About Doug Steiner

Homebridge Financial Services Mortgage Loan Originator in Lihue, Hawaii
Doug Steiner is a Mortgage Loan Originator for Homebridge Financial Services’ Kauai office. He has nearly 30 years of experience in the mortgage industry. Doug has a Bachelor of Arts in Economics from UCLA. Born in Montclair New Jersey and raised in Los Altos, California, Doug moved to Koloa, Kauai in August 2002 where he currently resides.

Doug welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Doug offers expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Doug Steiner Anytime

Feel free to contact Doug anytime by phone or email for personalized service and expert advice. Doug Steiner will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Doug Steiner is 203(k) Renovation Lending Certified

Doug is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Doug Steiner values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Doug by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Lisa C. Aug-18
“Loan officer was easy to work with, e-sign docs were really convenient.”
Lisa C. Aug-18
“Loan officer was easy to work with, e-sign docs were really convenient.”
Lisa C. August 2018
“Loan officer was easy to work with, e-sign docs were really convenient.”
Lisa C. August 2018
“Loan officer was easy to work with, e-sign docs were really convenient.”
Michael B. April 2018
“Doug was very responsive and he made the process extremely easy!”
Eric W. March 2018
“Good service.”
Heath P. February 2018
“I have worked with Doug and his team on all of my mortgages. They are awesome!”
Michael J. December 2017
“Doug and team were extremely professional and prompt throughout this process. ”
Charles F. December 2017
“Working with HomeBridge has been great - very detailed information, very thorough. Great rate too. ”
Marketa L. October 2017
“Doug is great.”
Paul W. Princeville, HI
“We had a wonderful experience working with everybody involved with this loan. Doug was great. He helped us through some very tricky points and was able to guide us to an amazing loan on our new and amazing place on paradise.”
Danette A. Princeville, HI
“We had an issue with the appraisal and Doug did an amazing job resolving it. Also my clients required a lot on hand holding and Doug was very responsive. Thank you!”
Thomas C. Princeville, HI
“Very fast, efficient, and smooth transaction.”
Barry L. Princeville , HI
“Very attentive and pleasantly persistent.”
Jeanne H. Kapaa, HI
“They are clearly working hard to bring everything together for our transaction.”
Raylene M. Mountain View, HI
“Responsive, patient, accessible ;)”
Raylene M. Mountain View, HI
“Responsive to me, providing clarity along the way.”
Elliot P. Kapaa, HawaiI
“Our Loan Officer was Doug Steiner and he did a splendid job. He was available by phone or email when we needed him and answered our questions to our satisfaction.”
Florendo M. Lihue, HI
“My Loan Officer was very helpful and always tells me what I need to do to speed up the loan process.”
Chadd W. Princeville, HI
“I represented the seller and the only time I had to get involved in anything regarding the buyer '”
Fran M. Eleele, HI
“I always recommend Doug Steiner to my buyer clients. He is always very responsive, even while on vacation!”
Susan H. Koloa, HI
“Great communication and fast closing. Both are rare these days!”
Teresa D. Lawai, HI
“Doug Steiner has always been available and approachable and returns phone calls and emails promptly. Of course this is good business practices, but Doug performs this with care. In this crazy theatre of lending and purchase transactions, we have all learned to expect the unexpected and good communication is paramount. Doug is informative with all levels of Buyers and aims to educate us all with the process.”
Evelyn B. Lihue, HI
“Doug Steiner is very knowledgeable. Mahalo.”
Willam W. Kalaheo, HI
“Doug Steiner was attentive to all our questions, answered all our emails promptly and helped us to successfully obtain our mortgage.”
Mark A. Princeville, HI
“Doug Steiner was very responsible and courteous! He was a pleasure to work with!”
Charles R. Lihue, HI
“Doug was on top of things from day one. He communicated often as to the status of our refinance. This is the third loan Doug has processed for us in a little less than two years. We are very pleased!”
Donna M. Kapaa, HI
“Doug was terrific in all ways: polite, prompt, courteous, knowledgeable, hard-working, dilligent, intelligent, thorough, professional, patient, and extremely consciencious!”
Holly V. Koloa, HI
“Doug was very prompt and professional! Great to work with!”
Louise G. Princeville, HI
“Doug calmed us down when things got harried and tight to help us meet all the required timelines.”
Fran M. Kalaheo, HI
“Doug Steiner always responds to my calls or emails promptly and is attentive to my clients needs. He is one of my most often recommended Loan Officers.”

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