About Eric Kincheloe

Eric Kincheloe is a licensed Mortgage Loan Originator with 20 years of experience in residential mortgage lending (NMLS #48932). His goal is to provide each of his clients with timely and accurate real estate financing advice. With this approach, Eric has proudly served his community and is licensed to assist you with your home loan needs in the following states:

  • Connecticut
  • Florida
  • Georgia
  • Massachusetts
  • New Jersey
  • Rhode Island

Eric welcomes the opportunity to share his expertise and knowledge with his clients. Working with him means that you’ll receive the guidance needed to fully understand the loan options available to you. These include a diverse line of home loan products including, First-Time Purchase, Refinance, FHA and VA, 203(k) Renovation and Jumbo loans.

Open communication is essential to serving you during the loan process. Eric fully understands this and is available anytime, by phone or email, for personalized service and expert advice. Eric Kincheloe will extend the same professional service to your friends and family members who need support in realizing their home financing dreams.

What Our Customers Say About Me

“Eric was very helpful and informative throughout each step of my refinance process. He and his team members were very responsive to my questions and helped me gather and organize the needed documentation on time and efficiently. Thanks so much for a smooth process and being so helpful!”
“A great team to work with!”
“Highly competent, good communicator, would recommend Eric to anyone for any size home loan package.”
Stephen M. Sep-19
“I would highly recommend Eric. He will look for ways to save you money or get you a better rate. This is the second time I have used Eric and have been very satisfied both times.”
Mary P. May-19
“Eric and his office staff were very pleasant to work with.”
Docia A. May-19
“Am very pleased working with Eric, i will recommend him”
Nicholas G. April-19
“CJ was very attentive to all of mu needs ,responding in a very timely manner to any concerns or questions- even on weekends. Job well done CJ.”
Bethany G. December 2018
“Great customer service.”
Janine M. October 2018
“Easy to deal with.”
Heather B. October 2018
“Eric and his staff made the process clear and easy to follow. Any changes or revisions that were requested were provided quickly and efficiently.”
Lewellyn R. October 2018
“Quick response. Eric Kincheloe was very optimistic.”
“I was a first time homebuyer. Eric help me out a lot. I received pre-approval within a day . He is very fast to respond and very helpful when you don't really know what you're doing or talking about. I found a house that I liked, but then I ran into an issue with liens on the house. Eric help me get through that. Then I found another house that I loved! It was a bit out of our price range, but Eric pulled it off, and I now live in my dream home. I couldn't have done it without Eric. He would be a great person if you are looking for a new home.”
“Eric assisted us with the the purchase of our home from the pre-approval process to the closing. He was honest, knowledgeable and an advocate for us throughout the process. I would highly recommend him for any real estate transaction.”
“Eric was very knowledgeable and helpful through the entire process. His expertise and professionalism were very impressive. He provided guidance to assist me in getting the best interest rate possible.”
“When we met Eric we had just little hope left after many disappointments searching for our dream home over 2 years. Eric made our dreams becomes a reality; we met at the  office, coffee shops, my rental residence, via text messages, faxes, emails and many phone calls. I can truly state that Eric is very knowledgeable, committed and authentic about what he does and would honestly recommend him to you.”
Lucretia F.
“Eric was very helpful in getting the lawyers together quickly in a short amount of time to close on the mortgage. He was helpful through the long evening in assisting us with the necessary paperwork for the closing.”
Nadia R.
“Mr. Kincheloe was very knowledgeable about the mortgage process. He supported us from application to closing. He was always very reachable which was helpful. I enjoyed my interaction with him. I will continue to recommend and use his company for all my mortgage needs.”
Excellent experience. Very helpful, knowledgeable, and friendly. Felt as though I was working with a long time friend. Would highly recommend Eric to anyone.
“Eric was great! He helped us to refinance our 30 year mortgage into a low fixed rate 15 year mortgage. This was an important goal to us that we were told we couldn't do by our previous mortgage company, but Eric made it happen! He was very prompt and thorough, helping us step by step. He made the process easy and closed the loan quickly. I have, and will continue to recommend Eric as a Mortgage Loan Originator.”
