About Doug Steiner
Homebridge Financial Services Mortgage Loan Originator in Lihue, Hawaii
Doug Steiner is a Mortgage Loan Originator for Homebridge Financial Services’ Kauai office. He has nearly 30 years of experience in the mortgage industry. Doug has a Bachelor of Arts in Economics from UCLA. Born in Montclair New Jersey and raised in Los Altos, California, Doug moved to Koloa, Kauai in August 2002 where he currently resides.
Doug welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Doug offers expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.
Contact Doug Steiner Anytime
Feel free to contact Doug anytime by phone or email for personalized service and expert advice. Doug Steiner will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.
Doug Steiner is 203(k) Renovation Lending Certified
Doug is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.
The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.
Doug Steiner values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.
Please contact Doug by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!
For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.
2Please consult a tax advisor for further information regarding the deductibility of interest and charges.