at any sales package I come across.”
Carol W. June-19
“I really appreciated the time and patience Erik spent with me. I am a recent widow and have never purchased a home on my own before. My husband handled everything so I had many questions - Erik explained everything perfectly to me so I could understand what the process was. He is just the best!!!”
James D. May-19
“Erik did a great job, and the mortgage is exactly what I wanted. Everything was handled very efficiently, and Erik was able to take care of everything quickly. He's also a friendly, helpful person, and a pleasure to work with.”
Manuel B. May-19
“We cant express our gratitude enough for all the hard work and effort in helping us buy the home of our dreams. Thank you Erik for your due diligence and answering all of our questions.”
Patrick O. December 2018
“Courtesy, attention to detail!”
Mark R. October 2018
Robert S. October 2018
“Erik Taiji was extremely knowledgeable and helpful!”
Javier R. September 2018
“Erik Taiji exceeds expectations.”
Dana B. June 2018
“Fast, friendly and knowledgeable service.”
David P. May 2018
Melvin E. April 2018
“Helpful and direct. Pleasent and explained the process very well.”
Tony S. February 2018
“Erik was extremely helpful, patient and really made the process easy for us.”
Elisabeth G. December 2017
“Erik was extremely helpful and knowledgeable. He was quick and easy to work with.”
Michelle C. December 2017
“Good communication.”
Michael M. December 2017
“Extremely helpful, communicative, knowledgeable, patient.”
Shanna Z. October 2017
“Personal attention.”
Christopher W. Santa Barbara, CA
“Erik Taiji is truly unbelievable. He worked tirelessly to find and execute a new loan for us. He is kind, understanding and patient. His positivity and expertise also helped when things didn't always go our way with appraisals, lenders, etc. We have recommended him to friends and will continue to do so always! Thank you!!”
Jesus S. Solvang, CA
“Responsive, knowledgeable, friendly, honest, available.”
Jonni C. Carpinteria, CA
“Great service! Smooth and fast.”
Leighton J. Bradley, CA
“Erik was very organized, friendly, and helpful through the process. I will highly recommend him in the future.”
Jorge A. Goleta, CA
“Erik Taiji was a pleasure to work with!!”
Liliana T. Solvang, CA
“Erik was always available whenever I had a question or the process was confusing to me. Never felt afraid I may not qualify for the loan. Very professional!”

Our Latest Thinking