“Eric is quick to respond and works hard to get the mortgage approved. He has worked with me on many deals. His team is wonderful as well. I continue to have great experiences with him and will use him for all of my mortgage financing needs in the future.”
“Eric does a fantastic job. I've worked with him on 3 purchases and 2 refinances and the service has been excellent. My life tends to be extremely busy and when it comes to dealing with a mortgage or refinancing a property, it is not something I want to spend very much time with. Eric provided the level of service that I wanted, which was quick and responsive. He limited the amount of time I had to spend.”
Debbie R.
“It is great working with Eric; he is very helpful & responsive. Makes the process less daunting. As a busy parent with a full time job, doing most things online & via email & phone was important, and all forms, etc. were easy to use.”
Sunshine H.
“Eric helped us purchase our first home. We were treated with exceptional service and professionalism. There wasn't a question he couldn't answer; very knowledgeable!”
“Eric and his team were right there with me from beginning to end, and despite how busy we both were during the time we were working together, he always followed up, day or night, until my questions or issues were answered, explained and resolved. Pretty amazing service from a guy I never actually met, but by the end, I felt like I had an old friend handling the purchase of my home.”
Latasha T.
“Eric was very helpful and patient during our home buying process. I appreciate his ability to navigate us through the process with ease and professionalism.”
Geoff P.
“Eric Kincheloe and I have done business together for many years. I'd highly recommend him for his services. He is very knowledgeable on all different types of loans and working with him has always been a pleasure.”
“We are currently working with Eric to get our mortgage and it has been smooth sailing. He has been very helpful and once we told him we were first-time homebuyers, he took the time to explain everything. Great guy and I would definitely recommend him.”
“Eric helped us with the whole process of buying our first home. Eric is a true professional, very knowledgeable, responsive, listens to you and gives you the right answers to all your concerns. Eric made us feel comfortable and confident from beginning to end. We definitely recommend Eric as your Mortgage Loan Originator.”
Eddie L.
“I was a first-time homebuyer and had no clue what to do. Eric was the first person I talked to and he walked me thru the whole process. He directed me to all the right people and went through the process step-by-step; he answered any questions I had without any confusion. I would highly recommend him to anyone buying a home.”
Laurie S.
“Eric and his team were extremely helpful. They kept things moving and I felt fully informed throughout. The entire process of getting me to final approval took less than month. Eric and his team are great people to work with.”
Robert J.
“Eric made this a very smooth, easy transaction. He was responsive, knowledgeable and attentive. The entire process could not have gone better. I highly recommend Eric and his staff!”
John R.
“Eric and CJ stayed on top of the mortgage application process, answered my questions, and were very responsive. I had trouble completing the online documents, but they were very patient and helped walk me through the directions.”
“It was a pleasure working with Eric. He took time out to explain the process. The who, what, when, and why. He was patient and honest. There were no surprises. I would recommend Eric to my friends and family without hesitation.”
Garry R.
“Eric and his entire team were extremely professional and efficient. They were willing to work long hours and over the weekend in order to gather all the necessary documents for the closing. The team also went above and beyond by helping me get all the documents uploaded electronically. I highly recommend Eric and his winning team to anyone.”
“Eric's first words to us were, "Don't worry about anything; I'm going to get you this loan." And he came through on his promise. We had a difficult situation and he never gave up. He was available to answer any question day or night.”
We had an excellent experience with Eric and CJ. They are both great and very patient with all the questions we had. Everything was explained and there were no surprises at the end. We are very happy that we found them.
Dave V.
Eric helped through the entire closing process. He knows how to make the process faster. He also tries to find a solution to any problems. My closing was not going to happen if I didn't pull in Eric to help.
Sarah M.
