About Eddie Lopez

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #313868), Eddie Lopez can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Eddie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Eddie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Eddie Lopez Anytime

Feel free to contact Eddie anytime by phone or email for personalized service and expert advice. Eddie Lopez will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Eddie Lopez is 203(k) Renovation Lending Certified

Eddie is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Eddie Lopez values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Eddie by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
Ernie H. Aug-18
“The process of buying this home was a smooth transaction from the start to finish.”
Ernie H. Aug-18
“The process of buying this home was a smooth transaction from the start to finish.”
Ernie H. August 2018
“The process of buying this home was a smooth transaction from the start to finish.”
Ernie H. August 2018
“The process of buying this home was a smooth transaction from the start to finish.”
Hayley T. December 2017
“Fast at communicating back when I had questions. ”
Martha O. October 2017
“The e signing.”
Benjamin G. San Bernardino, CA
“Eddie Lopez is a beast.”
Ricardo N. Desert Hot Springs, CA
“Very professional service!”
Lissette Q. San Bernardino, CA
“This has been one of the smoothest transactions I ever had in my Real Estate Career. Buyer was the most down to earth person to work with and of course him and the lender clicked from day one! Great closing Eddie and of course his entire team.”
Vincent V. Victorville, CA
“Mr. Eddie Lopez was professional, determined to ease the stress of the loan process. Very helpful for being a first time buyer. Both Eddie my Loan Officer and Joel Villages my agent work hand to hand to help my family in to a home. I'm grateful and blessed to have both companies get me in a home.”
Joel V. Victorville, CA
“I am very pleased to work with Eddie, transactions are seamless and communication is excellent. Another smooth transaction.”
Ricardo P. San Bernardino, CA
“Eddie Lopez does it again! Great with responding, customer service, and getting things done right on time the first time. What more can we ask for?”
Ricardo P. San Bernardino, CA
“Eddie never fails me. Always updates on time. Is willing to answer any question. No Ego. All around great lender. Always a pleasure working with Eddie. You the man bro! Enough said.”
Ricardo P. San Bernardino, CA
“Always a great experience with Eddie. Prompt, thorough, on point. Enough said. Thanks again Eddie.”

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