“As a first time homebuyer, I had no idea where to start. Eric walked me through everything step-by-step and made everything simple and easy to understand. He was always available when I had questions and did everything in his power to meet my needs.”
“I cannot say enough good things about Eric. Even in a difficult situation, Eric was there to find solutions. I could not have been more pleased. I would recommend Eric to everyone. He has a great staff that makes things run that much smoother.”
“Eric was helpful in a number of situations as one transaction fizzled and we quickly regrouped on another. Several questions along the way were dealt with quickly and satisfactory. We were very pleased with the final outcome.”
Matthew J.
“Eric and his team (CJ and Karen) did an excellent job. They were very thorough, proactive, and responded very fast to all my inquiries. They made the mortgage process very easy and efficient. I had no issues or concerns at all. I highly recommend Eric and his team!”
Michael M.
“My experience with Eric Kincheloe was very smooth. While we had some obstacles to maneuver around, Eric handled everything extremely well, allowing us to secure our loan. His experience and guidance helped my family navigate through a complicated situation with relative ease.”
“Eric is very good at helping you to understand the process to successfully close a home of your dreams. He and his team work hard to make the process easy as possible. They are always there to guide you through every step of the process to close.”
“Eric, C.J. and Karen were absolutely wonderful. We actually dealt with them twice and both times were equally great. They took the time to explain things to us in detail and were very receptive to our questions and inquiries. We had some tough situations to work through and they were with us every step of the way. I would recommend Eric and crew to anyone and would not hesitate to use them again.”
Dave H.
“Buying and selling a home at the same time can be stressful. Eric and his team helped reduced the worry about securing a mortgage. The team was great to work with. Timely, responsive and friendly.”
Going through the home buying process as a first time homebuyer was nerve-wracking, but Eric and his team made the process so much more tolerable. There were times when I wanted to give up, but Eric was there to reassure me and guide me through. I can remember nights when I was up emailing or texting Eric after 9pm, and to my surprise he responded and on occasion would give me a phone call to ensure that I understood what was requested of me. I do not have enough words to explain how grateful I am to Eric and his team for helping me to give my daughter her “Forever Dream Home." I would definitely recommend Eric to anyone who is ready to start their mortgage process... just don’t text or email him after 9pm because he will respond!
Paul V.
“Eric Kincheloe is a great resource of information when it comes to home buying. He was able to fully explain in plain language what was required of me to purchase my first home. He helped every step of the way and the realization of home ownership was soon within my grasp. I'm a Veteran applying for a VA loan which made the process somewhat more complicated as additional paperwork was required, but he handled everything beautifully. I would recommend him to anyone looking for a thoroughly positive process of attaining a home.”
Geoff M.
“Eric answered all my questions and helped me understand the process. As this was my first time buying a home, the information he provided was great. His team responded to my needs and helped me through the process. Diane and CJ were available and helpful.”
Marsha D.
“We visited a few different brokers who didn't seem to have time for us, or didn't have the expertise needed. We met Eric and first impression was awesome; he knew his industry well and really made the process easy to understand. I would recommend Eric in the future. Eric is our mortgage consultant until he retires!”
Caleb R. August 2018
“Very helpful individuals with quick and simple responses to all questions.”
Robert H. August 2018
“Eric took the time to meet in person with us and listen to our needs. He even came to our home! Karen was fantastic and took the time to educate us on the net gains.”
Troy B. June 2018
“Easy to deal with. Very helpful.”
Matthew J. June 2018
“They did a great job!”
Cortney E. April 2018
“They quickly got everything together to close.”
Leonard M. March 2018
“Professional and fast.”
Brett M. December 2017
“Eric was very thorough throughout our process. He was easily reached day or night.”
Paul V. November 2017
“They were very helpful during the whole process.”

Our Latest Thinking

We recognize this is a difficult time for many people. Click here or call 866-913-2951 for more information and to learn about current options available to our borrowers.